Adani One ICICI Bank Signature Credit Card in India — 2026

The Adani One ICICI Bank Signature Credit Card, launched on June 3, 2024, is a premium co-branded travel card offering up to 7% value back on Adani…

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The Adani One ICICI Bank Signature Credit Card, launched on June 3, 2024, is a premium co-branded travel card offering up to 7% value back on Adani ecosystem spends. IT comes with an annual fee of ₹5,000 + GST, offset by welcome vouchers worth ₹9,000 upon card activation.

Parameter Details
Product Name Adani One ICICI Bank Signature Credit Card
Issuing Bank & Partner ICICI Bank in association with Adani Digital Labs Private Limited (Adani One), powered by Visa
Card Type Premium travel credit card, co-branded
Target Audience Frequent travellers and high spenders within the Adani ecosystem
Joining & Annual Fee ₹5,000 + GST
Annual Fee Waiver Criteria Spend at least ₹6 lakh using the card before renewal
Welcome Benefits Vouchers worth ₹9,000 on card activation (includes ₹5,000 flight voucher, ₹2,000 hotel voucher, ₹2,000 holiday voucher)
Reward Rate (Adani Ecosystem) 7% value back / 7 Adani Reward Points per ₹100 spent
Reward Rate (International Spends) 2% value back / 2 Reward Points per ₹100 spent
Reward Rate (Domestic Spends) 1.5% value back / 1.5 Reward Points per ₹100 spent
Reward Rate (Utility & Insurance Spends) 0.5% value back
Domestic Lounge Access Four complimentary domestic airport lounge accesses per quarter for primary cardholders, including premium lounges at Adani-managed airports (total 16 per year)
International Lounge Access Complimentary Priority Pass Membership for the primary cardholder
Movie/Event Ticket Offer Complimentary tickets with BookMyShow (effective Apr 1, 2026, requires ₹25,000+ spend in preceding quarter)
Airport Services Pranaam services, valet parking, porter services, premium lounge upgrades
Other Key Benefits 4% cashback on iShop purchases, fuel surcharge waiver up to ₹250/month (on transactions between ₹400-₹4,000)
Foreign Currency Markup 3.5%
Eligibility Criteria (Age) Indian resident, above 21 years
Eligibility Criteria (Income – Salaried) ₹75,000 per month
Eligibility Criteria (Income – Self-Employed) ₹9 lakh per year
Required Documents PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, OCI Card, PIO Card, NREGA Job card, UIDAI letters, other government-approved photo ID proof
Application Process Online via ICICI Bank’s website or offline at any ICICI Bank branch
Card Variants Adani One ICICI Bank Signature Credit Card (premium) and Adani One ICICI Bank Platinum Credit Card (entry-level)
Reward Points Validity 2 years from the date of accrual

This card is designed to offer significant value for individuals with high travel frequency and spending within the Adani network, providing a full suite of airport and lifestyle benefits.

Adani One ICICI Bank Signature Credit Card in India: Types, Categories & Key Components Explained

The Adani One ICICI Bank Signature Credit Card is a premium travel co-branded card, launched in June 2024, offering d rewards and airport privileges within the Adani ecosystem. IT comes with an annual fee of ₹5,000 + GST, which can be waived by spending ₹6 lakh in a year.

Type/Category Details Key Feature
Co-branded Credit Card Adani One ICICI Bank Signature Credit Card Premium travel card for frequent flyers and high spenders within the Adani ecosystem.
Card Variant Adani One ICICI Bank Signature Credit Card The higher-tier offering, distinct from the Adani One ICICI Bank Platinum Credit Card.
Annual Fee (2026) Adani One ICICI Bank Signature Credit Card ₹5,000 + GST; waived if annual spending exceeds ₹6 lakh.
Welcome Benefits Adani One ICICI Bank Signature Credit Card ₹9,000 worth of vouchers on card activation (₹5,000 flight, ₹2,000 hotel, ₹2,000 holiday).
Reward Points (Adani Ecosystem) Adani One ICICI Bank Signature Credit Card 7% Adani Reward Points on spends within the Adani One ecosystem (airports, gas, electricity, Trainman).
Reward Points (International Spends) Adani One ICICI Bank Signature Credit Card 2% Adani Reward Points on international transactions.
Reward Points (Domestic Spends) Adani One ICICI Bank Signature Credit Card 1.5% Adani Reward Points on all other domestic spending (base reward rate).
Reward Points (Utility & Insurance) Adani One ICICI Bank Signature Credit Card 0.5% value back on utility and insurance bill payments.
Domestic Airport Lounge Access Adani One ICICI Bank Signature Credit Card Four complimentary domestic airport lounge accesses per quarter for the primary cardholder (16 per year).
International Airport Lounge Access Adani One ICICI Bank Signature Credit Card Complimentary Priority Pass Membership for the primary cardholder, including 2 international lounge accesses per year.
Airport Services Adani One ICICI Bank Signature Credit Card Access to Pranaam services, valet parking, premium lounge upgrades, and porter services at Adani-managed airports.
Entertainment Benefits Adani One ICICI Bank Signature Credit Card Complimentary movie/event tickets via BookMyShow, eligible with ₹25,000+ spend in the preceding quarter (effective Apr 1, 2026).
Fuel Surcharge Waiver Adani One ICICI Bank Signature Credit Card 1% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹250 per month.
Foreign Currency Markup Adani One ICICI Bank Signature Credit Card 3.5% foreign currency transaction markup fee.
Eligibility Criteria Adani One ICICI Bank Signature Credit Card Indian resident above 21 years with a stable source of income (salaried: ₹75,000/month; self-employed: ₹9 lakh/year).

This card consolidates travel and lifestyle benefits, offering significant value back for users engaged with the Adani One ecosystem and frequent air travel.

Adani One ICICI Bank Signature Credit Card in India

The Adani One ICICI Bank Signature Credit Card is a premium travel card launched in June 2024, offering 7% value back on Adani One ecosystem spends. IT carries a joining and annual fee of ₹5,000 + GST, waived on annual spends of ₹6 lakh.

Metric Value Source
Card Name Adani One ICICI Bank Signature Credit Card ICICI Bank Official Website
Issuing Bank ICICI Bank Adani One Official Website
Co-brand Partner Adani Digital Labs Private Limited (Adani One) Adani One Official Website
Card Type Premium Travel Credit Card Finology.in
Joining Fee (2026) ₹5,000 + GST ICICI Bank Official Website
Annual Fee (2026) ₹5,000 + GST ICICI Bank Official Website
Annual Fee Waiver Condition Spend ₹6 lakh in the preceding year CardInsider.com
Welcome Vouchers ₹9,000 (on card activation) Finology.in
Flight Voucher ₹5,000 (upon spending ₹25,000 in first 60 days) CardInsider.com
Hotel Voucher ₹2,000 (upon credit card activation) CardInsider.com
Holiday Voucher ₹2,000 (upon credit card activation) CardInsider.com
Reward Rate (Adani One Ecosystem) 7% value back / 7 Adani Reward Points per ₹100 spent Paisabazaar.com
Reward Rate (International Spends) 2% value back / 2 Adani Reward Points per ₹100 spent Paisabazaar.com
Reward Rate (Domestic Spends) 1.5% value back / 1.5 Adani Reward Points per ₹100 spent Paisabazaar.com
Reward Rate (Utility & Insurance Spends) 0.5% value back / 0.5 Adani Reward Points per ₹100 spent Paisabazaar.com
Cashback on iShop Purchases 4% Paisabazaar.com
Domestic Airport Lounge Access 4 complimentary per quarter (16 per year) CardInsider.com
International Airport Lounge Access Complimentary Priority Pass Membership (2 visits per year) ICICI Bank Official Website
Movie/Events Ticket Offer Complimentary tickets with BookMyShow (spend ₹25,000+ in preceding quarter, effective Apr 1, 2026) ICICI Bank Official Website
Fuel Surcharge Waiver 1% (on transactions ₹400-₹4,000, max ₹250/month) Wishfin.com
Foreign Currency Markup 3.5% Wishfin.com
Eligibility (Salaried) Minimum ₹75,000 per month income Finology.in
Eligibility (Self-Employed) Minimum ₹9 lakh per year income Finology.in
Eligibility (Age) Indian resident above 21 years Finology.in

This card provides extensive travel benefits and high reward rates within the Adani One ecosystem, making IT suitable for frequent flyers and high spenders.

How Adani One ICICI Bank Signature Credit Card in India Works

The Adani One ICICI Bank Signature Credit Card is a premium travel credit card designed for frequent travelers within the Adani ecosystem. IT offers a 7% value back on Adani One spends and includes welcome vouchers worth ₹9,000 upon card activation.

  • Welcome Benefits: Card activation provides welcome vouchers worth ₹9,000, along with a flight voucher of ₹5,000 after spending ₹25,000 in the first 60 days. , a hotel voucher and a holiday voucher, each worth ₹2,000, are offered upon card activation.
  • Reward Structure: Spends within the Adani One ecosystem earn a 7% value back, while international spends receive 2% value back. Domestic spends outside the Adani ecosystem yield 1.5% value back, and utility and insurance payments offer 0.5% value back.
  • Airport Lounge Access: Primary cardholders receive four complimentary domestic airport lounge accesses each quarter, totaling 16 per year. The card also grants access to premium lounges at Adani-managed airports, travel convenience.
  • Priority Pass Membership: A complimentary Priority Pass Membership is provided for the primary cardholder, allowing access to participating international lounges. This benefit is subject to specific terms and conditions.
  • Airport Services: Cardholders can access exclusive airport privileges such as Pranaam services, premium lounge upgrades, and porter services at Adani-managed airports. These services aim to provide a seamless travel experience.
  • Movie/Events Tickets: As of April 1, 2026, cardholders can receive complimentary movie or event tickets with BookMyShow. This benefit requires a minimum spend of ₹25,000 or more within the preceding spends quarter.
  • Fuel Surcharge Waiver: The card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, with a maximum waiver of ₹250 per month. This helps reduce costs on fuel purchases.
  • Foreign Currency Markup: International transactions incur a foreign currency markup of 3.5%. This charge applies to all purchases made in currencies other than Indian Rupees.

The Adani One ICICI Bank Signature Credit Card integrates travel benefits and rewards to cater to high-spending individuals within the Adani network.

Adani One ICICI Bank Signature Credit Card in India

The Adani One ICICI Bank Signature Credit Card offers a 7% value back on spends within the Adani One ecosystem, making IT ideal for frequent travelers and users of Adani services. This premium card comes with a joining and annual fee of ₹5,000 plus GST, waived upon spending ₹6 lakh annually.

Cardholders receive welcome vouchers worth ₹9,000 on activation, along with extensive airport privileges and a base reward rate of 1.5% on other domestic spends.

  • Welcome Vouchers: Card activation provides welcome vouchers worth ₹9,000, including a flight voucher of ₹5,000 upon spending ₹25,000 in the first 60 days.
  • Adani Ecosystem Rewards: Earn 7% value back on all spends within the Adani One ecosystem, covering airports, gas, and electricity services.
  • Airport Lounge Access: Primary cardholders receive four complimentary domestic airport lounge accesses each quarter, totaling 16 per year, at Adani-managed airports.
  • International Lounge Access: The card includes a complimentary Priority Pass Membership for the primary cardholder, offering access to international lounges.
  • Movie and Event Benefits: From April 1, 2026, spend ₹25,000 or more in the preceding quarter to receive complimentary movie/event tickets via BookMyShow.
  • Travel Vouchers: Upon card activation, receive a hotel voucher worth ₹2,000 and a holiday voucher worth ₹2,000.
  • Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, with a maximum waiver of ₹250 per month.
  • Foreign Currency Markup: A foreign currency markup of 3.5% applies to international transactions.

The Adani One ICICI Bank Signature Credit Card provides substantial benefits for those integrated into the Adani One ecosystem, balancing its annual fee with high reward rates and premium travel perks.

Adani One ICICI Bank Signature Credit Card in India: Vs Alternatives: Which Option is Best?

The Adani One ICICI Bank Signature Credit Card, with an annual fee of ₹5,000 + GST, offers 7% value back on Adani ecosystem spends and 16 domestic lounge accesses annually. Its premium features target frequent travelers and high spenders, contrasting with the more accessible Adani One ICICI Bank Platinum Credit Card’s ₹750 + GST annual fee and 3% Adani rewards.

Feature Adani One ICICI Bank Signature Credit Card Adani One ICICI Bank Platinum Credit Card Premium Travel Card Alternative (General)
Card Type Premium Travel Credit Card Entry-Level Travel Credit Card High-End Travel Credit Card
Annual Fee (2026) ₹5,000 + GST ₹750 + GST Typically ₹2,500 – ₹10,000 + GST
Annual Fee Waiver Spend ₹6 lakh in a year Spend over ₹3 lakh for the following year Varies by card, often ₹3-8 lakh annual spend
Reward Rate (Adani Ecosystem) 7% value back / 7 Adani Reward Points per ₹100 3% Adani Reward Points per ₹100 Not applicable (focus on partner airlines/hotels)
Base Reward Rate (Domestic Spends) 1.5% value back / 1.5 Adani Reward Points per ₹100 Not specified (lower than Signature) Typically 1-2% on general spends
Domestic Lounge Access 16 per year (4 complimentary per quarter) 8 per year (at Adani managed airports) Varies, often 2-8 per year across networks
International Lounge Access Complimentary Priority Pass Membership for primary cardholder Not specified Often includes Priority Pass or specific airline lounge access
Welcome Vouchers ₹9,000 (on activation), Flight voucher worth ₹5,000 (spend ₹25,000 in 60 days), Hotel voucher ₹2,000, Holiday voucher ₹2,000 Hotel vouchers (value not specified) Varies, often flight/hotel vouchers or bonus points
Movie/Event Tickets Offer Complimentary tickets with BookMyShow (spend ₹25,000+ in preceding quarter, from Apr 1, 2026) 25% off BookMyShow (from Apr 1, 2026) Varies, often discounts or BOGO offers
Target User Frequent travelers and high spenders within Adani ecosystem Frequent flyers and users of Adani ecosystem, budget-conscious Frequent international travelers, broad luxury benefits
Minimum Monthly Income (Salaried) ₹75,000 Not specified (lower than Signature) Typically ₹1 lakh – ₹2 lakh+
Foreign Currency Markup 3.5% Not specified Often 1.5% – 3.5% (some cards offer 0%)

The Adani One ICICI Bank Signature Credit Card provides significant value for users deeply integrated into the Adani ecosystem, especially for airport services and loyalty points. However, for those seeking broader travel benefits or lower annual fees, the Platinum variant or other premium travel cards might be more suitable.

Common Misconceptions About Adani One ICICI Bank Signature Credit Card in India

Many users misunderstand the specific benefits and eligibility criteria for the Adani One ICICI Bank Signature Credit Card in 2026. For instance, the annual fee waiver requires a significant spend of ₹6 lakh, which is often overlooked.

The card is designed for frequent travelers within the Adani ecosystem, offering targeted rewards rather than broad-based cashback.

  • Misconception 1: IT offers universal high cashback. The card provides a high 7% value back on spends within the Adani One ecosystem, but only 1.5% on domestic spends and 0.5% on utility and insurance payments.
  • Misconception 2: Lounge access is unlimited. Primary cardholders receive four complimentary domestic airport lounge accesses each quarter, totaling 16 per year, not unlimited access.
  • Misconception 3: The annual fee is always waived. The ₹5,000 annual fee (plus GST) is waived only if you spend at least ₹6 lakh using the card before its renewal date.
  • Misconception 4: IT’s ideal for all international transactions. While IT offers 2% value back on international spends, the foreign currency markup of 3.5% can reduce overall savings.
  • Misconception 5: Movie ticket offers are unconditional. As of April 1, 2026, eligibility for complimentary BookMyShow tickets requires spending ₹25,000 or more in the preceding spends quarter.

Understanding these specific conditions helps cardholders maximize the benefits of the Adani One ICICI Bank Signature Credit Card.

What to Do Next: Actionable Steps

Applying for the Adani One ICICI Bank Signature Credit Card in 2026 involves a straightforward process through ICICI Bank’s official channels. Ensure you meet the eligibility criteria, including being an Indian resident over 21 years with a stable income of at least ₹75,000 per month for salaried individuals or ₹9 lakh per year for self-employed individuals.

  • Verify Eligibility: Confirm you are an Indian resident aged 21 or above. Salaried applicants need a minimum monthly income of ₹75,000, while self-employed individuals require an annual income of ₹9 lakh (Source: ICICI Bank).
  • Gather Documents: Prepare necessary identity proofs like your PAN Card, Aadhaar card, or Passport. These are for the application and KYC verification process.
  • Apply Online: Visit the official ICICI Bank website at icicibank.com to fill out the online application form. This is the quickest method for submission.
  • Complete Video KYC: After submitting your online application, complete the video KYC process. This remote verification is available 24/7 and is a mandatory step as per RBI guidelines.
  • Consider Offline Application: If preferred, visit your nearest ICICI Bank branch to submit the application form and required documents in person.
  • Track Application Status: Once applied, monitor your application status through the ICICI Bank portal or by contacting customer service. Approved digital cards are often issued immediately.

By following these steps, you can efficiently apply for the Adani One ICICI Bank Signature Credit Card and begin leveraging its benefits for travel and Adani ecosystem spends.

Key Takeaways

  • The Adani One ICICI Bank Signature Credit Card requires applicants to be Indian residents over 21 years, with a minimum monthly income of ₹75,000 for salaried individuals.
  • The application process can be completed online via the ICICI Bank website, including a 24/7 video KYC for remote verification.
  • Eligibility for complimentary movie/event tickets with BookMyShow starts from April 1, 2026, requiring a spend of ₹25,000 or more in the preceding quarter.

Check your eligibility and apply for the Adani One ICICI Bank Signature Credit Card directly on the ICICI Bank official website.

Frequently Asked Questions (FAQs)

What are the key benefits of the Adani One ICICI Bank Signature Credit Card?

The Adani One ICICI Bank Signature Credit Card offers flight and hotel vouchers worth ₹5,000 and ₹2,000 respectively, 16 complimentary domestic lounge accesses per year, and premium airport services like Pranaam and valet parking. Cardholders also earn up to 7% value back on spends within the Adani One ecosystem, redeemable against future purchases.

What is the annual fee for the Adani One ICICI Bank Signature Credit Card?

The annual fee for the Adani One ICICI Bank Signature Credit Card is ₹5,000 plus Goods and Services Tax (GST). This fee applies from the first year onwards. For comparison, the Adani One ICICI Bank Platinum Credit Card has an annual fee of ₹750 + GST.

Does the Adani One ICICI Bank Signature Credit Card offer lounge access?

Yes, the Adani One ICICI Bank Signature Credit Card provides extensive lounge access benefits, including 16 complimentary domestic lounge accesses per year. IT also includes a complimentary Priority Pass Membership for the primary cardholder, offering access to international airport lounges.

How do I earn reward points with the Adani One ICICI Bank Signature Credit Card?

You earn elevated reward points, offering up to 7% value back, on all spends made within the Adani One ecosystem using your Signature Credit Card. These accumulated reward points can then be redeemed against future purchases or services on the Adani One platform.

What are the eligibility criteria for the Adani One ICICI Bank Signature Credit Card?

ICICI Bank assesses eligibility based on factors like your CIBIL score, income stability, and employment type. While specific income thresholds are not publicly disclosed, a CIBIL score of 750 or higher generally improves approval chances for premium cards like the Signature variant.

Are there any movie or event ticket benefits with this card?

Yes, starting April 1, 2026, cardholders can avail complimentary movie/event tickets with BookMyShow. To be eligible for this offer, you must spend ₹25,000 or more on your Adani One Signature Credit Card in the preceding period.

How does the Adani One ICICI Bank Signature Credit Card differ from the Platinum variant?

The Signature variant is the premium offering, providing a higher value back of up to 7% on Adani One ecosystem spends, compared to the Platinum card. IT also includes more extensive benefits like 16 domestic lounge accesses and a complimentary Priority Pass membership, while the Platinum card has a lower annual fee of ₹750 + GST.


Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.