The Standard Chartered EaseMyTrip Credit Card is a co-branded travel card launched in India, offering instant discounts on travel bookings through EaseMyTrip. This card provides 2 complimentary domestic lounge accesses per calendar year, with international lounge access discontinued from October 15, 2024.
| Parameter | Details |
|---|---|
| Card Type | Co-branded travel credit card |
| Issuing Bank | Standard Chartered Bank |
| Partner | EaseMyTrip |
| Primary Benefit | Discounts on travel bookings via EaseMyTrip, reward points, lounge access |
| Annual Fee (1st Year) | ₹350 + GST |
| Renewal Fee (from 2nd year) | ₹350 + GST |
| Annual Fee Waiver Condition | Waived on spends of ₹50,000 or more in the preceding year |
| Reward Points on EaseMyTrip Bookings | 2 reward points per ₹100 spent |
| Accelerated Rewards (Direct Airline/Hotel) | 10x reward points per ₹100 spent on standalone airline/hotel websites/apps/outlets |
| Reward Rate (Direct Airline/Hotel) | 2.50% (10 points per ₹100, worth ₹2.50) |
| Reward Rate (Other Purchases, including EaseMyTrip) | 0.5% (2 points per ₹100, worth ₹0.50) |
| Domestic Lounge Access | 2 complimentary visits per calendar year (max one per quarter) |
| International Lounge Access | Discontinued from October 15, 2024 |
| Reward Point Expiry | 2 years from the date earned |
| Reward Redemption | Via Standard Chartered 360° Rewards online catalogue |
| Cash Advance Fee | 3% of amount withdrawn, or minimum ₹300 |
| EMI Conversion Threshold | Above ₹2,000 |
| EMI Tenure Options | 3 to 60 months |
| Promo Code for Discounts | EMTSCB (for EaseMyTrip bookings) |
| Target User Profile | Frequent travelers who prefer EaseMyTrip for bookings |
This card is designed for individuals who frequently travel and seek value through discounts and rewards on their bookings, especially through the EaseMyTrip platform.
Standard Chartered EaseMyTrip Credit Card in India: Types, Categories & Key Components Explained
The Standard Chartered EaseMyTrip Credit Card is a co-branded travel card offering instant discounts on EaseMyTrip bookings, along with rewards and complimentary domestic lounge access. As of 2026, IT remains a popular entry-level travel credit card in India, designed for frequent travelers seeking savings on flights, hotels, and bus tickets.
| Type/Category | Details | Key Feature |
|---|---|---|
| Co-branded Travel Credit Card | Standard Chartered EaseMyTrip Credit Card | Instant discounts on travel bookings via EaseMyTrip, rewards benefits, and complimentary lounge access. |
| Annual Fee (1st Year) | ₹350 + GST | Applicable from the first year of card issuance. |
| Renewal Fee (from 2nd Year) | ₹350 + GST | Waived off on spends of ₹50,000 or more in the preceding year. |
| Reward Points – EaseMyTrip Bookings | 2 reward points per ₹100 spent on EaseMyTrip bookings | Offers both discounts and rewards on co-branded travel spends. |
| Reward Points – Standalone Hotel/Airline Bookings | 10x rewards (10 points per ₹100) on standalone hotel and airline websites/apps/outlets | Accelerated reward points for direct travel bookings. |
| Reward Rate – Hotels & Airlines (Direct) | 2.50% (10 points per ₹100, worth ₹2.50) | High reward rate for direct travel bookings outside EaseMyTrip. |
| Reward Rate – All Other Purchases (incl. EaseMyTrip) | 0.5% (2 points per ₹100, worth ₹0.50) | Standard reward rate for general spending. |
| Domestic Lounge Access | 2 complimentary domestic lounge visits per calendar year | travel experience with airport lounge benefits. (International lounge access discontinued from Oct 15, 2024). |
| Reward Point Redemption | Redeemable against Standard Chartered 360° Rewards online catalogue | Flexible redemption options for accumulated reward points. |
| Reward Point Expiry | Reward points expire within 2 years from the date of earning | Time-bound validity for reward points. |
| Cash Advance Fee | 3% of the amount withdrawn, or a minimum of ₹300 | Applies to cash withdrawals from any ATM. |
| Discount Offers (EaseMyTrip) | Attractive discounts on Flights, Hotels & Bus bookings using promo code ‘EMTSCB’ | Discounts available on domestic and international bookings without minimum spend threshold. |
| EMI Conversion Facility | Convert transactions above ₹2,000 into EMIs with tenures from 3 to 60 months | Provides financial flexibility for larger travel-related expenses. |
| Over-limit Fee | ₹500 per instance or 2.5% of the over-limit amount (minimum ₹500) | Charged when card usage exceeds the assigned credit limit. |
| Foreign Transaction Fees | Around 3% of the transaction value | Applicable for international purchases and transactions. |
This card combines travel-specific benefits with general spending rewards, making IT suitable for individuals who frequently book travel through EaseMyTrip and other direct channels.
Standard Chartered EaseMyTrip Credit Card in India: Key Statistics & Data Points for 2026
The Standard Chartered EaseMyTrip Credit Card offers significant travel benefits in 2026, including instant discounts of up to 20% on hotel bookings and 10% on flight bookings via EaseMyTrip. Cardholders receive 2 complimentary domestic lounge visits annually, with an annual fee of ₹350 + GST, which is waived on spends of ₹50,000 or more in the preceding year.
| Metric | Value (as of 2026) | Source |
|---|---|---|
| Annual Fee (1st year) | ₹350 + GST | Standard Chartered Bank Official Website |
| Renewal Fee (from 2nd year onwards) | ₹350 + GST | Standard Chartered Bank Official Website |
| Annual Fee Waiver Condition | Spends of ₹50,000 or more in the preceding year | Standard Chartered Bank Official Website |
| Reward Points on EaseMyTrip Bookings | 2 reward points per ₹100 spent | Standard Chartered Bank Official Website |
| Reward Points on Standalone Hotel/Airline Websites/Apps/Outlets | 10x rewards (10 points per ₹100 spent) | Standard Chartered Bank Official Website |
| Reward Rate on Hotels & Airlines (Direct) | 2.50% (10 points per ₹100, worth ₹2.50) | Standard Chartered Bank Official Website |
| Reward Rate on All Other Purchases (including EaseMyTrip) | 0.5% (2 points per ₹100, worth ₹0.50) | Standard Chartered Bank Official Website |
| Complimentary Domestic Lounge Access | 2 visits per calendar year | Standard Chartered Bank Official Website |
| International Lounge Access | Discontinued from October 15, 2024 | Standard Chartered Bank Official Website |
| Reward Point Expiry | 2 years from the date earned | Standard Chartered Bank Official Website |
| Instant Discount on Domestic & International Hotel Bookings (EaseMyTrip) | 20% (using promo code ‘EMTSCB’) | EaseMyTrip Official Website |
| Instant Discount on Domestic & International Flight Bookings (EaseMyTrip) | 10% (using promo code ‘EMTSCB’) | EaseMyTrip Official Website |
| Cash Advance Fee | 3% of amount withdrawn, or minimum ₹300 | Standard Chartered Bank Official Website |
| Over-Limit Fee | ₹500 per instance or 2.5% of over-limit amount (minimum ₹500) | Standard Chartered Bank Official Website |
| EMI Conversion Threshold | Above ₹2,000 | Standard Chartered Bank Official Website |
| EMI Tenure Options | 3 to 60 months | Standard Chartered Bank Official Website |
This card is designed for frequent travelers who use EaseMyTrip, offering a competitive reward structure and travel-specific discounts that overall savings on bookings.
How Standard Chartered EaseMyTrip Credit Card in India Works: Process, Steps & Key Details
Applying for the Standard Chartered EaseMyTrip Credit Card in 2026 involves both online and offline channels. The card offers specific travel benefits and rewards, with an annual fee of ₹350 + GST, which can be waived on annual spends of ₹50,000 or more.
The card is designed for frequent travelers who use EaseMyTrip for bookings, providing discounts and complimentary domestic lounge access.
- Online Application Process: Visit the official Standard Chartered Bank website to express interest in the EaseMyTrip Credit Card. The online portal guides applicants through the necessary steps for submission.
- Offline Application Process: Applicants can visit any of Standard Chartered Bank’s 100 branches across 42 Indian cities. Fill out the application form and submit all required documents in person for bank verification.
- Eligibility Criteria: The card targets salaried and self-employed individuals who frequently travel and prefer EaseMyTrip for their travel reservations. Specific income and credit score requirements apply, as per bank policy.
- Annual Fee Structure: The first-year annual fee is ₹350 + GST, with a renewal fee of ₹350 + GST from the second year onwards. This renewal fee is reversed if total annual spends exceed ₹50,000 in the preceding year.
- Reward Point Accumulation: Cardholders earn 2 reward points for every ₹100 spent on EaseMyTrip bookings. For bookings made directly on standalone hotel and airline websites/apps/outlets, cardholders receive 10x rewards on every ₹100 spent.
- Reward Point Expiry: All reward points earned on the Standard Chartered EaseMyTrip Credit Card expire within two years from the date they are accrued. Points reflect on the same month’s statement for transactions before the statement generation date.
- Lounge Access Benefits: The card provides two complimentary domestic lounge accesses per calendar year, with a maximum of one visit allowed per calendar quarter. Complimentary international lounge access was discontinued from October 15, 2024.
- EMI Conversion Facility: Transactions above ₹2,000 can be converted into EMIs, with flexible tenures ranging from 3 to 60 months. This offers convenience for managing larger travel expenses.
Understanding these operational details helps maximize the benefits of the Standard Chartered EaseMyTrip Credit Card for travel and everyday spending.
Standard Chartered EaseMyTrip Credit Card in India: Benefits, Advantages & Why Students Choose IT
The Standard Chartered EaseMyTrip Credit Card offers significant travel benefits, including instant discounts on EaseMyTrip bookings and complimentary domestic lounge access. As of 2026, IT is a popular choice for frequent travelers seeking cost savings on flights and hotels within India.
This co-branded card provides a range of features designed to the travel experience and offer value on everyday spending.
- Assured Travel Discounts: Cardholders receive instant discounts on all flight and hotel bookings made via the EaseMyTrip website or app using the promo code ‘EMTSCB’. This includes up to 25% off on flight and hotel bookings, with no minimum spend threshold.
- Complimentary Lounge Access: The card provides two complimentary domestic airport lounge visits per calendar year. This benefit allows for one visit per calendar quarter, comfort during travel.
- Accelerated Reward Points: Earn 10x reward points for every ₹100 spent on booking tickets directly through standalone hotel and airline websites, apps, or outlets. For all other purchases, including EaseMyTrip bookings, cardholders earn 2 reward points per ₹100 spent.
- Annual Fee Waiver: The annual fee of ₹350 + GST for the Standard Chartered EaseMyTrip Credit Card is waived if total annual spends exceed ₹50,000 in the preceding year. This makes the card more cost-effective for active users.
- Flexible EMI Conversion: Transactions above ₹2,000 can be converted into EMIs with tenures ranging from 3 to 60 months. This feature helps manage larger travel or other expenses conveniently.
- Cashback on Groceries: The card offers 10% cashback on grocery expenditures through designated credit card programs, providing savings on household purchases.
- Unlimited Cashback on Other Spends: Cardholders receive 1.5% unlimited cashback on all other retail spends, with some exclusions. This ensures continuous savings across various spending categories.
The card’s combination of travel-specific discounts, reward points, and fee waivers makes IT an attractive option for individuals who frequently travel and prefer EaseMyTrip for their booking needs.
Standard Chartered EaseMyTrip Credit Card in India: Vs Alternatives: Which Option is Best?
The Standard Chartered EaseMyTrip Credit Card offers specific travel benefits, including 2 complimentary domestic lounge visits per year and a ₹350 annual fee waived on ₹50,000 annual spend. For comparison, the DBS Bank EaseMyTrip Green Debit Card provides 1 airport lounge access per quarter, while lifetime free credit cards offer no annual fees but typically lower travel-specific rewards.
| Feature | Standard Chartered EaseMyTrip Credit Card | Bank of Baroda EaseMyTrip Debit Card | DBS Bank EaseMyTrip Green Debit Card |
|---|---|---|---|
| Card Type | Co-branded Travel Credit Card | Co-branded Debit Card | Co-branded Debit Card |
| Annual Fee (2026) | ₹350 + GST (1st year, renewal from 2nd year) | Not specified | Free for the first year |
| Annual Fee Waiver | On spends of ₹50,000 or more in the previous year | Not specified | Not specified |
| Reward Points on EaseMyTrip Bookings | 2 reward points per ₹100 spent | Benefits on bus, activity, airport transfer, and outstation cab bookings | Not specified |
| Reward Points on Standalone Hotel/Airline Bookings | 10x rewards (10 points per ₹100 spent) | Not specified | Not specified |
| Lounge Access | 2 complimentary domestic lounge access per calendar year (International lounge access discontinued from Oct 15, 2024) | Not specified | 1 airport lounge access per quarter across India |
| Forex Mark-up | Around 3% (standard for credit cards) | Not specified | 2.5% for international purchase and travel |
| EMI Conversion | Available for transactions above ₹2,000 (3 to 60 months tenure) | Not applicable | Not applicable |
The Standard Chartered EaseMyTrip Credit Card is best suited for frequent travelers who primarily use EaseMyTrip for bookings and can meet the annual spend waiver criteria, offering specific discounts and rewards on travel.
Common Misconceptions About Standard Chartered EaseMyTrip Credit Card in India
Many users misunderstand key features of the Standard Chartered EaseMyTrip Credit Card, especially regarding lounge access and reward point redemption. For instance, complimentary international lounge access was discontinued from October 15, 2024, a detail often overlooked by cardholders.
Understanding these points helps maximize card benefits and avoid unexpected charges.
- Misconception 1: International Lounge Access is Still Complimentary. Complimentary international lounge access was discontinued on October 15, 2024. The card now offers two complimentary domestic lounge visits per calendar year.
- Misconception 2: Reward Points Can Be Redeemed Against Statement Outstanding. Reward points earned on the Standard Chartered EaseMyTrip Credit Card cannot be redeemed directly against the credit card statement outstanding. They are redeemable through the Standard Chartered 360° Rewards catalogue.
- Misconception 3: Annual Fee Waiver is Automatic. The annual fee of ₹350 + GST is waived only if total annual spends exceed ₹50,000 in the preceding year. This waiver is not automatic for all cardholders.
- Misconception 4: All Spends Earn High Rewards. While the card offers 10x rewards on every ₹100 spent on standalone hotel and airline websites/apps/outlets, EaseMyTrip bookings and other spends earn only 2 reward points per ₹100 (0.5% reward rate).
- Misconception 5: Reward Points Never Expire. Reward points earned on the EaseMyTrip credit card expire within two years from the date they are earned. Users must redeem them within this period.
Clarifying these points ensures cardholders fully understand the card’s current benefits and limitations for 2026.
What to Do Next: Actionable Steps
Applying for the Standard Chartered EaseMyTrip Credit Card in 2026 involves a straightforward process, primarily targeting individuals who travel frequently. The card offers specific benefits like instant discounts on EaseMyTrip bookings and complimentary lounge access, making IT suitable for regular travelers.
- Online Application: Visit the official Standard Chartered Bank website to express interest in the EaseMyTrip Credit Card. This is the primary channel for initiating the application process.
- Offline Application: Alternatively, you can visit the nearest Standard Chartered Bank branch. Fill out the application form and submit the required documents in person for verification.
- Eligibility Check: Ensure you meet the criteria for salaried or self-employed individuals who frequently explore new destinations, as this card is designed for such users.
- Document Preparation: Prepare necessary documents such as identity proof, address proof, and income proof (salary slips or IT returns) to expedite the application.
- Annual Fee Waiver: Aim for annual spends of ₹50,000 or more in the preceding year to get the ₹350 annual fee waived off, as per the card’s terms for 2026.
- Utilize Travel Benefits: Once approved, use the promo code ‘EMTSCB’ on the EaseMyTrip website or app for assured discounts on all travel reservations, including up to 20% on hotel bookings and 10% on flight bookings.
By following these steps, you can efficiently apply for and maximize the benefits of the Standard Chartered EaseMyTrip Credit Card for your travel needs in 2026.
Key Takeaways
- The Standard Chartered EaseMyTrip Credit Card carries an annual fee of ₹350 + GST, which is waived on annual spends of ₹50,000 or more.
- Cardholders receive 2 complimentary domestic lounge visits per calendar year, with international lounge access discontinued as of October 15, 2024.
- Users earn 10x reward points on every ₹100 spent on standalone hotel and airline websites/apps/outlets, and 2 reward points on EaseMyTrip bookings and other spends.
Check eligibility and apply for the Standard Chartered EaseMyTrip Credit Card directly on the Standard Chartered Bank official website.
Frequently Asked Questions (FAQs)
What are the annual fees for the Standard Chartered EaseMyTrip Credit Card?
The Standard Chartered EaseMyTrip Credit Card has an annual fee of ₹350 + GST for the first year. A renewal fee of ₹350 + GST applies from the second year onwards. This renewal fee is waived if your spends on the card exceed ₹50,000 in the preceding year.
How can I get discounts using the Standard Chartered EaseMyTrip Credit Card?
You can avail discounts by booking flights, hotels, or buses on EaseMyTrip and applying the coupon code EMTSCB during checkout. These discounts are valid only for transactions made with the Standard Chartered EaseMyTrip Credit Card. The offer provides attractive savings on both domestic and international bookings without a minimum spend threshold.
What are the reward points for the Standard Chartered EaseMyTrip Credit Card?
The Standard Chartered EaseMyTrip Credit Card offers 2 reward points for every ₹100 spent on EaseMyTrip bookings. You also earn 10x rewards on every ₹100 spent for booking tickets at standalone hotel and airline websites/apps/outlets. These points can be redeemed through the Standard Chartered 360° Rewards online catalogue.
When do reward points on the EaseMyTrip credit card expire?
Reward points earned on the Standard Chartered EaseMyTrip Credit Card expire within two years from the date they are earned. Points from transactions before the statement generation date reflect in the same month’s statement. Points from transactions after the statement generation date appear in the next statement.
Can I redeem EaseMyTrip credit card reward points against my statement outstanding?
No, reward points earned on the Standard Chartered EaseMyTrip Credit Card cannot be redeemed against your credit card statement outstanding. You can redeem your points through the Standard Chartered 360° Rewards online catalogue. Log in to Online Banking and select your EaseMyTrip card in the 360 Rewards section to view and redeem points.
What are the lounge access benefits of the Standard Chartered EaseMyTrip Credit Card?
The Standard Chartered EaseMyTrip Credit Card provides 2 complimentary domestic lounge accesses per calendar year. However, as of October 15, 2024, complimentary access to international lounges (both within and outside India) has been discontinued. Verify current lounge access policies with Standard Chartered Bank.
What are the eligibility criteria for the Standard Chartered EaseMyTrip Credit Card?
To apply for the Standard Chartered EaseMyTrip Credit Card, applicants typically need to be Indian residents aged 21 to 65 years. A stable income source and a good CIBIL score, generally above 700, are usually required. Specific income thresholds vary by bank policy (as per 2025 data), so check with Standard Chartered Bank directly.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.