← Part of ICICI Credit Cards in India
The Adani One ICICI Bank Platinum Credit Card, launched on June 3, 2024, is a co-branded card offering significant travel and lifestyle benefits for users within the Adani ecosystem. IT provides 3% Adani Reward Points on Adani One spends and includes complimentary airport services valued at ₹6,000 annually.
| Parameter | Details |
|---|---|
| Card Name | Adani One ICICI Bank Platinum Credit Card |
| Issuing Bank | ICICI Bank |
| Co-branding Partner | Adani One (Adani Digital Labs Private Limited) |
| Card Type | Co-branded Credit Card (Platinum variant) |
| Launch Date | June 3, 2024 |
| Joining Fee | ₹750 + GST |
| Annual Fee | ₹750 + GST |
| Annual Fee Waiver Condition | Spend ₹3 lakh or more in the preceding year |
| Foreign Currency Markup Fee | 3.5% |
| Adani Reward Points (Adani One Spends) | 3% |
| Adani Reward Points (Utility & Insurance Spends) | 0.5% |
| Complimentary Domestic Lounge Access | 8 per year (2 per quarter after card activation) |
| Porter Services | Up to 4 per year (2 services on every ₹1 lakh spent, max 4) |
| Premium Car Parking Services | 2 per year at Adani-managed airports |
| Fuel Surcharge Waiver | 1% on transactions up to ₹4,000 at any fuel outlet |
| BookMyShow Offer (from Apr 1, 2026) | Complimentary movie/event tickets on ₹25,000+ spend in preceding quarter |
| Joining Benefits Value | ₹3,000 |
| Complimentary Airport Services Value | ₹6,000 per year |
| Target Audience | Frequent flyers and users of Adani One ecosystem (flights, hotels, trains, utilities, Adani-managed airports) |
| Minimum Age for Applicant | 21 years |
| Minimum CIBIL Score | 700+ (good credit score) |
| Application Mode | Online (ICICI Bank website), Offline (ICICI Bank branch) |
| Required Documents | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, OCI Card, PIO Card, NREGA Job card, UIDAI letters, other government-approved photo ID |
| Referral Bonus | ₹750 Amazon E-voucher for successful referral |
This card is particularly beneficial for individuals who frequently use Adani One services, offering tailored rewards and airport privileges that travel convenience.
Adani One ICICI Bank Platinum Credit Card in India: Types, Categories & Key Components Explained
The Adani One ICICI Bank Platinum Credit Card, launched on June 3, 2024, is an entry-level co-branded card designed for frequent users of the Adani ecosystem. IT offers welcome benefits worth ₹3,000 and specific perks like 8 domestic lounge accesses annually.
| Type/Category | Details | Key Feature |
|---|---|---|
| Adani One ICICI Bank Platinum Credit Card | Entry-level co-branded card by Adani One and ICICI Bank, powered by Visa. | Ideal for frequent flyers and users of the Adani ecosystem, offering travel and lifestyle benefits. |
| Joining Fee (Platinum Card) | ₹750 + GST | Welcome benefits worth ₹3,000, including hotel vouchers/holiday. |
| Annual Fee (Platinum Card) | ₹750 + GST | Waived off on spending ₹3 lakh or more in the preceding year. |
| Reward Points on Adani One Spends | 3% Adani Reward Points on Adani One spends (flights, hotels, trains, utilities, Adani-managed airports). | Reward points credited to Adani OneApp at the end of the billing cycle. |
| Reward Points on Utility & Insurance Spends | 0.5% Adani Reward Points on utility and insurance spends. | Lower reward rate for non-Adani category spends. |
| Domestic Lounge Access | 8 complimentary domestic lounge accesses per year (2 per quarter after card activation). | Free airport lounge access without spending requirements (unlike most ICICI cards). |
| Porter Services | Up to 4 porter services per year (2 services on every ₹1 lakh spent, max 4 per year). | Convenience for baggage handling at Adani-managed airports. |
| Premium Car Parking Services | 2 premium car parking services per year at Adani-managed airports. | Adds convenience for personal vehicle users at airports. |
| Movie/Event Ticket Discount | 25% off on movie/event tickets with BookMyShow (requires ₹25,000+ spend in preceding quarter, effective Apr 1, 2026). | Complimentary tickets offer on movie/events tickets with BookMyShow. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on all fuel transactions up to ₹4,000. | Savings on fuel expenses at any fuel outlet. |
| Foreign Currency Markup Fee | 3.5% | High foreign currency markup fee, less ideal for frequent international spenders. |
| Eligibility Criteria | Applicants must be 21+ years of age, have a stable source of income, and a good credit score (700+). | Requires proof of identity (PAN, Aadhaar, Passport, etc.) and income. |
| Application Mode | Online via ICICI Bank website or offline by visiting the nearest ICICI Bank branch. | Digital copy issued immediately upon approval, with video KYC available 24/7. |
| Adani One ICICI Bank Signature Credit Card | Premium variant of the Adani One ICICI Bank Credit Card. | Offers elevated reward points and exclusive airport privileges like lounge visits, Pranaam services, and valet parking. |
| Joining Fee (Signature Card) | ₹5,000 + GST | Higher welcome benefits worth ₹9,000. |
| Annual Fee (Signature Card) | ₹5,000 + GST | No waiver condition specified in the available data. |
The Adani One ICICI Bank Platinum Credit Card provides substantial travel and lifestyle benefits, particularly for those who frequently use Adani One services and airports, with its unique lounge access policy.
Adani One ICICI Bank Platinum Credit Card in India
The Adani One ICICI Bank Platinum Credit Card, launched on June 3, 2024, offers specific benefits for frequent users of the Adani ecosystem. IT provides 3% Adani Reward Points on Adani One spends and includes complimentary airport services worth ₹6,000 annually.
| Metric | Value | Source |
|---|---|---|
| Card Name | Adani One ICICI Bank Platinum Credit Card | Adani One ICICI Bank Platinum Credit Card | Airport & Travel Perks |
| Launch Date | June 3, 2024 | Adani One ICICI Bank Platinum Credit Card | Airport & Travel Perks |
| Joining Fee | ₹750 + GST | Apply for Adani One ICICI Bank Credit Card Online |
| Annual Fee | ₹750 + GST | Adani One ICICI Bank Platinum Credit Card | Airport & Travel Perks |
| Annual Fee Waiver Condition | Spend over ₹3 lakh in the preceding year for waiver in the following year | Adani One ICICI Bank Platinum Credit Card | Airport & Travel Perks |
| Adani Reward Points on Adani One Spends | 3% | Adani One ICICI Bank Platinum Credit Card | Airport & Travel Perks |
| Adani Reward Points on Utility & Insurance Spends | 0.5% | Adani One ICICI Bank Platinum Credit Card – Detailed Review |
| Complimentary Domestic Lounge Access | 8 per year (2 per quarter after card activation) at Adani managed airports | Adani One ICICI Bank Platinum Credit Card | Airport & Travel Perks |
| Complimentary Porter Services | Up to 4 per year (2 services on every ₹1 lakh spent, max 4) at Adani managed airports | Adani One ICICI Bank Platinum Credit Card | Airport & Travel Perks |
| Complimentary Premium Car Parking Services | 2 per year at Adani managed airports | Adani One ICICI Bank Platinum Credit Card | Airport & Travel Perks |
| Fuel Surcharge Waiver | 1% on all fuel transactions up to ₹4,000 at any fuel outlet | Adani One ICICI Bank Platinum Credit Card – Detailed Review |
| Minimum Spend for Complimentary Movie/Events Tickets (BookMyShow) | ₹25,000 or more within the preceding spends quarter (effective Apr 1, 2026) | Adani One ICICI Bank Platinum Credit Card | Airport & Travel Perks |
| Joining Benefits Worth | ₹3,000 | Apply for Adani One ICICI Bank Credit Card Online |
| Foreign Currency Markup Fee | 3.5% | Adani One ICICI Bank Platinum Credit Card |
| Referral Bonus | ₹750 Amazon E-voucher on every successful referral | Adani One ICICI Credit Cards | Check Features, Eli |
This card is designed for individuals who frequently use Adani Group platforms for travel and other services, offering substantial rewards within that ecosystem.
How Adani One ICICI Bank Platinum Credit Card in India Works
The Adani One ICICI Bank Platinum Credit Card, launched on June 3, 2024, offers specific benefits tailored for frequent users of the Adani ecosystem. This entry-level co-branded card provides travel and lifestyle perks, integrating seamlessly with Adani One services like flights, hotels, and utilities.
Cardholders receive various privileges, from airport services to reward points on specific spends. Here is how the Adani One ICICI Bank Platinum Credit Card operates:
- Reward Point Structure: Cardholders earn 3% as Adani Reward Points on all Adani One platform spends. For utility and insurance payments, the card offers 0.5% as Adani Reward Points.
- Airport Lounge Access: The card provides 8 complimentary domestic lounge accesses per year across Adani-managed airports, with 2 accesses available per quarter after card activation.
- Airport Services: Users receive up to 4 complimentary porter services annually (2 services for every ₹1 lakh spent, maximum 4 per year). , 2 premium car parking services per year are available at Adani-managed airports.
- Joining Benefits: New cardholders receive joining benefits worth ₹3,000, which can include hotel stays or holiday vouchers.
- Fuel Surcharge Waiver: A 1% fuel surcharge waiver applies to all fuel transactions up to ₹4,000 at any fuel outlet across India.
- Movie/Events Tickets: Complimentary movie or event tickets via BookMyShow are available if the cardholder spends ₹25,000 or more in the preceding spends quarter, effective April 1, 2026.
- Foreign Currency Markup: The card carries a foreign currency markup fee of 3.5% on international transactions.
- Referral Bonus: Successfully referring the Adani One ICICI Bank Credit Card to others earns a ₹750 Amazon E-voucher for the referrer.
This card is designed for individuals who frequently use Adani Group platforms and seek travel-focused benefits within India.
Adani One ICICI Bank Platinum Credit Card in India
The Adani One ICICI Bank Platinum Credit Card, launched on June 3, 2024, offers specific benefits for frequent users of the Adani ecosystem. This card provides 3% Adani Reward Points on Adani One spends, along with airport services and lifestyle perks.
As of 2026, the card targets occasional travellers and entry-level credit card users seeking basic travel and lifestyle benefits at a lower cost.
- Joining and Annual Fees: The card carries a joining fee of ₹750 + GST and an annual fee of ₹750 + GST. The annual fee is waived if you spend ₹3 lakh or more in the preceding year.
- Reward Points: Cardholders earn 3% Adani Reward Points on Adani One platform spends, including flights, hotels, trains, and utilities. A lower rate of 0.5% Adani Reward Points applies to utility and insurance spends.
- Airport Lounge Access: The card offers 8 complimentary domestic lounge accesses per year, with 2 accesses available per quarter after card activation. This benefit does not require a minimum spend, unlike many other ICICI Bank cards.
- Airport Services: Users receive up to 4 porter services and 2 premium car parking services annually at Adani-managed airports. Two porter services are granted for every ₹1 lakh spent on the card, up to a maximum of four per year.
- Fuel Surcharge Waiver: A 1% fuel surcharge waiver is available on all fuel transactions up to ₹4,000 at any fuel outlet.
- Movie and Event Tickets: To qualify for complimentary movie/event tickets via BookMyShow, cardholders must spend ₹25,000 or more in the preceding spends quarter, effective April 1, 2026.
- Foreign Currency Markup: The foreign currency markup fee stands at 3.5%, which can be a consideration for international transactions.
- Referral Bonus: Successfully referring the Adani One ICICI Bank Credit Card to others can earn you a ₹750 Amazon E-voucher.
The Adani One ICICI Bank Platinum Credit Card provides a focused set of benefits, particularly for those who frequently interact with the Adani One ecosystem for travel and other services.
Adani One ICICI Bank Platinum Credit Card in India: Vs Alternatives: Which Option is Best?
The Adani One ICICI Bank Platinum Credit Card is an entry-level co-branded card, launched on June 3, 2024, offering specific benefits within the Adani ecosystem. IT provides 3% Adani Reward Points on Adani One spends and 2 complimentary domestic lounge accesses per quarter, a benefit often requiring a ₹75,000 quarterly spend on other ICICI Bank cards (effective April 1, 2024).
This card suits users who frequently engage with Adani One services, while the Adani One ICICI Bank Signature Credit Card offers d benefits for higher spenders. Compare key features below to determine the best fit for your spending habits.
| Feature | Adani One ICICI Bank Platinum Credit Card | Adani One ICICI Bank Signature Credit Card | ICICI Bank Platinum Chip Credit Card |
|---|---|---|---|
| Card Type | Entry-level co-branded travel card | Premium co-branded travel card | Standard rewards credit card |
| Joining Fee + GST | ₹750 + GST | ₹5,000 + GST | ₹0 (often, verify with bank) |
| Annual Fee + GST | ₹750 + GST (waived on ₹3 lakh annual spend) | ₹5,000 + GST (waived on ₹9 lakh annual spend) | ₹0 (often, verify with bank) |
| Reward Points on Adani One Spends | 3% Adani Reward Points | 7% Adani Reward Points | Not applicable (general ICICI Bank Reward Points) |
| Reward Points on Utility/Insurance | 0.5% Adani Reward Points | 1% Adani Reward Points | 1 PAYBACK Point per ₹100 spent |
| Domestic Lounge Access | 2 complimentary per quarter (after activation) | Unlimited complimentary (Adani managed airports) | Requires ₹75,000 spend each quarter for access (effective Apr 1, 2024) |
| International Lounge Access | Not included | Complimentary Priority Pass Membership | Not included |
| Foreign Currency Markup Fee | 3.5% | 2% | 3.5% (verify with bank) |
| Fuel Surcharge Waiver | 1% (up to ₹4,000 per transaction) | 1% (up to ₹4,000 per transaction) | 1% (up to ₹4,000 per transaction at HPCL, ICICI Merchant Services machines) |
| BookMyShow Offer Eligibility (from Apr 1, 2026) | Spend ₹25,000+ in preceding spends quarter | Spend ₹25,000+ in preceding spends quarter | Varies by specific ICICI Bank card variant |
| Premium Car Parking Services | 2 per year at Adani managed airports | 4 per year at Adani managed airports | Not included |
| Porter Services | Up to 4 per year (2 per ₹1 lakh spend) | Up to 8 per year (2 per ₹1 lakh spend) | Not included |
The Adani One ICICI Bank Platinum Credit Card offers significant value for frequent Adani One users, especially with its accessible lounge benefits. However, for those seeking broader travel perks and lower foreign currency markup, the Adani One ICICI Bank Signature Credit Card is a stronger option, despite its higher fees.
Common Misconceptions About Adani One ICICI Bank Platinum Credit Card in India
Many users misunderstand specific benefits and eligibility criteria for the Adani One ICICI Bank Platinum Credit Card. For instance, while IT offers complimentary airport lounge access, some ICICI Bank cards require a minimum spend of ₹75,000 per quarter for this benefit, which does not apply to the Adani One Platinum variant.
Another common misconception relates to the card’s fee waiver and reward point redemption, which are tied to specific spending patterns within the Adani ecosystem.
- No Spending Requirement for Lounge Access: Unlike many other ICICI Bank credit cards that require a minimum spend of ₹75,000 each quarter for airport lounge access, the Adani One ICICI Bank Platinum Credit Card offers complimentary domestic lounge access without this condition.
- Foreign Currency Markup Fee: Some users overlook the 3.5% foreign currency markup fee. This can significantly increase costs for frequent international transactions, as the card lacks specific insurance benefits for travel.
- Annual Fee Waiver Condition: The annual fee of ₹750 + GST is waived only if you spend ₹3 lakh or more in the preceding year. This is a specific target for fee exemption, not an automatic waiver.
- Reward Point Redemption: Adani Reward Points earned on the card are credited to your Adani OneApp and are primarily redeemable within the Adani ecosystem, including Adani-managed airports, Trainman, and Adani Gas.
- Eligibility for All ICICI Bank Customers: While the card is co-branded, IT is not automatically available to all existing ICICI Bank customers. Applicants must still meet specific eligibility criteria, including being at least 21 years old, having a stable income, and a CIBIL score above 700.
Understanding these specific details helps cardholders maximize the benefits and avoid unexpected charges with the Adani One ICICI Bank Platinum Credit Card.
What to Do Next: Actionable Steps
Applying for the Adani One ICICI Bank Platinum Credit Card requires meeting specific eligibility criteria and submitting necessary documents. As of 2026, applicants must be at least 21 years old and demonstrate a stable source of income with a CIBIL score above 700.
- Verify Eligibility: Ensure you are an Indian national citizen, at least 21 years old, and have a stable income source. A CIBIL score of 700 or higher is generally required for approval.
- Gather Documents: Prepare identity proofs such as PAN Card, Aadhaar card, Driver’s License, Passport, or Voter’s ID. Income proof like salary slips or IT returns may also be required.
- Choose Application Mode: Apply online through the official ICICI Bank website or visit your nearest ICICI Bank branch for an offline application. The online process often includes a 24/7 video KYC.
- Understand Fees: The card has a joining fee of ₹750 + GST and an annual fee of ₹750 + GST. The annual fee can be waived if you spend ₹3 lakh or more in the preceding year.
- Activate Your Card: Upon approval, activate your new Adani One ICICI Bank Platinum Credit Card online via mobile banking or internet banking for immediate use.
- Refer and Earn: Refer the Adani One ICICI Bank Credit Card to others and receive a ₹750 Amazon E-voucher for every successful referral.
Key Takeaways
- The Adani One ICICI Bank Platinum Credit Card offers joining benefits worth ₹3,000 and up to 8 complimentary domestic lounge accesses per year.
- A CIBIL score above 700 and a minimum age of 21 years are eligibility factors for this card.
- The annual fee of ₹750 + GST can be waived by spending ₹3 lakh or more in the preceding year.
Check your eligibility and apply for the Adani One ICICI Bank Platinum Credit Card directly on the ICICI Bank website.
Frequently Asked Questions (FAQs)
What are the main benefits of the Adani One ICICI Bank Platinum Credit Card?
The Adani One ICICI Bank Platinum Credit Card offers joining benefits worth ₹3,000, including Adani One vouchers. Cardholders receive 8 complimentary domestic lounge accesses, 4 porter services, and 2 premium car parking services annually at Adani-managed airports. You also earn 3% Adani Reward Points on Adani One spends.
What is the annual fee for the Adani One ICICI Bank Platinum Credit Card?
The Adani One ICICI Bank Platinum Credit Card has an annual fee of ₹750 plus GST. This annual fee can be waived for the subsequent year if your total spends exceed ₹3 lakh in the preceding year. The joining fee is also ₹750 plus GST.
How do I earn and redeem Adani Reward Points with this card?
You earn 3% Adani Reward Points on all spends made within the Adani One ecosystem, including Adani-managed airports, Trainman, Adani Gas, and Adani Electricity. These reward points are credited to your Adani OneApp at the end of each billing cycle. You can redeem them for various services and purchases within the Adani ecosystem.
Does the Adani One ICICI Bank Platinum Credit Card offer airport lounge access?
Yes, the Adani One ICICI Bank Platinum Credit Card provides 8 complimentary domestic airport lounge accesses per year. This benefit does not require any minimum spending, unlike many other ICICI Bank credit cards. IT also includes 4 complimentary porter services at Adani-managed airports.
What are the foreign currency charges for the Adani One ICICI Bank Platinum Credit Card?
The foreign currency markup fee for the Adani One ICICI Bank Platinum Credit Card is 3.5% of the transaction amount. This rate is relatively high compared to some other travel-focused credit cards in India. Frequent international travelers should consider this charge.
How can I apply for the Adani One ICICI Bank Platinum Credit Card?
You can apply for the Adani One ICICI Bank Platinum Credit Card through the official ICICI Bank website by completing an online application form. Alternatively, you can visit your nearest ICICI Bank branch to submit a physical application. Ensure you have all required KYC documents ready.
What is the difference between the Adani One Platinum and Signature Credit Cards?
The Adani One Platinum Credit Card is the entry-level offering with an annual fee of ₹750 + GST and benefits like 8 lounge accesses. The Adani One Signature Credit Card is a premium variant with a higher annual fee of ₹5,000 + GST, offering d travel and lifestyle privileges. Both cards focus on benefits within the Adani ecosystem.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.