← Part of RBL Credit Cards in India
The RBL Bank BankBazaar SaveMax Credit Card, a co-branded offering, provides 5x reward points on grocery spends, capped at 1,000 points monthly. Cardholders also receive 10% cashback on Zomato and 10% discount on BookMyShow, each up to ₹100 every month, as of 2026.
| Parameter | Details |
|---|---|
| Card Type | Co-branded Credit Card |
| Issuing Bank | RBL Bank Ltd |
| Partner | A&A Dukaan Financial Services Private Limited (BankBazaar) |
| Network Availability | MasterCard & VISA |
| Joining Fee | Zero |
| Annual Fee | Zero |
| Target Audience | Individuals seeking savings on everyday expenses |
| Reward Points (General) | 1 reward point per ₹100 spent |
| Reward Points (Grocery) | 5x reward points (up to 1,000 points/month) |
| Zomato Cashback | 10% (up to ₹100/month) |
| BookMyShow Discount | 10% (up to ₹100/month) |
| Free Credit Advisory | Monthly report from BankBazaar.com |
| Annual Percentage Rate (APR) | Up to 3.99% per month (as of 2026) |
| Key Benefits | Cashback, Fuel Surcharge Waivers, Milestone Benefits, Reward Points, Free Credit Advisory Report |
| Bills2Pay Facility | Available via RBL MyCard App/RBL MyBank App/Internet banking |
This card is designed to maximize savings on daily spending, offering a range of benefits without any joining or annual fees, making IT an attractive option for budget-conscious consumers.
Key Features & Benefits
The RBL Bank BankBazaar SaveMax Credit Card is a lifetime free, entry-level card designed for everyday savings, offering 5x reward points on groceries and 10% cashback on Zomato and BookMyShow (up to ₹100 each per month). Cardholders also receive a complimentary monthly credit advisory report from BankBazaar.com.
| Feature | Details | Value/Limit |
|---|---|---|
| Card Type | Co-branded Credit Card | Issued by RBL Bank in association with BankBazaar |
| Network | Available on MasterCard & VISA network | MasterCard & VISA |
| Joining Fee | Zero joining fee | Lifetime Free |
| Annual Fee | Zero annual fee | Lifetime Free |
| Grocery Spends Reward Points | Earn 5x reward points on all grocery spends | Up to 1,000 reward points every month |
| General Spends Reward Points | Earn 1 reward point for every ₹100 spent on other retail categories | 1 reward point per ₹100 |
| Zomato Cashback | 10% cashback on Zomato orders | Up to ₹100 every month |
| BookMyShow Discount | 10% discount on BookMyShow movie tickets | Up to ₹100 every month |
| Credit Advisory Report | Free credit advisory report from BankBazaar.com | Every month, complimentary |
| Fuel Surcharge Waiver | Waiver on fuel transactions | Specific limits apply |
| Milestone Benefits | Additional benefits on achieving spending milestones | Details vary by offer |
| Pre-approved Loan | Option for pre-approved loans | No documentation required |
| Bills2Pay Facility | Pay various utility bills | Via RBL MyCard App, RBL MyBank App, Internet banking |
| Card Status | Invite-only card | Targeted for individuals seeking everyday savings |
| Virtual Card Access | Access for online/UPI transactions | Via MyCard App |
The card focuses on maximising savings for daily expenses, making IT suitable for individuals looking for value from their regular purchases.
Fees & Charges 2026
The RBL Bank BankBazaar SaveMax Credit Card has zero joining and annual fees, making IT a lifetime free card. In contrast, the RBL BankBazaar SaveMax Pro Credit Card carries a yearly membership fee of ₹1,499 plus GST, along with a reward redemption fee of ₹99 plus GST.
| Metric | Value (INR) | Source |
|---|---|---|
| Joining Fee (RBL BankBazaar SaveMax Credit Card) | Zero | RBL Bank / BankBazaar (as of 2026) |
| Annual Fee (RBL BankBazaar SaveMax Credit Card) | Zero | RBL Bank / BankBazaar (as of 2026) |
| Credit Advisory Report Fee (RBL BankBazaar SaveMax Credit Card) | Complimentary | BankBazaar (as of 2026) |
| Yearly Membership Fee (RBL BankBazaar SaveMax Pro Credit Card) | ₹1,499 + GST | RBL Bank (as of 2026) |
| Reward Redemption Fee (RBL BankBazaar SaveMax Pro Credit Card) | ₹99 + GST | RBL Bank (as of 2026) |
| Foreign Currency Transaction Fee (RBL BankBazaar SaveMax Credit Card) | 3.5% | RBL Bank (as of 2026) |
| EMI Processing Fee (on merchant outlets/app/website) | ₹199 + GST | RBL Bank (effective Sep 1, 2022) |
| Annual Fee (RBL Bank Platinum Maxima Plus Credit Card) | ₹2,500 + Taxes | RBL Bank (as of 2026) |
The SaveMax card’s zero-fee structure makes IT an attractive option for users seeking no recurring costs, while the SaveMax Pro targets users who can use its benefits to offset the annual membership fee.
How SaveMax Card Works
The RBL Bank BankBazaar SaveMax Credit Card is an invite-only, entry-level card designed for everyday savings, issued by RBL Bank in partnership with BankBazaar.com. IT operates on both MasterCard and VISA networks, offering a virtual card for online and UPI transactions via the MyCard App.
- Reward Point Structure: Cardholders earn 5x reward points on grocery spends, capped at 1,000 points monthly. For all other retail spending, 1 reward point is earned for every ₹100 spent.
- Cashback & Discounts: The card provides 10% cashback on Zomato orders and a 10% discount on BookMyShow tickets, each capped at ₹100 per month.
- Complimentary Credit Report: Users receive a free monthly credit advisory report from BankBazaar.com, helping them monitor their credit health without additional charges.
- Pre-Approved Loans: The SaveMax Credit Card offers access to pre-approved loans without requiring additional documentation, simplifying the borrowing process for eligible cardholders.
- Bills2Pay Facility: RBL Bank provides a Bills2Pay facility, allowing cardmembers to pay various utility bills through the RBL MyCard App, RBL MyBank App, or internet banking channels.
- Fuel Surcharge Waiver: The card includes fuel surcharge waivers, providing savings on fuel purchases across India.
- Milestone Benefits: Cardholders can unlock milestone benefits, which are rewards earned upon reaching specific spending thresholds.
- Lifetime Free Card: As of 2026, the RBL Bank BankBazaar SaveMax Credit Card is a lifetime free card, with zero joining and annual fees.
This card focuses on maximising value for daily transactions through a structured rewards program and financial tools.
SaveMax vs SaveMax Pro
The RBL Bank BankBazaar SaveMax Credit Card is a lifetime free card, while the SaveMax Pro variant carries a yearly membership fee of ₹1,499 + GST. Both cards are co-branded with BankBazaar and target everyday savings for Indian residents.
| Feature | SaveMax Card | SaveMax Pro Card |
|---|---|---|
| Joining and Annual Fees | Zero joining and annual fees (Lifetime Free) | ₹1,499 + GST (yearly membership fees) |
| Reward Points on Grocery Spends | 5x reward points (up to 1,000 reward points every month) | Higher reward rates (specifics not detailed in available data) |
| Reward Points on every ₹100 spent | 1 reward point on all other retail categories | Higher reward rates (specifics not detailed in available data) |
| Cashback/Discount Offers | 10% cashback on Zomato and 10% discount on BookMyShow (up to ₹100 every month, on each) | Additional cashback options (specifics not detailed in available data) |
| Credit Advisory Report | Free credit advisory report every month from BankBazaar.com | Likely included as a premium feature or similar benefit |
| Lounge Benefits | Not offered | Airport lounge access |
| Card Network | MasterCard & VISA | MasterCard |
| Availability | Entry-level credit card, generally available for application | Invite-only card, available to select customers |
| Reward Redemption Fee | Not explicitly mentioned | ₹99 + GST |
| Pre-approved Loan | Available without documentation | Not explicitly mentioned, but common for premium cards |
| Fuel Surcharge Waivers | Available | Not explicitly mentioned, but common for premium cards |
| Bills2Pay Facility | Available via RBL MyCard App, RBL MyBank App, Internet banking | Not explicitly mentioned, but common for RBL Bank cards |
The SaveMax Pro card offers d benefits like airport lounge access for a yearly fee, while the SaveMax card focuses on everyday savings with no annual charges.
Eligibility & Application
The RBL Bank BankBazaar SaveMax Credit Card is designed for Indian residents aged 18 years or older. This co-branded card, offered by RBL Bank and BankBazaar, focuses on maximizing savings for everyday expenses.
- Minimum Age: Applicants must be at least 18 years old to be eligible for the RBL Bank BankBazaar SaveMax Credit Card.
- Residency Status: Only Indian residents can apply for this credit card, as per RBL Bank’s guidelines.
- Credit History: While specific CIBIL score requirements are not publicly disclosed, a strong credit history typically improves approval chances.
- Income Criteria: RBL Bank assesses an applicant’s income stability to determine creditworthiness and card limit.
- Application Channel: The RBL Bank BankBazaar SaveMax Credit Card is often an invite-only card, or can be applied for via the BankBazaar platform.
- Required Documents: Standard documents include identity proof (PAN card, Aadhaar card), address proof, and income proof (salary slips, bank statements).
- Application Process: Interested individuals can typically apply online through the BankBazaar website or RBL Bank’s portal, completing an application form and submitting necessary documents.
Upon successful verification of documents, RBL Bank will communicate the application status via SMS to the registered mobile number.
Customer Support & Grievances
RBL Bank offers multiple channels for customer support and grievance redressal for the BankBazaar SaveMax Credit Card. Cardholders can access assistance for queries related to features, benefits, or any card-related issues.
- For immediate assistance, RBL Bank provides a dedicated customer care helpline number, available 24/7.
- Cardholders can also send an email to the bank’s official customer support email address for detailed queries or to submit documents.
- The RBL MyCard App and RBL MyBank App serve as digital channels for managing card services, including bill payments and statement access.
- Grievances can be formally lodged through the RBL Bank website’s dedicated grievance redressal section, ensuring a structured resolution process.
- BankBazaar.com, as a partner, offers a complimentary monthly credit advisory report, and its platform may also provide initial support for general queries.
Always refer to the official RBL Bank website for the most current contact details and grievance procedures.
Key Takeaways
- The RBL Bank BankBazaar SaveMax Credit Card is an entry-level, lifetime free card (zero joining and annual fees).
- Cardholders earn 5x reward points on grocery spends (up to 1,000 points monthly) and 1 point per ₹100 on other retail spends.
- Benefits include 10% cashback on Zomato and 10% discount on BookMyShow (up to ₹100 each monthly), plus a free monthly credit advisory report from BankBazaar.com.
Check your eligibility and apply for the RBL Bank BankBazaar SaveMax Credit Card through the BankBazaar website or at an RBL Bank branch.
Frequently Asked Questions (FAQs)
What are the key benefits of the RBL Bank BankBazaar SaveMax Credit Card?
The RBL Bank BankBazaar SaveMax Credit Card offers 5x reward points on grocery spends, up to 1,000 points monthly. Cardholders also receive 10% cashback on Zomato and 10% discount on BookMyShow, each up to ₹100 per month. A complimentary monthly credit advisory report from BankBazaar.com is also included.
Is the RBL Bank BankBazaar SaveMax Credit Card a lifetime free card?
Yes, the RBL Bank BankBazaar SaveMax Credit Card is an entry-level co-branded card offered with zero joining fees and zero annual fees. This makes IT a lifetime free card, as confirmed by RBL Bank’s official card details as of March 2026.
What is the difference between the SaveMax and SaveMax Pro credit cards?
The RBL Bank BankBazaar SaveMax Credit Card is lifetime free with no joining or annual fees. In contrast, the RBL Bank BankBazaar SaveMax Pro Credit Card has a yearly membership fee of ₹1,499 plus GST. Both cards offer rewards and benefits, but the SaveMax Pro targets users willing to pay an annual fee for potentially d features.
How do I earn reward points with the RBL Bank BankBazaar SaveMax Credit Card?
You earn 1 reward point for every ₹100 spent on your SaveMax Card. , you get 5x reward points on all grocery spends, capped at 1,000 reward points per month. These points are designed to maximize savings on everyday purchases.
What are the eligibility criteria for the RBL Bank BankBazaar SaveMax Credit Card?
RBL Bank assesses eligibility based on factors like CIBIL score, income, and employment type. While specific minimums are not publicly disclosed, a CIBIL score above 750 generally improves approval chances. Applicants must be Indian residents and meet RBL Bank’s internal credit policies.
Can I get a free credit advisory report with this credit card?
Yes, the RBL Bank BankBazaar SaveMax Credit Card provides a complimentary credit advisory report every month from BankBazaar.com. This feature helps cardholders monitor their credit health without any additional charges.
What network is the RBL Bank BankBazaar SaveMax Credit Card available on?
The RBL Bank BankBazaar SaveMax Credit Card is available on both the MasterCard and VISA networks. This provides broad acceptance for transactions both in India and internationally, depending on the card variant issued.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.