Compare credit cards, loans, FDs and insurance in India
Compare what banks actually charge and pay, with the fee and the fine print alongside.
Interest rates in India today
All rate tables- Bank of Baroda7.20%Up to 9.40% · Processing fee Up to 0.5%, often waivedBank of Baroda7.20%9.40%Up to 0.5%, often waived
- Punjab National Bank7.20%Up to 9.45% · Processing fee 0.35%, max ₹15,000Punjab National Bank7.20%9.45%0.35%, max ₹15,000
- State Bank of India7.25%Up to 9.20% · Processing fee 0.35%, min ₹2,000State Bank of India7.25%9.20%0.35%, min ₹2,000
- Union Bank of India7.35%Up to 9.50% · Processing fee Up to 0.5%Union Bank of India7.35%9.50%Up to 0.5%
- Canara Bank7.40%Up to 9.55% · Processing fee 0.5%, max ₹10,000Canara Bank7.40%9.55%0.5%, max ₹10,000
- ICICI Bank7.50%Up to 9.60% · Processing fee 0.5% + GSTICICI Bank7.50%9.60%0.5% + GST
as of 2026-08-15 · Published lender comparisons, cross-checked against our rate table
Full home loan table (6 more) →Lowest advertised rates. What you are quoted depends on your credit profile. Home loans track the RBI repo rate (5.25%).
Gold, silver and currency rates today
The Indian gold benchmark, not the converted world price — they differ by more than a tenth.
Guides by situation
A salaried professional, a shop owner and a family buying their first home need different things from the same products.
Personal finance categories
11 categories, from credit cards to property. Each one lists every topic we cover in it.
- Credit CardsFind a card that actually pays you back39
- LoansBorrow at the rate you actually qualify for42
- BankingStop losing money to your own bank27
- InvestingGrow money without paying for the privilege51
- InsuranceBuy cover, not investment products dressed as cover36
- Credit ScoreKnow your number before a lender does16
- TaxPay what you owe. Not a rupee more31
- Personal FinanceThe money decisions nobody taught you27
- Small BusinessFunding and finance for Indian businesses17
- Forex & Global MoneyMoving money across borders without bleeding on spread14
- PropertyIndia’s largest asset class, demystified22
Every card scored on the same four things.
Rewards 40% · Perks 25% · Fees 20% · Accessibility 15%. No input for whether we earn from it.
Best credit cards in India for 2026
Ranked on effective return in rupees — after the annual fee and the 18% GST on it.
- Federal BankScapia Federal Bank Credit CardReturn3.0%FeeNil3.9
- Axis BankAxis Bank Atlas Credit CardReturn4.5%Fee₹5,0003.6
- SBI CardSBI Cashback Credit CardReturn4.2%Fee₹9993.2
- HDFC BankTata Neu Infinity HDFC Bank Credit CardReturn2.8%Fee₹1,4993.2
Free calculators: EMI, SIP, income tax and more
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How Credsir rates financial products
Most comparison sites in India sell the ranking. We publish ours instead.
We earn from partner links and advertising too. The difference is what that money can buy. It cannot buy a ranking — scores come from a formula we publish, running on the same fields for every product, whether we earn from it or not.
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