The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) is a flagship initiative by the Government of India, aiming to provide “Housing for All” in rural areas by 2029. As of May 2026, over 3.05 crore rural houses have been completed under PMAY-G against 3.91 crore approvals, demonstrating significant progress towards its expanded target of 4.95 crore homes. This scheme ensures eligible rural households receive financial assistance to construct pucca houses with essential amenities.
| Parameter | Details |
|---|---|
| Scheme Name | Pradhan Mantri Awas Yojana – Gramin (PMAY-G) |
| Launch Date | 1st April 2016 (officially launched on 20 November 2016) |
| Administering Ministry | Ministry of Rural Development, Government of India |
| Primary Objective | To provide pucca houses with basic amenities to all houseless households and those living in kutcha/dilapidated houses in rural areas. |
| Overall Target (PMAY 2.0) | 4.95 crore rural houses by March 2029 |
| Financial Assistance (Plain Areas) | ₹1.20 lakh per unit |
| Financial Assistance (Hilly/Difficult Areas/IAP Districts) | ₹1.30 lakh per unit |
| Minimum House Size | 25 sq m, including a dedicated area for hygienic cooking |
| Houses Completed (as of May 2026) | 3.05 crore houses against 3.91 crore approvals |
| Cumulative Houses (Phase-I+II) | 98,50,994 (as on 04/03/2026) |
| Budget Allocation (FY 2026-27) | ₹54,916.70 crore |
| Mother Sanction (FY 2026-27) | ₹10,021.42 crore (first instalment, dated 28 May 2026) |
| Minimum Age for Applicants | 18 years (Source: Indian government) |
| Additional Houses Target (2024-2029) | 2 crore more houses |
PMAY-G Key Statistics
The PMAY-G scheme is crucial for improving living standards in rural India, with its strong reporting system allowing beneficiaries to track housing approvals and installment releases. The government continues to expand its reach, ensuring more families benefit from permanent housing solutions.
PMAY-G: Key Components & Benefits
The Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) aims to provide safe and permanent houses to eligible rural households by 2026. As of FY 2024-25 to 2028-29, financial assistance for house construction is ₹1.20 lakh in plain areas and ₹1.30 lakh in North Eastern and Hill States.
The scheme focuses on full housing solutions, integrating basic amenities and leveraging technology for transparent implementation. The Union Cabinet approved the construction of two crore additional rural houses from April 2024 to March 2029.
| Component/Benefit | Details | Key Feature |
|---|---|---|
| Scheme Objective | Provide safe and permanent houses with basic amenities to eligible rural households. | Targets houseless families or those living in kutcha/dilapidated houses by 2026. |
| Financial Assistance (Plain Areas) | ₹1.20 lakh per unit. | For construction of pucca houses (FY 2024-25 to 2028-29). |
| Financial Assistance (NER & Hill States) | ₹1.30 lakh per unit. | For construction of pucca houses in North Eastern Region States and Hill States (FY 2024-25 to 2028-29). |
| Target Expansion (PMAY 2.0) | Additional 2 crore rural houses. | Approved for construction from April 2024 to March 2029 (Source: Ministry of Rural Development). |
| House Size | Minimum 25 sq. Mt. | Increased from 20 sq. Mt. To ensure adequate living space. |
| Beneficiary Selection | Based on Socio Economic Caste Census (SECC) 2011 data and Awaas+ survey. | Ensures transparency and objective identification of eligible households. |
| Awaas+ 2024 Survey Extension | Timeline extended to October 29, 2025 for Andhra Pradesh. | Allows identification of additional eligible rural households. |
| Interest Subsidy | Available under the Credit Linked Subsidy Scheme (CLSS). | Supports EWS, LIG, and MIG I & II applicants for home loans. |
| Convergence with Other Schemes | Includes water supply, electricity, sanitation, LPG connections (PMUY), MGNREGA wage support, and Jan Dhan banking facilities. | Ensures full basic amenities for beneficiaries. |
| Digital Monitoring | PMAY-G and Awaassoft portals provide a digital dashboard. | Allows officials to track performance, approvals, and construction progress. |
| Reporting System | Offers rural housing reports for beneficiaries, local authorities, and applicants. | Continuously updated to track housing approvals, installment releases, and building progress. |
| First Instalment Allocation (FY 2026-27) | ₹10,021.42 crore mother sanction approved on May 28, 2026. | Central Government’s initial release for the financial year. |
| Public Provident Fund (PPF) Interest Rate | 7.1% (January–March 2026 quarter). | A long-term, tax-free wealth creation option with EEE status. |
| Sukanya Samriddhi Yojana (SSY) Interest Rate | 8.2% (January–March 2026 quarter). | Designed for the future of the girl child, offering high returns. |
PMAY-G ensures that rural households receive not just a house, but a complete living solution with essential services, supported by strong financial allocations and digital tracking mechanisms.
PMAY-G Progress & Targets 2026
The Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) aims to provide permanent houses with basic amenities to eligible rural households by 2026. As of March 4, 2026, over 98.50 lakh houses have been completed under Phase-I and Phase-II of the scheme (Source: Ministry of Rural Development).
| Metric | Value | Source |
|---|---|---|
| Total rural houses completed under PMAY-G | 3.09 crore+ | PMAY-G official portal |
| PMAY-G houses (Cumulative Phase-I+II) | 98,50,994 (as of March 4, 2026) | Ministry of Rural Development, Government of India |
| Target for additional houses under PMAY-G (FY 2024-25 to 2028-29) | 2 crore | Union Cabinet approval |
| Unit assistance for plain areas under PMAY-G (FY 2024-25 to 2028-29) | ₹1.20 lakh | Ministry of Rural Development |
| Unit assistance for North Eastern Region States and Hill States under PMAY-G (FY 2024-25 to 2028-29) | ₹1.30 lakh | Ministry of Rural Development |
| Mother sanction (first instalment) for FY 2026-27 | ₹10,021.42 crore (approved May 28, 2026) | Ministry of Rural Development |
| Earlier allocation for FY 2026-27 | ₹11,121 crore | Ministry of Rural Development |
| PMAY-G target completion year for pucca homes with basic amenities | 2026 | PMAY-G Scheme details |
| PMAY-G houses completed in Jammu & Kashmir | 3 lakh (97% of target) | Jammu & Kashmir Government |
| Remaining PMAY-G houses to be completed in Jammu & Kashmir | 11,340 | Jammu & Kashmir Government |
| PMAY-Urban 1.0 houses sanctioned in J&K | 39,153 | J&K Housing Department |
| PMAY-Urban 1.0 houses completed in J&K | 31,173 | J&K Housing Department |
| Target completion for PMAY-Urban 1.0 houses under construction in J&K | September 2026 | J&K Housing Department |
| Awaas+ 2024 survey timeline extension for Andhra Pradesh | October 29, 2025 | PMAY-G official portal |
PMAY-G Financial Assistance Comparison
The scheme continues to expand, with an additional 2 crore rural houses approved for construction between April 2024 and March 2029. This expansion aims to cover remaining eligible households from the Socio Economic Caste Census (SECC) 2011 Permanent Wait List (PWL) and updated Awaas+ lists. For more details on eligibility, refer to the Pradhan Mantri Gramin Awas Yojana page.
How to Check PMAY-G List 2026
The Pradhan Mantri Awas Yojana Gramin (PMAY-G) List 2026 allows rural applicants to verify their inclusion in the scheme. This list confirms approved houses and helps beneficiaries track installment progress digitally. As of March 4, 2026, over 98.50 lakh houses have been completed under PMAY-G Phase-I and Phase-II (Source: Ministry of Rural Development).
To check your status on the PMAY-G beneficiary list for 2026, follow these steps:
- Visit the Official PMAY-G Website: Navigate to the official Pradhan Mantri Awaas Yojana – Gramin portal (pmayg.nic.in). This is the primary platform for all scheme-related information.
- Access the “Awaassoft” Section: On the homepage, locate and click on the “Awaassoft” tab. This section contains various reports and data related to the scheme.
- Select “Report”: From the dropdown menu under “Awaassoft,” choose the “Report” option. This will lead you to the reporting dashboard.
- Navigate to “Beneficiary Details for Verification”: Under the “H. Social Audit Reports” section, click on “Beneficiary Details for Verification.” This report provides full beneficiary information.
- Enter Search Filters: On the new page, provide the required details such as your State, District, Block, and Gram Panchayat. This helps narrow down the search to your specific location.
- Search by Registration Number (Optional): If you have your unique PMAY-G registration number, enter IT in the designated field for a direct search. This is the fastest way to find your status.
- Use Advanced Search (Without Registration Number): If you do not have a registration number, click on the “Advanced Search” option. You can then filter by name, father’s name, or other demographic details.
- View Beneficiary List: After applying the filters, the PMAY-G list for your selected area will appear. You can check for your name and other details, including the sanction order and house construction progress.
- Download Sanction Order: The page will display complete beneficiary details, including the option to download the PMAY-G sanction order in PDF format. This document serves as official proof of approval.
The PMAY-G reporting system continuously updates these reports, allowing beneficiaries and local authorities to track housing approvals and building progress efficiently.
PMAY-G Eligibility & Documents
To qualify for the Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) scheme in 2026, applicants must meet specific criteria set by the Ministry of Rural Development. The scheme targets homeless families or those living in kutcha houses, aiming to provide pucca homes with basic amenities by 2026 (Source: PMAY-G official portal).
The Awaas+ 2024 survey, extended until October 29, 2025, is identifying additional eligible rural households for the scheme. This ensures full coverage for those in need of housing assistance.
- Household Status: The family must be homeless or reside in a kutcha house (a house with mud walls and a thatched roof).
- Income Criteria: While specific income slabs are not explicitly defined for PMAY-G, the scheme primarily targets economically weaker sections and low-income groups in rural areas.
- No Pucca House Ownership: The beneficiary or any family member should not own a pucca house anywhere in India.
- Exclusion Criteria: Households owning motorized two/three/four wheelers, fishing boats, or agricultural equipment are generally excluded.
- Government Employment: Families with any member employed by the government or earning more than ₹10,000 per month are typically not eligible.
- Land Ownership: Beneficiaries should ideally own land in the rural area where the house is to be constructed.
- Required Documents: Key documents include Aadhaar card, bank account details, job card (MGNREGA), and an affidavit stating no pucca house ownership.
Meeting these eligibility requirements is crucial for inclusion in the PMAY-G beneficiary list, which can be checked on the official PMAY-G website.
PMAY-G vs Other Housing Schemes
PMAY-G focuses on providing pucca houses in rural areas, offering financial assistance of ₹1.20 lakh in plain regions and ₹1.30 lakh in hilly states. In contrast, PMAY-Urban (PMAY-U) targets affordable housing in urban areas, with central assistance up to ₹1.5 lakh for EWS beneficiaries. Both schemes aim for “Housing for All” but cater to different geographical and demographic segments.
| Feature | PMAY-G | PMAY-U | State Scheme (Example) |
|---|---|---|---|
| Target Beneficiaries | Rural poor, homeless, or those living in weak/temporary structures | Urban poor, slum dwellers, EWS, LIG, and MIG categories in urban areas | Not specified in research |
| Administering Ministry | Ministry of Rural Development | Ministry of Housing and Urban Affairs (MoHUA) | Not specified in research |
| Funding Pattern (Centre:State) | 60:40 (plain areas), 90:10 (North Eastern & Himalayan states), 100% (Union Territories) | Central assistance to States/UTs (specific ratio not detailed, but Central government offers 100% financing for UTs) | Not specified in research |
| Financial Assistance/Subsidy | ₹1.20 lakh (plain regions), ₹1.30 lakh (northeastern, hilly, or difficult terrains) | Up to ₹1.5 lakh from Central government for EWS (for enhancement/construction of beneficiary-led houses), interest subsidy for CLSS (validity up to March 31, 2022) | Not specified in research |
| Target Completion/Extension | Housing for All by 2022 (original), extended through 2029 (target of 4.95 crore pucca houses), 2 crore more houses approved for FY 2024-25 to 2028-29 | Housing for All by 2022 (original), extended till December 31, 2025 for completion of houses sanctioned up to March 31, 2022, PMAY-Urban 2.0 extends mission until 2029 with target of 1 crore new homes | Not specified in research |
| Key Focus | Providing pucca homes with basic amenities in rural areas, women empowerment (74% of sanctioned houses owned by women solely or jointly) | Affordable housing in urban areas, addressing housing requirement of slum dwellers and EWS/LIG/MIG, decent rental housing for urban migrants/poor (ARHCs) | Not specified in research |
| Launch Date | April 1, 2016 | June 25, 2015 (Source: Ministry of Housing and Urban Affairs) | Not specified in research |
| Total Houses Targeted | 2.95 crore houses (April 2016 to March 2024), additional 2 crore houses (April 2024 to March 2029) | 2 crore affordable houses (by March 31, 2022, original target) | Not specified in research |
While PMAY-G has completed over 3.09 crore rural houses, the scheme continues to expand its reach with an additional target of 2 crore houses by March 2029. This expansion aims to ensure housing for all eligible rural households, complementing PMAY-Urban’s efforts in cities.
PMAY-G Common Misconceptions
Many applicants misunderstand key aspects of the Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) scheme, leading to confusion about eligibility and benefits. As of 2026, the scheme aims to provide pucca houses to eligible rural households, not just any rural resident.
- Misconception 1: PMAY-G is for all rural residents. PMAY-G specifically targets houseless families or those living in kutcha/dilapidated houses, identified through the Socio Economic Caste Census (SECC) 2011 and Awaas+ surveys.
- Misconception 2: The scheme covers urban areas. PMAY-G is exclusively for rural areas, managed by the Ministry of Rural Development. Urban housing needs are addressed by PMAY-Urban (PMAY-U), overseen by the Ministry of Housing and Urban Affairs (MOHUA).
- Misconception 3: Financial assistance is a full grant. The scheme provides financial assistance of ₹1.20 lakh in plain areas and ₹1.30 lakh in North Eastern and Hill States (FY 2024-25 to 2028-29), which is a subsidy towards construction, not the full cost of a house.
- Misconception 4: Application is open year-round for new beneficiaries. While the scheme is ongoing, new beneficiary identification largely relies on specific surveys like the Awaas+ 2024, which had an extended timeline until October 29, 2025, for additional eligible households.
- Misconception 5: PMAY-G is the only rural housing scheme. Historically, schemes like the Village Housing Programme (VHP) in 1957 offered loans of ₹5,000 per unit. PMAY-G is the current flagship, but other state-specific initiatives may exist.
Understanding these distinctions helps potential beneficiaries accurately assess their eligibility and the scope of assistance under PMAY-G.
PMAY-G Application & Resources
Applying for the Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) involves accessing official portals and tracking your application status. The Ministry of Rural Development manages the scheme, which aims to provide safe and permanent houses to eligible rural households by 2026.
- Official Portals: Access the PMAY-G official website (pmayg.nic.in) or the Awaassoft portal for application forms and to track your housing assistance status.
- UMANG App: Utilize the UMANG mobile application to search for “Pradhan Mantri Awas Yojana – Gramin” and access scheme services directly from your smartphone.
- Application Status: Beneficiaries can check village-wise lists, instalment payment status, and construction progress reports online. The PMAY-G reporting system updates these reports continuously.
- Awaas+ 2024 Survey: The Awaas+ 2024 survey is ongoing to identify additional eligible rural households. Andhra Pradesh received an extension until October 29, 2025, to complete this survey.
- Sanction Letters: District administrations, such as Darrang and Nagaon in Assam, have distributed PMAY-G sanction letters to over 11,700 eligible beneficiaries, confirming housing approvals.
- Financial Assistance: PMAY-G provides financial assistance of ₹1.20 lakh for house construction in plain areas and ₹1.30 lakh in North Eastern Region and Hill States for FY 2024-25 to 2028-29.
The digital dashboard on the PMAY-G portal allows designated officials from states and banks to track the scheme’s performance efficiently.
Key Takeaways
- PMAY-G aims to provide pucca houses to eligible rural households by 2026, with over 3.09 crore homes already completed.
- Financial assistance under PMAY-G is ₹1.20 lakh for plain areas and ₹1.30 lakh for North Eastern/Hill States (FY 2024-25 to 2028-29).
- Beneficiaries can check their status and access reports through the official PMAY-G and Awaassoft portals, or the UMANG app.
Visit the official PMAY-G website to apply and track your beneficiary status for housing assistance.
Frequently Asked Questions (FAQs)
How can I check my name in the PMAY Gramin List 2026?
You can check your name in the PMAY Gramin List 2026 by visiting the official PMAY-G website (pmayg.nic.in) and entering your registration number. If you do not have a registration number, you can search by your Aadhaar number or your name and district details. The list shows approved beneficiaries for the scheme.
What is the purpose of the Pradhan Mantri Awas Yojana Gramin (PMAY-G) scheme?
The PMAY-G scheme aims to provide safe and permanent ‘pucca’ homes with basic amenities to eligible rural families who are homeless or living in temporary structures. The Government of India launched this initiative to achieve ‘Housing for All’ in rural areas by 2026. Over 3.09 crore rural houses have already been completed under PMAY-G.
What is a PMAY-G sanction order?
A PMAY-G sanction order is an official document or letter confirming that a house has been approved for an applicant under the Pradhan Mantri Awas Yojana Gramin scheme. This order serves as proof of sanction, allowing beneficiaries to track installment releases and construction progress. You can download your sanction order in PDF format from the official PMAY-G beneficiary details page.
Can I check the PMAY Gramin List 2026 state-wise?
Yes, you can check the PMAY Gramin List 2026 state-wise on the official PMAY-G website or through the UMANG app. The website provides links to view the Permanent Waiting List for each state. This allows applicants to easily verify their approval status based on their specific region.
How does PMAY-G help rural families?
PMAY-G provides financial assistance and support to rural families for constructing new homes or upgrading existing kutcha houses into pucca ones. The scheme ensures access to essential amenities, improving living conditions and reducing housing insecurity. The Ministry of Rural Development aims to sanction 10 lakh houses under PMAY-G in January 2026 alone.
What documents are needed to apply for PMAY-G in 2026?
To apply for PMAY-G, you typically need documents such as Aadhaar card, bank account details, proof of income, and a Certificate of no existing pucca house. Specific requirements may vary by state, so verify the latest list on the official PMAY-G portal. The scheme targets families identified through the Socio-Economic Caste Census (SECC) 2011 data.
What is the target for PMAY-G under PMAY 2.0?
Under PMAY 2.0, the overall target for rural houses has been expanded, with the Union Cabinet recently approving an additional 3 crore rural and urban houses. This expansion aims to further accelerate the mission of providing ‘Housing for All’ across India. The government continues to release sanction letters to thousands of beneficiaries, as seen in Jharkhand in 2025.
