← Part of ICICI Credit Cards in India
The ICICI Bank HPCL Super Saver Credit Card, a co-branded fuel card, offers up to 5% savings on HPCL fuel purchases, including a 4% cashback (capped at ₹200/month) and a 1% fuel surcharge waiver. As of February 1, 2026, ICICI Bank has updated some rules for this card, impacting benefits like movie ticket offers and lounge access eligibility.
| Parameter | Details |
|---|---|
| Card Name | ICICI Bank HPCL Super Saver Credit Card |
| Card Type | Co-branded Fuel Credit Card |
| Issuing Bank | ICICI Bank |
| Co-brand Partner | Hindustan Petroleum Corporation Limited (HPCL) |
| Card Network | VISA |
| Joining Fee (2026) | ₹499 + GST |
| Joining Fee Waiver | Upon spending ₹50,000 in a year |
| Annual Fee (2026) | ₹500 + GST |
| Annual Fee Waiver | If ₹1.5 lakh spent in the preceding year |
| Add-on Card Charge | ₹100 (one-time) |
| Fuel Cashback at HPCL | 4% (capped at ₹200/month on spends up to ₹4,000) |
| Fuel Surcharge Waiver | 1% (on transactions between ₹400 and ₹4,000 at HPCL outlets) |
| Total Fuel Benefit | Up to 5% (4% cashback + 1% surcharge waiver) |
| HP Pay App Fuel Benefit | Additional 1.5% value back as reward points on HP Pay app fuel payments at HPCL outlets |
| Daily s Rewards | 20 ICICI Bank Reward Points per ₹100 spent on utilities, departmental stores (capped at 400 RPs/month) |
| Other Retail Spends | 1 ICICI Bank Reward Point per ₹100 spent |
| Joining Benefit | 2,000 reward points and ₹100 cashback on HP Pay app (on paying joining fee and spending ₹5,000 within 45 days) |
| Domestic Airport Lounge Access | 1 per quarter (on spending ₹35,000 in the preceding calendar quarter) |
| Movie Discount (BookMyShow/INOX) | 25% discount on BookMyShow and INOX movies |
| BookMyShow Offer Eligibility (from Apr 1, 2026) | Spend ₹25,000 or more in the preceding calendar quarter for complimentary tickets |
| Dining Discounts | Exclusive discounts at partner restaurants under ICICI Bank Culinary Treats Programme |
| Road Assistance Service (RAS) | Complimentary 24×7 service (includes onsite repair, key replacement, flat tire support) |
| Target Audience | Frequent travelers, daily commuters, middle-class families, users seeking savings on fuel, utility, and grocery bills |
| Credit Limit Estimation | Typically one to three times monthly income |
| Application Mode | Online (ICICI Bank website, iMobile app, Bajaj Markets) and Offline (ICICI Bank branches) |
This card offers substantial savings on fuel and daily expenses, making IT a suitable option for individuals looking to manage their recurring costs effectively in 2026.
Fuel & Lifestyle Benefits
The ICICI Bank HPCL Super Saver Credit Card offers up to 5% savings on fuel at HPCL pumps, combining 4% cashback (capped at ₹200/month) with a 1% fuel surcharge waiver. Cardholders also receive 20 reward points per ₹100 spent on daily s, alongside domestic airport lounge access and movie discounts.
| Benefit Type | Details | Key Feature |
|---|---|---|
| Fuel Savings | 5% value back on fuel purchases at HPCL pumps (4% cashback + 1% surcharge waiver) | Cashback capped at ₹200 per month on fuel spends up to ₹4,000 |
| HP Pay App Bonus | Additional 1.5% value back as reward points on fuel payments via HP Pay app at HPCL outlets | Maximizes savings for HP Pay app users |
| Daily s Rewards | 20 ICICI Bank Reward Points for every ₹100 spent on utilities, mobile/electricity bills, and departmental stores | Capped at 400 reward points per month |
| General Spends Rewards | 2 reward points for every ₹100 spent on retail purchases (excluding fuel) | Standard reward rate for non-fuel transactions |
| Other Spends Rewards | 1 reward point for every ₹100 spent on other transactions | Applies to categories not covered by accelerated rewards |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at HPCL outlets | Automatic waiver on eligible fuel purchases |
| Domestic Airport Lounge Access | 1 complimentary access per calendar quarter | Requires spending ₹35,000 in the preceding calendar quarter |
| Movie & Events Tickets Offer | Complimentary tickets offer with BookMyShow | Requires spending ₹25,000 or more in the preceding spends quarter (effective April 1, 2026) |
| Movie Discounts | 25% discount on movie tickets via BookMyShow and INOX | Specific discount for entertainment spends |
| Dining Discounts | Exclusive discounts at partner restaurants under the ICICI Bank Culinary Treats Programme | Minimum 15% savings at over 800 restaurants |
| Roadside Assistance Service (RAS) | Complimentary 24×7 service | Includes over-the-phone assistance, onsite vehicle repair, key replacement, and flat tire support |
| Joining Benefit | 2,000 reward points and ₹100 cashback on HP Pay app | Awarded upon paying joining fee and spending ₹5,000 within 45 days |
| Renewal Fee Reversal | Annual card membership fee waived | Condition: spending ₹1.5 lakh in the preceding year |
The card’s benefits extend beyond fuel, offering substantial value on everyday spending categories and lifestyle perks. This makes IT suitable for daily commuters and families looking to maximize savings across various expenses.
Fees, Charges & Reward Points
The ICICI Bank HPCL Super Saver Credit Card carries an annual fee of ₹500 + GST, along with a joining fee of ₹499. Cardholders can earn up to 5% value back on fuel purchases at HPCL pumps and 20 reward points per ₹100 spent on utility and departmental store purchases.
| Metric | Value (Rs.) | Details |
|---|---|---|
| Joining Fee | ₹499 | Waived upon spending ₹50,000 within a year. |
| Annual Fee | ₹500 + GST | Waived if ₹1.5 lakh were spent in the preceding year. |
| Add-on Card One-Time Charge | ₹100 | Applicable for each add-on card issued. |
| Fuel Cashback at HPCL Pumps | Up to 5% | Includes 4% cashback (capped at ₹200/month) and 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000. |
| Additional Reward Points on HP Pay App | 1.5% cashback | Earned as reward points on fuel purchases made via the HP Pay app at HPCL outlets. |
| Reward Points on Utility/Departmental Store Spends | 20 Reward Points per ₹100 | Capped at 400 ICICI Bank Reward points per month, equivalent to 5% cashback. |
| Reward Points on Other Retail Spends | 2 Reward Points per ₹100 | Applicable on all retail purchases, excluding fuel. |
| Reward Redemption Handling Fee | ₹99 | Charged for each instance of redeeming accumulated reward points. |
The card offers significant savings on fuel and daily s, making its annual fee easily recoverable for users with monthly petrol spending around ₹3,000 or more.
Eligibility & Application Process
To apply for the ICICI Bank HPCL Super Saver Credit Card in 2026, applicants must meet specific age, income, and residency criteria set by ICICI Bank. The application process is available through both online and offline channels, requiring submission of necessary documents.
- Age Requirement: Applicants must be at least 18 years old to be eligible for the credit card.
- Income Criteria: ICICI Bank assesses an applicant’s income to determine creditworthiness. Specific minimum income thresholds apply, varying for salaried and self-employed individuals.
- Credit Score: A healthy CIBIL score, typically above 700, significantly improves approval chances for the ICICI Bank HPCL Super Saver Credit Card.
- Residency Status: The card is available to Indian residents. Non-Resident Indians (NRIs) may have different eligibility requirements.
- Online Application (ICICI Bank Website): Visit the official ICICI Bank website, to the ‘Cards’ section, and select the HPCL Super Saver Credit Card to begin the online application.
- Online Application (Bajaj Markets): Applicants can also apply online via Bajaj Markets by clicking ‘Check Eligibility’ and providing details like profession, mobile number, and date of birth.
- Offline Application: Visit any nearest ICICI Bank branch, request the credit card application form, fill IT out completely, and submit IT with all required documents.
- Required Documents: Common documents include identity proof (PAN card, Aadhaar card), address proof (utility bills, passport), and income proof (salary slips, bank statements, ITR).
Meeting these eligibility criteria and following the application steps ensures a smooth process for obtaining the ICICI Bank HPCL Super Saver Credit Card in 2026.
Maximizing Card Savings 2026
The ICICI Bank HPCL Super Saver Credit Card offers up to 5% savings on fuel, utility, and grocery bills, making IT suitable for daily commuters and middle-class families in 2026. Cardholders can earn cashback and reward points across various spending categories, with specific caps on fuel benefits.
To maximize savings with this card, consider these key strategies:
- Fuel Spends at HPCL: Get 5% cashback on fuel purchases at HPCL pumps, comprising 4% cashback (capped at ₹200 per month) and a 1% fuel surcharge waiver for transactions between ₹400 and ₹4,000. This benefit applies when swiping the card on any bank’s POS machine or using the HP Pay app.
- HP Pay App Bonus: Earn an additional 1.5% value back as reward points when making fuel payments through the HP Pay app at HPCL outlets. This boosts your total fuel savings beyond the standard 5%.
- Daily s Rewards: Receive 20 ICICI Bank Reward Points for every ₹100 spent on daily s like mobile/electricity bills and departmental store purchases. This translates to a 5% value back, capped at 400 reward points per month.
- Joining & Activation Bonus: Get 2,000 reward points and a ₹100 cashback on the HP Pay app by paying the joining fee and spending ₹5,000 within the first 45 days of card activation. This provides an initial boost to your savings.
- Domestic Airport Lounge Access: Avail one complimentary domestic airport lounge access per calendar quarter by spending at least ₹35,000 in the preceding calendar quarter. This adds a travel benefit for frequent spenders.
- Movie & Dining Discounts: Enjoy a 25% discount on movie tickets via BookMyShow and INOX. , receive exclusive discounts at partner restaurants under the ICICI Bank Culinary Treats Programme, offering minimum 15% savings.
- Renewal Fee Waiver: The annual card membership fee of ₹500 + GST can be waived if you spend ₹1.5 lakh in the preceding year, reducing your overall cost of ownership.
- Roadside Assistance: Benefit from complimentary 24×7 Road Assistance Service (RAS), which includes onsite vehicle repair, key replacement, flat tire support, and towing assistance for various issues.
By strategically using the ICICI Bank HPCL Super Saver Credit Card for fuel, utility, and lifestyle expenses, cardholders can effectively recover the annual fee and accumulate substantial savings in 2026.
HPCL Super Saver vs Alternatives
The ICICI Bank HPCL Super Saver Credit Card is a co-branded fuel card, offering up to 5% savings on HPCL fuel spends as of 2026. Other banks like IDFC FIRST Bank and Bank of Baroda also offer co-branded HPCL cards, including IDFC FIRST Power and BOB Energie, providing similar fuel benefits.
| Feature | ICICI Bank HPCL Super Saver | IDFC FIRST Power | BOB Energie |
|---|---|---|---|
| Card Type | Co-branded Fuel Credit Card | Co-branded Fuel Credit Card | Co-branded Fuel Credit Card |
| Primary Benefit | Up to 5% savings on HPCL fuel (4% cashback + 1% surcharge waiver) | Fuel benefits (specifics vary by variant) | Fuel benefits (specifics vary by variant) |
| Fuel Cashback CAP | ₹200 per month (on ₹4,000 fuel spends) | Varies by card variant | Varies by card variant |
| Reward Points on Utilities/Departmental Stores | 20 points per ₹100 spent (5% value back, capped at 400 points/month) | Varies by card variant | Varies by card variant |
| Domestic Airport Lounge Access | 1 per quarter (on ₹35,000 spend in preceding quarter) | Varies by card variant | Varies by card variant |
| Movie/Dining Benefits | 25% discount on BookMyShow/INOX; Culinary Treats discounts | Varies by card variant | Varies by card variant |
| Roadside Assistance | Complimentary 24×7 RAS | Varies by card variant | Varies by card variant |
| Joining Fee (2026) | ₹499 (waived on ₹50,000 spend in a year) | Varies by card variant | Varies by card variant |
| Annual Fee (2026) | ₹500 + GST (waived on ₹1.5 lakh spend in preceding year) | Varies by card variant | Varies by card variant |
While the HPCL Super Saver card offers a clear 5% value back on fuel and daily s, competing cards like IDFC FIRST Power and BOB Energie also target fuel savings, with specific benefits varying by their respective card variants.
Common Card Misconceptions
Many users misunderstand certain aspects of the ICICI Bank HPCL Super Saver Credit Card, especially regarding its benefits and fee waivers. For instance, the 5% fuel cashback is a combination of 4% cashback (capped at ₹200/month) and a 1% fuel surcharge waiver.
- Fuel Cashback CAP: The card offers up to 5% savings on fuel at HPCL pumps, but the 4% cashback component is capped at ₹200 per month. This means maximum savings are achieved on fuel spends up to ₹4,000 monthly.
- Annual Fee Waiver: The annual fee of ₹500 + GST is not automatically waived. IT is waived only if you spend ₹1.5 lakh or more with the card in the preceding year.
- Joining Fee Waiver: The joining fee of ₹499 is waived if you spend ₹50,000 within the first year of card issuance.
- Lounge Access Condition: Complimentary domestic airport lounge access (once per quarter) requires a minimum spend of ₹35,000 in the preceding calendar quarter.
- Movie Offer Eligibility (2026): To avail the complimentary movie/event tickets offer on BookMyShow, you must spend ₹25,000 or more in the preceding calendar quarter, effective April 1, 2026.
Understanding these specific conditions helps maximize the card’s value and avoid unexpected charges or missed benefits.
Important Rule Changes 2026
ICICI Bank implemented specific rule changes for the HPCL Super Saver Credit Card effective February 1, 2026, as reported by Economic Times. These updates primarily affect eligibility for movie ticket offers and domestic airport lounge access. Cardholders should review the revised spending thresholds to maximize benefits.
- Movie/Events Tickets Offer: Starting April 1, 2026, cardholders must spend ₹25,000 or more within a calendar quarter to qualify for complimentary movie/event tickets via BookMyShow in the subsequent quarter.
- Domestic Airport Lounge Access: Eligibility for one complimentary domestic airport lounge visit per quarter now requires a minimum spend of ₹35,000 in the preceding calendar quarter.
- Fuel Cashback CAP: The 4% cashback on fuel purchases at HPCL pumps remains capped at ₹200 per month, applying to maximum fuel spends of ₹4,000 monthly.
- Reward Points on Daily s: Cardholders continue to earn 20 ICICI Bank Reward Points for every ₹100 spent on daily s like mobile/electricity bills and departmental store purchases, capped at 400 reward points per month.
- Annual Fee Waiver: The annual card membership fee of ₹500 + GST can still be waived if total spends in the preceding year exceed ₹1.5 lakh.
- Joining Fee Waiver: The joining fee of ₹499 is waived upon spending ₹50,000 within the first year of card issuance.
These changes ensure the card continues to offer value for frequent fuel and daily spends, provided the new spending criteria are met.
Key Takeaways
- Movie ticket benefits now require a ₹25,000 quarterly spend, effective April 1, 2026.
- Domestic airport lounge access is contingent on a ₹35,000 spend in the prior quarter.
- Fuel cashback remains capped at ₹200 per month on HPCL fuel purchases.
Verify current terms and conditions on the official ICICI Bank website before applying.
Frequently Asked Questions (FAQs)
What are the main benefits of the ICICI Bank HPCL Super Saver Credit Card?
The ICICI Bank HPCL Super Saver Credit Card offers up to 5% value back on fuel purchases at HPCL pumps, comprising 4% cashback (capped at ₹200 per month) and a 1% fuel surcharge waiver. You also earn 20 reward points per ₹100 spent on groceries, utility bills, and departmental stores, capped at 400 points monthly. , cardholders receive 2,000 reward points and ₹100 cashback on the HP Pay app after paying the joining fee and spending ₹5,000 within 45 days.
What is the annual fee for the ICICI Bank HPCL Super Saver Credit Card in 2026?
As of 2026, the ICICI Bank HPCL Super Saver Credit Card carries an annual fee of ₹500 plus GST. This fee is applicable from the second year onwards, while the first year’s fee is usually waived upon meeting specific spending criteria or as a welcome offer.
How much fuel cashback can I get with the ICICI Bank HPCL Super Saver Credit Card?
You can receive up to 5% value back on fuel purchases at HPCL pumps, which includes 4% cashback and a 1% fuel surcharge waiver. The 4% cashback component is capped at ₹200 per month, meaning you can save on fuel spends up to ₹5,000 monthly at HPCL outlets.
Does the ICICI Bank HPCL Super Saver Credit Card offer airport lounge access?
Yes, the ICICI Bank HPCL Super Saver Credit Card provides complimentary domestic airport lounge access once per calendar quarter. To be eligible, you must have spent at least ₹35,000 in the preceding calendar quarter using the card.
What are the eligibility criteria for the ICICI Bank HPCL Super Saver Credit Card?
Applicants for the ICICI Bank HPCL Super Saver Credit Card must be Indian residents between 21 and 60 years old. A stable income source and a CIBIL score of 750 or higher are generally preferred by the bank for approval. Specific income requirements vary based on employment type (salaried or self-employed) and the bank’s internal policies.
Can I get movie ticket offers with the ICICI Bank HPCL Super Saver Credit Card?
Yes, starting April 1, 2026, you can avail complimentary movie/event tickets via BookMyShow with the ICICI Bank HPCL Super Saver Credit Card. This offer requires a minimum spend of ₹25,000 or more on your card within the preceding calendar quarter to qualify for the benefit in the subsequent quarter.
Are there any other co-branded HPCL credit cards available in India?
Yes, besides the ICICI Bank HPCL Super Saver Credit Card, HPCL also offers co-branded credit cards with other banks in India. These include the IDFC FIRST Power and IDFC FIRST Power Plus cards, and the Bank of Baroda Energie credit card, each with varying benefits and fee structures.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.