← Part of Axis Credit Cards in India
The IndiGo Axis Bank Credit Card, launched in partnership with IndiGo, offers two variants for Indian consumers: the IndiGo Axis Bank Credit Card and the IndiGo Axis Bank Premium Credit Card. These cards reward users with IndiGo BluChips, which can be redeemed for IndiGo flights and services, with a welcome benefit of 1,200 IndiGo BluChips on the base variant (valid until June 30, 2026).
| Parameter | Details |
|---|---|
| Card Issuer | Axis Bank (third largest private sector bank in India) |
| Airline Partner | IndiGo (400+ fleet, 2200+ daily flights as of 2025) |
| Card Variants | IndiGo Axis Bank Credit Card, IndiGo Axis Bank Premium Credit Card |
| Loyalty Program | IndiGo BluChip |
| IndiGo BluChip Value | ₹1 when redeemed for IndiGo flights and services |
| Joining Fee (IndiGo Axis Bank Credit Card) | ₹799 + GST |
| Annual Fee (IndiGo Axis Bank Credit Card) | ₹799 + GST |
| Welcome Benefit (IndiGo Axis Bank Credit Card) | 1,200 IndiGo BluChips voucher on joining fee payment (Offer valid till June 30, 2026) |
| BluChips on IndiGo Spends (IndiGo Axis Bank Credit Card) | 3X BluChips (equivalent to 3 BluChips per ₹100 spent) |
| BluChips on Everyday Spends (IndiGo Axis Bank Credit Card) | 2X BluChips on dining and groceries (equivalent to 2 BluChips per ₹100 spent) |
| BluChips on Other Spends (IndiGo Axis Bank Credit Card) | 1 IndiGo BluChip on every ₹100 spent on eligible categories |
| Joining Fee (IndiGo Axis Bank Premium Credit Card) | ₹5,000 + GST |
| Value-back on IndiGo Travel Spends (Premium Card) | 7% in IndiGo BluChips |
| BluChips on Groceries & Hotel (IndiGo Axis Bank Premium Credit Card) | 3 IndiGo BluChips on every ₹100 spent |
| Forex Mark-up (IndiGo Axis Bank Premium Credit Card) | 2.5% on foreign currency transactions |
| Network Availability | Visa and RuPay |
| Target User | Frequent IndiGo flyers and loyalists |
The IndiGo Axis Bank Credit Cards are designed to convert daily expenditures into travel rewards, offering accelerated earnings on IndiGo-related transactions and specific everyday categories.
Card Variants & Key Features
The IndiGo Axis Bank Credit Card portfolio offers two main variants: the IndiGo Axis Bank Credit Card and the IndiGo Axis Bank Premium Credit Card. Both cards reward users with IndiGo BluChips, with accelerated earnings on IndiGo-related spends and other categories like groceries and dining.
| Type/Category | Details | Key Feature |
|---|---|---|
| IndiGo Axis Bank Credit Card | Base variant | 3 IndiGo BluChips per ₹100 on IndiGo spends, 2 per ₹100 on grocery and dining, 1 per ₹100 on all other eligible spends |
| IndiGo Axis Bank Credit Card | Base variant | Welcome voucher worth 2,400 IndiGo BluChips on payment of joining fee (Offer valid till June 30, 2026) |
| IndiGo Axis Bank Credit Card | Base variant | Milestone BluChips of 1,200 at ₹1,50,000 and a further 1,200 at ₹3,00,000 of annual spends |
| IndiGo Axis Bank Credit Card | Base variant | 1 complimentary domestic airport lounge visit per quarter on ₹50,000 of prior-quarter spend |
| IndiGo Axis Bank Credit Card | Base variant | Available on both Visa and RuPay networks; RuPay variant supports UPI credit-card payments |
| IndiGo Axis Bank Premium Credit Card | Premium variant | 7 IndiGo BluChips per ₹100 spent on IndiGo channels |
| IndiGo Axis Bank Premium Credit Card | Premium variant | 3 IndiGo BluChips per ₹100 spent on groceries and hotel categories |
| IndiGo Axis Bank Premium Credit Card | Premium variant | 2 IndiGo BluChips per ₹100 spent on all other eligible categories |
| IndiGo Axis Bank Premium Credit Card | Premium variant | 10,000 IndiGo BluChips voucher and 1 6E Eats voucher on joining fee payment (Offer valid till June 30, 2026) |
| IndiGo Axis Bank Premium Credit Card | Premium variant | Up to 2 complimentary Priority Pass international airport lounge access per year (for first 2 years) |
| IndiGo Axis Bank Premium Credit Card | Eligibility | Resident of India, 18-70 years old, with an annual net income of ₹6 lakh or above |
| IndiGo Axis Bank Credit Card | Eligibility | Indian citizen, 21-65 years old, salaried or self-employed (credit score assessed by bank) |
| IndiGo Axis Bank Credit Card | Joining Fee (as of 2026) | ₹799 plus GST |
| IndiGo Axis Bank Credit Card | Annual Fee (as of 2026) | ₹799 (no waiver facility) |
| IndiGo Axis Bank Premium Credit Card | Joining/Annual Fee (as of 2026) | ₹5,000 plus GST |
These cards are designed for frequent IndiGo flyers, offering substantial value-back through BluChips redeemable against flights and upgrades.
BluChips Rewards & Redemption
The IndiGo Axis Bank Credit Cards reward users with IndiGo BluChips, which are redeemable against IndiGo flights and services. For the base variant, cardholders earn 3 BluChips per ₹100 on IndiGo spends and 2 BluChips per ₹100 on dining and groceries. The Premium card offers 7 BluChips per ₹100 on IndiGo channels, providing significant value-back for frequent flyers.
| Metric | IndiGo Axis Bank Credit Card | IndiGo Axis Bank Premium Credit Card | Source |
|---|---|---|---|
| BluChips on IndiGo Spends | 3 BluChips per ₹100 | 7 BluChips per ₹100 | Axis Bank Official Website; Paisabazaar |
| BluChips on Groceries & Dining | 2 BluChips per ₹100 | 3 BluChips per ₹100 (Groceries & Hotel) | Axis Bank Official Website; Paisabazaar |
| BluChips on All Other Eligible Spends | 1 BluChip per ₹100 | 2 BluChips per ₹100 | Axis Bank Official Website; PickMyCard |
| Welcome BluChips Voucher | 1,200 BluChips (on joining fee payment) | 10,000 BluChips (on joining fee payment, valid till June 30, 2026) | Axis Bank Official Website; Paisabazaar |
| Renewal BluChips Voucher | 1,200 BluChips (on annual fee payment) | Not explicitly stated (check current offers) | Axis Bank Official Website |
| Milestone BluChips | 1,200 BluChips at ₹1.5 Lakhs and again at ₹3 Lakhs cumulative annual spends | 4 vouchers worth 5,000 BluChips each on achieving spends at ₹2 Lakhs, ₹5 Lakhs, ₹8 Lakhs and ₹12 Lakhs | Axis Bank Official Website |
| BluChip Redemption Value (Approximate) | Roughly ₹0.50 per BluChip (varies with demand-based pricing) | Roughly ₹0.50 per BluChip (varies with demand-based pricing) | PickMyCard; BankBazaar |
| BluChip Redemption Method | Against IndiGo flights and upgrades (on IndiGo website or mobile app) | Against IndiGo flights and upgrades (on IndiGo website or mobile app) | Paisabazaar; PickMyCard |
| BluChip Voucher Validity | Not explicitly stated (check current offers) | 6 months from date of issuance | Paisabazaar |
BluChips offer a direct way to save on IndiGo travel, with redemption values potentially reaching ₹1 per BluChip on specific routes and dates. The accelerated earning rates on IndiGo channels make these cards particularly beneficial for loyal IndiGo customers.
Fees, Charges & Eligibility for IndiGo Axis Bank Credit Cards (2026)
The IndiGo Axis Bank Credit Card has a joining fee of ₹799 plus GST, with an identical annual fee of ₹799 plus GST, offering no fee waiver facility. The premium variant, IndiGo Axis Bank Premium Credit Card, carries a higher annual fee of ₹5,000 plus GST, reflecting its d travel benefits.
Eligibility for the IndiGo Axis Bank Premium Credit Card requires applicants to be Indian residents, aged 18 to 70 years, with a minimum net annual income of ₹6 lakh or above.
- IndiGo Axis Bank Credit Card Joining Fee: A one-time fee of ₹799 plus GST is charged upon card issuance.
- IndiGo Axis Bank Credit Card Annual Fee: An annual fee of ₹799 plus GST applies from the second year onwards, without any waiver options.
- IndiGo Axis Bank Premium Credit Card Joining Fee: This premium card has a joining fee of ₹5,000 plus applicable taxes.
- IndiGo Axis Bank Premium Credit Card Annual Fee: The annual fee for the premium variant is ₹5,000 plus GST, offering benefits like international lounge access.
- Age Requirement: Applicants for both cards must be between 18 and 70 years old.
- Residency Status: Both credit cards are available exclusively to residents of India.
- Minimum Income (Premium Card): The IndiGo Axis Bank Premium Credit Card requires a minimum net annual income of ₹6 lakh.
- Credit Score: Axis Bank will assess the applicant’s credit score as part of the eligibility criteria for both card variants.
These fees and eligibility criteria are for potential cardholders to consider before applying for either the standard or premium IndiGo Axis Bank Credit Card in 2026.
Welcome & Milestone Benefits
The IndiGo Axis Bank Credit Card offers a welcome voucher of 1,200 IndiGo BluChips upon joining, equivalent to ₹600 in fare value. The premium variant provides a 10,000 IndiGo BluChips voucher and a 6E Eats voucher on joining fee payment (offer valid until June 30, 2026). These benefits are designed to reward cardholders for their initial engagement.
- IndiGo Axis Bank Credit Card Welcome Offer: Cardholders receive a welcome voucher worth 1,200 IndiGo BluChips upon payment of the joining fee. This voucher can be redeemed for IndiGo flights and services.
- IndiGo Axis Bank Premium Credit Card Welcome Offer: The premium card provides a substantial 10,000 IndiGo BluChips voucher and one 6E Eats voucher upon joining. This offer is valid until June 30, 2026.
- Milestone Spends for Base Card: The IndiGo Axis Bank Credit Card offers an additional voucher of 1,200 IndiGo BluChips upon achieving cumulative annual spends of ₹1.5 lakh, and again at ₹3 lakh.
- BluChip Redemption Value: Each IndiGo BluChip is valued at roughly ₹0.50 in IndiGo fare value, though this can vary with demand-based pricing. When redeemed for IndiGo flights and associated services, the value is ₹1 per BluChip.
- Double Welcome Bonus Offer: For applications submitted between June 1, 2026, and June 30, 2026, both the IndiGo Axis Bank Credit Card and its Premium variant offer a double welcome bonus.
- Premium Card BluChip Earning: The IndiGo Axis Bank Premium Credit Card earns 3 IndiGo BluChips on every ₹100 spent on groceries and hotel bookings. IT also offers 2 BluChips per ₹100 on all other eligible categories.
- Base Card BluChip Earning: The standard IndiGo Axis Bank Credit Card earns 3X BluChips on IndiGo spends, 2X BluChips on everyday spends like dining and groceries, and 1 BluChip on every ₹100 spent on other eligible categories.
These welcome and milestone benefits provide significant value for frequent IndiGo flyers, allowing them to accumulate rewards quickly for future travel.
IndiGo Axis vs IndiGo SBI Card
Both the IndiGo Axis Bank Credit Card and the IndiGo SBI Card cater to frequent IndiGo flyers in India. The IndiGo Axis Bank Credit Card offers a welcome bonus of 1,200 BluChips, while the IndiGo SBI Card provides 2,500 BluChips upon joining (as of June 2026). Each card provides accelerated rewards on IndiGo spends, but their fee structures and specific benefits vary.
| Feature | IndiGo Axis Bank Credit Card | IndiGo SBI Card |
|---|---|---|
| Annual Fee | ₹799 + GST | ₹1,499 + GST |
| Welcome Benefit | 1,200 BluChips (or 2,400 BluChips with offer till June 30, 2026) | 2,500 IndiGo BluChips |
| BluChips on IndiGo Spends | 3 BluChips per ₹100 (3% value-back) | 3 BluChips per ₹100 (on app/website) |
| BluChips on Everyday Spends | 2 BluChips per ₹100 (dining, groceries) | 2 BluChips per ₹100 (hotels, travel) |
| BluChips on Other Spends | 1 BluChip per ₹100 | 1 BluChip per ₹100 |
| Domestic Lounge Access | 1 complimentary visit per quarter (on ₹50,000 prior-quarter spend) | Complimentary domestic lounge visits |
| Joining Fee | ₹799 + GST | ₹1,499 + GST |
| Forex Mark-up | 2.5% (IndiGo Axis Bank Premium Card) | Not specified (verify with lender) |
| Eligibility (Income) | Minimum net income of ₹6 lakh p.a. (Premium variant) | Not specified (verify with lender) |
The IndiGo Axis Bank Credit Card offers a lower annual fee and a competitive reward structure for IndiGo travel. The IndiGo SBI Card provides a higher welcome bonus, but at a higher annual fee.
Lounge Access & Travel Perks
The IndiGo Axis Bank Credit Card offers complimentary domestic airport lounge access, while the Premium variant extends to international lounges. These benefits the travel experience for frequent flyers.
- The IndiGo Axis Bank Credit Card provides one complimentary domestic airport lounge visit per calendar quarter. This benefit activates after spending ₹50,000 in the preceding three months.
- The IndiGo Axis Bank Premium Credit Card offers up to two complimentary Priority Pass international airport lounge accesses per year. This international lounge access is available for the first two years of card membership.
- Both card variants provide accelerated BluChips earnings on IndiGo spends, with the Premium card offering 7% value-back on IndiGo travel spends. These BluChips are redeemable for IndiGo flights and upgrades.
- Cardholders receive a welcome voucher of 1,200 IndiGo BluChips with the base card, and 10,000 IndiGo BluChips plus a 6E Eats voucher with the Premium card. These vouchers are valid for six months from issuance.
- The Premium card also includes a lower forex markup of 2.5% on foreign currency transactions, compared to standard rates.
These travel perks are designed for IndiGo loyalists and frequent flyers, offering significant savings and convenience.
Application Process & Documents
Applying for the IndiGo Axis Bank Credit Card or its Premium variant is a straightforward online process. The application window for a double welcome bonus runs from June 1, 2026, to June 30, 2026, for both card types.
To apply for an IndiGo Axis Bank Credit Card, follow these steps:
- Visit the Axis Bank Website: to the official Axis Bank credit card section and locate the IndiGo Axis Bank Credit Card or Premium Credit Card page.
- Click ‘Apply Now’: Select the desired card variant and click on the ‘Apply Now’ button to initiate the application.
- Enter Primary Details: Provide personal information such as your name, contact details, and employment status as prompted on the application form.
- Meet Eligibility Criteria: Applicants must be Indian residents, aged 18 to 70 years, and have a minimum annual net income of ₹6 lakh or above for the Premium variant.
- Document Submission: Prepare necessary KYC documents like identity proof (Aadhaar, PAN), address proof, and income proof (salary slips, bank statements).
- Bank Review and Contact: Axis Bank will review your application and credit score. A bank representative will contact you for further verification or to confirm approval.
Ensure all details are accurate to help a smooth application process.
Key Takeaways
- The application period for a double welcome bonus on IndiGo Axis Bank Credit Cards is from June 1, 2026, to June 30, 2026.
- Eligibility for the IndiGo Axis Bank Premium Credit Card requires an annual net income of ₹6 lakh or more, for Indian residents aged 18-70.
- The application process involves an online form submission, followed by a bank review of eligibility and credit score.
Check your eligibility and apply for the IndiGo Axis Bank Credit Card at the official Axis Bank website.
Frequently Asked Questions (FAQs)
What are the welcome benefits for the IndiGo Axis Bank Credit Card in June 2026?
New applicants for the IndiGo Axis Bank Credit Card between June 1 and June 30, 2026, receive a double welcome bonus. This includes a voucher worth 2,400 IndiGo BluChips upon payment of the joining fee. This offer is valid for a limited period.
How do I earn BluChips with the IndiGo Axis Bank Credit Card?
You earn 1 IndiGo BluChip for every ₹100 spent on eligible categories with the standard IndiGo Axis Bank Credit Card. The Premium variant offers 2 IndiGo BluChips per ₹100 on general spends, and 3 BluChips per ₹100 on groceries and hotels. Accelerated earnings apply to IndiGo spends.
What are the annual spend milestones for bonus BluChips?
Cardholders can earn an additional 1,200 IndiGo BluChips voucher upon achieving cumulative annual spends of ₹1.5 lakh. Another 1,200 BluChips voucher is awarded when cumulative annual spends reach ₹3 lakh. These are milestone benefits for the standard card.
What are the main differences between the IndiGo Axis Bank Credit Card and the Premium variant?
The Premium variant offers higher BluChip earning rates, such as 3 BluChips per ₹100 on groceries and hotels, compared to the standard card’s 1 BluChip per ₹100 on general spends. The Premium card also provides up to 2 complimentary Priority Pass international airport lounge accesses annually. Welcome bonuses and fees also differ between the two.
Can I get complimentary lounge access with the IndiGo Axis Bank Credit Card?
The IndiGo Axis Bank Premium Credit Card offers up to two complimentary Priority Pass international airport lounge accesses per year. The standard IndiGo Axis Bank Credit Card does not typically include complimentary international lounge access. Always verify specific lounge benefits with Axis Bank.
How can I redeem IndiGo BluChips earned from the credit card?
Accumulated IndiGo BluChips can be redeemed against IndiGo flights and flight upgrades. This allows cardholders to reduce their travel expenses significantly. You can find detailed redemption options on the IndiGo website.
Is the IndiGo Axis Bank Credit Card available on the RuPay network?
Yes, the IndiGo Axis Bank Credit Card is available on the RuPay network, in addition to Visa. This aligns with the focus on consumer choice within India’s digital payments ecosystem. Both networks offer similar benefits.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.