← Part of Kotak Credit Cards in India
The PVR Kotak Gold Credit Card offers up to 24 free PVR movie tickets annually, making IT ideal for frequent moviegoers. Cardholders also receive a 5% instant discount on PVR INOX movie tickets and a 20% discount on food and beverages at PVR cinemas, per Kotak Bank’s official website (as of June 2026).
| Parameter | Details |
|---|---|
| Card Type | Co-branded Credit Card (PVR Gold) |
| Designed For | Moviegoers/Movie Buffs in India |
| Joining Fee | ₹0 |
| Annual Fee | ₹499 + GST |
| Maximum Free Movie Tickets Per Year | Up to 24 (2 per month) |
| Free Movie Ticket Value | Up to ₹400 per ticket |
| Minimum Spend for 1 Free Ticket/Month | ₹10,000 or more (monthly billing cycle) |
| Minimum Spend for 2 Free Tickets/Month | ₹15,000 or more (monthly billing cycle) |
| Movie Ticket Discount | 5% instant discount on PVR INOX movie tickets |
| Food & Beverage Discount | 20% instant discount at PVR cinemas |
| Insurance Benefit | PVR Shield for lost/stolen card, up to ₹50,000 per year |
| Contactless Payment Limit (without PIN) | Up to ₹5,000 |
| Estimated Yearly Savings | Around 6.46% (optimized features) |
| Customer Care Helpline | 1860 266 2666 (9 AM to 6 PM, weekdays) |
| Website Downtime (Scheduled) | 28th June 2026, 01:00 AM – 05:00 AM |
This card provides significant savings for individuals who frequently visit PVR INOX cinemas, offering free tickets and discounts on both movies and refreshments.
Key Features & Benefits
The PVR Kotak Gold Credit Card offers up to 24 free PVR movie tickets annually, alongside discounts on food and beverages at PVR cinemas. Cardholders also receive PVR Shield insurance coverage up to ₹50,000 per year against unauthorized transactions.
| Type/Category | Details | Key Feature |
|---|---|---|
| Free Movie Tickets (Monthly) | Get 1 free PVR movie ticket by spending ₹10,000 or more in a monthly billing cycle. | Spend-based Rewards |
| Free Movie Tickets (Monthly) | Receive 2 free PVR movie tickets by spending ₹15,000 or more in a monthly billing cycle. | d Spend Rewards |
| Annual Free Movie Tickets | Cardholders can avail up to 24 free movie tickets in a year. | Significant Annual Savings |
| Movie Ticket Discount | Enjoy a 5% instant discount on movie tickets at PVR INOX. | Direct Savings |
| Food & Beverage Discount | Save 20% on food and beverages purchased at PVR cinemas. | In-Cinema Savings |
| PVR Shield Insurance | Protection against unauthorized transactions if the card is lost or stolen, with coverage up to ₹50,000 per year. | Card Security |
| Contactless Payments | helps fast, safe, and secure transactions up to ₹5,000 without requiring a PIN. | Convenient Transactions |
| Add-on Card Service | Option to apply for add-on cards for family members, carrying all primary card features. | Family Benefits |
| Joining Fee | No joining fee is charged for the first year of card membership. | Cost-Effective Entry |
| Ticket Redemption | Redeem movie tickets via SMS ‘PVRKCC [first three letters of month]’ to 5676788 or through kotak.com. | Easy Redemption Process |
| Coupon Code Validity | Free movie ticket coupon codes are valid for 2 months from issuance. | Flexible Usage |
| Movie Ticket Usage | Free tickets are valid for any time, any day, any show at PVR Cinemas (exclusions apply for premium formats like Playhouse, Director’s Cut, IMAX, Gold). | Broad Applicability |
| Reward Points | Earns 4X reward points on specific categories such as hotels, restaurants, travel agencies, and international spends (Kotak Mahindra credit cards generally). | Accelerated Rewards |
| Fuel Surcharge Waiver | Provides a 1% fuel surcharge waiver on transactions (common across Kotak credit cards). | Fuel Savings |
| Railway Surcharge Waiver | Waiver on railway surcharges for bookings made via IRCTC website and Indian Railways counters. | Travel Savings |
The card’s benefits are optimized for movie enthusiasts, offering substantial savings on entertainment and dining at PVR locations, with an estimated yearly savings of around 6.46% (as of 2026).
Fees & Charges 2026
The PVR Kotak Gold Credit Card has a ₹0 joining fee for the first year, making IT accessible for new users. From the second year onwards, an annual fee of ₹499 plus GST applies, as per Kotak Mahindra Bank’s official guidelines (as of June 2026).
| Metric | Value (Rs.) | Source |
|---|---|---|
| Joining Fee (First Year) | 0 | Kotak Mahindra Bank Official Website |
| Annual Fee (Second Year onwards) | 499 + GST | Kotak Mahindra Bank Official Website |
| Interest Rate (per annum) | 42% | BankBazaar.com (as of June 2026) |
| Add-on Card Fee | 0 | Kotak Mahindra Bank Official Website |
| Lost/Stolen Card Insurance Coverage (PVR Gold) | 50,000 per year | Bajaj Finserv Markets (as of June 2026) |
| Lost/Stolen Card Insurance Coverage (PVR Platinum) | 75,000 per year | Bajaj Finserv Markets (as of June 2026) |
| International Transaction Markup Fee (Kotak League Platinum) | 3.5% | Kotak Mahindra Bank Official Website |
| PVR INOX Kotak Credit Card Annual Fee | 499 + taxes | Kotak Mahindra Bank Official Website |
| PVR INOX Kotak Credit Card (Add-on) Fee | 299 | Kotak Mahindra Bank Official Website |
| Annual Maintenance Charges for Kotak PVR Debit Card | 499 + taxes | Kotak Mahindra Bank Official Website |
Cardholders should review the detailed terms and conditions on the Kotak Mahindra Bank website for any updates to fees and charges, especially for specific transaction types or services.
How to Redeem Tickets
The PVR Kotak Gold Credit Card allows cardholders to redeem free movie tickets through SMS or online banking. You can earn up to 24 free PVR movie tickets annually by meeting specific monthly spending thresholds.
To redeem your PVR movie tickets, follow these steps:
- SMS Redemption: Send an SMS “PVRKCC space the first three letters of the month name” (e.g., “PVRKCC JUN”) to 5676788 from your registered mobile number.
- Online Redemption: Log in to your Kotak Mahindra Bank net banking account at kotak.com and follow the instructions in the rewards redemption section.
- Spending for 1 Ticket: Spend ₹10,000 or more in a monthly billing cycle to receive one free PVR movie ticket.
- Spending for 2 Tickets: Spend ₹15,000 or more in a monthly billing cycle to receive two free PVR movie tickets.
- Ticket Validity: Free tickets are valid for any time, any day, and any show at PVR Cinemas across India.
- Exclusions: Tickets are not valid for Playhouse, Director’s Cut, PVR IMAX, Opulent, 4DX, P(XL), Gold, and Europa class tickets.
- Coupon Code Validity: Each movie ticket coupon code remains valid for two months from its issuance date.
- Payment of Taxes: Any applicable taxes and levies for the movie booking must be paid by the cardholder during the transaction.
Ensure you meet the monthly spending requirements to maximize your free movie ticket benefits with the PVR Kotak Gold Credit Card.
Maximizing Card Benefits
The PVR Kotak Gold Credit Card offers up to 24 free PVR movie tickets annually, making IT ideal for frequent moviegoers. Cardholders can also receive a 5% instant discount on movie tickets and 20% off food and beverages at PVR cinemas.
- Monthly Free Tickets: Spend ₹10,000 or more in a billing cycle to get one free PVR movie ticket. Spend ₹15,000 or more to receive two free tickets each month.
- PVR Shield Protection: The card includes PVR Shield, providing insurance coverage up to ₹50,000 per year against unauthorized transactions if the card is lost or stolen.
- Food and Beverage Discounts: Enjoy a 20% discount on food and beverages purchased at PVR cinema locations across India.
- Instant Movie Ticket Discount: Get an additional 5% instant discount when booking movie tickets at PVR INOX using the card.
- Contactless Payments: The card supports contactless transactions up to ₹5,000 without requiring a PIN, ensuring quick and secure payments.
- Coupon Code Validity: Free movie ticket coupon codes are valid for two months from issuance, allowing flexibility in redemption.
- Annual Savings Potential: By optimizing the card’s features, users can achieve annual savings of approximately 6.46% on entertainment expenses, even after accounting for the annual fee.
These benefits are designed to the movie-watching experience and provide substantial savings for cardholders.
Gold vs Platinum Card
The PVR Kotak Gold and Platinum credit cards offer distinct benefits tailored for movie enthusiasts. While both provide free PVR movie tickets, the Platinum variant typically features a higher annual fee and d insurance coverage, reflecting its premium positioning.
| Feature | PVR Kotak Gold | PVR Kotak Platinum |
|---|---|---|
| Annual Fee | ₹499 + GST | ₹999 + taxes |
| Joining Fee | ₹0 (first year) | No joining fee |
| Free Movie Tickets (Monthly) | Up to 2 tickets | Up to 2 tickets |
| Spend for 1 Free Ticket (Monthly) | ₹10,000 or more | ₹10,000 or more |
| Spend for 2 Free Tickets (Monthly) | ₹15,000 or more | ₹10,000 or more |
| Maximum Free Tickets Per Year | 24 tickets | 24 tickets |
| PVR Shield Insurance Cover | Up to ₹50,000 per year | Up to ₹75,000 per year |
| Movie Ticket Discount (PVR INOX) | 5% instant discount | 5% instant discount |
| F&B Discount (PVR Cinemas) | Discounts apply | 20% instant discount |
The PVR Kotak Platinum Card requires a lower monthly spend to earn two free tickets compared to the Gold variant, providing quicker access to movie benefits for frequent spenders.
Eligibility & Application
To apply for the PVR Kotak Gold Credit Card in 2026, applicants must be Indian residents aged between 21 and 60 years. A good credit score and a minimum income requirement are also for approval.
- Residency: Applicants must be residents of India. This is a primary requirement for all Kotak Mahindra Bank credit cards.
- Age Criteria: The primary cardholder must be between 21 and 60 years old. Add-on cardholders can be 18 years or older.
- Income Requirement: Kotak Mahindra Bank sets a minimum income threshold, which varies by card type and applicant profile. Verify the specific income requirement with the bank.
- Credit Score: A strong CIBIL score, typically above 750, significantly improves approval chances and may lead to better card offers.
- Application Process: You can apply for the PVR Kotak Gold Credit Card online via the official Kotak Mahindra Bank website or by visiting a nearest bank branch.
Ensure all eligibility criteria are met and required documents are ready before initiating the application process for the PVR Kotak Gold Credit Card.
Customer Care & Resources
Kotak Mahindra Bank provides dedicated customer support for PVR Kotak Gold Credit Card holders via a helpline number and online channels. Cardholders can manage their accounts and redeem benefits through the bank’s official website or mobile app. The customer care helpline operates from 9 AM to 6 PM on all days except weekends and holidays.
| Resource | Type | Details |
|---|---|---|
| Kotak PVR Credit Card Customer Care | Helpline Number | 1860 266 2666 (9 AM to 6 PM, all days except weekends and holidays, for customers in India alone) |
| Kotak Mahindra Bank Official Website | Online Application/Information | Visit the official website to apply for the card or find detailed Terms & Conditions (TnC) and other resources. |
| Kotak Mobile App / Net Banking | Account Management | Log in to view Credit Card Overview, select PVR Card, and redeem movie tickets/rewards. |
| SMS Redemption for PVR Tickets | Ticket Redemption | Send ‘PVRKCC space first three letters of the month name’ (e.g., ‘PVRKCC JUN’) to 5676788 from registered mobile number. |
| PVR Gold Credit Card Fees and Charges Page | Information Resource | Learn how to claim PVR coupons and understand the fees and charges for the PVR Gold Credit Card. |
| Website Downtime (Scheduled) | Service Alert | Expected on 28th June 2026, 01:00 AM – 05:00 AM, due to server maintenance. |
These resources ensure cardholders have multiple avenues for support, application, and benefit redemption for their PVR Kotak Gold Credit Card.
Key Takeaways
- The PVR Kotak Gold Credit Card offers up to 24 free movie tickets annually, with a ₹0 joining fee for the first year.
- To earn 1 free PVR ticket monthly, spend ₹10,000 or more; for 2 tickets, spend ₹15,000 or more in a billing cycle.
- Cardholders receive 5% instant discount on PVR INOX movie tickets and PVR Shield insurance coverage up to ₹50,000 per year.
Check eligibility and apply for the PVR Kotak Gold Credit Card at the official Kotak Mahindra Bank website.
Frequently Asked Questions (FAQs)
What are the key benefits of the PVR Kotak Gold Credit Card in 2026?
The PVR Kotak Gold Credit Card offers up to two free PVR movie tickets monthly, totaling up to 24 free tickets annually. Cardholders also receive a 5% instant discount on movie tickets at PVR INOX and benefits from PVR Shield. You can also get a free movie ticket on every spend of ₹10,000 in a monthly billing cycle.
What is the annual fee for the PVR Kotak Gold Credit Card in 2026?
The PVR Kotak Gold Credit Card typically has no joining fee for the first year. Subsequent annual fees may apply, so IT is best to verify the exact charges on the Kotak Mahindra Bank website as of 2026. This card is designed for moviegoers who can maximize benefits through regular PVR spends.
How do I get free movie tickets with my PVR Kotak Gold Credit Card?
You earn free PVR movie tickets by using your PVR Kotak Gold Credit Card for purchases anywhere in India. The card provides up to two free tickets per month based on your spending milestones. You can also earn one PVR INOX movie ticket for every ₹10,000 spent in a monthly billing cycle.
Can I get discounts on food and beverages at PVR with this card?
Yes, the PVR Kotak Gold Credit Card offers benefits that include discounts on food and beverages (F&B) at PVR locations across India. This makes IT a comprehensive movie companion, covering both tickets and in-cinema refreshments. Specific discount percentages should be confirmed on the Kotak Mahindra Bank website as of 2026.
How do I claim my PVR movie ticket coupons from the PVR Kotak Gold Credit Card?
To claim your free PVR movie tickets, you typically receive coupon codes that can be redeemed online via the PVR website or app. You will need to enter the last five digits of your registered mobile number during the booking process. Detailed steps are available on the Kotak Mahindra Bank website’s ‘How To Use’ section.
Are there any exclusions for earning movie tickets on the PVR Kotak Gold Credit Card?
Yes, certain spending categories are excluded when calculating milestone benefits for free movie tickets. These exclusions generally include rent payments, wallet funding, and online skill-based gaming. Always refer to the detailed terms and conditions on the Kotak Mahindra Bank website for the most current information.
Where can I apply for the PVR Kotak Gold Credit Card in 2026?
As of June 2026, Kotak Mahindra Bank is not accepting new credit card applications for some cards, including potentially the PVR Kotak Gold Credit Card. If available, you can apply directly through the official Kotak Mahindra Bank website or by visiting a nearest branch. Check the bank’s website for the latest application status.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.