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India’s independent fintech guide
Cards, loans, FDs, mutual funds, stocks, insurance and tax — compared honestly. Credit cards, loans, FDs, mutual funds, stocks, gold, insurance, tax and your credit score — compared on real rates and fees, with 58 free calculators.
Products
Data & analysis
Fixed deposit
Shivalik Small Finance Bank · General citizens · Specified tenures
Home loan
Bank of Baroda · Floating · Repo-linked (EBLR)
Guides
The SBI Cashback Credit Card returns about 4.2% on a typical spend mix, roughly double what the next card on this list manages, and that is the whole story for most people.
Updated 15 Sep 2026 · 7 min read
Used-car finance is priced several points above new, with shorter tenures and lower funding — because the collateral is harder to value and depreciates.
Updated 15 Sep 2026 · 2 min read
What actually separates one salary account from another: insurance cover, fee waivers, and what happens when the salary credit stops.
Updated 15 Sep 2026 · 5 min read
Which SEBI hybrid category to pick, which ones get equity taxation, and what the February 2026 rewrite changed.
Updated 7 Sep 2026 · 6 min read
Tools
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