← Part of Axis Credit Cards in India
The Axis Bank Vistara Signature Credit Card is a co-branded travel card designed for frequent Vistara flyers in India. IT offers 4 Club Vistara (CV) Points for every ₹200 spent, along with welcome benefits like a complimentary Premium Economy Class ticket voucher and Club Vistara Silver Membership. However, Axis Bank has discontinued new applications for Vistara co-branded cards, and existing cards will cease to exist after March 31, 2026, due to the Vistara and Air India merger.
| Parameter | Details |
|---|---|
| Card Name | Axis Bank Vistara Signature Credit Card |
| Card Type | Co-branded travel credit card (Axis Bank and Air Vistara) |
| Key Purpose | Earn CV Points for flight upgrades and award flights on Vistara |
| Joining Fee | ₹3,000 + GST |
| Annual Fee | ₹3,000 + GST |
| Welcome Benefit | Complimentary Premium Economy Class ticket voucher, Club Vistara Silver Membership, 3,000 Vistara points on activation |
| Reward Rate | 4 Club Vistara (CV) Points for every ₹200 spent |
| Lounge Access | 2 complimentary domestic airport lounge access per quarter (8 per year) at select airports in India |
| Milestone Benefits | Up to 5 complimentary Premium Economy ticket vouchers on achieving milestone spends |
| Golf Benefit | 3 complimentary rounds of golf at premium destinations in India |
| Dining Discount | 25% discount up to ₹800 at EazyDiner restaurants |
| Travel Insurance | Air Accident Cover of ₹2.5 crore, Lost Card Liability up to 100% of credit limit, USD 300 for loss of travel documents/baggage delay |
| Eligibility (Age) | 18 to 70 years for primary cardholders; above 18 years for add-on cards |
| Eligibility (Residency) | Indian resident |
| Eligibility (Annual Income) | Minimum ₹6 lakh per annum |
| Required Documents | Identity proof, address proof, income proof, latest passport-size photograph, PAN card/Form 60 |
| Application Status (2026) | Axis Bank is not accepting new applications for Vistara co-branded credit cards |
| Merger Impact (2026) | Terms & Conditions updated effective November 12, 2024, due to Vistara and Air India merger. Cards will cease to exist after March 31, 2026. |
This card provides significant value for Vistara loyalists through its reward structure and travel perks, despite the upcoming discontinuation of new applications and the card’s eventual phase-out by March 2026.
Axis Bank Vistara Signature Credit Card in India: Types, Categories & Key Components Explained
The Axis Bank Vistara Signature Credit Card is a co-branded travel card designed for frequent Vistara flyers in India. IT offers 3,000 Club Vistara (CV) Points on activation and 4 CV Points for every ₹200 of eligible spends, redeemable for flight upgrades and award flights.
Cardholders also receive complimentary Club Vistara Silver Membership and up to 5 Premium Economy ticket vouchers annually, along with 8 complimentary domestic airport lounge accesses per year.
| Type/Category | Details | Key Feature |
|---|---|---|
| Co-branded Credit Card | Axis Bank Vistara Signature Credit Card | Multiple travel benefits for Vistara loyalists, earn CV Points for purchases, redeem for upgrades or award flights. |
| Membership Benefit | Complimentary Club Vistara Silver Membership | Exclusive benefits including priority check-in and additional baggage allowance. |
| Welcome/Renewal Benefit | Complimentary Premium Economy Class Ticket Voucher | Received as a welcome gift and on annual renewal of credit card membership. |
| Reward Program | Club Vistara (CV) Points | Earn 4 CV Points for every ₹200 of eligible spends, redeemable for flight upgrades and award flights. |
| Milestone Benefit | Up to 5 complimentary Premium Economy ticket vouchers | Achieved on meeting specific spending milestones. |
| Lounge Access | Complimentary Domestic Airport Lounge Access | 2 complimentary lounge accesses per quarter (8 per year) at select airports in India, subject to spends criteria. |
| Lifestyle Benefit | Golf Benefit | 3 complimentary rounds of golf at premium destinations across India. |
| Dining Benefit | EazyDiner Program Discount | 25% discount up to ₹800 at various restaurants across India. |
| Insurance Cover | Travel Insurance | Various insurance covers provided on the card, including ‘Total Protect’ for fraudulent usage up to credit limit. |
| Card Fees | Joining Fee & Annual Fee | ₹3,000 + GST for both joining and annual fees. |
| Eligibility Criteria | Indian resident, age 18-70 years | Minimum annual income of ₹6 lakh for primary cardholders. |
| Required Documents | Identity, address, and income proof | Includes PAN card, Form 16, IT Returns, and latest passport-size photograph. |
| Air Accident Cover | ₹2.5 crore | Complimentary air accident insurance for cardholders. |
| Lost Card Liability | Up to 100% of credit limit | Protection against fraudulent transactions if the card is lost or stolen. |
| Fuel Surcharge Waiver | 1% of transaction amount | Applicable on fuel transactions between ₹400 and ₹4,000. |
The card’s full benefits are tailored for frequent domestic air travellers, offering significant value through rewards, lounge access, and lifestyle privileges.
Axis Bank Vistara Signature Credit Card in India: Key Statistics & Data Points for 2026
The Axis Bank Vistara Signature Credit Card, while discontinued for new applications as of 2026, offered a reward rate of 4 Club Vistara (CV) Points for every ₹200 spent. Cardholders received 2 complimentary domestic lounge accesses per quarter, totaling 8 annually, along with a welcome benefit of a Premium Economy Class Ticket Voucher and 3,000 Vistara points upon activation.
This co-branded card provided significant travel benefits, including 3 complimentary golf rounds annually and a minimum annual income requirement of ₹6 lakh for primary cardholders.
| Metric | Value | Source |
|---|---|---|
| Card Sourcing Status (as of 2026) | Discontinued for new applications | Axis Bank, Paisabazaar.com |
| Joining Fee | ₹3,000 + GST | Axis Bank, Finology.in |
| Annual Fee | ₹3,000 + GST | Axis Bank, Finology.in |
| Reward Rate (per ₹200 spent) | 4 Club Vistara (CV) Points | Axis Bank, Cardinsider.com |
| Welcome Benefit (Activation) | Complimentary Premium Economy Class Ticket Voucher, Club Vistara Silver Membership, 3,000 Vistara points | Axis Bank, BankBazaar.com, Finology.in |
| Complimentary Domestic Lounge Access | 2 per quarter (8 per year) | Axis Bank, Cardinsider.com |
| Complimentary Golf Rounds (Annual) | 3 at select Indian destinations | Paisabazaar.com, Cardinsider.com |
| Minimum Annual Income Requirement | ₹6 lakh | Piceapp.com |
| Primary Cardholder Age | 18 to 70 years | BankBazaar.com, CreditMantri.com |
| Add-on Cardholder Age | Above 18 years | CreditMantri.com |
| Dining Discount (EazyDiner Program) | 25% up to ₹800 | Cardinsider.com, Indialends.com |
| Air Accident Cover | ₹2.5 crore | Finology.in |
| Lost Card Liability Cover | Up to 100% of credit limit | Finology.in |
| Fuel Surcharge Waiver | 1% on transactions between ₹400 and ₹4,000 | Finology.in |
| Cash Payment Charges | ₹175 | Finology.in |
| Purchase Protection Cover | ₹1 lakh | Indialends.com |
| Travel Document/Baggage Loss Cover | USD 300 | Indialends.com |
| Voucher Validity (Air Ticket) | 3 months after issuance | Indialends.com |
| Membership Activation Time | 10 working days after joining fee payment | Indialends.com |
| Terms & Conditions Update Effective Date | 12th November 2024 (following Vistara and Air India merger) | Axis Bank |
The card’s benefits were designed for frequent Vistara flyers, offering substantial rewards and privileges despite its discontinuation for new applications in 2026.
How Axis Bank Vistara Signature Credit Card in India Works: Process, Steps & Key Details
The Axis Bank Vistara Signature Credit Card application requires applicants to be Indian residents aged 18 to 70 years, with a minimum annual income of ₹6 lakh. The terms and conditions for this card are subject to updates, with a key revision effective November 12, 2024, following the Vistara and Air India merger.
- Eligibility Criteria: Applicants must be Indian residents, aged 18 to 70 years for primary cardholders, and above 18 years for add-on cardholders. A minimum annual income of ₹6 lakh is required.
- Required Documents: Key documents include 2 passport-size photos, signature-bearing national identity cards, proof of address (e.g., Ration card, electricity bill), PAN card, Form 16, Income Tax Returns Statement, and the last 3 months’ salary statement. Form 60 is needed if no PAN card is available.
- Application Process: The application typically involves submitting the required documents online or at an Axis Bank branch. The bank verifies eligibility and documents before card issuance.
- Card Activation: Upon approval and payment of the joining fee, cardholders receive 3,000 Club Vistara (CV) Points as an activation bonus. Membership activation usually takes up to 10 working days.
- Reward Earning: Cardholders earn 4 Club Vistara (CV) Points for every ₹200 of eligible spends. These points can be redeemed for flight upgrades and award flights on Vistara.
- Milestone Benefits: The card offers up to 5 complimentary Premium Economy class ticket vouchers annually, earned by achieving specific spending milestones. These vouchers are valid for 3 months from issuance.
- Lounge Access: Cardholders receive 2 complimentary domestic airport lounge accesses per quarter at select airports in India, totaling up to 8 visits annually.
- Golf Benefits: The card provides 3 complimentary rounds of golf annually at premium golf destinations across India.
- Insurance Coverage: full insurance benefits include an Air Accident Cover of ₹2.5 crore and a Purchase Protection Cover of ₹1 lakh. Lost card liability covers up to 100% of the credit limit.
- Dining Discounts: Cardholders can avail a 25% discount, up to ₹800, at various restaurants across India through Axis Bank’s EazyDiner Program.
Understanding these operational details helps maximize the benefits of the Axis Bank Vistara Signature Credit Card for frequent flyers.
Axis Bank Vistara Signature Credit Card in India: Benefits, Advantages & Why Students Choose IT
The Axis Bank Vistara Signature Credit Card offers frequent flyers significant travel benefits, including complimentary Club Vistara Silver Membership and up to five Premium Economy ticket vouchers annually. Cardholders earn four Club Vistara (CV) Points for every ₹200 spent, redeemable for upgrades and award flights.
- Complimentary Club Vistara Silver Membership: Cardholders receive Silver tier membership, providing benefits like priority check-in, additional baggage allowance of +5 kg on eligible Air India flights, and priority boarding.
- Welcome and Milestone Flight Vouchers: The card offers up to five complimentary Premium Economy Class tickets annually, including one as a welcome bonus and others on achieving milestone spends.
- Accelerated CV Point Earning: Cardholders earn four Club Vistara (CV) Points for every ₹200 of eligible spends, which can be redeemed for Vistara flight upgrades or award flights.
- Domestic Airport Lounge Access: Enjoy up to eight complimentary domestic airport lounge visits per calendar year, with a maximum of two visits per quarter at select airports across India.
- Golf Privileges: The card provides three complimentary rounds of golf annually at premium golf destinations across India, lifestyle benefits for cardholders.
- Dining Discounts: Cardholders receive a 25% discount, up to ₹800, at various partner restaurants across India through Axis Bank’s EazyDiner Program.
- full Insurance Coverage: Benefits include an Air Accident Cover of ₹2.5 crore and Purchase Protection Cover of ₹1 lakh, offering financial security for cardholders.
This card is ideal for frequent Vistara flyers seeking substantial travel rewards and premium lifestyle benefits in 2026.
Axis Bank Vistara Signature Credit Card in India: Vs Alternatives: Which Option is Best?
The Axis Bank Vistara Signature Credit Card offers 4 Club Vistara (CV) Points for every ₹200 spent, alongside a ₹3,000 + GST joining fee. For higher spenders, the Axis Bank Vistara Infinite Credit Card provides 6 Maharaja points per ₹200 spent, targeting those with a minimum annual income of ₹24 lakh.
Comparing the Axis Bank Vistara Signature Credit Card with its alternatives helps frequent flyers choose the most suitable option for their travel needs and spending habits.
| Feature | Axis Bank Vistara Signature Credit Card | Axis Bank Vistara Infinite Credit Card | Axis Bank Vistara Credit Card (Platinum) |
|---|---|---|---|
| Card Type | Premium Economy focused, travel rewards | Business Class focused, premium travel rewards | Economy focused, entry-level travel rewards |
| Joining Fee | ₹3,000 + GST | Not explicitly stated (higher tier) | Not explicitly stated (lower tier) |
| Annual Fee | ₹3,000 + GST | Not explicitly stated (higher tier) | ₹1,500 (as per 2025 data) |
| Reward Rate (per ₹200 spent) | 4 Club Vistara (CV) Points | 6 Maharaja Points | 2 Club Vistara (CV) Points |
| Welcome Benefit | Complimentary Premium Economy Class ticket voucher, Club Vistara Silver Membership | Complimentary Business Class ticket voucher, Club Vistara Gold Membership | Complimentary Economy Class ticket voucher, Club Vistara Base Membership |
| Lounge Access (Domestic) | 2 complimentary per quarter (8 per year) | 2 complimentary per quarter (subject to spends) | Not explicitly stated (limited/no access) |
| Golf Benefit | 3 complimentary rounds per year | Not explicitly stated | Not explicitly stated |
| Minimum Annual Income | ₹6 lakh | ₹24 lakh | Indian Resident (no specific income stated) |
| Air Accident Cover | ₹2.5 crore | Up to ₹2.5 crore | Up to ₹2.5 crore |
| Dining Discount | 25% up to ₹800 via EazyDiner | 25% up to ₹800 via EazyDiner | 15% discount at partner restaurants |
| Fuel Surcharge Waiver | 1% on transactions between ₹400-₹4,000 | 1% on transactions between ₹400-₹4,000 | 1% on transactions between ₹400-₹4,000 |
| Milestone Benefits | Up to 4 Premium Economy tickets | Up to 5 Business Class tickets | Up to 4 Economy Class tickets |
The Vistara Signature card balances annual fees with substantial travel benefits, making IT a strong contender for regular Vistara flyers. Higher-income individuals might find the Infinite card more rewarding due to its accelerated points and premium benefits.
Common Misconceptions About Axis Bank Vistara Signature Credit Card in India
Many users misunderstand key features of the Axis Bank Vistara Signature Credit Card, especially regarding its rewards and benefits post the Vistara-Air India merger. The card offers 4 Club Vistara (CV) Points for every ₹200 spent, not a flat percentage cashback.
Here are common misconceptions about the Axis Bank Vistara Signature Credit Card:
- Misconception 1: The card offers unlimited complimentary lounge access. The Axis Bank Vistara Signature Credit Card provides 2 complimentary domestic airport lounge accesses per quarter, capped at 8 visits annually, not unlimited access.
- Misconception 2: All Vistara co-branded cards are still available for new applications. As of 2026, Axis Bank has discontinued sourcing new applications for Vistara co-branded credit cards, including the Vistara Signature card, due to the Vistara-Air India merger.
- Misconception 3: The Club Vistara (CV) Points redemption value is fixed and guaranteed. The redemption value of CV Points is subject to change at Vistara’s discretion, and actual savings depend on specific flight routes and availability.
- Misconception 4: The card provides complimentary Business Class tickets. The Axis Bank Vistara Signature Credit Card offers up to 5 complimentary Premium Economy Class ticket vouchers annually as welcome, renewal, and milestone benefits, not Business Class tickets.
- Misconception 5: The card’s terms and conditions remain unchanged despite airline mergers. The terms and conditions for the Axis Bank Vistara Signature Credit Card were updated effective November 12, 2024, following the Vistara and Air India merger.
Understanding these points helps users accurately assess the card’s value and benefits for their travel needs.
What to Do Next: Actionable Steps
To apply for the Axis Bank Vistara Signature Credit Card in 2026, ensure you meet the eligibility criteria of being an Indian resident aged 18-70 years with an annual income of at least ₹6 lakh. The application process requires specific documents, including identity, address, and income proofs.
- Verify Eligibility: Confirm you are an Indian resident, aged 18 to 70 years, with a minimum annual income of ₹6 lakh. Add-on cardholders must be over 18 years of age.
- Gather Documents: Prepare 2 passport-size photos, signature-bearing national identity cards, proof of address (e.g., Ration card, electricity bill), PAN card (or Form 60), Form 16, Income Tax Returns Statement, and your last 3 months’ salary statement.
- Review Terms & Conditions: Note that terms and conditions for the Axis Bank Vistara Signature Credit Card are subject to updates, with key changes effective November 12, 2024, and April 18, 2025, following the Vistara and Air India merger.
- Understand Fees: Be aware of the joining fee of ₹3,000 + GST and an annual fee of ₹3,000 + GST. Other charges include a 1% fuel surcharge and ₹175 for cash payments.
- Check Application Status: While Axis Bank has discontinued sourcing new applications for Vistara co-branded credit cards, existing cardholders should monitor official Axis Bank channels for any changes to benefits or services.
- Explore Redemption Options: If you are an existing cardholder, understand how to redeem your 3,000 Vistara points (received on activation) and 4 Club Vistara (CV) Points earned for every ₹200 spent for upgrades and award flights through the Club Vistara portal.
Always verify the latest eligibility, fees, and application status directly with Axis Bank for the most current information.
Key Takeaways
- The Axis Bank Vistara Signature Credit Card requires applicants to be Indian residents aged 18-70 years with a minimum annual income of ₹6 lakh.
- Key terms and conditions for the card were updated on November 12, 2024, and April 18, 2025, due to the Vistara and Air India merger.
- The card carries a joining fee of ₹3,000 + GST and an annual fee of ₹3,000 + GST, along with other charges like a 1% fuel surcharge.
For current application status and detailed terms, visit the official Axis Bank website.
Frequently Asked Questions (FAQs)
What are the key benefits of the Axis Bank Vistara Signature Credit Card?
The Axis Bank Vistara Signature Credit Card offers a complimentary Club Vistara Silver Membership, 2 complimentary domestic airport lounge accesses per quarter, and 4 Club Vistara (CV) Points for every ₹200 spent. Cardholders also receive up to 5 complimentary Premium Economy ticket vouchers as welcome and milestone benefits, making IT suitable for frequent Vistara flyers.
What is the joining fee and annual fee for the Axis Bank Vistara Signature Credit Card?
The joining fee for the Axis Bank Vistara Signature Credit Card is ₹3,000 plus GST. The annual fee is also ₹3,000 plus GST, charged from the second year onwards. These fees are subject to change by Axis Bank.
How can I redeem Club Vistara Points earned with the Axis Bank Vistara Signature Credit Card?
You can redeem Club Vistara Points by visiting the Club Vistara website, selecting the ‘Book a flight’ tab, and choosing the ‘Redeem’ option. Enter your flight details on the ‘Redeem Award Flight’ page to book your flight. The redemption value of CV Points is determined by Air Vistara and can vary.
Does the Axis Bank Vistara Signature Credit Card offer lounge access?
Yes, the Axis Bank Vistara Signature Credit Card provides 2 complimentary domestic airport lounge accesses per quarter at select airports across India. This totals up to 8 complimentary lounge visits annually, subject to specific spend criteria set by the bank.
What are the eligibility criteria for the Axis Bank Vistara Signature Credit Card?
To be eligible for the Axis Bank Vistara Signature Credit Card, you must be an Indian resident between 18 and 70 years of age. Specific income and CIBIL score requirements apply, typically requiring a CIBIL score above 750 for optimal approval chances.
Are there any golf benefits with the Axis Bank Vistara Signature Credit Card?
Yes, the Axis Bank Vistara Signature Credit Card includes 3 complimentary rounds of golf at select premium golf destinations across India. Cardholders can check the Axis Bank website for the updated list of participating golf courses.
Can I still apply for the Axis Bank Vistara Signature Credit Card in 2026?
As of late 2024, Axis Bank has discontinued sourcing new applications for Vistara co-branded credit cards due to the Vistara-Air India merger. IT is advisable to check the official Axis Bank website or contact their customer service for the most current information regarding new applications in 2026.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.