Compare credit cards, loans, FDs and insurance in India
Compare what banks actually charge and pay, with the fee and the fine print alongside.
Interest rates in India today
All rate tables- Bank of Baroda7.20%Up to 9.40% · Processing fee Up to 0.5%, often waivedBank of Baroda7.20%9.40%Up to 0.5%, often waived
- Punjab National Bank7.20%Up to 9.45% · Processing fee 0.35%, max ₹15,000Punjab National Bank7.20%9.45%0.35%, max ₹15,000
- State Bank of India7.25%Up to 9.20% · Processing fee 0.35%, min ₹2,000State Bank of India7.25%9.20%0.35%, min ₹2,000
- Union Bank of India7.35%Up to 9.50% · Processing fee Up to 0.5%Union Bank of India7.35%9.50%Up to 0.5%
- Canara Bank7.40%Up to 9.55% · Processing fee 0.5%, max ₹10,000Canara Bank7.40%9.55%0.5%, max ₹10,000
- ICICI Bank7.50%Up to 9.60% · Processing fee 0.5% + GSTICICI Bank7.50%9.60%0.5% + GST
as of 2026-08-15 · Lender rate cards and published comparisons, August 2026
Full home loan table (6 more) →Lowest advertised rates. What you are quoted depends on your credit profile. Home loans track the RBI repo rate (5.25%).
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A salaried professional, a shop owner and a family buying their first home need different things from the same products.
Compare every personal finance product in India
322 comparison guides across 11 verticals — the full map of Indian personal finance.
- Credit CardsFind a card that actually pays you back39
- LoansBorrow at the rate you actually qualify for42
- BankingStop losing money to your own bank27
- InvestingGrow money without paying for the privilege51
- InsuranceBuy cover, not investment products dressed as cover36
- Credit ScoreKnow your number before a lender does16
- TaxPay what you owe. Not a rupee more31
- Personal FinanceThe money decisions nobody taught you27
- Small BusinessFunding and finance for Indian businesses17
- Forex & Global MoneyMoving money across borders without bleeding on spread14
- PropertyIndia’s largest asset class, demystified22
Every card scored on the same four things.
Rewards 40% · Perks 25% · Fees 20% · Accessibility 15%. No input for whether we earn from it.
Best credit cards in India for 2026
Ranked on effective return in rupees — after the annual fee and the 18% GST on it.
- Federal BankScapia Federal Bank Credit CardReturn3.0%FeeNil3.9
- Axis BankAxis Bank Atlas Credit CardReturn4.5%Fee₹5,0003.6
- SBI CardSBI Cashback Credit CardReturn4.2%Fee₹9993.2
- HDFC BankTata Neu Infinity HDFC Bank Credit CardReturn2.8%Fee₹1,4993.2
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Personal finance guides
All articles- Canara Bank
Canara Bank Visa Platinum Credit Card 2026: Benefits, Eligibility & Fees
29 Jun 2026 - AU Small Finance
AU Altura Plus Credit Card 2026: Features, Rewards & Fees in India
29 Jun 2026
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