← Part of IndusInd Credit Cards in India
The EazyDiner IndusInd Bank Platinum Credit Card is a co-branded, lifetime-free credit card launched by IndusInd Bank in partnership with EazyDiner Private Limited. This card offers guaranteed dining discounts ranging from 25% to 50% at over 2,000 premium restaurants and bars across India, making IT ideal for frequent diners. Cardholders receive a 3-month EazyDiner Prime membership worth ₹1,095 as a welcome benefit.
| Parameter | Details |
|---|---|
| Card Name | EazyDiner IndusInd Bank Platinum Credit Card |
| Issuing Bank | IndusInd Bank |
| Co-branding Partner | EazyDiner Private Limited |
| Card Type | Co-branded, Platinum Variant |
| Joining Fee | ₹0 (Lifetime Free) |
| Annual Fee | ₹0 (Lifetime Free) |
| Welcome Benefit | 3-month EazyDiner Prime membership (worth ₹1,095) |
| Primary Benefit | Dining discounts and rewards across India |
| Guaranteed Dining Discount | 25% to 50% at 2,000+ partner restaurants via EazyDiner Prime |
| Additional EazyDiner App Discount | 20% (up to ₹500, three times/month) on PayEazy payments for eat-out and delivery |
| Reward Points Earning (General) | 1 Reward Point per ₹100 spent (excluding fuel, insurance, rent, utilities, government payments) |
| Reward Points Earning (Exclusions) | 0.7 Reward Points per ₹100 spent on fuel, insurance, rent, utilities, government payments |
| Milestone Reward | 2,000 Reward Points on spending ₹30,000 within 90 days (excluding ATM cash withdrawals, dining spends) |
| EazyDiner Prime Renewal | Renew for 3 months by spending ₹30,000 within a quarter |
| Welcome Bonus | 500 EazyPoints with EazyDiner Prime |
| EazyPoints Earning | 2X EazyPoints on all transactions made using the card |
| Fuel Surcharge Waiver | 1% at all fuel stations in India |
| Fraud Protection | Insurance cover for unauthorised transactions up to 48 hours before reporting loss/theft |
| Minimum Age | 18 years |
| Maximum Age | 65 years |
| Minimum Monthly Income (Salaried) | ₹20,000 |
| Minimum Monthly Income (Self-Employed) | ₹20,000 |
| Credit Score Requirement | Good credit score (typically 700 or above) |
| Citizenship | Indian Resident |
| Global Acceptance | Over 30 million outlets globally |
| Domestic Acceptance | Over 10 lakh merchants in India |
This card stands out for its uncapped dining discounts and lifetime free status, offering significant savings for users who frequently dine out or order food via the EazyDiner app.
EazyDiner IndusInd Platinum Credit Card in India: Types, Categories & Key Components Explained
The EazyDiner IndusInd Platinum Credit Card is a co-branded, lifetime-free card designed for dining benefits, offering guaranteed discounts of 25% to 50% at over 2,000 premium restaurants across India. IT provides a welcome benefit of a 3-month EazyDiner Prime membership, valued at ₹1,095, and 500 EazyPoints upon joining.
| Type/Category | Details | Key Feature |
|---|---|---|
| Co-branded Credit Card | EazyDiner IndusInd Bank Platinum Credit Card | Issued by IndusInd Bank in partnership with EazyDiner Private Limited on the Visa platform. |
| Card Status | Lifetime Free Card | No joining fee or annual renewal fee. |
| Welcome Benefit | 3-month EazyDiner Prime membership (worth ₹1,095) | Offers up to 25% discounts at over 2,000 restaurants across India. |
| Welcome Benefit | 500 EazyPoints with EazyDiner Prime | Redeemable for instant discounts on restaurant bills via the EazyDiner app. |
| Dining Discount (Prime) | Guaranteed 25% to 50% off at EazyDiner Prime-enabled restaurants | Unlimited discount, not capped like most credit cards. |
| Dining Discount (App) | Additional 20% discount (capped at ₹500) when paying through the EazyDiner app via PayEazy | Valid three times a month on dining out and food delivery. |
| Reward Points Earning | 1 Reward Point for every ₹100 spent | Excludes fuel, insurance, rent, utilities, and government payments. |
| Reward Points Earning (Exclusions) | 0.7 Reward Points for every ₹100 spent | Applies to fuel, insurance, rent, utilities, and government payments. |
| Milestone Reward | Earn 2,000 Reward Points for every ₹30,000 spent within 90 days | Excludes ATM cash withdrawals and dining spends; primary and add-on cardholders’ spends contribute. |
| Membership Renewal | EazyDiner Prime membership renewal for another 3 months | Achieved by spending ₹30,000 or more within a quarter. |
| Fuel Surcharge Waiver | 1% Fuel Surcharge Waiver | Applicable at all fuel stations across India. |
| Security Features | Insurance cover for unauthorised transactions | Covers up to 48 hours before reporting loss/theft and protection against counterfeit fraud. |
| Contactless Payments | Acceptance at over 10 lakh merchants in India and 30 million outlets globally | Contactless payment limit of ₹5,000 per transaction. |
| Eligibility (Age) | Applicant should be at least 18 years old (typically 18-65 years) | Must be an Indian resident. |
| Eligibility (Income) | Minimum income of ₹20,000 per month | Applicable for both salaried and self-employed applicants. |
| Eligibility (Credit Score) | Good credit score (typically 700 or above) | Required for approval as per IndusInd Bank credit policy. |
This card consolidates dining benefits and rewards, making IT a strong option for individuals who frequently dine out and seek substantial savings on restaurant bills in India.
EazyDiner IndusInd Platinum Credit Card in India: Key Statistics & Data Points for 2026
The EazyDiner IndusInd Platinum Credit Card is a lifetime free co-branded card, offering significant dining benefits across India. Cardholders receive a guaranteed 25% to 50% discount at over 2,000 partner restaurants and bars, along with a 3-month EazyDiner Prime membership as a welcome benefit (worth ₹1,095).
| Metric | Value (as of 2026) | Source |
|---|---|---|
| Card Type | Co-branded Credit Card (Platinum variant) | IndusInd Bank Official Website |
| Issuing Bank | IndusInd Bank | IndusInd Bank Official Website |
| Partner | EazyDiner Private Limited | IndusInd Bank Official Website |
| Joining Fee | ₹0 (Lifetime Free) | IndusInd Bank Official Website |
| Annual Fee | ₹0 (Lifetime Free) | IndusInd Bank Official Website |
| Welcome Benefit | 3-month EazyDiner Prime membership (worth ₹1,095) | IndusInd Bank Official Website |
| Welcome Bonus | 500 EazyPoints with EazyDiner Prime | IndusInd Bank Official Website |
| Guaranteed Dining Discount | 25% to 50% off at EazyDiner Prime restaurants | IndusInd Bank Official Website |
| Additional EazyDiner App Discount | 20% (capped at ₹500, three times/month via PayEazy) | IndusInd Bank Official Website |
| EazyDiner Prime Renewal Criteria | Spend ₹30,000 or more within a quarter (renews for 3 months) | IndusInd Bank Official Website |
| Milestone Reward Points | 2,000 Reward Points for every ₹30,000 spent within 90 days (excluding ATM cash withdrawals and dining) | IndusInd Bank Official Website |
| Reward Points Earning (General) | 1 Reward Point per ₹100 spent (excluding fuel, insurance, rent, utilities, government payments) | IndusInd Bank Official Website |
| Reward Points Earning (Exclusions) | 0.7 Reward Points per ₹100 spent on fuel, insurance, rent, utilities, government payments | IndusInd Bank Official Website |
| Minimum Income Requirement | ₹20,000 per month (salaried/self-employed, general for IndusInd Bank credit cards) | IndusInd Bank Official Website |
| Age Requirement | 18-65 years | IndusInd Bank Official Website |
| Credit Score Requirement | Good credit score (typically 700+ CIBIL score) | Paisabazaar (as of 2026) |
| Fuel Surcharge Waiver | 1% at all fuel stations in India | IndusInd Bank Official Website |
| Fraud Protection | Insurance cover for unauthorised transactions up to 48 hours before reporting loss/theft | IndusInd Bank Official Website |
| Contactless Payment Limit | ₹5,000 per transaction | RBI Guidelines |
| EazyPoints Expiry | 12 months from transaction date | IndusInd Bank Official Website |
The card’s lifetime free status and substantial dining discounts make IT a strong option for individuals who frequently dine out in India, providing direct savings on restaurant bills.
How EazyDiner IndusInd Platinum Credit Card in India Works: Process, Steps & Key Details
The EazyDiner IndusInd Platinum Credit Card is a lifetime free offering, requiring no joining or renewal fees as of 2026. This co-branded card focuses on dining benefits, offering discounts and rewards at over 2,000 restaurants across India.
Applying for the EazyDiner IndusInd Platinum Credit Card involves a straightforward online process, with eligibility criteria typically including a minimum income of ₹20,000 and a good credit score.
- Eligibility Check: Applicants must be Indian residents, aged 18-65 years, and either salaried or self-employed. A minimum monthly income of ₹20,000 is generally required, along with a good credit score, often 700 or above.
- Online Application Access: The application can be initiated online through the IndusInd Bank official website or via partner portals like Paisabazaar.
- Form Filling: The online application form requires details such as PAN Card number, mobile number, full name, email ID, and current pin code.
- Document Submission: Required documents typically include Aadhaar, PAN, proof of address, and income details to verify eligibility.
- Consent and Declaration: Applicants must authorize IndusInd Bank to contact them regarding the application and confirm they are a major, an Indian resident, and not a Politically Exposed Person.
- Application Submission: After filling in all details and uploading necessary documents, the application is submitted for review by IndusInd Bank.
- Credit Limit Assessment: The credit limit, which starts from ₹30,000, is determined based on the applicant’s income, credit history, and repayment capacity.
- Card Issuance: Upon successful verification and approval, the EazyDiner IndusInd Platinum Credit Card is issued, providing access to its dining and lifestyle benefits.
The card’s design supports contactless payments up to ₹5,000, and IT includes insurance cover for unauthorized transactions up to 48 hours before reporting card loss.
EazyDiner IndusInd Platinum Credit Card in India: Benefits, Advantages & Why Students Choose IT
The EazyDiner IndusInd Platinum Credit Card offers significant dining benefits, including guaranteed discounts of 25% to 50% at over 2,000 premium restaurants across India. This lifetime free card also provides a 3-month EazyDiner Prime membership worth ₹1,095 as a welcome benefit for 2026 applicants.
- Guaranteed Dining Discounts: Cardholders receive a guaranteed 25% to 50% discount at over 2,000 partner restaurants and bars across India through the EazyDiner Prime membership. This benefit helps save substantially on dining expenses.
- Instant EazyDiner App Discount: An additional 20% instant discount, capped at ₹500, is available up to three times a month when paying via the EazyDiner app using PayEazy. This applies to both dine-in and food delivery orders.
- Lifetime Free Card: The EazyDiner IndusInd Platinum Credit Card has no joining fee and no annual renewal fee, making IT a cost-effective option for long-term use. This eliminates recurring charges for card ownership.
- Welcome & Milestone Rewards: New cardholders receive a 3-month EazyDiner Prime membership (worth ₹1,095) and 500 EazyPoints as a welcome bonus. , spending ₹30,000 within 90 days (excluding ATM and dining spends) earns 2,000 Reward Points.
- EazyDiner Prime Renewal: The 3-month EazyDiner Prime membership can be renewed for another quarter by spending ₹30,000 or more within that quarter. This ensures continuous access to dining benefits.
- Reward Points Earning: The card earns 1 Reward Point for every ₹100 spent on most transactions, with 0.7 Reward Points per ₹100 on fuel, insurance, rent, utilities, and government payments. EazyPoints are credited within 48 hours and expire in 12 months.
- Fuel Surcharge Waiver: A 1% fuel surcharge waiver is applicable at all fuel stations across India, providing additional savings on everyday expenses. This waiver the card’s utility beyond dining.
This card is particularly advantageous for individuals who frequently dine out, offering substantial savings and rewards on restaurant bills without any annual fees.
EazyDiner IndusInd Platinum Credit Card in India: Vs Alternatives: Which Option is Best?
The EazyDiner IndusInd Platinum Credit Card offers lifetime free benefits and significant dining discounts, making IT a strong choice for frequent diners in India. Its primary competitor, the EazyDiner IndusInd Signature Credit Card, also provides substantial dining savings, while general cashback cards like the HSBC Cashback Credit Card offer broader utility.
| Feature | EazyDiner IndusInd Platinum Credit Card | EazyDiner IndusInd Signature Credit Card | HSBC Cashback Credit Card |
|---|---|---|---|
| Card Type | Co-branded Credit Card (Visa) | Co-branded Credit Card (Visa) | Cashback Credit Card |
| Joining Fee | Lifetime Free (₹0) | Not specified (may have a fee) | Not specified |
| Annual Fee | Lifetime Free (₹0) | Not specified (may have a fee) | Not specified |
| Dining Discount | Guaranteed 25-50% off (via EazyDiner Prime), additional 20% via PayEazy (capped at ₹1000) | Instant restaurant savings, up to 50% off | 10% off (any restaurant or app) |
| Welcome Benefit | 3-month EazyDiner Prime membership (worth ₹1095), 500 EazyPoints | Complimentary 12-month EazyDiner Prime Membership | Not specified |
| Reward Points | 2,000 Reward Points for every ₹30,000 spent (excluding ATM cash withdrawals and dining spends) within 90 days | Rewards on dining, entertainment, and shopping | Cashback on all spends |
| Fuel Surcharge Waiver | 1% waiver at all fuel stations in India | Not specified | Not specified |
| Minimum Income (Salaried) | ₹20,000 per month | Not specified | Not specified |
For individuals prioritizing dining benefits and a lifetime free card, the EazyDiner IndusInd Platinum Credit Card stands out. However, the Signature variant offers a longer complimentary EazyDiner Prime membership, which could be more appealing for some users.
Common Misconceptions About EazyDiner IndusInd Platinum Credit Card in India
Many applicants misunderstand key features of the EazyDiner IndusInd Platinum Credit Card, particularly its “lifetime free” status and dining benefits. The card offers guaranteed discounts ranging from 25% to 50% at over 2,000 premium restaurants across India, but these are often combined with specific app-based offers.
Understanding these points helps maximise the card’s value for dining expenses.
- Misconception 1: The card offers unlimited 50% discounts on all dining. While the card provides a guaranteed 25% to 50% discount via EazyDiner Prime membership, an additional 20% discount (capped at ₹500) applies when paying through the EazyDiner app via PayEazy, up to three times a month.
- Misconception 2: All spends earn 2,000 Reward Points. Cardholders earn 2,000 Reward Points for spending ₹30,000 within 90 days, but this excludes ATM cash withdrawals and dining spends.
- Misconception 3: The EazyDiner Prime membership is permanently free. The card offers a 3-month EazyDiner Prime membership (worth ₹1,095) as a welcome benefit, which renews for another 3 months if you spend ₹30,000 or more within a quarter.
- Misconception 4: The card provides airport lounge access. The EazyDiner IndusInd Platinum Credit Card does not offer any airport lounge benefits, focusing solely on dining and lifestyle rewards.
- Misconception 5: Reward points are earned uniformly on all transactions. The card earns 1 Reward Point per ₹100 spent on most categories, but only 0.7 Reward Points per ₹100 on fuel, insurance, rent, utilities, and government payments.
- Misconception 6: The minimum income for all applicants is ₹20,000. While the general minimum income is ₹20,000, specific roles may vary; for salaried applicants, a minimum monthly income of ₹25,000 is often preferred, and for self-employed, ₹30,000.
Clarifying these points ensures cardholders fully use the EazyDiner IndusInd Platinum Credit Card’s benefits.
What to Do Next: Actionable Steps
Applying for the EazyDiner IndusInd Platinum Credit Card in 2026 involves a straightforward online process. Ensure you meet the general eligibility criteria, which include being an Indian resident at least 18 years old with a minimum monthly income of ₹20,000.
- Verify your eligibility: Confirm you are an Indian resident, aged 18-65 years, and either salaried or self-employed with a valid income proof.
- Check minimum income: Salaried applicants generally need a minimum monthly income of ₹20,000, while self-employed individuals may require ₹30,000.
- Assess your credit score: A good credit score, typically 700 or above, is for approval, reflecting your creditworthiness.
- Gather required documents: Prepare your Aadhaar card, PAN card, address details, and income proof for a smooth application.
- Complete the online application: Visit the IndusInd Bank official website or Paisabazaar, fill in your PAN, mobile number, name, email ID, and current pin code.
- Review terms and conditions: Before submitting, carefully read the card’s MITC (Most Important Terms and Conditions) for details on fees, interest rates, and benefits.
After applying, IndusInd Bank will review your details and credit profile before approving the EazyDiner IndusInd Platinum Credit Card.
Key Takeaways
- The EazyDiner IndusInd Platinum Credit Card is a Lifetime Free (LTF) card, meaning IT has no joining or annual fees.
- Cardholders receive a 3-month EazyDiner Prime membership worth ₹1,095 as a welcome benefit, renewable quarterly with ₹30,000 spend.
- The card offers guaranteed dining discounts of 25% to 50% at over 2,000 restaurants across India, plus an additional 20% discount (up to ₹500) via PayEazy on the EazyDiner app.
Check your eligibility and apply for the EazyDiner IndusInd Platinum Credit Card on the IndusInd Bank official website or Paisabazaar.
Frequently Asked Questions (FAQs)
What are the main dining benefits of the EazyDiner IndusInd Platinum Credit Card?
The EazyDiner IndusInd Platinum Credit Card offers a guaranteed 25% to 50% discount on dining at partner restaurants via the EazyDiner app. You also receive 500 EazyPoints and a 3-month EazyDiner Prime membership as a joining bonus. This card provides savings of up to ₹1,000 on dining experiences.
Does the EazyDiner IndusInd Platinum Credit Card offer airport lounge access?
No, the EazyDiner IndusInd Platinum Credit Card does not include airport lounge access benefits. This card focuses primarily on dining rewards and related lifestyle perks. For lounge access, you would need to consider other credit cards that specifically offer this feature.
What is the joining bonus for the EazyDiner IndusInd Platinum Credit Card?
Upon activation, the EazyDiner IndusInd Platinum Credit Card provides a joining bonus of 500 EazyPoints. IT also includes a complimentary 3-month EazyDiner Prime membership, which offers d dining discounts. These benefits are designed to immediately boost your dining savings.
How does the EazyDiner IndusInd Platinum Credit Card protect against fraud?
The EazyDiner IndusInd Platinum Credit Card offers insurance coverage for unauthorized transactions up to 48 hours before you report the loss or theft of your card to IndusInd Bank. IT also provides protection against counterfeit fraud, where card details are used with fake plastic. Always report card loss immediately to the bank.
Can I get a lifetime free EazyDiner IndusInd Platinum Credit Card?
The EazyDiner IndusInd Platinum Credit Card is generally not offered as a lifetime free card. While some co-branded cards might have promotional lifetime free offers, this specific variant typically carries an annual fee. You should verify the latest fee structure with IndusInd Bank directly as of 2026.
How do I pay my restaurant bill using the EazyDiner IndusInd Platinum Credit Card for discounts?
To avail discounts, first book your dining deal through the EazyDiner app, which typically offers 25% to 50% off food and beverages. When making the payment, select ‘PayEazy’ within the EazyDiner app. This ensures your card benefits are applied automatically.
What are the eligibility criteria for the EazyDiner IndusInd Platinum Credit Card?
IndusInd Bank typically requires applicants to be Indian residents, aged 21 to 60 years, with a stable income. A strong CIBIL score, generally above 700, is for approval. Specific income requirements vary by bank policy and can be confirmed on the IndusInd Bank website as of 2026.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.