← Part of Axis Credit Cards in India
The Samsung Axis Bank Infinite Credit Card, a premium co-branded offering, provides 10% cashback on Samsung product purchases, capped at ₹5,000 monthly and ₹20,000 annually. This card is ideal for high-spenders within the Samsung ecosystem, offering significant savings on electronics and appliances as of 2026.
| Parameter | Details |
|---|---|
| Card Type | Co-branded Credit Card (Visa Infinite variant) |
| Issuing Banks | Axis Bank and Samsung |
| Ideal For | Samsung ecosystem users (Phones, Appliances) and high-spenders |
| Cashback on Samsung Products | 10% cashback (up to ₹20,000 annually, ₹5,000 monthly capping) |
| Welcome Benefit | 30,000 EDGE REWARD POINTS (upon card activation) |
| EDGE REWARD POINTS (Preferred Partners) | 15 EDGE REWARD POINTS on every ₹100 spent |
| Annual Fee | ₹5,000 + taxes |
| Annual Fee Waiver Threshold | Spend ₹7 Lakh or more in the previous year |
| Domestic Lounge Access | 8 complimentary visits per calendar year at select airports |
| International Lounge Access | Complimentary Priority Pass membership ($99 value) with 6 free international lounge visits per year |
| EazyDiner Prime Membership | 1-year complimentary membership (subject to card activation within 30 days of issuance) |
| Dining Discount (EazyDiner) | Up to 25% (up to ₹800), once per month at 4,000+ partner restaurants (minimum order ₹2,000) |
| Fuel Surcharge Waiver | 1% waiver on transactions between ₹400 to ₹5,000 |
| EMI Conversion Facility | Convert transactions of ₹2,500 and above into EMIs |
| Cashback Credit Time | Up to 60 days from the date of transaction |
| Physical Card Delivery Time | 7 to 10 business days of application approval |
| Customer Support | Axis Bank customer support: 1860 419 5555 |
This card combines premium lifestyle benefits with substantial cashback on Samsung purchases, making IT a valuable tool for loyal Samsung customers in India.
Key Benefits & Cashback Offers
The Samsung Axis Bank Infinite Credit Card offers 10% cashback on Samsung purchases, capped at ₹5,000 monthly and ₹20,000 annually. Cardholders also receive 30,000 EDGE REWARD points (worth approximately ₹6,000) as a welcome benefit upon completing three transactions within 30 days of card issuance.
| Benefit Category | Details | Value/Limit |
|---|---|---|
| Cashback on Samsung Products | 10% cashback on all Samsung products and services (including EMI transactions) | Up to ₹5,000 per month, up to ₹20,000 annually |
| Welcome Benefit | 30,000 EDGE REWARD Points upon making three transactions within 30 days of card issuance | Approximately ₹6,000 |
| Domestic Airport Lounge Access | Complimentary lounge visits at select domestic airports | 8 visits per calendar year |
| International Airport Lounge Access | Complimentary Priority Pass membership and international lounge visits | 6 visits per year (Priority Pass valued at $99) |
| Dining Benefits | Up to 25% off (up to ₹800) with EazyDiner dining delights program | Once per month, valid across 4,000+ restaurants in India (minimum order value ₹2,000 / ₹2,500 for 15% off up to ₹500) |
| EazyDiner Prime Membership | Complimentary 1-year EazyDiner Prime membership | Subject to card activation within 30 days of issuance |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on fuel transactions | For transactions ranging from ₹400 to ₹5,000 (up to ₹500 per statement cycle) |
| EMI Conversion | Convert transactions of ₹2,500 and above into equated monthly instalments (EMIs) | N/A |
| Accelerated Reward Points | On spends at select brands like BigBasket, Tata 1mg, Zomato, Myntra | 15 EDGE Points per ₹100 spent |
| General Spends Reward Points | On all other spends | 5 EDGE Points per ₹100 spent |
| Annual Fee Waiver | Annual fee of ₹5,000 is waived | Spend ₹7 Lakh or more in the previous year |
The card’s cashback on Samsung purchases is applicable across Samsung physical and e-stores, the Samsung Shop App, and Samsung service centre payments (PayU So[ POS).
Fees, Charges & Eligibility Criteria
The Samsung Axis Bank Infinite Credit Card carries a joining fee of ₹5,000 and an annual fee of ₹5,000. This annual fee can be waived if your spending exceeds ₹7 lakh in the preceding year. Eligibility requires applicants to be Indian residents between 18 and 70 years old with a stable income.
| Metric | Value (₹) | Details |
|---|---|---|
| Joining Fee | 5,000 | Applicable for the Samsung Axis Bank Infinite Credit Card |
| Annual Fee | 5,000 | Waived if you spend ₹7 lakh or more in the previous year |
| Dynamic Currency Conversion Fee | 1% + taxes | For international transactions performed in Indian currency or with merchants registered abroad |
| GST | As per government norms | Applicable on fees and charges |
| Fuel Surcharge Waiver | 1% | On transactions between ₹400 and ₹5,000 across fuel stations in India |
| EMI Conversion | N/A | Convert transactions of ₹2,500 or more into Equated Monthly Instalments (EMIs) |
| Age Eligibility | 18 to 70 years | Minimum and maximum age for primary cardholder |
| Residency | Indian Resident | Applicant must be an Indian national |
| Employment Type | Salaried or Self Employed | Requires proper income proof |
| Documents Required (Identity) | N/A | PAN card or Form 60, Passport, Driving License, Voter ID Card, Aadhaar card |
| Documents Required (Income Proof) | N/A | Latest payslip, Bank statement, Form 16, IT return copy |
| Documents Required (Address Proof) | N/A | Passport, Driving License, Voter ID Card, Aadhaar card, Utility bills |
| KYC Process | Video-based KYC | Verification from any location in India (applicant must be in India) |
| Physical Card Delivery | 7 to 10 business days | After application approval to the registered address |
| Wait Period After Rejection | 1 month | Minimum period before reapplying for an Axis Bank credit card |
The bank verifies all submitted details, and if correct, the credit card is dispatched to the applicant’s address. These criteria are indicative, and Axis Bank retains the right to approve or decline applications.
How to Apply for the Infinite Card
Applying for the Samsung Axis Bank Infinite Credit Card involves a digital process, though Axis Bank is currently not accepting new applications for this specific card as of early 2026. Prospective applicants can consider the Samsung Axis Bank Signature Credit Card as an alternative.
The application typically requires an Indian national, aged 18 to 70 years, who is either salaried or self-employed with a stable income.
- Check Eligibility: Confirm you are an Indian resident, aged between 18 and 70 years, with a good and stable income source.
- Gather Documents: Prepare your original PAN card, Aadhaar card number, and proof of income such as your latest payslip, Form 16, or IT return copy.
- Visit Axis Bank Website: to the official Axis Bank website or the Samsung India website’s credit card section.
- Select Card: While the Infinite card may not be available, select the Samsung Axis Bank Signature Credit Card if you wish to proceed with the alternative.
- Fill Application Form: Complete the online application form with personal, employment, and financial details.
- Upload Documents: Upload scanned copies of the required documents, including identity proof, address proof, and income proof.
- Complete KYC: Undergo a video-based KYC verification process, which can be completed from any location within India, provided the applicant is physically present in India.
- Application Review: Axis Bank will review your application and verified details. If approved, the physical card is typically delivered within 7 to 10 business days to your registered address.
If an application is rejected, individuals must wait at least one month before reapplying for any Axis Bank credit card.
Infinite Card: Travel & Lifestyle Privileges
The Samsung Axis Bank Infinite Credit Card offers premium travel and dining benefits, including complimentary airport lounge access and exclusive restaurant discounts. Cardholders receive a free Priority Pass membership, valued at $99, providing access to international lounges.
As of 2026, the card provides 8 complimentary domestic lounge visits and 6 free international lounge visits annually.
- Domestic Lounge Access: Cardholders get 8 complimentary domestic airport lounge visits per calendar year. This benefit is subject to a minimum eligible spend of ₹50,000 in the previous three months (effective May 01, 2024).
- International Lounge Access: The card includes a complimentary Priority Pass membership, valued at $99. This allows for 6 free international lounge visits every year.
- EazyDiner Prime Membership: Enjoy a 1-year complimentary EazyDiner Prime Membership upon card activation within 30 days of issuance.
- Dining Discounts: Avail up to 25% off (capped at ₹800) through the EazyDiner dining delights program, once per month. This is valid at over 4,000 partner restaurants across India.
- Restaurant Offers: Get a 15% discount, up to ₹500, at 4,000+ partner restaurants in India. This offer is available once per month with a minimum order value of ₹2,500.
- Fuel Surcharge Waiver: A 1% fuel surcharge waiver applies to fuel transactions between ₹400 and ₹5,000. This benefit is capped at ₹500 per statement cycle across all fuel stations in India.
- EMI Conversion: Transactions of ₹2,500 or more can be converted into Equated Monthly Installments (EMIs) for flexible repayment.
These privileges the card’s value beyond cashback, catering to frequent travelers and those who dine out often.
Infinite vs Signature Credit Card
The Samsung Axis Bank Infinite Credit Card is the premium variant, offering d benefits compared to the Signature version. Both cards provide 10% cashback on Samsung purchases, but the Infinite card features significantly higher cashback caps and additional luxury privileges.
| Feature | Infinite Card | Signature Card |
|---|---|---|
| Card Type | Premium co-branded credit card | Co-branded credit card |
| Joining Fee | ₹5,000 | ₹500 + GST |
| Annual Fee | ₹5,000 + taxes | ₹500 + taxes |
| Annual Fee Waiver Criteria | Spend ₹7 Lakh or more in previous year | Spend ₹2 Lakh within a year |
| Welcome Benefit | 30,000 EDGE Reward points (worth ₹6,000) | 2,500 EDGE Reward points (worth ₹500) |
| Cashback CAP (Monthly) | ₹5,000 | ₹2,500 |
| Cashback CAP (Annually) | ₹20,000 | ₹10,000 |
| International Lounge Access | 6 complimentary visits per year with Priority Pass | Not available |
| Domestic Lounge Access | 8 complimentary visits per calendar year | Yes |
| EazyDiner Prime Membership | Complimentary 1 year | Not available |
| Dining Discount | Up to 25% (up to ₹800) at 4,000+ restaurants | Not specified |
| Fuel Surcharge Waiver Range | ₹400 to ₹5,000 (up to ₹500/cycle) | ₹400 to ₹4,000 |
| EMI Conversion Threshold | ₹2,500 or more | Not specified |
The Infinite card offers d travel, dining, and reward benefits, justifying its higher fees for frequent Samsung buyers and premium card users. The Signature card provides a more accessible entry point for basic Samsung cashback benefits.
Important Terms & Conditions
The Samsung Axis Bank Infinite Credit Card includes specific terms for cashback, lounge access, and fee waivers. Cardholders can convert transactions of ₹2,500 or more into EMIs, providing payment flexibility.
As of 2026, the card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹500 per statement cycle.
- Cashback CAP: The card provides 10% cashback on Samsung purchases, with a monthly CAP of ₹5,000 and an annual CAP of ₹20,000. This limits cashback benefits to a maximum spend of ₹2 lakh on Samsung products annually.
- Annual Fee Waiver: The ₹5,000 annual fee is waived if the cardholder spends ₹7 lakh or more in the previous year. This encourages higher card usage to offset the fee.
- Lounge Access: Cardholders receive 8 complimentary domestic airport lounge visits per calendar year. , the card includes a free Priority Pass membership (valued at $99) and 6 free international lounge visits annually.
- Dining Benefits: A complimentary 1-year EazyDiner Prime Membership is included, offering up to 25% off (capped at ₹800) at over 4,000 partner restaurants in India once per month. A minimum order value of ₹2,000 is typically required for these discounts.
- Dynamic Currency Conversion (DCC): A 1% + taxes fee applies to each international transaction processed in Indian currency. This also covers transactions with merchants located in India but registered in a foreign nation.
Applicants must be Indian residents aged between 18 and 70 years, with a stable income, to be eligible for the card.
RBI Guidelines for Credit Cards 2026
The Reserve Bank of India (RBI) regularly updates guidelines for credit cards to protect consumer interests and ensure fair practices. As of 2026, these regulations cover aspects from card issuance to grievance redressal, impacting how banks like Axis Bank offer products such as the Samsung Axis Bank Infinite Credit Card.
- Card Issuance: Banks must obtain explicit consent from customers before issuing a credit card. Unsolicited cards are prohibited, and any such card must be blocked immediately upon customer notification.
- Billing Transparency: Credit card statements must be clear, providing complete details of all charges, interest rates, and due dates. Any changes to terms and conditions require a 30-day prior notice to the cardholder.
- Interest Rate Disclosure: Lenders must clearly communicate the Annual Percentage Rate (APR) and the method of interest calculation. This includes penal interest and other charges, ensuring full transparency for cardholders.
- Grievance Redressal: Banks must establish a strong grievance redressal mechanism. Complaints should be resolved within 30 days, and customers can escalate unresolved issues to the RBI Ombudsman.
- Credit Limit Changes: Any increase in a credit card’s limit requires the explicit consent of the cardholder. Banks cannot unilaterally raise credit limits without prior approval.
- Closure of Cards: Cardholders can request card closure at any time, and the bank must complete the process within seven working days. Any outstanding dues must be communicated clearly.
Key Takeaways
- RBI guidelines mandate explicit customer consent for credit card issuance and limit ments.
- Transparency in billing, interest rates, and charges is a core requirement for all credit card providers.
- A strong grievance redressal system ensures customer complaints are addressed within a 30-day timeframe.
Review the specific terms and conditions provided by Axis Bank for the Samsung Axis Bank Infinite Credit Card, and verify current RBI guidelines on the official RBI website.
Frequently Asked Questions (FAQs)
What are the main benefits of the Samsung Axis Bank Infinite Credit Card in 2026?
The Samsung Axis Bank Infinite Credit Card offers 10% cashback on Samsung product purchases, capped at ₹20,000 annually. Cardholders also receive 8 complimentary domestic airport lounge visits per calendar year and a complimentary 1-year EazyDiner Prime membership upon card activation within 30 days of issuance. IT also provides accelerated reward points on international spends and select preferred categories.
What is the cashback limit on Samsung purchases with the Infinite card?
The Samsung Axis Bank Infinite Credit Card offers 10% cashback on Samsung purchases, with a maximum annual CAP of ₹20,000. This means you can get cashback on up to ₹2 lakh worth of Samsung products each year. Cashback is credited within 60 days of the transaction date.
What are the eligibility criteria for the Samsung Axis Bank Infinite Credit Card?
To be eligible for the Samsung Axis Bank Infinite Credit Card, applicants must be Indian nationals, aged between 18 and 70 years, and either salaried or self-employed. Axis Bank reserves the right to approve or decline applications based on their internal policies. A strong CIBIL score, typically above 750, is generally preferred for premium credit cards.
What documents are required to apply for the Samsung Axis Bank Infinite Credit Card?
Applicants for the Samsung Axis Bank Infinite Credit Card typically need to provide their original PAN card, Aadhaar card number, and proof of income. Income proof can include the latest payslip, Form 16, or a copy of income tax returns. The bank may request additional documents on a case-by-case basis.
Does the Samsung Axis Bank Infinite Credit Card offer airport lounge access?
Yes, the Samsung Axis Bank Infinite Credit Card provides 8 complimentary visits per calendar year to select domestic airport lounges. IT also offers international lounge access, which is a key differentiator from the Signature variant. Cardholders can check the Axis Bank website for the list of eligible lounges.
What are the dining benefits of the Samsung Axis Bank Infinite Credit Card?
Cardholders can enjoy a 15% discount, up to ₹500, once per month at over 4,000 partner restaurants across India. A minimum order value of ₹2,500 is required to avail this dining benefit. , the card offers a complimentary 1-year EazyDiner Prime membership upon card activation.
Is the Samsung Axis Bank Infinite Credit Card still available for application in 2026?
As of early 2026, Axis Bank is not currently accepting new applications for the Samsung Axis Bank Infinite Credit Card. Prospective applicants are directed to apply for the Samsung Axis Bank Signature Credit Card instead. IT is advisable to check the official Axis Bank or Samsung India websites for the latest application status.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.