← Part of ICICI Credit Cards in India
The ICICI Bank Diamant Credit Card is a super-premium, invitation-only offering, primarily for the bank’s Private Banking customers. IT carries a joining fee of ₹1.25 lakh and an annual fee of ₹10,000, making IT one of India’s most exclusive credit cards. This card provides extensive luxury benefits, including high reward points on international spends and unlimited complimentary access to airport lounges and golf courses.
| Parameter | Details |
|---|---|
| Card Type | Super-premium, invite-only credit card |
| Issuer | ICICI Bank |
| Joining Fee | ₹1.25 lakh (plus applicable service tax) |
| Annual Fee | ₹10,000 per annum (spend-based waiver available) |
| Welcome Bonus | Apple MacBook Air MMGG2HN/A or vouchers worth ₹10,000 (subject to minimum spends and T&C) |
| Reward Points (Domestic) | 3 PAYBACK points per ₹100 spent within India |
| Reward Points (International) | 6 PAYBACK points per ₹100 spent abroad |
| Reward Point Redemption Value | 1 Reward Point = ₹0.25 (redeemable for cash via customer care) |
| Lounge Access | Unlimited complimentary airport lounge access (domestic and international via partner networks) |
| Movie Benefits | Up to 4 complimentary tickets per month, exclusive movie screenings |
| Golf Privileges | Unlimited complimentary rounds at premier golf courses in India and over 90 worldwide, complimentary golf lessons |
| Travel Benefits | Special rates for private jet charters from Club One Air (over 400 destinations), complimentary Taj Epicure and Inner Circle Gold memberships |
| Eligibility | Invitation-only, typically for Private Banking customers, Indian nationality, minimum age 21 years, stable source of income |
| Add-on Card Age Limit | 15 years |
| Discontinuation Status | Discontinued for new applications as of March 2017 |
| Dynamic Currency Conversion (DCC) Fee | Revised from January 15, 2026, applicable on international transactions in Indian currency |
| Fuel Surcharge Waiver | 1% waiver on fuel surcharge (on transactions between ₹400 and ₹5,000) |
| Dining Discount | 15% discount on dinner transactions at 800+ restaurants via ICICI Bank Culinary Treats programme |
| International Ranking (2012) | Ranked 3rd globally for best card designs by International Card Manufacturer’s Association (ICMA) |
The card’s invite-only nature and high fees position IT as a niche product for high-net-worth individuals seeking exclusive lifestyle and travel benefits.
ICICI Bank Diamant Credit Card in India: Types, Categories & Key Components Explained
The ICICI Bank Diamant Credit Card is a super-premium, invitation-only offering for high-net-worth individuals and private banking customers in India. IT features a high joining fee of ₹1.25 lakh and an annual membership fee of ₹10,000, reflecting its exclusive benefits.
| Type/Category | Details | Key Feature |
|---|---|---|
| Super-Premium Credit Card | Invitation-only card for high-net-worth and private banking customers | Unlimited complimentary airport lounge access, exclusive lifestyle privileges |
| Joining Gift | Welcome bonus for new cardholders upon card issuance | Apple MacBook Air MMGG2HN/A |
| Reward Points (International Spends) | Earn points on spending abroad with the card | 6 PAYBACK points on every ₹100 spent internationally |
| Reward Points (Domestic Spends) | Earn points on spending within India | 3 PAYBACK points on every ₹100 spent in India |
| Reward Point Redemption | Redeem earned Reward points for cash or other benefits | 1 Reward Point = ₹0.25 (redeemable for cash via customer care) |
| Movie Benefits | Complimentary movie tickets and exclusive screenings | Up to four complimentary tickets every month, no maximum CAP on ticket price |
| Golf Privileges | Access to premier golf courses globally | Unlimited complimentary rounds of golf in India and over 90 courses worldwide |
| Travel Benefits | Special rates for private jet charters and complimentary memberships | Special rates for private jet charters from Club One Air, complimentary Taj Epicure and InnerCircle Gold memberships |
| Annual Membership Fee | Yearly charge for card ownership | ₹10,000 per annum |
| Joining Fee | One-time fee upon card issuance | ₹1.25 lakh (one of the highest for any credit card in India) |
| Minimum Age for Primary Cardholder | Age requirement for the main applicant | 21 years |
| Maximum Age for Primary Cardholder | Upper age limit for the main applicant | 60 years |
| Add-on Card Age Limit | Minimum age for supplementary cardholders | 15 years |
| Nationality Requirement | Citizenship status for eligibility | Indian nationality |
| Income Source | Requirement for financial stability | Stable source of income (invitation-only implies high income) |
| Fuel Surcharge Waiver | Benefit on fuel purchases | 1% waiver on fuel surcharge for transactions between ₹400 and ₹5,000 |
| Dining Discount | Savings on dining expenses | 15% discount on dinner transactions through the ICICI Bank Culinary Treats programme |
| Discontinuation Status | Availability for new applications | Discontinued for new applications as of March 2017 |
This card was designed to offer strong luxury and convenience, including access to over 400 private jet charter destinations within India.
ICICI Bank Diamant Credit Card in India: Key Statistics & Data Points for 2026
The ICICI Bank Diamant Credit Card, an invite-only super-premium offering, carries a joining fee of ₹1.25 lakh and an annual membership fee of ₹10,000 per annum. Cardholders earn 6 PAYBACK points on every ₹100 spent internationally and 3 PAYBACK points on domestic spends, with each point redeemable for ₹0.25 in cash.
| Metric | Value | Source |
|---|---|---|
| Joining Fee | ₹1.25 lakh | ICICI Bank Diamant Credit Card: Elevate Your Lifestyle with Premium .. |
| Annual Membership Fee | ₹10,000 per annum | ICICI Bank Diamant Credit Card: Elevate Your Lifestyle with Premium .. |
| Reward Points on International Spends | 6 PAYBACK points per ₹100 | ICICI Bank Diamant Credit Card: Elevate Your Lifestyle with Premium .. |
| Reward Points on Domestic Spends | 3 PAYBACK points per ₹100 | ICICI Diamant Credit Card – Know features, benefits and offers |
| Reward Point Redemption Value | 1 Reward Point = ₹0.25 (for cash redemption) | ICICI Bank Diamant Credit Card: Elevate Your Lifestyle with Premium .. |
| Welcome Gift | Apple MacBook Air MMGG2HN/A | ICICI Bank Diamant Credit Card: Elevate Your Lifestyle with Premium .. |
| Complimentary Movie Tickets | Up to four per month (no maximum price CAP) | ICICI Bank Diamant Credit Card – Know Features & Apply Online |
| Complimentary Golf Rounds | Unlimited at premier courses in India and 90+ worldwide | ICICI Bank Diamant Credit Card – Know Features & Apply Online |
| Private Jet Charter Destinations (India) | Over 400 (via Club One Air) | ICICI Bank Diamant Credit Card – Know Features & Apply Online |
| Dining Discount | 15% on dinner transactions | ICICI Bank Diamant Credit Card: Elevate Your Lifestyle with Premium .. |
| Fuel Surcharge Waiver | 1% (on transactions between ₹400 and ₹5,000) | ICICI Bank Diamant Credit Card – Know Features & Apply Online |
| Minimum Age for Primary Cardholder | 21 years | ICICI Diamant Credit Card – Know features, benefits and offers |
| Maximum Age for Primary Cardholder | 60 years | ICICI Diamant Credit Card – Know features, benefits and offers |
| Minimum Age for Add-on Cardholder | 15 years | ICICI Diamant Credit Card – Know features, benefits and offers |
| Card Status | Invitation-only, issued to Private Banking customers | ICICI Diamant Credit Card – Know features, benefits and offers |
| Discontinuation for New Applications | March 2017 | ICICI Diamant Credit Card – CardExpert |
| International Card Manufacturer’s Association (ICMA) Design Ranking | Rank #3 (2012, best card designs in the world) | ICICI Bank launches super premium Diamant credit c |
The Diamant Credit Card offers significant value through its high reward rates and exclusive lifestyle benefits, catering to high-net-worth individuals.
How ICICI Bank Diamant Credit Card in India Works: Process, Steps & Key Details
The ICICI Bank Diamant Credit Card is an exclusive, invitation-only offering for ICICI Bank’s Private Banking customers in India. New applications for this super-premium card were discontinued in March 2017, making IT unavailable for general application as of 2026.
Existing cardholders or those with a private banking relationship may still access its features, which include a high joining fee of ₹1.25 lakh and an annual fee of ₹10,000.
- Invitation-Only Access: The Diamant Credit Card is not available for direct application; IT is extended by invitation only to select ICICI Bank Private Banking customers.
- Discontinuation for New Applications: ICICI Bank stopped accepting new applications for the Diamant Credit Card as of March 2017.
- Eligibility Criteria: Applicants must be Indian nationals, aged between 21 and 60 years, and possess a stable source of income.
- Add-on Card Eligibility: An add-on card can be issued for family members aged 15 years and above.
- Required Documentation: Standard KYC documents, including PAN card, identity proof, and address proof, are necessary for card issuance.
- Private Banking Relationship: A pre-existing relationship with ICICI Bank’s Private Banking division is typically a prerequisite for receiving an invitation.
- Application Method (General ICICI Cards): For other ICICI Bank credit cards, applications can be submitted online via the ICICI Bank website or at a branch.
- General ICICI Credit Card Eligibility: Most ICICI Bank credit cards require a minimum age of 23 years and a clean credit record, with self-employed individuals needing a minimum annual income of ₹3 lakh (as per IT returns).
The card’s operational details, such as reward point redemption and fee application, are managed through the ICICI Bank customer care or relationship manager.
ICICI Bank Diamant Credit Card in India: Benefits, Advantages & Why Students Choose IT
The ICICI Bank Diamant Credit Card, an invite-only super-premium offering, provides exclusive benefits like a welcome Apple MacBook Air and unlimited complimentary airport lounge access. Cardholders earn 6 PAYBACK points per ₹100 spent internationally and 3 points domestically, with a redemption value of ₹0.25 per point for cash.
This card is tailored for high-net-worth individuals, offering a range of luxury and convenience features, despite its high joining fee of ₹1.25 lakh and an annual fee of ₹10,000.
- Welcome Gift: New cardholders receive an Apple MacBook Air MMGG2HN/A as a welcome gift, providing significant initial value.
- Reward Points: Cardholders earn 6 PAYBACK points for every ₹100 spent abroad and 3 PAYBACK points for every ₹100 spent within India.
- Reward Redemption: Earned reward points can be redeemed for cash at a rate of ₹0.0.25 per point, offering a 0.75% reward rate on domestic spends.
- Complimentary Movie Tickets: The card offers up to four complimentary movie tickets per month, with no maximum CAP on ticket price.
- Lounge Access: Cardholders enjoy unlimited complimentary access to select domestic and international airport lounges.
- Golf Privileges: Members receive unlimited complimentary rounds of golf at premier courses across India and over 90 golf courses worldwide.
- Private Jet Charters: Special rates are available for private jet charters through Club One Air, offering access to over 400 destinations within India.
- Dining Benefits: The card provides a 15% discount on every dinner transaction and complimentary memberships to Taj Epicure and Inner Circle Gold programs.
The ICICI Bank Diamant Credit Card focuses on providing strong luxury and exclusive privileges, making IT a preferred choice for affluent customers seeking premium lifestyle benefits.
ICICI Bank Diamant Credit Card in India: Vs Alternatives: Which Option is Best?
The ICICI Bank Diamant Credit Card is an invite-only, super-premium offering with a high joining fee of ₹1.25 lakh and an annual fee of ₹10,000 per annum. This positions IT against other premium cards that offer extensive lifestyle benefits, but often with lower fee structures.
Comparing the Diamant card with alternatives its exclusive features for high-net-worth individuals, such as unlimited lounge access and golf privileges.
| Feature | ICICI Bank Diamant Credit Card | ICICI Bank Rubyx Credit Card | ICICI Bank Emeralde Credit Card |
|---|---|---|---|
| Card Type | Super-premium, Invite-only | Premium | Super-premium |
| Joining Fee | ₹1.25 lakh | Varies by variant (e.g., ₹2,000 for Visa/Mastercard) | ₹12,000 (Visa/Mastercard) |
| Annual Fee | ₹10,000 per annum | Varies by variant (e.g., ₹1,000 for Visa/Mastercard) | ₹12,000 per annum (Visa/Mastercard) |
| Welcome Bonus | Apple MacBook Air OR vouchers worth ₹10,000 | Vouchers from partner brands | Vouchers from partner brands |
| Reward Points (Domestic Spends) | 3 PAYBACK points per ₹100 (0.75% reward rate) | 2 PAYBACK points per ₹100 | 4 PAYBACK points per ₹100 |
| Reward Points (International Spends) | 6 PAYBACK points per ₹100 | 4 PAYBACK points per ₹100 | 6 PAYBACK points per ₹100 |
| Lounge Access | Unlimited complimentary airport lounge access (domestic & international) | Complimentary airport lounge access (limited) | Unlimited airport lounge accesses (domestic & international) |
| Golf Privileges | Unlimited complimentary rounds of golf at premier courses (India & worldwide), complimentary golf lessons | Discounts on golf rounds | Complimentary rounds of golf (limited) |
| Movie Benefits | Up to four complimentary tickets every month (no maximum CAP on price), exclusive movie screenings | Discounts on movies (e.g., Buy 1 Get 1 free on BookMyShow) | Discounts on movies (e.g., Buy 1 Get 1 free on BookMyShow) |
| Other Lifestyle Benefits | Complimentary Taj Epicure membership, Inner Circle Gold membership, Culinary Treats Program, special rates for private jet charters (Club One Air), insurance benefits | Discounts on dining (ICICI Bank Culinary Treats) | Discounts on dining (ICICI Bank Culinary Treats), health & wellness benefits |
The Diamant card’s high fees are justified by its extensive, exclusive benefits, making IT suitable for a niche segment of high-spending individuals seeking strong luxury and convenience.
Common Misconceptions About ICICI Bank Diamant Credit Card in India
The ICICI Bank Diamant Credit Card, launched in 2012, is an exclusive, invitation-only offering for high-net-worth individuals. Many common beliefs about this card are incorrect, especially regarding its availability and benefits compared to general credit cards.
- Misconception 1: The Diamant Card is easily accessible to all ICICI Bank customers. This card is strictly invitation-only, issued primarily to ICICI Bank Private Banking customers, and was discontinued for new applications in March 2017.
- Misconception 2: Its joining fee is comparable to other premium cards. The Diamant Credit Card carries a joining fee of ₹1.25 lakh, which is among the highest for any credit card in India.
- Misconception 3: Reward points are only for domestic spending. Cardholders earn 6 PAYBACK points for every ₹100 spent internationally, and 3 PAYBACK points for every ₹100 spent within India.
- Misconception 4: Movie ticket benefits are capped at a low value. The card offers up to four complimentary movie tickets per month with no maximum price CAP per ticket, redeemable via earned Reward points.
- Misconception 5: Fuel surcharge waivers are a primary benefit. While a 1% fuel surcharge waiver applies to transactions between ₹400 and ₹5,000, this is a standard feature across many cards, not a unique high-value benefit for the Diamant.
- Misconception 6: IT is a new card available for application in 2026. The ICICI Bank Diamant Credit Card was discontinued for new applications in March 2017, making IT unavailable for new customers in 2026.
Understanding these specific details helps clarify the unique positioning and limited availability of the ICICI Bank Diamant Credit Card in the Indian market.
What to Do Next: Actionable Steps
The ICICI Bank Diamant Credit Card is an exclusive, invitation-only product, primarily offered to ICICI Private Banking customers. New applications for this card were discontinued in March 2017, making direct application impossible for new customers in 2026.
To potentially access similar premium benefits, individuals should focus on building a strong banking relationship with ICICI Bank or explore other super-premium credit cards available in the market.
- Understand Invitation Criteria: The Diamant card is invite-only, requiring a pre-existing relationship with ICICI Bank’s Private Banking division. Focus on establishing a high-value banking profile with ICICI Bank.
- Explore Alternative Premium Cards: Since the Diamant card is no longer open for new applications, research other super-premium credit cards from ICICI Bank or other major Indian banks like HDFC Bank or SBI.
- Maintain High Credit Score: A CIBIL score above 750 is for any premium credit card application. Regularly monitor your credit report and ensure timely bill payments.
- Meet General Eligibility: For other ICICI Bank credit cards, applicants must be Indian nationals, aged 21-60 years, with a stable source of income. Self-employed individuals typically need a minimum annual income of ₹3 lakh (as per last IT returns).
- Contact ICICI Bank Relationship Manager: If you are an existing ICICI Bank Private Banking customer, discuss premium card options directly with your Relationship Manager for personalized advice.
- Review Card Features and Fees: Compare joining fees (e.g., Diamant’s ₹1.25 lakh) and annual fees (e.g., Diamant’s ₹10,000 p.a.) of alternative cards to ensure they align with your spending and benefit expectations.
While the ICICI Bank Diamant Credit Card is unavailable for new applications, focusing on financial health and exploring current premium offerings can lead to similar exclusive benefits.
Key Takeaways
- The ICICI Bank Diamant Credit Card has been discontinued for new applications since March 2017.
- IT was an invitation-only card, primarily for ICICI Private Banking customers, with a joining fee of ₹1.25 lakh and an annual fee of ₹10,000.
- Prospective users should explore other super-premium credit cards from ICICI Bank or competitors, maintaining a strong credit profile.
For current ICICI Bank credit card offerings and eligibility, visit the official ICICI Bank website.
Frequently Asked Questions (FAQs)
What are the joining fees and annual fees for the ICICI Bank Diamant Credit Card in 2026?
The ICICI Bank Diamant Credit Card has a joining fee of ₹1.25 lakh, making IT one of the highest in India. The annual membership fee is ₹10,000 per annum, though IT can be waived based on your spending. Verify current fees with ICICI Bank directly for 2026.
What welcome benefits does the ICICI Bank Diamant Credit Card offer?
New ICICI Bank Diamant Credit Cardholders receive an Apple MacBook Air as a welcome gift upon card activation. This premium offering aims to provide a luxurious start to your card journey. Specific model details should be confirmed with the bank at the time of application.
What are the reward points earned with the ICICI Bank Diamant Credit Card?
The ICICI Bank Diamant Credit Card offers 6 PAYBACK points on every ₹100 spent internationally. For domestic spending within India, cardholders earn 3 PAYBACK points per ₹100. These points can be redeemed against various benefits or converted to cash.
Does the ICICI Bank Diamant Credit Card offer complimentary airport lounge access?
Yes, the ICICI Bank Diamant Credit Card provides unlimited complimentary access to airport lounges. This benefit extends to both domestic and international airport lounges, your travel experience. Confirm specific lounge networks with ICICI Bank.
What golf privileges are included with the ICICI Bank Diamant Credit Card?
ICICI Bank Diamant Credit Cardholders receive unlimited complimentary rounds of golf at premier courses across India. You also get access to over 90 golf courses worldwide and complimentary golf lessons at select Indian courses. Contact the Diamant Personal Concierge for bookings.
What are the movie benefits of the ICICI Bank Diamant Credit Card?
Cardholders can book up to four complimentary movie tickets every month, with no maximum CAP on the ticket price. ICICI Bank also arranges exclusive movie screenings for Diamant Credit Card holders. Payments must be made using the Diamant Credit Card.
What is the eligibility criteria for the ICICI Bank Diamant Credit Card in 2026?
The ICICI Bank Diamant Credit Card is an invitation-only, super-premium card, primarily for Indian nationals aged 21 to 60 years. Applicants must have a stable and high source of income to qualify. Meeting these criteria does not guarantee an invitation.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.