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Smart money decisions start with Credsir

Compare what banks actually charge and pay — every rate dated, every source linked, every fee in the open.

A woman checking her phone with a bank card in her hand

Today’s best rates

The best advertised figure in each category, read straight from the tables it links to. Every one carries the date it was checked and the terms it is quoted on — a rate without its tenure and rate type is not a rate.

All tracked rates
Fixed deposit
8.00%
p.a.
Highest advertised FD rate
Shivalik Small Finance Bank · General citizens · Specified tenures
8.50%
Senior citizen rate
₹5 lakh
DICGC cover per bank
Compare FD rates
Checked 15 Aug 2026

Why people trust Credsir

Every rate and fee on this site carries the date it was checked and a link to the source it came from. Where we are paid, we say so — and a partner link has never changed a ranking.

624+
In-depth guides and articlesEach one dated and sourced
58
Free calculators, no sign-upThey run in your browser
24+
Banks and lenders trackedRates checked against issuer tables

Rates tracked across 24 banks and lenders

  • American Express
  • Axis Bank
  • Bajaj Finserv
  • Bank of Baroda
  • Canara Bank
  • Federal Bank
  • HDFC Bank
  • ICICI Bank
  • IDFC First Bank
  • IndusInd Bank
  • Kotak Mahindra Bank
  • LIC Housing Finance
  • Punjab National Bank
  • State Bank of India
  • Tata Capital Housing
  • Union Bank of India

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Hero photograph by Vitaly Gariev on Unsplash. Bank and insurer marks are the property of their owners and are shown for identification. Rates last checked 15 Aug 2026.