← Part of Kotak Credit Cards in India
The PVR Kotak Platinum Credit Card offers movie enthusiasts up to two free PVR tickets monthly, provided they spend ₹10,000 in a billing cycle. This co-branded card, with a ₹999 annual fee as of 2026, also provides a 1% fuel surcharge waiver across India.
| Parameter | Details |
|---|---|
| Card Name | PVR Kotak Platinum Credit Card |
| Card Type | Co-branded Credit Card (PVR INOX) |
| Issuer Bank | Kotak Mahindra Bank |
| Joining Fee | ₹0 |
| Annual Fee | ₹999 |
| Annual Fee Waiver | On annual retail spends of ₹50,000 |
| Interest Rate | 40.8% per annum (3.4% per month, as of 2026) |
| Free Movie Tickets | Up to 2 free PVR tickets per month (on spending ₹10,000 in a month) |
| Food & Beverage Discount | 20% off at PVR cinemas (PVR INOX Kotak Credit Card) |
| Movie Ticket Discount | 5% savings on PVR movie tickets (PVR INOX Kotak Credit Card) |
| Fuel Surcharge Waiver | 1% across all petrol pumps in India |
| Lost/Stolen Card Insurance | Up to ₹75,000 (PVR Shield, if reported timely) |
| Global Acceptance | Over 10 million merchants worldwide |
| Contactless Payment | Visa payWave for transactions up to ₹5,000 without a PIN |
| Add-on Card | Available with custom spend limits |
| Eligibility Criteria | Resident of India, age 18-65 years, good credit score, steady income |
| Application Status (Paisabazaar) | Currently not available; apply via official website or branch |
This card is ideal for frequent moviegoers, offering substantial savings on entertainment expenses and a high effective cashback rate for PVR spends.
PVR Kotak Platinum Card: Features & Benefits
The PVR Kotak Platinum Credit Card offers significant savings for movie enthusiasts, providing up to two free PVR INOX movie tickets monthly on spends of ₹10,000 or more. Cardholders also receive a 20% instant discount on food and beverages at PVR INOX cinemas, the overall movie-going experience.
| Feature | Details | Value/Benefit (as of 2026) |
|---|---|---|
| Free PVR Movie Tickets | Earn free PVR INOX movie tickets based on monthly spending. | 2 free PVR tickets every month on spending ₹10,000 or more in a monthly billing cycle |
| Cashback on Food & Beverages | Instant discount on food and beverages purchased at PVR INOX cinemas. | 20% instant discount on Food and Beverages at PVR cinemas |
| Cashback on Movie Tickets | Discount on PVR movie ticket purchases made directly at the box office. | 5% cashback on movie ticket purchases at PVR box-office |
| Fuel Surcharge Waiver | Waiver on fuel transactions across all petrol pumps in India. | 1% fuel surcharge waiver on fuel purchases |
| PVR Shield Protection | Insurance cover against unauthorized transactions if the card is lost or stolen. | Coverage for up to ₹75,000 per year (if reported timely) |
| Joining Fee | Initial fee charged upon card issuance. | ₹0 (No joining fee) |
| Annual Fee | Yearly fee for maintaining the credit card. | ₹999 |
| Add-on Card Benefits | Benefits extended to supplementary cardholders. | Identical benefits to add-on cardholders; custom spend limits can be set |
| Contactless Payments | Tap and pay functionality for quick and secure transactions. | Transactions up to ₹5,000 without a PIN (Visa payWave) |
| Global Acceptance | The card is accepted at a wide network of merchants worldwide. | Accepted at over 10 million merchants globally |
| Coupon Redemption Process | Steps to redeem earned PVR movie ticket vouchers (M-Coupons). | Redeemable via Kotak Mobile App/Net Banking, valid for 2 months |
| Interest-Free Credit Period | Period during which no interest is charged on purchases. | Up to 50 days, calculated from the purchase date |
| Effective Cashback Rate | Overall savings percentage for movie buffs. | High ‘effective cashback’ rate (e.g., ₹800 worth of tickets for ₹10,000 spend) |
| Railway Surcharge Waiver | Waiver on railway ticket bookings. | Maximum ₹500 per anniversary year on IRCTC transactions |
The card’s benefits are specifically tailored for frequent movie-goers, offering substantial savings on tickets and in-cinema food and beverage expenses, making IT a valuable tool for entertainment spending.
PVR Kotak Platinum Card: Fees & Charges
The PVR Kotak Platinum Credit Card has no joining fee, making IT accessible for new cardholders. An annual fee of ₹999 applies, which can be waived based on spending thresholds (Source: Kotak Bank PVR Platinum Credit Card – Features & Apply Online).
| Metric | Value (Rs.) | Source |
|---|---|---|
| Joining Fee | 0 | Kotak Bank PVR Platinum Credit Card – Features & Apply Online |
| Annual Fee | 999 | Kotak Bank PVR Platinum Credit Card – Features & Apply Online |
| Annual Fee Waiver | On annual retail spends of ₹50,000 | PVR Platinum Credit Card Fees and Charges | Kotak Mahindra Bank |
| Fuel Surcharge Waiver | 1% on fuel purchases (max ₹100 per statement cycle) | Kotak Bank PVR Platinum Credit Card – Features & Apply Online |
| Railway Surcharge Waiver (Max per year) | 500 | Kotak League Platinum Credit Card: Offers & Reward |
| Add-on Card Fee | 299 (plus taxes) | PVR INOX Kotak Credit Card – Fees & Charges |
| Cash Advance Fee | 2.5% of amount or ₹300 (whichever is higher) | Kotak Mahindra Bank official website |
| Late Payment Charges (for outstanding balance) | ₹100-₹700 (based on outstanding amount) | Kotak Mahindra Bank official website |
| Overlimit Charges | 2.5% of overlimit amount (min ₹500) | Kotak Mahindra Bank official website |
| Foreign Currency Transaction Markup | 3.5% of transaction value | Kotak Mahindra Bank official website |
| Card Replacement Fee | 100 | Kotak Mahindra Bank official website |
| Cheque Bounce/Auto-Debit Failure Fee | 500 | Kotak Mahindra Bank official website |
The annual fee waiver condition of spending ₹50,000 annually provides an opportunity to offset the card’s cost for regular users.
How to Use PVR Kotak Platinum Card
The PVR Kotak Platinum Credit Card offers specific steps to redeem free movie tickets and avail discounts on food and beverages. Cardholders can get up to two free PVR movie tickets monthly by spending ₹10,000 in a billing cycle, a benefit designed for movie enthusiasts.
Using the card effectively involves understanding the redemption process for tickets and discounts, along with managing general card features.
- Redeem Free Movie Tickets: To claim free PVR tickets, visit the PVR website or mobile app. Select your movie and show, then proceed to the payment page.
- Apply Coupon Code: On the payment screen, enter the unique coupon code received from Kotak Mahindra Bank. This code applies the discount for your free tickets.
- Pay Balance with Card: Settle any remaining booking or convenience fees using your PVR Kotak Platinum Credit Card. Free tickets cannot be redeemed directly at the Box Office.
- Avail Food & Beverage Discounts: Get 15% cashback on food and beverages purchased at PVR cinemas when using your card. This benefit applies directly at the counter.
- Utilise Fuel Surcharge Waiver: The card provides a 1% fuel surcharge waiver on transactions at all petrol pumps across India. This waiver helps save on everyday fuel expenses.
- Make Contactless Payments: Use the Visa payWave feature for contactless payments up to ₹5,000 without needing a PIN, offering convenience for quick transactions.
- Track Spends for Benefits: Monitor your monthly spending to ensure you meet the ₹10,000 threshold to earn up to two free PVR movie tickets in the next billing cycle.
- Report Lost/Stolen Card: In case of a lost or stolen card, report IT immediately to Kotak Mahindra Bank. The PVR Shield feature provides an insurance cover of up to ₹75,000.
Maximising the PVR Kotak Platinum Credit Card benefits requires consistent usage for movie-related and general retail spends, ensuring you meet the monthly spending criteria for free tickets.
PVR Kotak Platinum Card: Eligibility & Documents
To apply for the PVR Kotak Platinum Credit Card in 2026, applicants must be Indian residents aged 18 to 65 years, with a good credit score and a steady income source. Kotak Mahindra Bank requires standard KYC documents and income proof to process applications.
The table below outlines the specific eligibility criteria and the documents required for the PVR Kotak Platinum Credit Card:
- Residency: Applicants must be residents of India.
- Age Criteria: The primary applicant’s age should be between 18 and 65 years.
- Credit Score: A good CIBIL or Experian credit score is for approval.
- Income Source: Applicants need a steady source of income, which can be salaried or self-employed.
- KYC Documents: A valid PAN card is mandatory for Know Your Customer (KYC) verification.
- Identity Proof: Acceptable documents include an Aadhaar card, passport, or voter ID.
- Address Proof: Utility bills (electricity, gas), Aadhaar card, or passport serve as valid address proof.
- Income Proof: Latest salary slips (3 months), bank statements (6 months), or income tax returns (ITR) are required.
- Photograph: A recent passport-sized photograph is needed for the application.
Meeting these criteria and providing all necessary documents ensures a smoother application process for the PVR Kotak Platinum Credit Card.
PVR Kotak Platinum vs Gold Card Comparison
The PVR Kotak Platinum Credit Card offers 2 free PVR tickets monthly on spends over ₹10,000, while the PVR INOX Kotak Credit Card (often referred to as Gold) provides up to 2 free tickets on spends above ₹15,000. Both cards offer 15% cashback on food and beverages at PVR cinemas.
| Feature | PVR Kotak Platinum Credit Card | PVR INOX Kotak Credit Card (Gold) | Other Alternatives (Kotak) |
|---|---|---|---|
| Joining Fee | ₹0 | ₹0 | Not explicitly mentioned |
| Annual Fee | ₹999 | ₹499 plus taxes | Kotak Delight Platinum: ₹199; Kotak Urbane Gold: ₹199 |
| Free Movie Tickets per Month | 2 free PVR tickets (on spends of ₹10,000+) | Up to 2 free PVR tickets (on spends of ₹15,000+) | Kotak Delight Platinum: 4 PVR movie tickets (on spends of ₹1 lakh+ annually) |
| Cashback on F&B at PVR | 15% cashback | 15% cashback (on food and beverages) | Kotak Delight Platinum: 10% cashback on dining |
| Cashback on PVR Movie Tickets | 5% cashback (at PVR Box-Office) | 5% cashback (on PVR movie tickets) | Kotak Delight Platinum: 10% cashback on movies |
| Lost Card Liability Cover | PVR Shield up to ₹75,000 | PVR Shield benefits | Not explicitly mentioned |
| Fuel Surcharge Waiver | 1% waiver (across all petrol pumps in India) | Not explicitly mentioned | Not explicitly mentioned |
| Add-on Card Fee | Not explicitly mentioned | ₹299 | Not explicitly mentioned |
The PVR Kotak Platinum card carries a higher annual fee of ₹999 but requires lower monthly spending to unlock its free movie tickets compared to the PVR INOX Kotak Credit Card’s ₹499 fee.
PVR Kotak Platinum Card: Application Process
Applying for the PVR Kotak Platinum Credit Card involves a straightforward online or offline process with specific document requirements. Kotak Mahindra Bank offers this card for Indian residents aged 18 to 65 years, requiring a good credit score and a steady income source.
As of 2026, new applications for this specific card are primarily directed through Kotak Mahindra Bank’s official channels.
- Check Eligibility: Confirm you meet the age criteria (18-65 years) and residency (Indian resident). A good CIBIL score and a stable income are for approval.
- Gather Documents: Prepare necessary documents including KYC (PAN card), income proof (salary slips/ITR), a recent photograph, and address proof (Aadhaar/Passport).
- Online Application: Visit the official Kotak Mahindra Bank website. To the credit cards section and locate the PVR Kotak Platinum Credit Card. Fill out the online application form with personal and financial details.
- Offline Application: Alternatively, visit any nearest Kotak Mahindra Bank branch. A bank representative will assist you with the application form and document submission.
- Verification and Approval: The bank will review your application and documents. This includes a credit score check and income verification. Upon successful verification, the card will be approved and dispatched.
Ensure all submitted documents are current and accurate to avoid delays in the application process.
Key Takeaways
- The PVR Kotak Platinum Credit Card is available to Indian residents aged 18-65 with a good credit score.
- Required documents include PAN, income proof, photograph, and address proof for application.
- Applications can be submitted online via the Kotak Mahindra Bank website or at any bank branch.
Check your eligibility and apply for the PVR Kotak Platinum Credit Card directly on the Kotak Mahindra Bank official website.
Frequently Asked Questions (FAQs)
What are the offers on Kotak Bank PVR Platinum Credit Card?
The Kotak PVR Platinum Credit Card offers two free PVR INOX movie tickets each month. You qualify for these tickets by spending ₹10,000 or more in a billing cycle. These tickets are valid for any day and any show, and they are transferable.
Is the Kotak PVR Platinum Credit Card available to anyone residing in India?
Yes, the Kotak PVR Platinum Credit Card is available to eligible residents across India. However, as of May 2026, Kotak Mahindra Bank is not accepting new credit card applications through third-party platforms like Paisabazaar. You can apply directly via the Kotak Bank website or by visiting a branch.
What is the annual fee charged on Kotak Bank PVR Platinum Credit Card?
The Kotak PVR Platinum Credit Card typically has an annual fee, though specific amounts can vary. You should verify the current annual fee directly with Kotak Mahindra Bank as of 2026. Some cards offer a fee waiver if you meet a certain spending threshold within the year.
Does the Kotak PVR Platinum Credit Card offer a fuel surcharge waiver?
Yes, the Kotak PVR Platinum Credit Card provides a 1% fuel surcharge waiver on fuel purchases made across all petrol pumps in India. This waiver helps reduce costs on your regular fuel expenses. The maximum waiver amount per statement cycle may apply, so check the card’s terms and conditions.
How do I redeem free PVR movie tickets with my Kotak PVR Platinum Credit Card?
To redeem your free PVR movie tickets, visit the PVR INOX website or app and select your movie and showtime. During checkout, choose the ‘Kotak PVR Credit Card’ option and enter the last 5 digits of your registered mobile number. Pay any balance booking or convenience fees using your PVR Kotak Credit Card.
Can I get discounts on food and beverages at PVR INOX with this card?
Yes, the PVR Kotak Platinum Credit Card offers discounts on food and beverages at PVR INOX cinemas. This benefit your movie-going experience beyond just free tickets. Check the Kotak Bank website for current discount percentages and applicable terms as of 2026.
What is the minimum CIBIL score required for the Kotak PVR Platinum Credit Card?
While Kotak Bank does not publicly state a fixed minimum CIBIL score, a score of 700 or higher generally improves your approval chances for credit cards in India. A strong credit history demonstrates responsible financial behavior. Meeting other eligibility criteria like income and age is also .
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.