The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) is a flagship initiative by the Government of India, launched to provide pucca houses with basic amenities to eligible rural families. As of 2026, the scheme aims for “Housing for All by 2029,” with an expanded target of 4.95 crore rural houses, including 2 crore additional homes approved by the Cabinet under PMAY 2.0.
This scheme offers financial assistance ranging from ₹1.20 lakh to ₹1.30 lakh per unit for constructing new houses, ensuring a minimum size of 25 sq m. The Ministry of Rural Development oversees its implementation, with a significant budgetary allocation of ₹54,916.70 crore for FY 2026-27.
| Parameter | Details |
|---|---|
| Scheme Name | Pradhan Mantri Awas Yojana – Gramin (PMAY-G) |
| Launch Date | 1st April 2016 (flagship mission by MoRD); 20 November 2016 (officially by PM Narendra Modi) |
| Implementing Ministry | Ministry of Rural Development, Government of India |
| Primary Objective | Provide pucca houses with basic amenities to eligible rural families |
| Target (Initial) | 2.95 crore rural homes |
| Target (Expanded, by FY 2028-29) | 4.95 crore rural houses (2.95 crore initial + 2 crore additional) |
| Financial Assistance (Plain Areas) | ₹1,20,000 per unit for building pucca houses |
| Financial Assistance (Hilly/Difficult Areas) | ₹1,30,000 per unit for building pucca houses |
| Minimum House Size | 25 sq m, including a dedicated hygienic cooking area |
| Houses Completed (as of May 2026) | More than 3.05 crore houses completed against approvals for 3.91 crore houses |
| Beneficiary Identification | Based on Socio-Economic Caste Census (SECC) 2011 data and Awaas+ 2024 survey |
| Budgetary Allocation (FY 2026-27) | ₹54,916.70 crore (Source: Ministry of Rural Development) |
| Central Government First Instalment (FY 2026-27) | ₹10,021.42 crore (released on 28 May 2026) |
| Progress in Darrang District (2025-26) | 11,700+ sanction letters distributed (Source: Darrang district administration) |
| Contribution to Ministry’s Expenditure (2026-27) | 63% of Ministry of Rural Development’s total expenditure |
PMAY-G Key Statistics
The PMAY-G scheme is crucial for rural development, with over 3.09 crore rural houses already completed as of 2026. Beneficiaries can track their application status and installment releases through the official PMAY-G and Awaassoft systems.
PMAY-G 2.0: Key Features & Components
The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) 2.0 aims to provide pucca homes with basic amenities to eligible rural families by 2026. As of 2026, over 3.09 crore rural houses have been completed under PMAY-G, with an expanded target of 4.95 crore homes by FY 2028-29.
| Component | Details | Key Feature |
|---|---|---|
| Scheme Objective | Provide pucca houses with basic amenities to homeless rural families or those in kutcha houses. | Ensuring ‘Housing for All’ in rural India by 2026. |
| Financial Assistance (Plains) | ₹1.20 lakh per beneficiary. | Direct financial aid for constructing a permanent house on flat land. |
| Financial Assistance (Hilly/Difficult Terrain) | ₹1.30 lakh per beneficiary. | Increased financial aid for construction in challenging geographical areas. |
| Toilet Construction Support | ₹12,000 per household. | Convergence with Swachh Bharat Mission – Gramin (SBM-G) for integrated sanitation. |
| Unskilled Labour Support | Convergence with Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS). | Provides up to 90-95 days of unskilled labour wages for house construction. |
| Beneficiary Led Construction (BLC) Vertical | Financial assistance of up to ₹2.50 lakh. | Support for individual families constructing houses on their own land. |
| Interest Subsidy (PMAY 2.0) | Up to ₹1.8 lakh. | Reduced financial burden through interest subsidy on home loans for EWS, LIG, MIG 1 & 2 categories. |
| Target (Initial PMAY-G) | 2.95 crore houses. | Original target for rural housing before scheme expansion. |
| Expanded Target (PMAY-G 2.0) | Additional 2 crore houses, making a total of 4.95 crore homes. | Extension of the scheme through FY 2028-29 to meet ongoing housing demand. |
| Sanctioned Houses (Rural) | 3.85 crore rural homes sanctioned against the 4.95 crore target (as of 2026). | Significant progress in achieving the expanded housing targets. |
| Budget Allocation (2026-27) | ₹1,97,023 crore for Ministry of Rural Development. | Includes 63% contribution from VB-G Ram Ji and PMAY-G. |
| First Instalment (FY 2026-27) | ₹10,021.42 crore released by Central Government (as of May 28, 2026). | Timely release of funds to accelerate construction activities. |
| Awaas+ 2024 Survey Extension | Extended to October 29, 2025, for Andhra Pradesh. | Allows identification of additional eligible rural households. |
PMAY-G Financial Assistance & Targets
PMAY-G 2.0 integrates various government schemes to provide full support, ensuring not just a house but also essential amenities like toilets. The scheme’s expanded targets and substantial budget allocation reflect the government’s continued focus on rural housing. For details on home loan interest rates, you can compare lowest home loan interest rates in India from various banks.
PMAY-G 2026: Progress & Statistics
As of 2026, the Pradhan Mantri Awas Yojana – Gramin (PMAY-G) has achieved significant milestones, with over 3.09 crore rural houses completed across India. The scheme continues to expand its reach, aiming to provide additional homes by FY 2028-29 to ensure housing for all eligible rural families.
The Central Government released the first installment of ₹10,021.42 crore for PMAY-G for the financial year 2026-27 on May 28, 2026, demonstrating ongoing commitment to the scheme.
| Metric | Value | Source |
|---|---|---|
| Rural houses completed under PMAY-G (ongoing) | 3.09 crore+ | Government of India |
| PMAY-G rural house construction targets progress (2025-2026) | Significant | Pradhan Mantri Awas Yojana Gramin List 2026 – PMAY |
| PMAY-G sanction letters distributed in Darrang district (2025-2026) | 11,700+ | Darrang district administration |
| Target for building homes in Chhattisgarh under PMAY-G | 26 lakh | Pradhan Mantri Awas Yojana – Gramin (PMAY-G) |
| Target for homes to be built under PMAY-G (before expansion) | 2.95 crore | Pradhan Mantri Awas Yojana Gramin |
| Additional homes to be built under PMAY-G (by FY 2028-29) | 2 crore | Pradhan Mantri Awas Yojana Gramin |
| First installment for FY 2026-27 for PMAY-G | ₹10,021.42 crore | Central Government (May 28, 2026) |
| Target for additional urban houses under PMAY 2.0 (Urban) | 1 crore (by 2028-29) | PMAY official portal (launched August 2024) |
| Urban households identified for subsidy in PMAY Assam | 57,154 | PMAY Assam |
| Subsidy amount per household in PMAY Assam | ₹2 lakh | PMAY Assam |
| Contribution of VB-G Ram Ji and PMAY-G to Ministry’s total expenditure (2026-27) | 63% | Ministry of Rural Development |
| Total allocation for Ministry of Rural Development (2026-27) | ₹1,97,023 crore (4% more than 2025-26 revised estimate) | Ministry of Rural Development |
| Financial assistance for new pucca house under PMAY-G | ₹1.20 lakh to ₹2.50 lakh | Pradhan Mantri Awas Yojana Gramin |
| Financial assistance for pucca house on flat land (2020) | ₹1,20,000 | Pradhan Mantri Gramin Awas Yojana |
| Financial assistance for pucca house in hilly area (2020) | ₹1,30,000 | Pradhan Mantri Gramin Awas Yojana |
| Toilet construction support (in collaboration with SBM-G) | ₹12,000 | Pradhan Mantri Awaas Yojana Gramin |
| Women ownership of sanctioned houses under PMAY-G | 74% (solely or jointly) | Budget 2026–27 |
| Rural masons trained in disaster-resilient construction techniques | Nearly 3 lakh | Budget 2026–27 |
PMAY-G Key Metrics and Targets
The PMAY-G scheme aims to provide a pucca house with basic amenities to every eligible rural household by 2026. This includes financial assistance and support for toilet construction, enhancing the quality of life in rural India.
PMAY-G: Application & Verification Process
Applying for the Pradhan Mantri Gramin Awas Yojana (PMAY-G) involves a structured process, primarily managed through the Awaassoft system. This digital platform allows beneficiaries to track housing approvals, installment releases, and construction progress. The Government of India has already completed over 3.09 crore rural houses under PMAY-G, with ongoing targets for 2025-2026.
The application and verification process for PMAY-G ensures that financial assistance reaches eligible rural families. This includes support for constructing a pucca house, with amounts ranging from ₹1,20,000 on flat land to ₹1,30,000 in hilly areas (as of 2020). Additionally, the scheme provides ₹12,000 for toilet construction, in collaboration with the Swachh Bharat Mission – Gramin (SBM-G).
- Beneficiary Identification: The process begins with identifying eligible households based on the Socio-Economic Caste Census (SECC) 2011 data. Households not on the SECC list may be included through the Awaas+ survey, extended until October 29, 2025, for states like Andhra Pradesh.
- Gram Sabha Verification: Identified beneficiaries undergo verification by the Gram Sabha to ensure transparency and community participation. This step confirms the eligibility of households at the local level.
- Geotagging of Houses: Once approved, the construction site and various stages of house construction are geotagged. This digital tracking helps monitor progress and ensures the proper utilisation of funds.
- Financial Assistance Disbursement: Financial aid is disbursed directly into the beneficiary’s bank account in multiple installments. The first installment for FY 2026-27 under PMAY-G was ₹10,021.42 crore from the Central Government (as of May 28, 2026).
- Monitoring and Reporting: The PMAY-G reporting system and Awaassoft portal offer detailed rural housing reports. These reports allow beneficiaries and local authorities to track approvals, installment releases, and building progress digitally.
- Sanction Order Issuance: Upon approval, a sanction order is issued, confirming the allocation of a house under the scheme. In the Darrang district, over 11,700 PMAY-G sanction letters were distributed during the 2025-2026 period.
- Linking with Other Schemes: PMAY-G integrates with other government initiatives, such as the Swachh Bharat Mission-Gramin for toilet construction and MGNREGA for unskilled labour wages. This holistic approach supports overall rural development.
- Grievance Redressal: Beneficiaries can raise concerns or check their status through the official PMAY-G website or the UMANG app. This ensures a transparent and accessible system for all applicants.
The streamlined application and verification process for Pradhan Mantri Gramin Awas Yojana 2026 aims to ensure efficient delivery of housing benefits to rural families across India. For more details on home loan options, you can explore lowest home loan interest rates in India 2026.
PMAY-G: Eligibility & Beneficiary Selection
The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) aims to provide pucca homes to eligible rural families by 2026. This scheme focuses on households that are either homeless or reside in temporary structures, ensuring access to essential amenities.
As of 2026, the scheme has already completed over 3.09 crore rural houses, with an expanded overall target under PMAY 2.0. Beneficiary selection involves specific criteria and a multi-stage verification process to ensure aid reaches the most deserving.
- Homeless or Kuccha House Dwellers: The primary beneficiaries are families living in dilapidated or temporary (kuccha) houses, or those without any shelter.
- No Prior Pucca House: Households that already own a pucca (permanent) house in their name or the name of any family member are generally not eligible for PMAY-G benefits.
- Socio-Economic Caste Census (SECC) 2011 Data: Beneficiary identification relies heavily on the SECC 2011 data, which categorises households based on deprivation indicators. This data helps in transparently identifying the poorest and most vulnerable families.
- Exclusion Criteria: Households owning motorised two/three/four wheelers, fishing boats, agricultural equipment, or holding Kisan Credit Cards with a limit of ₹50,000 or more are typically excluded. Government employees, income tax payers, and those with refrigerators or landline connections are also excluded.
- Gram Sabha Verification: The initial list of eligible beneficiaries, generated from SECC data, undergoes verification by the Gram Sabha. This community-level review ensures accuracy and addresses any local discrepancies before finalisation.
- Awaas+ Survey: The Awaas+ survey, extended for states like Andhra Pradesh until October 29, 2025, helps identify additional eligible rural households not covered in the initial SECC data. This ensures a broader reach for the scheme.
- Priority Categories: Special consideration is given to households headed by women, minorities, Scheduled Castes (SC), Scheduled Tribes (ST), and Persons with Disabilities (PwD).
The rigorous selection process for Pradhan Mantri Gramin Awas Yojana 2026 ensures that financial assistance and housing support reach the intended rural families across India.
PMAY-G vs PMAY-U: Key Differences
The Pradhan Mantri Awas Yojana (PMAY) includes two distinct schemes: PMAY-Gramin (PMAY-G) for rural areas and PMAY-Urban (PMAY-U) for urban areas. Both aim to provide affordable housing, but target different demographics and have varied implementation strategies. PMAY-G has already completed over 3.09 crore rural houses, while PMAY-U focuses on urban housing needs.
| Feature | PMAY-G | PMAY-U |
|---|---|---|
| Target Beneficiaries | Rural households (homeless or living in kutcha houses) | Urban residents (EWS, LIG, MIG in statutory towns) |
| Launch Date | November 2016 (restructured from Indira Awaas Yojana) | June 2015 |
| Administering Ministry | Ministry of Rural Development | Ministry of Housing & Urban Affairs |
| Financial Assistance for Pucca House (Flat Land) | ₹1.20 lakh | Interest subsidy up to ₹2.67 lakh (for EWS/LIG under CLSS) |
| Financial Assistance for Pucca House (Hilly Area) | ₹1.30 lakh | Interest subsidy up to ₹2.67 lakh (for EWS/LIG under CLSS) |
| Application Process | Offline, verification-based process, often through Panchayats | Online through authorized portals or local bodies |
| Toilet Construction Support | ₹12,000 (in collaboration with Swachh Bharat Mission – Gramin) | Integrated with house construction, not a separate direct grant |
| Interest Subsidy Eligibility | Not applicable (direct financial assistance) | EWS, LIG, and MIG 1 & 2 categories (under CLSS component) |
| Overall Target (as of 2026) | 2.95 crore homes (before expansion), plus 2 crore additional homes by FY 2028-29 | 1 crore additional urban houses by 2028-29 (PMAY 2.0 Urban) |
PMAY-G vs. PMAY-U Key Features
The core distinction lies in their geographical focus and the type of financial support offered, with PMAY-G providing direct assistance for construction and PMAY-U offering interest subsidies on home loans. Understanding these differences helps identify the appropriate scheme for your housing needs, whether in rural or urban India. You can also explore options for lower home loan interest rates if you qualify for PMAY-U.
PMAY-G List 2026: How to Check Name
The Pradhan Mantri Awas Yojana Gramin (PMAY-G) List 2026 includes eligible rural families selected for affordable housing benefits. This list confirms the approval status for applicants and tracks installment progress digitally. Over 3.09 crore rural houses have been completed under PMAY-G, with targets expanded further by 2028-29 (Source: Government of India).
Checking your name on the PMAY-G beneficiary list for 2026 is a straightforward online process. You can verify your status using your registration number or by providing personal details on the official PMAY-G portal.
- Visit the Official PMAY-G Website: Access the Pradhan Mantri Awas Yojana – Gramin official portal (pmayg.nic.in) to begin the process.
- Navigate to the Beneficiary Section: Look for the “Awaassoft” section on the homepage, then select “Report” from the dropdown menu.
- Select Beneficiary Details for Verification: On the next page, choose “Beneficiary Details for Verification” under the “H. EBG Report” section.
- Enter Registration Number: If you have your PMAY-G registration number, enter IT in the designated field and click “Submit.”
- Search by Name (if no registration number): If you do not have a registration number, click on “Search by Name” and provide details like your state, district, block, panchayat, and name.
- View the Beneficiary List: The system will display the PMAY-G list for 2026, showing your name and status if you are an approved beneficiary. You can also download the list in PDF or Excel format.
This digital process ensures transparency and accessibility for all eligible rural families seeking housing assistance under the Pradhan Mantri Awas Yojana Gramin scheme.
PMAY-G: Official Resources & Support
The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) scheme provides several official resources for beneficiaries and applicants. These platforms allow users to track application status, view beneficiary lists, and access scheme details. The Awaas+ 2024 survey for Andhra Pradesh, for instance, was extended until October 29, 2025, to identify additional eligible rural households.
| Resource | Type | Where to Access |
|---|---|---|
| PMAY-G Reporting Website | Official Website | Online (pmayg.nic.in or awaassoft.nic.in) |
| UMANG App | Mobile Application | Google Play Store, Apple App Store (web.umang.gov.in) |
| Awaassoft Beneficiary Portal | Official Website | Online (awaassoft.nic.in) |
| Ministry of Rural Development, Government of India | Government Ministry | Official website (dord.gov.in) |
| CLSS Awas Portal (CLAP) | Web-based Monitoring System | Online (for PMAY-U, integrated with UMANG) |
| PMAY(U) Mobile App | Mobile Application | Google Play Store (for PMAY-U) |
| Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) | Scheme Information | Official PMAY-G website |
| Swachh Bharat Mission – Gramin (SBM-G) | Collaborating Scheme | Official SBM-G portal |
These official channels ensure transparency and accessibility for all PMAY-G stakeholders. They provide crucial information regarding financial assistance for pucca houses, which ranges from ₹1.20 lakh on flat land to ₹1.30 lakh in hilly areas (as of 2020).
Key Takeaways
- The PMAY-G official website (pmayg.nic.in) and Awaassoft portal are primary resources for scheme details and beneficiary tracking.
- The UMANG App offers mobile access to PMAY-G services, including application status and beneficiary lists.
- Financial assistance under PMAY-G provides ₹1.20 lakh for houses on flat land and ₹1.30 lakh for those in hilly regions (as of 2020).
Verify your eligibility and application status directly on the official PMAY-G portal or through the UMANG App.
Frequently Asked Questions (FAQs)
What is the Pradhan Mantri Awas Yojana Gramin (PMAY-G) scheme?
The Pradhan Mantri Awas Yojana Gramin (PMAY-G) is a Government of India initiative providing affordable pucca homes with basic amenities to eligible rural families. IT aims to house all eligible rural households by 2026. The scheme targets those who are homeless or live in weak, temporary structures.
How can I check my name in the PMAY-G List 2026?
You can check your name on the official PMAY-G website (pmayg.nic.in) by entering your registration details. Alternatively, you can search by your name and father’s name if you do not have a registration number. The UMANG app also allows beneficiaries to track their application status.
What are the benefits of the PMAY-G scheme for beneficiaries?
PMAY-G beneficiaries receive financial assistance to construct a pucca house, ensuring a safe and permanent dwelling. The scheme aims to provide essential amenities alongside the housing support. As of 2026, over 3.09 crore rural houses have been completed under PMAY-G, with targets expanded further.
What is the target year for PMAY-G to provide housing for all?
The PMAY-G scheme aims to ensure that every eligible rural household has access to a strong and well-built home with essential amenities by the year 2026. This target was set to improve rural housing conditions across India. The government continues to expand its reach to achieve this goal.
Which states have shown significant progress under PMAY-G for 2025-2026?
Several states have shown significant progress in rural house construction targets for the 2025-2026 period. For example, the Darrang district administration recently distributed sanction letters to over 11,700 eligible beneficiaries. The Ministry of Rural Development aims to sanction 10 lakh houses in January 2026 alone.
Can I track my PMAY-G application status and installment releases online?
Yes, the PMAY-G reporting system allows beneficiaries to track housing approvals, installment releases, and building progress online. These reports are continuously updated on the official PMAY-G and Awaassoft systems. You can also use the UMANG app for status updates.
What documents are required to apply for PMAY-G?
While specific documents may vary, common requirements include Aadhaar card, bank account details, income Certificate, and proof of residence. Applicants should verify the exact list of required documents on the official PMAY-G website or with local authorities. Eligibility criteria also include not owning a pucca house.
