← Part of Axis Credit Cards in India
The Axis Bank Vistara Infinite Credit Card, launched in July 2016, offers premium travel benefits including up to 4 Business Class tickets annually. However, Axis Bank is not accepting new applications for Vistara co-branded credit cards as of 2026, with program benefits continuing until March 31, 2026.
| Parameter | Details |
|---|---|
| Card Type | Premium Travel Credit Card |
| Target Audience | Frequent travelers, Vistara loyalists, moderate to upper-income professionals |
| Key Benefit | Complimentary Business Class tickets, Club Vistara Gold Membership |
| Reward Rate | 6 Club Vistara Points for every ₹200 of eligible spends |
| Milestone Benefits | Up to 4 Business Class tickets annually on spends of ₹2.5 Lakh, ₹5 Lakh, ₹7.5 Lakh, and ₹12 Lakh |
| Welcome Benefit | 1 complimentary Business Class ticket voucher on card activation |
| Lounge Access | 2 complimentary domestic lounge access per quarter (subject to spending ₹50,000 in the previous quarter) |
| Golf Privileges | 6 complimentary golf rounds per year at select Indian destinations |
| Dining Discount | Up to 40% discount (up to ₹1,000) at partner restaurants via EazyDiner program |
| Dynamic Currency Conversion Markup | 1% on international transactions in Indian currency or with Indian merchants registered abroad |
| Primary Cardholder Age | 18 to 70 years |
| Add-on Cardholder Age | Above 18 years |
| Minimum Annual Income | ₹24 lakhs per annum (as per Axis Bank website, 2026) |
| Residency Status | Resident of India or Non-Resident Indian (NRI) |
| Application Status (as of 2026) | Not accepting new applications for Vistara co-branded credit cards |
| Program Benefits Continuation | Until March 31, 2026 (due to Vistara-Air India merger) |
| Annual Card Membership Renewal | Not done after March 31, 2025 (to ensure benefits for full 12-month period) |
| Terms & Conditions Update | Effective November 12, 2024, and April 18, 2025 (post Vistara-Air India merger) |
The card offers a strong reward structure for Vistara loyalists, providing 6 Club Vistara Points for every ₹200 spent, which translates to a value of ₹1 per point (Source: CardInsider, 2026).
Vistara Infinite: Features & Benefits
The Axis Bank Vistara Infinite Credit Card offers premium travel and lifestyle benefits, including complimentary Business Class tickets and Club Vistara Gold membership. Cardholders earn 6 Club Vistara Points for every ₹200 spent, accelerating rewards for flights and upgrades.
| Benefit Category | Key Feature | Details |
|---|---|---|
| Welcome Benefit | Complimentary Business Class Ticket | One complimentary Business Class ticket voucher on card activation and on annual renewal of credit card membership. |
| Membership | Club Vistara Gold Membership | Complimentary Club Vistara Gold membership, offering priority check-in, priority boarding, additional baggage allowance, and priority baggage handling. Credited based on predefined conditions from March 1, 2024. |
| Reward Points | Earn Club Vistara Points | Earn 6 Club Vistara Points (Maharaja points) for every ₹200 of eligible spends. Points can be redeemed for upgrade and award flights. |
| Milestone Benefits | Complimentary Business Class Tickets | Up to 4 complimentary Business Class tickets on achieving annual spend milestones of ₹2.5 lakh, ₹5 lakh, ₹7.5 lakh, and ₹12 lakh. |
| Lounge Access | Complimentary Domestic Lounge Access | 2 complimentary lounge access every quarter at select airports within India, subject to spending ₹50,000 in the previous quarter. Includes access to domestic lounges participating in the Visa Lounges program. |
| Lifestyle | Complimentary Golf Rounds | Get 6 complimentary rounds of golf annually at India’s most picturesque destinations. |
| Dining | EazyDiner Program Discounts | Up to 40% discount (up to ₹1,000) at partner restaurants across India under Axis Bank’s EazyDiner program. |
| Concierge Services | 24×7 Concierge Service | Access to Axis Bank’s exclusive 24×7 concierge service for travel, dining, and entertainment assistance. |
| Travel Perks | Priority Travel Benefits | Exclusive privileges of complimentary Maharaja Club Gold Membership, including priority check-in, priority boarding, additional baggage allowance, and priority baggage handling. |
| Point Redemption | Flexible CV Point Redemption | Club Vistara Points can be used for booking award flights, class upgrades, or seat reservation under the Vistara Cash + Points program (1 CV Point approximately equals ₹1). |
| International Transactions | Dynamic Currency Conversion Markup | A 1% dynamic currency conversion markup applies to international transactions made in Indian currency at an international location or with merchants in India registered abroad. |
| Card Launch | Launch Date | The Axis Bank Vistara Infinite Credit Card was launched in July 2016. |
| Program Continuity | Benefits Continuation Deadline | Program benefits for Vistara co-brand cards will continue until March 31, 2026, following the Vistara-Air India merger. |
The card is designed for frequent flyers and premium customers, offering a full suite of benefits focused on travel, dining, and lifestyle experiences.
Vistara Infinite: Fees & Eligibility
The Axis Bank Vistara Infinite Credit Card has specific eligibility criteria and associated fees, with new applications discontinued as of late 2024 due to the Vistara-Air India merger. Existing cardholders will continue to receive benefits until March 31, 2026.
| Metric | Value (₹) | Details |
|---|---|---|
| Primary Cardholder Age | N/A | Between 18 and 70 years |
| Add-on Cardholder Age | N/A | Above 18 years |
| Primary Cardholder Net Annual Income | 24 lakhs | Minimum per annum (as per Axis Bank website, 2024) |
| Primary Cardholder Net Annual Income | 6 lakhs | Minimum per annum (as per MyMoneyMantra, 2024) |
| Primary Cardholder Residency | N/A | Resident of India or Non-Resident Indian (NRI) |
| Dynamic Currency Conversion Markup | 1% | On international transactions in Indian currency or transactions with foreign-registered merchants in India |
| Card Sourcing Status (as of 2026) | N/A | New applications for Axis Bank Vistara co-branded credit cards have been discontinued. |
| Program Benefits Continuation | N/A | Existing co-brand cardholders will continue current benefits until March 31, 2026. |
| Annual Card Membership Renewal | N/A | Not processed after March 31, 2025, to ensure benefits for the full 12-month annual period. |
| Terms & Conditions Update | N/A | Effective November 12, 2024 (following Vistara and Air India merger). |
| Latest T&C Update (Vistara Infinite) | N/A | April 18, 2025 (for specific terms related to the card). |
| Required Documents | N/A | PAN or Form 60, government-validated identity proof, address proof, income proof. |
The card’s eligibility criteria include age and income requirements, with a minimum annual income of ₹24 lakh cited by Axis Bank for primary cardholders.
Vistara Infinite: Earning & Redemption
The Axis Bank Vistara Infinite Credit Card offers 6 Club Vistara (CV) Points for every ₹200 spent on eligible transactions. These points can be redeemed for Vistara flights or upgrades, with each CV Point valued at ₹1.
Cardholders also receive up to four complimentary Business Class ticket vouchers annually, based on achieving specific spending milestones.
- Welcome Benefit: Receive one complimentary Business Class ticket voucher upon card activation and payment of the annual fee.
- CV Point Earning: Earn 6 Club Vistara Points for every ₹200 spent on most categories, excluding fuel, utilities, rent, and wallet reloads (Source: Economic Times, 2026).
- Milestone Vouchers: Get up to four additional Business Class ticket vouchers by spending ₹2.5 lakh, ₹5 lakh, ₹7.5 lakh, and ₹12 lakh annually (Source: CardExpert, 2026).
- Club Vistara Gold Membership: Enjoy complimentary Club Vistara Gold membership, offering benefits like priority check-in and extra baggage allowance.
- Lounge Access: Access two complimentary domestic airport lounges per quarter within India, subject to spending ₹50,000 in the previous quarter (Source: Economic Times, 2026).
- Golf Privileges: Avail six complimentary rounds of golf annually at select golf courses across India (Source: MyMoneyMantra, 2026).
- Dining Discounts: Receive up to 40% discount, capped at ₹1,000, at partner restaurants through Axis Bank’s EazyDiner program (Source: CardInsider, 2026).
- Point Redemption: Redeem accumulated Club Vistara Points for award flights, class upgrades, or seat reservations via the Vistara Cash + Points program.
These earning and redemption benefits are designed for frequent travelers, offering significant value on Vistara flights and premium lifestyle perks.
Vistara Infinite: Travel Privileges
The Axis Bank Vistara Infinite Credit Card offers premium travel benefits, including complimentary Business Class tickets and airport lounge access. Cardholders receive a complimentary Club Vistara Gold membership, their travel experience with Vistara.
- Complimentary Business Class Tickets: Cardholders receive one Business Class ticket voucher upon card activation. Up to four additional Business Class ticket vouchers are available on annual spends of ₹2.5 lakh, ₹5 lakh, ₹7.5 lakh, and ₹12 lakh each.
- Club Vistara Gold Membership: The card provides complimentary Club Vistara Gold membership, offering benefits like priority check-in, priority boarding, and extra baggage allowance on Vistara flights.
- Domestic Lounge Access: Cardholders get two complimentary domestic lounge accesses per quarter within India. This benefit is subject to spending ₹50,000 in the previous quarter.
- Golf Privileges: The card includes six complimentary rounds of golf annually at select golf courses across India.
- Dining Discounts: Users can avail up to 40% discount, capped at ₹1,000, at partner restaurants under Axis Bank’s EazyDiner program.
- Dynamic Currency Conversion Markup: A 1% dynamic currency conversion markup applies to international transactions made in Indian currency or with merchants registered abroad.
- Club Vistara Points Value: Each Club Vistara Point holds a value of ₹1, usable for award flights, class upgrades, or seat reservations via the Vistara Cash + Points program.
These privileges are designed for frequent travelers, providing significant value for premium air travel and lifestyle benefits.
Vistara Infinite vs Alternatives
The Axis Bank Vistara Infinite Credit Card, while a premium travel option, faces discontinuation of new applications as of September 2024 due to the Vistara-Air India merger. Existing cardholders can continue benefits until March 31, 2026, with annual renewals ceasing after March 31, 2025.
| Feature | Axis Bank Vistara Infinite Credit Card | Club Vistara IDFC FIRST Credit Card |
|---|---|---|
| Application Status (as of Sep 2024) | Not accepting new applications | Accepting applications |
| Welcome Benefit | 1 complimentary Business Class ticket voucher on card activation | 1 Premium Economy flight voucher and 1 upgrade voucher |
| Club Vistara Membership | Complimentary Club Vistara Gold membership | Complimentary Club Vistara Silver membership |
| Reward Points Earning | 6 CV points per ₹200 spent (excluding specific categories) | 6 CV points per ₹200 spent (on Vistara spends), 4 CV points per ₹200 (other spends) |
| Lounge Access (Domestic) | 2 complimentary lounge access every quarter (subject to ₹50,000 spend in previous quarter) | 4 complimentary lounge access per quarter (domestic & international) |
| Milestone Benefits (Flight Tickets) | Up to 4 Business Class ticket vouchers on annual spends | Up to 4 Premium Economy tickets on ₹9 lakh spend, 1 more on ₹12 lakh annual spend |
| Minimum Annual Income | ₹6 lakh to ₹24 lakh p.a. (varies by source) | ₹6 lakh p.a. |
| Dynamic Currency Conversion Markup | 1% on international transactions in INR | 3.5% on international transactions |
While the Vistara Infinite offered significant Business Class perks, the Club Vistara IDFC FIRST Credit Card now provides an alternative for Vistara loyalists, offering Premium Economy benefits and continued application availability.
Vistara-Air India Merger Impact
The Vistara-Air India merger significantly impacts the Axis Bank Vistara Infinite Credit Card, with terms and conditions updated effective November 12, 2024, and April 18, 2025. Existing cardholders will continue to receive benefits until March 31, 2026, as per the current program structure.
- Axis Bank is no longer accepting new applications for Vistara co-branded credit cards as of 2026.
- Program benefits for existing Vistara co-brand cardholders will continue until March 31, 2026.
- Annual card membership renewals will not be processed after March 31, 2025, to ensure benefits cover a full 12-month period.
- The Axis Bank Vistara Infinite Credit Card Terms & Conditions were updated on November 12, 2024, and April 18, 2025, due to the merger.
- The merger affects all three variants: Vistara Infinite, Vistara Signature, and the standard Vistara Credit Card.
Cardholders should monitor official Axis Bank communications for further updates regarding the transition of benefits post-merger.
Applying for Vistara Infinite
As of 2026, Axis Bank is not accepting new applications for Vistara co-branded credit cards due to the Vistara-Air India merger. Existing cardholders can continue to enjoy benefits until March 31, 2026, with annual renewals not processed after March 31, 2025.
The approval for any Axis Bank credit card remains at the bank’s sole discretion, based on factors like credit score and income.
- Eligibility Criteria: Primary cardholders must be between 18 and 70 years of age. Add-on cardholders need to be above 18 years.
- Income Requirement: Applicants generally need a minimum net annual income of ₹24 lakh for the Vistara Infinite card, though some sources indicate ₹6 lakh p.a. For other Vistara variants.
- Residency Status: Applicants must be residents of India or Non-Resident Indians (NRIs).
- Document Submission: Required documents include PAN or Form 60, government-validated identity proof, address proof, and income proof.
- Application Process: While new applications are paused, historically, applications involved an online form submission and subsequent document verification.
- Reapplication Policy: If a previous application was declined, Axis Bank generally requires a waiting period of one month before a new application can be submitted.
Key Takeaways
- Axis Bank is currently not accepting new applications for the Vistara Infinite Credit Card as of 2026.
- Existing cardholders can use their benefits until March 31, 2026, with annual renewals ceasing after March 31, 2025.
- Eligibility for similar premium cards typically requires an age between 18-70 years and a minimum annual income of ₹24 lakh.
For updates on future co-branded card offerings, monitor the official Axis Bank website.
Frequently Asked Questions (FAQs)
Is the Axis Bank Vistara Infinite Credit Card still available in 2026?
No, Axis Bank is not accepting new applications for the Vistara Infinite Credit Card as of 2026. This is due to the merger between Vistara and Air India, which led to updates in the card’s terms and conditions, effective November 12, 2024. Information regarding this card is based on its features before the merger.
What were the key benefits of the Axis Bank Vistara Infinite Credit Card?
The Axis Bank Vistara Infinite Credit Card offered premium travel benefits, including 6 Club Vistara (CV) Points for every ₹200 spent. Cardholders also received complimentary Maharaja Club Gold membership, providing perks like priority check-in and extra baggage allowance on Vistara flights. Milestone benefits included up to 4 Business Class tickets annually.
What was the eligibility criteria for the Axis Bank Vistara Infinite Credit Card?
To be eligible for the Axis Bank Vistara Infinite Credit Card, applicants needed to be between 18 and 70 years old. A minimum net annual income of ₹24 lakh was required. Applicants also had to be residents of India or Non-Resident Indians (NRIs).
Did the Axis Bank Vistara Infinite Credit Card offer lounge access?
Yes, the Axis Bank Vistara Infinite Credit Card provided complimentary lounge access at select airports within India. This benefit was typically subject to specific spending criteria set by the bank. IT also offered access to premium lifestyle benefits like 24×7 concierge service.
How did the Vistara-Air India merger affect the Axis Bank Vistara Infinite Credit Card?
The Vistara-Air India merger led to a revision of the Axis Bank Vistara Infinite Credit Card’s terms and conditions, effective November 12, 2024. , Axis Bank stopped accepting new applications for this co-branded card. Existing cardholders’ benefits and terms may have been updated or transitioned.
What were the annual fees for the Axis Bank Vistara Infinite Credit Card?
The Axis Bank Vistara Infinite Credit Card typically had an annual fee of ₹10,000, which was often waived based on specific spending thresholds. This fee included the premium benefits and Club Vistara Gold membership. Always verify current fee structures with Axis Bank for any active co-branded cards.
Can I still earn Club Vistara Points with other Axis Bank cards?
While the Vistara Infinite card is discontinued, Axis Bank may offer other co-branded travel credit cards or reward programs that allow earning points convertible to airline miles. Check Axis Bank’s official website for their current credit card portfolio and associated loyalty programs. Always review the terms and conditions of any new card.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.