
Car Insurance Premium Comparison in India 2025: Data-driven Analysis of Top Insurers
Usage-Based Insurance Options in India (Continued) Pay-As-You-Drive Options Comparison Insurer Program Name Maximum Annual KM Limit Discount Range Tracking Method Availability Acko Insurance Acko Drive Smart 10,000 / 15,000 / 20,000 15-30% Mobile App + OBD device (optional) Pan India ICICI Lombard Pay-As-You-Use 10,000 / 15,000 10-25% Self-declaration with odometer verification Select cities HDFC ERGO…