← Part of Yes Bank Credit Cards in India
The YES Bank Marquee Credit Card, a Visa Infinite super-premium offering, targets high-income individuals with a minimum monthly income of ₹3 lakh or an Income Tax Return (ITR) of ₹24 lakh. Launched as YES Bank’s flagship premium card, IT offers an industry-leading 4.5% reward rate on all online spends as of May 2026.
| Parameter | Details |
|---|---|
| Card Type | Visa Infinite super-premium credit card |
| Target Audience | High-income individuals prioritizing online spending and international travel |
| Joining Fee | ₹9,999 + GST (first year fee) |
| Annual Fee | ₹4,999 + GST (from second year) |
| Welcome Benefit | 40,000 YES Rewardz Points (valued at ₹10,000 for flight bookings at ₹0.25/point) |
| Renewal Bonus | 20,000 bonus YES Rewardz Points on renewal fee payment |
| Online Reward Rate | 4.5% (36 Reward Points per ₹200 spent) |
| Offline Reward Rate | 2.25% (18 Reward Points per ₹200 spent) |
| Forex Markup Fee | 1% |
| International Lounge Access | Unlimited for primary and add-on cardholders |
| Domestic Lounge Access | 24 visits for primary and add-on members (or 6 free visits per calendar quarter) |
| Golf Benefits | 4 green fee waivers and 1 complimentary golf lesson every calendar month at select courses in India |
| Movie Benefits | Buy One Get One (BOGO) movie tickets |
| Reward Point Value | ₹0.25 per Reward Point |
| Reward Redemption CAP | 70% of transaction value (rest to be paid by card) |
| Minimum Monthly Income (Salaried) | ₹3 Lakh |
| Minimum ITR (Self-Employed) | ₹24 Lakh |
| Age Eligibility | 21 to 60 years |
| Existing Card Limit (for C2C application) | ₹10 Lakh and above |
| Existing YES Bank Cardholder | Not eligible if already holding a YES Bank credit card |
| Fuel Surcharge Waiver | 1% (up to ₹1,000 per month on transactions between ₹400 and ₹5,000) |
| EMI Conversion Threshold | ₹1,500 and above |
| Contactless Payments | Yes, with NFC technology |
| Online Purchase Protection | Yes |
| Add-on Cards Allowed | Up to 3 |
The card’s 1% forex mark-up fee and unlimited international lounge access make IT suitable for frequent global travelers, complementing its strong domestic benefits.
Marquee Credit Card: Rewards & Value
The YES Bank Marquee Credit Card offers an industry-leading 4.5% reward rate on online spends as of 2026, making IT a strong contender in India’s premium credit card market. Cardholders earn 36 Reward Points for every ₹200 spent online, with each point valued at ₹0.25.
| Category | Reward Points (per ₹200) | Value Back Rate |
|---|---|---|
| Online Shopping | 36 | 4.5% |
| Offline Spends | 18 | 2.25% |
| Select Categories (Recharge, Utility Bill Payments) | 10 | 1.25% |
| Fuel, Rent, Government, Marketing/Advertising, Wallet Cash Withdrawals, Post-purchase EMI conversions | 0 | 0% |
| Welcome Benefit | 40,000 YES Rewardz Points | ₹10,000 (at ₹0.25/point) |
| Renewal Bonus | 20,000 bonus YES Rewardz Points | ₹5,000 (at ₹0.25/point) |
| Flight Redemption (via welcome benefit) | N/A | ₹0.25 per point |
| Gift Vouchers (Swiggy, Zomato, Flight/Hotel) | N/A | ₹0.25 per point |
| Forex Mark-up Fee | N/A | 1% |
| Fuel Surcharge Waiver | N/A | 1% (up to ₹1,000 per month) |
| Fuel Transaction Range for Waiver | N/A | ₹400 to ₹5,000 |
| Reward Redemption CAP | N/A | 70% of transaction value |
| Minimum Transaction for EMI Conversion | N/A | ₹1,500 |
The card’s welcome benefit of 40,000 points, redeemable for ₹10,000 towards flights, effectively offsets the first-year fee. Renewal also grants 20,000 bonus points, valued at ₹5,000.
Marquee Card: Fees & Eligibility
The YES Bank Marquee Credit Card carries a joining fee of ₹9,999 + GST, with an annual fee of ₹4,999 + GST from the second year. Eligibility requires a minimum monthly income of ₹3 lakh or an annual Income Tax Return (ITR) of ₹24 lakh.
| Metric | Value (INR) | Details |
|---|---|---|
| Joining Fee | ₹9,999 + GST | First year fee for the Marquee Credit Card |
| Annual Fee | ₹4,999 + GST | Applicable from the second year onwards |
| Annual Fee Waiver | ₹10 Lakh | Achieved on annual spends, excluding Rent and Wallet transactions |
| Foreign Currency Markup Fee | 1% | Low forex mark-up for international transactions |
| Minimum Age | 21 years | Applicant’s age at the time of application |
| Maximum Age | 60 years | Applicant’s age at the time of application |
| Minimum Monthly Income (Salaried) | ₹3 Lakh | Required for salaried individuals |
| Minimum Annual Income (Self-Employed) | ₹24 Lakh – ₹36 Lakh | Income Tax Return (ITR) for self-employed individuals |
| Existing Card Limit (Card-to-Card) | ₹10 Lakh and above | Required for Card-to-Card (C2C) applications |
| Existing YES Bank Credit Card Holder | Not Eligible | Applicants should not be existing YES Bank credit card holders |
| Application Process | Online | Requires PAN and OTP submission; residential and office addresses auto-filled |
The card’s eligibility criteria target high-income individuals, ensuring its premium positioning in the Indian market.
Marquee Credit Card: Travel Benefits
The YES Bank Marquee Credit Card offers extensive travel benefits, including unlimited international lounge access and a low 1% forex markup fee. This makes IT a strong choice for high-income individuals who travel frequently, as noted by Card Maven (2026).
- Unlimited International Lounge Access: Cardholders receive unlimited complimentary access to international airport lounges, a key benefit for global travelers.
- Domestic Lounge Visits: The card provides 24 complimentary domestic lounge visits annually for both primary and add-on members, with a limit of 6 visits per calendar quarter in India.
- Low Forex Markup Fee: A competitive 1% forex markup fee applies to international transactions, significantly reducing costs compared to standard credit cards.
- Welcome Benefit for Flights: New cardholders receive 40,000 welcome points, which can be redeemed for flights at a value of ₹0.25 per point, equating to a ₹10,000 benefit.
- Fuel Surcharge Waiver: Cardholders get a 1% fuel surcharge waiver, capped at ₹1,000 per month, on fuel transactions between ₹400 and ₹5,000.
- Complimentary Golf Program: The card includes four green fee waivers and one complimentary golf lesson per calendar month at select golf courses in India.
- Travel Insurance: The Marquee Credit Card often includes travel-related insurance benefits, such as air accident coverage and lost card liability, travel security.
These travel-focused features position the YES Bank Marquee Credit Card as a premium option for frequent flyers and international spenders in India.
Marquee Card: Lifestyle & Protection
The YES Bank Marquee Credit Card offers a suite of lifestyle and protection benefits, complementing its travel perks for high-income cardholders. IT includes complimentary golf lessons and a low forex markup, making IT suitable for both domestic luxury and international transactions.
As of 2026, the card provides specific waivers and discounts designed to daily spending and offer financial security.
- Forex Markup Fee: The Marquee Credit Card features a low 1% forex markup fee, beneficial for international transactions (Source: YES Bank, 2026).
- Fuel Surcharge Waiver: Cardholders receive a 1% fuel surcharge waiver, capped at ₹1,000 per month, on transactions between ₹400 and ₹5,000.
- Complimentary Golf Benefits: Enjoy one complimentary golf lesson every calendar month at select golf courses across India.
- Dining Discounts: Access a minimum 15% discount on dining at partner restaurants through the Dining Fiesta program.
- EMI Conversion: Any transaction of ₹1,500 or more can be converted into EMIs, offering payment flexibility.
- Purchase Protection: The card includes purchase protection, a feature designed to safeguard eligible online purchases.
These features ensure that the Marquee Card provides value beyond just rewards, catering to diverse lifestyle needs and offering d security.
Marquee Vs. Premium Alternatives
The YES Bank Marquee Credit Card competes directly with established premium cards like HDFC Diners Club Black and ICICI Emeralde Private. IT offers an industry-leading 4.5% reward rate on online spends, as of May 2026, positioning IT strongly for high-income individuals.
| Feature | YES Marquee | HDFC Diners Black | ICICI Emeralde Private |
|---|---|---|---|
| Online Reward Rate | Up to 4.5% | 3.33% | 3% |
| Forex Markup Charges | 1% | Higher than Marquee | Not specified |
| Lounge Access | Unlimited international, 24 domestic (primary & add-on) | Unlimited (primary & add-on) | Unlimited |
| Reward Redemption Value | ₹0.25 per point | ₹1 per point (or 1 Airmile) | ₹1 per point |
| Eligibility (Min. Income) | ₹3 Lakh/month or ITR ₹24 Lakh | Not specified | Invite-only |
| Online Purchase Protection | Yes | Not specified | Not specified |
| Joining Fee | ₹9,999 + GST | Not specified | Not specified |
| Annual Fee | ₹4,999 + GST | Not specified | Not specified |
The Marquee card stands out with its low 1% forex markup and strong online reward rate, making IT a strong contender for frequent international travelers and digital spenders.
Applying for YES Marquee Card
Applying for the YES Bank Marquee Credit Card in 2026 involves a straightforward online process. Applicants must meet specific income and age criteria, with a minimum monthly income of ₹3 lakh or an Income Tax Return (ITR) of ₹24 lakh required.
- Applicants must be Indian residents, aged between 21 and 60 years, to be eligible for the Marquee Credit Card.
- A minimum monthly income of ₹3 lakh or an annual Income Tax Return (ITR) of ₹24 lakh is mandatory for primary applicants.
- The application process is primarily online, requiring PAN submission and OTP verification for identity and address details.
- Existing YES Bank credit card holders are generally not eligible to apply for the Marquee card as a new product.
- For Card-to-Card (C2C) applications, applicants should have an existing credit card with a limit of ₹10 lakh or above.
The bank automatically populates residential and office addresses based on the applicant’s credit profile and credit report during the online application.
Key Takeaways
- The YES Bank Marquee Credit Card targets high-income individuals with a minimum monthly income of ₹3 lakh.
- IT offers an industry-leading 4.5% reward rate on all online spends, making IT competitive in the premium segment.
- The card includes a 1% forex mark-up fee and provides 24 domestic lounge visits annually for primary and add-on members.
Verify current eligibility and apply for the YES Bank Marquee Credit Card directly on the official YES Bank website.
Frequently Asked Questions (FAQs)
What is the YES Bank Marquee Credit Card’s main benefit?
The YES Bank Marquee Credit Card offers an industry-leading 4.5% reward rate on all online spends, making IT India’s highest flat-rate return for online transactions among premium cards. IT is designed for high-income individuals prioritizing online shopping and international travel. This card provides significant value back on digital purchases.
What are the eligibility criteria for the YES Bank Marquee Credit Card?
To be eligible for the YES Bank Marquee Credit Card, you must be an Indian resident aged between 21 and 60 years. Applicants need a minimum monthly income of ₹3 lakh or an Income Tax Return (ITR) of ₹24 lakh annually. These criteria ensure the card targets high-income individuals.
What are the reward points for online and offline spending with the Marquee card?
The Marquee Credit Card offers accelerated 36 Reward Points for every ₹200 spent on online shopping. For offline purchases, you earn 18 Reward Points for every ₹200 spent. Certain categories like fuel, rent, and utility bill payments have different reward structures or no points.
Does the YES Bank Marquee Credit Card offer lounge access?
Yes, the YES Bank Marquee Credit Card provides unlimited international lounge access for the primary cardholder. IT also includes 24 complimentary domestic lounge visits per year for both primary and add-on members. This benefit positions IT competitively against other premium travel cards.
What is the forex mark-up fee on the YES Bank Marquee Credit Card?
The YES Bank Marquee Credit Card features a low forex mark-up fee of 1% on international transactions. This competitive rate makes IT an attractive option for frequent international travelers. Always verify current terms directly with YES Bank as of May 2026.
What is the renewal bonus for the YES Bank Marquee Credit Card?
Upon paying the annual renewal fee for the YES Bank Marquee Credit Card, cardholders receive 20,000 bonus YES Rewardz Points. This renewal bonus adds significant value, encouraging continued use of the card. These points can be redeemed for various benefits.
Are there any golf benefits with the YES Bank Marquee Credit Card?
Yes, the YES Bank Marquee Credit Card offers one complimentary golf lesson every calendar month at select golf courses across India. This benefit caters to cardholders who enjoy golf. IT adds to the card’s premium lifestyle offerings.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.