← Part of Axis Credit Cards in India
The Axis Bank Burgundy Private Credit Card, also known as “The One Card,” targets ultra-high-net-worth individuals in India, offering a full suite of luxury benefits. This card is exclusively available to Axis Bank Burgundy Private clients who maintain a Total Relationship Value (TRV) of ₹5 crore or more (excluding demat holdings), or a net monthly salary credit of ₹10 lakhs or more.
IT stands out for its lifetime free status and 0% forex markup, making IT a premium offering in the Indian credit card market for 2026.
| Parameter | Details |
|---|---|
| Card Name | Axis Bank Burgundy Private Credit Card (also known as ‘The One Card’) |
| Target Clientele | Ultra High-Net-Worth Individuals (UHNIs), Axis Bank’s ‘Private Banking’ clients, Burgundy Private account holders |
| Eligibility Criteria (TRV) | Total Relationship Value (TRV) of ₹5 crore or more (excluding demat) with Axis Bank |
| Eligibility Criteria (Salary) | Net monthly Salary Credit of ₹10 lakhs or more |
| Joining Fee | Free for Burgundy Private account holders |
| Annual Fee | Free for Burgundy Private account holders (Lifetime Free card) |
| Interest Rate | 19.56% p.a. (as of 2026) |
| Forex Markup Fee | 0% |
| Cash Advance Fee | 0% |
| Reward Rate | 15 EDGE Reward points for every ₹200 spent (up to 6% back) |
| Reward Redemption Ratio | 5:4 against specific airline/hotel partners |
| Bonus Points on Joining | 30,000 bonus points |
| Complimentary Lounge Access (India) | 2 per quarter (for primary and supplementary cardholders) |
| Complimentary Lounge Access (International) | 4 per year (for self & accompanying guests via LoungeKey Membership, with minimum Burgundy Debit Card spends of ₹5,000 in previous 3 months) |
| Airport Concierge Services | 8 complimentary services at Indian airports |
| Conveyance Discount to Airports | Up to 30% discount in India and abroad |
| Dining Discounts | Up to 20% at 4,000+ eateries via Axis Bank Dining Delights Program; up to ₹500 off with EazyDiner Prime membership |
| Golf Privileges | Up to 50 complimentary golf rounds annually |
| BigBasket Discount | Flat ₹500 off on minimum purchase of ₹2,500 |
| Fuel Surcharge Waiver | 1% on transactions between ₹400 and ₹4,000 |
| Remittance Discount | 50 paise discount on USD, GBP, EUR, AUD, CAD via Axis Bank Branches for Burgundy customers |
| Insurance Coverage | Personal Accident Insurance up to ₹15 lakh, Purchase Protection & Lost Card Liability up to ₹6 lakh (via Burgundy World Debit Card) |
| Unique Feature | Combines benefits of credit, debit, and forex into a single card (‘The One Card’) |
This card offers extensive travel, lifestyle, and luxury benefits, positioning IT as a top-tier choice for Axis Bank’s most affluent clients in 2026.
Axis Bank Burgundy Private Credit Card in India: Types, Categories & Key Components Explained
The Axis Bank Burgundy Private Credit Card is a super-premium offering, exclusively for Burgundy Private clients who maintain a Total Relationship Value (TRV) of ₹5 crore or more (excluding demat). This card provides extensive benefits across travel, lifestyle, and luxury, including up to 6% back as EDGE Reward Points and complimentary memberships to elite hotel programs.
| Type/Category | Details | Key Feature |
|---|---|---|
| Axis Bank Burgundy Private Credit Card | Offered to Axis Bank’s ‘Private Banking’ clients with high Total Relationship Value (TRV). | Free for Burgundy Private account holders; targets high-income individuals. |
| Axis Bank Burgundy Private Credit Card | Super-premium positioning, catering to elite clientele. | Up to 6% back as EDGE Reward Points, redeemable across 15+ airlines and hotel partners (5:4 redemption ratio). |
| Axis Bank Burgundy Private Credit Card | Designed for High Net-worth Individuals (HNIs). | 30,000 bonus points on joining. |
| Axis Bank Burgundy Private Credit Card | Benefits across travel, lifestyle, and luxury. | 15 Edge Reward points for every expenditure of ₹200. |
| Axis Bank Burgundy Private Credit Card | Exclusive privileges across almost all categories. | Complimentary lounge access for primary and supplementary cardholders. |
| Axis Bank Burgundy Private Credit Card | Luxurious lifestyle benefits. | Complimentary memberships to Club Marriott, ALL Accor+ Explorer, Taj Epicure, and Eazy Diner Prime. |
| Axis Bank Burgundy Private Credit Card | Travel benefits. | Up to 30% discount on conveyance to Indian & international airports. |
| Axis Bank Burgundy Private Credit Card | Concierge services for airport visits. | 8 complimentary airport concierge services during Indian airport visits. |
| Axis Bank Burgundy Private Credit Card | Fuel surcharge waiver. | 1% surcharge waiver on fuel transactions between ₹400 and ₹4,000 at all fuel stations in India. |
| The One Card (Burgundy Private) | Combines benefits of credit, debit, and forex into one card. | Available only to Burgundy Private clients meeting a Total Relationship Value (TRV) of ₹5 crore (excluding demat). |
| Burgundy Private Account Eligibility | Requires a Total Relationship Value (TRV) of ₹5 crore (excluding demat). | Alternatively, a net monthly Salary Credit of ₹10 lakhs or more. |
| Joining Fee | For Axis Bank Burgundy Private Credit Card. | Free for Burgundy Private account holders. |
| Annual Fee | For Axis Bank Burgundy Private Credit Card. | Lifetime Free card for eligible customers. |
| Cash Advance Fee | Applicable on cash withdrawals using the credit card. | 0%. |
| Forex Markup Fee | Charge on international transactions. | 0%. |
| Interest Rate | Annualized interest on outstanding balances. | 19.56% p.a. |
| Reward Points on Rent/Insurance | EDGE Reward points for specific payment categories. | 15 points for every ₹200 spent, capped at ₹1 lakh per month on rent. |
| Airport Lounge Access (India) | Complimentary visits at domestic airports. | 2 per quarter for self and accompanying guests. |
| Airport Lounge Access (International) | Complimentary visits via LoungeKey Membership. | 4 per year for self & accompanying guests, subject to ₹5,000 spend on Burgundy Debit Card in previous 3 months. |
| Dining Discounts | Through Axis Bank Dining Delights Program with EazyDiner. | Up to ₹500 off at over 4,000+ eateries in India. |
| BigBasket Discount | Offer on online grocery purchases. | Flat ₹500 off on minimum purchase of ₹2,500. |
| Remittance Discount | Benefit for Burgundy customers on foreign currency transfers. | 50 paise discount on USD, GBP, EUR, AUD, CAD via Axis Bank Branches. |
| Complimentary Golf Rounds | Access to premium golf courses. | Up to 50 in a single year. |
| No Pre-set Credit Limit | For Burgundy Private clients with high Net Relationship Value (NRV). | Requires ₹7 crore+ NRV for a card without any pre-set limit. |
The Axis Bank Burgundy Private Credit Card is designed to offer strong luxury and convenience, aligning with the financial standing and lifestyle needs of its exclusive clientele through a full suite of benefits.
Axis Bank Burgundy Private Credit Card in India: Key Statistics & Data Points for 2026
The Axis Bank Burgundy Private Credit Card is a lifetime free card for eligible Burgundy Private account holders, offering a 0% forex markup fee and a 19.56% p.a. Interest rate. Cardholders earn 15 EDGE Reward points for every ₹200 spent, with a redemption ratio of 5:4 against airline and hotel partners (as of May 2026).
| Metric | Value | Source |
|---|---|---|
| Eligibility: Total Relationship Value (TRV) | ₹5 crore (excluding demat) | Axis Bank (as of 2026) |
| Eligibility: Net Monthly Salary Credit | ₹10 lakhs or more | Axis Bank (as of 2026) |
| Joining Fee | Free (for Burgundy Private account holders) | Axis Bank (as of 2026) |
| Annual Fee | Free (Lifetime Free card) | Axis Bank (as of 2026) |
| Cash Advance Fee | 0% | Axis Bank (as of 2026) |
| Forex Markup Fee | 0% | Axis Bank (as of 2026) |
| Interest Rate | 19.56% p.a. | Axis Bank (as of 2026) |
| Joining Bonus Points | 30,000 EDGE Reward points | Axis Bank (as of 2026) |
| Reward Points Earned | 15 points for every ₹200 spent | Axis Bank (as of 2026) |
| Reward Redemption Ratio | 5:4 (against specific airline/hotel partners) | Axis Bank (as of 2026) |
| Complimentary Domestic Airport Lounge Access | 2 per quarter | Axis Bank (as of 2026) |
| Complimentary International Airport Lounge Access | 4 per year (via LoungeKey, for self & guests) | Axis Bank (as of 2026) |
| Airport Concierge Services (Indian airports) | 8 services | Axis Bank (as of 2026) |
| Airport Conveyance Discount | Up to 30% (in India and abroad) | Axis Bank (as of 2026) |
| Fuel Surcharge Waiver | 1% (on transactions ₹400-₹4,000) | Axis Bank (as of 2026) |
| Dining Discounts | Up to 20% (at 4,000+ eateries via EazyDiner) | Axis Bank (as of 2026) |
| BigBasket Discount | Flat ₹500 off (min. Purchase ₹2,500) | Axis Bank (as of 2026) |
| Complimentary Golf Rounds | Up to 50 in a single year | Axis Bank (as of 2026) |
| Remittance Discount (for Burgundy customers) | 50 paise (on USD, GBP, EUR, AUD, CAD) | Axis Bank (as of 2026) |
| Personal Accident Insurance Cover (Burgundy World Debit Card) | Up to ₹15 lakh | Axis Bank (as of 2026) |
| Purchase Protection & Lost Card Liability (Burgundy World Debit Card) | Up to ₹6 lakh | Axis Bank (as of 2026) |
The card’s extensive benefits, from travel to lifestyle, are designed for high-net-worth individuals who meet the stringent eligibility criteria set by Axis Bank for its Burgundy Private clients.
How Axis Bank Burgundy Private Credit Card in India Works: Process, Steps & Key Details
The Axis Bank Burgundy Private Credit Card is exclusively for Burgundy Private clients, requiring a Total Relationship Value (TRV) of ₹5 crore (excluding demat) or a net monthly salary credit of ₹10 lakhs or more. This card is lifetime free for eligible account holders, offering premium benefits across travel, lifestyle, and luxury categories.
Applying for and managing the Burgundy Private Credit Card involves specific criteria and features tailored for high-net-worth individuals.
- Eligibility for Burgundy Private Account: To qualify for the Burgundy Private program, individuals must maintain a Total Relationship Value (TRV) of ₹5 crore (excluding demat) or have a net monthly salary credit of ₹10 lakhs or more.
- Card Issuance: The Burgundy Private Credit Card is issued complimentary to eligible Burgundy Private account holders, with no joining or annual fees.
- Reward Point Earning: Cardholders earn 15 EDGE Reward points for every ₹200 spent, including on rent and insurance-related payments.
- Reward Redemption: Points can be redeemed at a 5:4 ratio against specific airline and hotel partners, offering flexibility for travel and luxury experiences.
- Forex and Cash Advance: The card features a 0% forex markup fee and a 0% cash advance fee, providing significant savings on international transactions and urgent cash needs.
- Airport Services: Benefits include 8 complimentary airport concierge services at Indian airports and up to 30% discount on conveyance to airports in India and abroad.
- Lounge Access: Cardholders receive 2 complimentary domestic airport lounge accesses per quarter and 4 international lounge visits per year via LoungeKey Membership, subject to ₹5,000 spends on the Burgundy Debit Card in the previous three months.
- Dining and Lifestyle: Enjoy dining discounts of up to 20% at over 4,000 eateries in India through the Axis Bank Dining Delights program, and a flat ₹500 off on BigBasket purchases of ₹2,500 or more.
- Golf Privileges: The card offers up to 50 complimentary golf rounds in a single year, catering to a premium lifestyle.
- Interest Rate: A competitive interest rate of 19.56% p.a. Applies to outstanding balances, as of 2026.
The Axis Bank Burgundy Private Credit Card provides a full suite of benefits, aligning with the exclusive banking relationship IT represents.
Axis Bank Burgundy Private Credit Card in India: Benefits, Advantages & Why Students Choose IT
The Axis Bank Burgundy Private Credit Card offers exclusive benefits for high-net-worth individuals, including a lifetime free status for Burgundy Private account holders. This card provides significant value across travel, lifestyle, and luxury categories, targeting clients with a Total Relationship Value (TRV) of ₹5 crore or more.
Key benefits and advantages of the Axis Bank Burgundy Private Credit Card for 2026 include:
- Lifetime Free Card: The Axis Bank Burgundy Private Credit Card is lifetime free for Burgundy Private account holders, with no joining or annual fees.
- High Reward Rate: Cardholders earn 15 EDGE Reward points for every ₹200 spent, including on rent and insurance payments, offering up to 6% back.
- Travel Privileges: The card provides up to 30% discount on conveyance to airports in India and abroad, along with 8 complimentary airport concierge services annually at Indian airports.
- Lounge Access: Users receive 2 complimentary domestic airport lounge accesses per quarter and 4 international lounge visits per year for self and guests via LoungeKey Membership.
- Zero Fees on Key Transactions: IT features a 0% cash advance fee and a 0% forex markup fee, making international transactions more cost-effective.
- Dining and Lifestyle Discounts: Enjoy up to ₹500 off on BigBasket purchases of ₹2,500 or more, and up to 20% savings at over 4,000 dining establishments across India.
- Golf Benefits: Cardholders can access up to 50 complimentary golf rounds in a single year, luxury lifestyle offerings.
These advantages position the Axis Bank Burgundy Private Credit Card as a premium offering for clients seeking extensive benefits and preferential services in 2026.
Axis Bank Burgundy Private Credit Card in India: Vs Alternatives: Which Option is Best?
The Axis Bank Burgundy Private Credit Card is a premium offering for clients with a Total Relationship Value (TRV) of ₹5 crore or more. IT provides unique benefits like 0% forex markup and a lifetime free annual fee for eligible account holders. Compared to alternatives like the Axis Magnus for Burgundy, IT offers distinct advantages for ultra-high-net-worth individuals.
| Feature | Axis Bank Burgundy Private Credit Card | Axis Magnus for Burgundy Credit Card | IDFC FIRST Private Credit Card |
|---|---|---|---|
| Eligibility Criteria | Axis Bank Burgundy Private clients | Burgundy client status | Invite-only |
| Total Relationship Value (TRV) | ₹5 crore (excluding demat) | Not specified (requires Burgundy status) | Not specified |
| Net Monthly Salary Credit | ₹10 lakh or more | Not specified (requires Burgundy status) | Not specified |
| Joining Fee | Free for Burgundy Private account holders | Not specified | Zero |
| Annual Fee | Free (Lifetime Free card) | ₹30,000 | Not specified |
| Reward Rate | 15 EDGE Reward points per ₹200 spent (up to 6% back, 5:4 redemption) | Same spend-based reward structure as Magnus (no changes to redemption ratio in 2024) | Not specified |
| Forex Markup Fee | 0% | Not specified | Not specified |
| Cash Advance Fee | 0% | Not specified | Not specified |
| Airport Concierge Services | 8 services during Indian airport visits | d travel benefits | Not specified |
| Complimentary Golf Rounds | Up to 50 in a single year | Not specified | Not specified |
| Lounge Access (International) | 4 per year (self & guests via LoungeKey) | Not specified | Not specified |
| Interest Rate | 19.56% p.a. | Not specified | Not specified |
The Burgundy Private Credit Card targets a very specific high-net-worth segment, offering strong benefits like 0% forex markup and no annual fee, setting IT apart from other premium cards.
Common Misconceptions About Axis Bank Burgundy Private Credit Card in India
The Axis Bank Burgundy Private Credit Card is often misunderstood as a standard premium card, but IT targets ultra-high-net-worth individuals with specific eligibility. IT is a lifetime free card for Burgundy Private account holders, unlike many other super-premium cards that carry annual fees up to ₹30,000 (as seen with the Axis Magnus for Burgundy Credit Card).
- Misconception 1: IT has a joining or annual fee. The Axis Bank Burgundy Private Credit Card is lifetime free for Burgundy Private account holders, with no joining or annual fees.
- Misconception 2: IT has a pre-set credit limit. The card offers no pre-set credit limit for Burgundy Private clients maintaining a Total Relationship Value (TRV) of ₹5 crore (excluding demat).
- Misconception 3: Anyone can apply for IT. Eligibility is strictly limited to Axis Bank Burgundy Private clients, who must meet a TRV of ₹5 crore or have a net monthly salary credit of ₹10 lakhs or more.
- Misconception 4: Its reward redemption is capped like other cards. While the Axis Magnus for Burgundy card has a 10 lakh reward point redemption CAP, the Burgundy Private card’s 5:4 redemption ratio against specific airline/hotel partners does not explicitly state a similar CAP on points earned.
- Misconception 5: IT charges high forex markup fees. The card features a 0% forex markup fee, which is a significant benefit compared to the typical 2% to 3% charged by many other credit cards.
Understanding these specific features helps clarify the card’s unique positioning for its exclusive clientele.
What to Do Next: Actionable Steps
Accessing the Axis Bank Burgundy Private Credit Card requires meeting specific eligibility criteria, primarily centered around your Total Relationship Value (TRV) with Axis Bank. As of 2026, a TRV of ₹5 crore (excluding demat holdings) is to qualify for this exclusive card.
- Verify Burgundy Private Status: Confirm your existing status as an Axis Bank Burgundy Private client. This is the foundational requirement for applying for the Burgundy Private Credit Card.
- Meet TRV Requirements: Ensure your Total Relationship Value (TRV) with Axis Bank is ₹5 crore or more, excluding demat accounts. This financial threshold directly impacts eligibility for the card.
- Check Salary Credit: For salaried individuals, maintain a net monthly salary credit of ₹10 lakhs or more into your Burgundy Private account. This is an alternative eligibility path if the TRV criteria are not fully met.
- Contact Relationship Manager: Reach out to your dedicated Axis Bank Relationship Manager for personalized guidance on eligibility and the application process. They can confirm your current standing and assist with necessary documentation.
- Review Latest Terms: Before applying, review the most current terms and conditions for the Burgundy Private – The One Card, updated as of April 20, 2024. These details are available on the official Axis Bank website.
- Understand Card Conversion: Be aware that if your Burgundy Private status is discontinued, the credit card may convert to a complimentary card corresponding to your downgraded savings account.
By fulfilling these specific financial and relationship criteria, you can proceed with the application for the Axis Bank Burgundy Private Credit Card in 2026.
Key Takeaways
- Eligibility for the Axis Bank Burgundy Private Credit Card primarily requires a Total Relationship Value (TRV) of ₹5 crore (excluding demat) with Axis Bank.
- Alternatively, a net monthly salary credit of ₹10 lakhs or more into a Burgundy Private account can also establish eligibility for the card.
- The card offers a lifetime free status for Burgundy Private account holders, with a 0% forex markup fee and a 19.56% p.a. Interest rate.
Verify your eligibility and apply for the Axis Bank Burgundy Private Credit Card through your Axis Bank Relationship Manager or the official Axis Bank website.
Frequently Asked Questions (FAQs)
What is the Axis Bank Burgundy Private Credit Card?
The Axis Bank Burgundy Private Credit Card is a super-premium credit card offered exclusively to Axis Bank’s Burgundy Private clients in India. IT provides extensive benefits across travel, lifestyle, and luxury categories. Cardholders can earn up to 6% back as EDGE Reward Points, redeemable with over 15 airline and hotel partners.
What is the eligibility criteria for the Axis Bank Burgundy Private Credit Card?
To be eligible for the Axis Bank Burgundy Private Credit Card, you must be an Axis Bank Burgundy Private client. This requires maintaining a Total Relationship Value (TRV) of ₹5 crore with the bank, excluding demat holdings. The card targets high-income individuals and offers exclusive privileges.
What are the key benefits of the Axis Bank Burgundy Private Credit Card?
Key benefits include up to 6% back in EDGE Reward Points, redeemable across numerous airline and hotel partners. Cardholders also receive up to 30% discount on airport conveyance, both in India and internationally. The card provides a range of luxury and lifestyle privileges tailored for elite clientele.
Are there any annual fees for the Axis Bank Burgundy Private Credit Card?
The Axis Bank Burgundy Private Credit Card is complimentary for individuals who hold an active Burgundy Private account. This means there are no annual fees associated with the card as long as the Burgundy Private status is maintained. This makes IT an attractive offering for eligible clients.
What happens if my Burgundy Private status is discontinued?
If your Burgundy Private status is discontinued, your Axis Bank Burgundy Private Credit Card will be converted to a complimentary credit card corresponding to your downgraded savings account. You will no longer be able to avail the exclusive Burgundy Private benefits. Axis Bank’s terms and conditions for ‘The One Card’ were updated on April 20, 2024, regarding such conversions.
Can NRI clients apply for the Axis Bank Burgundy Private Credit Card?
Yes, all features and benefits of the Axis Bank Burgundy Private Credit Card are also applicable to the Burgundy Private NRI Credit Card variant. NRI clients meeting the Burgundy Private eligibility criteria can avail this card. They must maintain the required Total Relationship Value (TRV) with Axis Bank.
How do I redeem EDGE Reward Points earned with this card?
EDGE Reward Points earned with the Axis Bank Burgundy Private Credit Card can be redeemed across more than 15 airline and hotel partners. The card offers a 5:4 redemption ratio for these points. For specific redemption processes or to avail hotel memberships, cardholders can contact Axis Bank’s concierge partners at 1800 103 4962.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.