← Part of ICICI Credit Cards in India
The MakeMyTrip ICICI Bank Signature Credit Card offers up to 2 MyCash per ₹100 spent and up to 5,100 MyCash in milestone benefits. This co-branded card targets frequent travelers, providing exclusive MMTBLACK Platinum Membership and a MakeMyTrip Holiday Voucher worth ₹2,500 upon joining.
| Parameter | Details |
|---|---|
| Card Type | Co-branded Travel Credit Card |
| Issuing Banks | ICICI Bank and MakeMyTrip |
| Target Audience | Frequent travelers who prefer MakeMyTrip for bookings |
| Key Benefits | MyCash Rewards, MMTBLACK Platinum Membership, Lounge Access, MakeMyTrip Vouchers |
| Joining Fee | ₹2,500 |
| Joining Benefit (MyCash) | 1,500 MyCash |
| Joining Benefit (Voucher) | ₹2,500 MakeMyTrip Holiday Voucher |
| MyCash Earning Rate (MakeMyTrip Flights) | 2 MyCash per ₹200 spent |
| MyCash Earning Rate (MakeMyTrip Hotels & Holidays) | 4 MyCash per ₹200 spent |
| MyCash Earning Rate (Domestic Non-MakeMyTrip) | ₹1.25 MyCash per ₹200 spent |
| MyCash Earning Rate (International Transactions) | ₹1.5 MyCash per ₹200 spent |
| MyCash Milestone Benefit (₹2.5 Lakhs spend) | 1,100 MyCash annually |
| MyCash Milestone Benefit (₹5 Lakhs spend) | 4,000 MyCash annually |
| MyCash Expiry | Never expires (for new cards); 12 months for older variants |
| Domestic Airport Lounge Access | 8 complimentary visits annually |
| Railway Lounge Access | 4 complimentary visits annually (1 per quarter) |
| International Airport Lounge Access | 1 complimentary visit per year (via Dreamfolks membership) |
| Complimentary Spa Session | 1 per year (via Dreamfolks membership) |
| Fuel Surcharge Waiver | 1% on transactions between ₹400 – ₹4,000 at HPCL pumps |
| BookMyShow Movie Discount | 25% (up to ₹150 on 2+ tickets, twice a month) |
| Annual Movie Ticket Savings | Up to ₹3,600 |
| Eligibility for Movie Offer (2026) | Spend ₹25,000+ in preceding quarter (effective Apr 1, 2026) |
| Dynamic Currency Conversion (DCC) Fee (2026) | 3.50% |
| Gaming Platform Transaction Fee (2026) | 2% |
| MMTBLACK Membership | Complimentary Platinum Membership |
This card provides substantial value for MakeMyTrip users, with unlimited MyCash rewards and extensive lounge access benefits across India and internationally.
Signature Credit Card: Key Features & Benefits
The MakeMyTrip ICICI Bank Signature Credit Card offers a range of travel and lifestyle benefits, including up to 2 MyCash per ₹100 spent and exclusive MMTBLACK Platinum Membership. Cardholders also receive a complimentary MakeMyTrip Holiday Voucher worth up to ₹2,500 upon joining.
| Feature | Details | Value/Benefit |
|---|---|---|
| Joining Benefit (MyCash) | MyCash credited upon card activation. | 1,500 MyCash |
| Joining Benefit (Voucher) | MakeMyTrip Holiday Voucher received upon paying the joining fee. | Up to ₹2,500 MakeMyTrip Holiday Voucher |
| MMTBLACK Membership | Exclusive membership for MakeMyTrip users. | Complimentary MMTBLACK Platinum Membership |
| MyCash Earnings (MakeMyTrip Flights) | MyCash earned per ₹200 spent on flight bookings via MakeMyTrip. | 2 MyCash per ₹200 |
| MyCash Earnings (MakeMyTrip Hotels & Holidays) | MyCash earned per ₹200 spent on hotel and holiday bookings via MakeMyTrip. | 4 MyCash per ₹200 |
| MyCash Earnings (Domestic Transactions) | MyCash earned per ₹200 spent on non-MakeMyTrip transactions within India. | 1.25 MyCash per ₹200 |
| MyCash Earnings (International Transactions) | MyCash earned per ₹200 spent on international transactions. | 1.5 MyCash per ₹200 |
| MyCash Milestone Benefit (₹2.5 Lakh Spend) | Additional MyCash earned on spending ₹2.5 lakh in an anniversary year. | 1,100 MyCash |
| MyCash Milestone Benefit (₹5 Lakh Spend) | Additional MyCash earned on spending ₹5 lakh in an anniversary year. | 4,000 MyCash |
| Domestic Airport Lounge Access | Complimentary access to select airport lounges in India. | 8 complimentary visits annually |
| International Airport Lounge Access | Complimentary access to international airport lounges via Dreamfolks membership. | 1 complimentary access per year |
| Complimentary Spa Session | Complimentary spa session at selected airports in India via Dreamfolks membership. | 1 complimentary session per year |
| Railway Lounge Access | Complimentary access to select railway lounges in India. | 1 complimentary access per quarter |
| Fuel Surcharge Waiver | Waiver on fuel transactions at HPCL pumps. | 1% waiver on transactions between ₹400 – ₹4,000 |
| Movie Ticket Savings | Savings on movie tickets booked via BookMyShow. | Up to ₹3,600 annually (requires ₹25,000+ spend in preceding quarter, effective Apr 1, 2026) |
| Dining Benefits | Exclusive offers at partner restaurants. | Minimum 15% savings at 2,500+ restaurants under Culinary Treats Programme |
| Forex Markup Fee | Fee on foreign currency transactions. | 0.99% |
| Dynamic Currency Conversion Fee | Fee for transactions where currency conversion is done by the merchant. | 3.50% (effective January 15, 2026) |
| Gaming Transaction Fee | Fee on transactions made on specified gaming platforms. | 2% (effective January 15, 2026) |
The card provides substantial value for frequent travelers and those who regularly use MakeMyTrip, with significant MyCash earnings and complimentary lounge access.
MyCash Rewards & Milestone Benefits
The MakeMyTrip ICICI Bank Signature Credit Card offers up to 2 MyCash for every ₹100 spent and milestone benefits totaling up to 5,100 MyCash annually. Cardholders receive 1,500 MyCash and a MakeMyTrip Holiday Voucher worth ₹2,500 as joining benefits.
| Benefit Type | Value / Earning Rate | Criteria / Details |
|---|---|---|
| Joining Benefit (MyCash) | 1,500 MyCash | Upon card activation and joining fee payment |
| Joining Benefit (Holiday Voucher) | Up to ₹2,500 MakeMyTrip Holiday Voucher | Upon card activation and joining fee payment |
| MyCash on MakeMyTrip Hotel & Holiday Bookings | 4 MyCash per ₹200 spent | Bookings made on the MakeMyTrip platform |
| MyCash on MakeMyTrip Flight Bookings | 2 MyCash per ₹200 spent | Bookings made on the MakeMyTrip platform |
| MyCash on International Transactions | ₹1.5 MyCash per ₹200 spent | All international retail transactions |
| MyCash on Domestic Non-MakeMyTrip Transactions | ₹1.25 MyCash per ₹200 spent | All other online and offline retail spends within India |
| Milestone Benefit (Spend ₹2.5 Lakhs) | 1,100 MyCash | Achieved when spending ₹2.5 Lakhs in an anniversary year |
| Milestone Benefit (Spend ₹5 Lakhs) | 4,000 MyCash | Achieved when spending ₹5 Lakhs in an anniversary year |
| MMTBLACK Platinum Membership | Exclusive complimentary membership | Provided with the Signature Credit Card |
| MyCash Expiry | Never expires | For new MakeMyTrip ICICI Bank Credit Cards (older variants: 12 months) |
| Extra MyCash on Hotel Bookings (MMTBLACK) | EXTRA 6% MyCash | For existing MMTBLACK members or those receiving membership with the card |
| Extra MyCash on Holiday/Flight/Cab/Bus Bookings (MMTBLACK) | EXTRA 3% MyCash | For existing MMTBLACK members or those receiving membership with the card |
| Extra MyCash on Other Retail Spends (MMTBLACK) | FLAT 1% MyCash | For existing MMTBLACK members or those receiving membership with the card |
| Annual Movie Ticket Savings | Up to ₹3,600 | Via BookMyShow offers, based on spending criteria |
| BookMyShow Offer Eligibility (from Apr 1, 2026) | Spend ₹25,000 or more | Within the preceding spends quarter for complimentary movie/event tickets |
The MyCash rewards program provides significant value, especially for frequent travelers using MakeMyTrip for bookings. Milestone benefits further the card’s appeal, rewarding higher annual spending.
How to Apply for the Signature Credit Card
Applying for the MakeMyTrip ICICI Bank Signature Credit Card involves a straightforward online or offline process. You must submit a completed application form along with all required documents to ICICI Bank for review.
The bank assesses your eligibility based on factors like income, credit score, and existing banking relationship before approval.
- Check Eligibility: Verify that you meet the minimum age, income, and CIBIL score requirements set by ICICI Bank for the Signature Credit Card.
- Gather Documents: Collect necessary documents, including identity proof (PAN card, Aadhaar), address proof (utility bills), and income proof (salary slips, bank statements, ITR).
- Online Application: Visit the official ICICI Bank credit card application website at icicibank.com and to the MakeMyTrip Signature Credit Card section.
- Fill Application Form: Complete the online application form with accurate personal, financial, and employment details.
- Upload Documents: Upload scanned copies of all required documents directly through the online portal.
- Offline Application: Alternatively, visit your nearest ICICI Bank branch and request a physical application form for the MakeMyTrip Signature Credit Card.
- Submit Form & Documents: Fill out the physical form and submit IT along with photocopies of your documents to a bank representative.
- Application Review: ICICI Bank will review your application and documents; this process typically takes a few working days.
- Card Issuance: Upon approval, your MakeMyTrip ICICI Bank Signature Credit Card will be dispatched to your registered address within 7 working days.
After receiving your card, you will need to activate IT and register for the MMTBLACK Exclusive programme using the code provided after paying the joining fee.
Fees, Charges & Eligibility Criteria
The MakeMyTrip ICICI Bank Signature Credit Card carries a joining fee of ₹2,500, with an annual interest rate of 42% (3.5% per month) on outstanding balances. A complimentary Dreamfolks annual membership, valued at $99, is included for primary cardholders.
Eligibility for the Signature Credit Card requires applicants to meet specific age, income, and credit score criteria set by ICICI Bank.
- Joining Fee: A one-time fee of ₹2,500 is charged upon card activation for the MakeMyTrip ICICI Bank Signature Credit Card.
- Annual Interest Rate: Unpaid balances accrue interest at 3.5% per month, totaling 42% per annum.
- Forex Markup Fee: International transactions incur a competitive 0.99% forex markup fee.
- Dynamic Currency Conversion Fee: Effective January 15, 2026, a 3.50% fee applies to Dynamic Currency Conversion transactions.
- Cash Advance Fee: A fee of 2.50% of the advanced amount is charged for cash withdrawals, with a minimum of ₹300.
- Fuel Surcharge Waiver: Cardholders receive a 1% waiver on fuel transactions between ₹400 and ₹4,000 at HPCL pumps.
- Gaming Transaction Fee: A 2% fee applies to transactions on gaming platforms like Dream11 and MPL, effective January 15, 2026.
- GST: An 18% Goods and Services Tax (GST) is applicable on all fees and charges.
- Dreamfolks Membership: The $99 annual Dreamfolks membership fee is complimentary, offering one international lounge access and one spa session per year.
Applicants must submit a completed application form with all necessary documents to an ICICI Bank representative to initiate the process.
Signature vs Platinum Credit Card Comparison
The MakeMyTrip ICICI Bank Signature Credit Card offers d travel benefits and higher MyCash earning rates compared to the Platinum variant. For instance, the Signature card provides 8 complimentary domestic airport lounge visits, while the Platinum card has a lower joining fee of ₹500.
| Feature | Signature Card | Platinum Card |
|---|---|---|
| Joining Fee | ₹2,500 | ₹500 |
| MyCash Earning Rate (MakeMyTrip Flight Bookings) | 2 MyCash per ₹200 | 3 MyCash per ₹200 |
| MyCash Earning Rate (MakeMyTrip Hotel/Holiday Bookings) | 4 MyCash per ₹200 | Not specified |
| MyCash Earning Rate (Non-MakeMyTrip Domestic Transactions) | 1.25 MyCash per ₹200 | Not specified |
| MyCash Earning Rate (International Transactions) | 1.5 MyCash per ₹200 | Not specified |
| MyCash Expiry (older cards) | Expires within 12 months of credit date | Expires within 12 months of credit date |
| MMTBLACK Membership | MMTBLACK Platinum Membership | Not specified |
| MakeMyTrip Holiday Voucher | Up to ₹2,500 | ₹3,000 |
| Domestic Airport Lounge Access | 8 complimentary visits | Complimentary access |
| International Lounge Access | 1 complimentary access per year (via Dreamfolks membership) | Not specified |
| Railway Lounge Access | 1 complimentary access per quarter | Complimentary access |
| Fuel Surcharge Waiver | 1% waiver on transactions between ₹400-₹4,000 at HPCL pumps | Not specified |
| Dynamic Currency Conversion Fee (effective Jan 15, 2026) | 3.50% | 3.50% |
| Target User | Frequent travelers, MakeMyTrip loyalists, prefer luxurious travel | MakeMyTrip users, mostly domestic travelers, like movies |
The Signature card is designed for frequent travelers seeking premium benefits, while the Platinum card offers a more accessible entry point with a lower joining fee and specific benefits like a higher MakeMyTrip Holiday Voucher.
Lounge Access & Travel Privileges
The MakeMyTrip ICICI Bank Signature Credit Card offers extensive travel benefits, including complimentary lounge access and exclusive memberships. Cardholders receive one complimentary international lounge access and one spa session annually through a Dreamfolks membership.
This card also provides four complimentary railway lounge visits per year and eight complimentary domestic airport lounge visits, the travel experience across India.
- International Lounge Access: Cardholders get one complimentary international lounge access and one spa session per year at select Indian airports via a complimentary Dreamfolks membership. The standard annual fee of $99 for Dreamfolks is waived.
- Domestic Airport Lounge Access: The card provides eight complimentary domestic airport lounge visits annually, offering comfort before flights.
- Railway Lounge Access: Enjoy four complimentary visits per year to select railway lounges across India, making train travel more convenient.
- MMTBLACK Platinum Membership: The Signature Credit Card includes an exclusive MMTBLACK Platinum Membership, offering d travel benefits and rewards on MakeMyTrip bookings.
- Airtel International Roaming Offer: Cardholders can receive a 10-day free Airtel International Roaming Pack if they book an international flight or hotel through MakeMyTrip during specified offer periods.
These privileges are designed to provide a premium and comfortable travel experience for frequent travelers in 2026.
Managing Your Signature Credit Card
Effective management of your MakeMyTrip ICICI Bank Signature Credit Card helps maximize its travel benefits and rewards. You can easily track your spending and MyCash earnings through ICICI Bank’s digital platforms.
- Bill Payment Options: Pay your credit card bill online via internet banking, NEFT, or the iMobile app. Offline payment options include cash deposits at bank counters or cheque payments.
- Accessing Card Details: Find your CVV (Security Code) on the back of your card, next to the signature panel, or by logging into iMobile.
- Checking Due Date: Your monthly statement, iMobile app, Internet Banking, or ICICI Bank Customer Care (1800 1080) provide your credit card’s due date.
- MMTBLACK Registration: After paying the joining fee, use the MMTBLACK Exclusive Code to register for the MMTBLACK program. This automatically enrolls you into the exclusive benefits.
- MyCash Expiry (Older Cards): MyCash earned on older MakeMyTrip ICICI Bank Signature and Platinum Credit Cards expires within 12 months of the credit date.
- ICICI Bank Support: For any card-related queries or assistance, contact ICICI Bank Customer Care at 1800 1080.
Regularly monitoring your card usage and understanding its features ensures you fully use the MakeMyTrip ICICI Bank Signature Credit Card’s advantages.
Key Takeaways
- The MakeMyTrip ICICI Bank Signature Credit Card offers up to 5,100 MyCash as milestone benefits and 1% fuel surcharge waiver on transactions up to ₹4,000 at HPCL pumps.
- Cardholders receive 1 complimentary international lounge access and 1 spa session annually via Dreamfolks membership, with the $99 annual fee being complimentary.
- As of April 1, 2026, eligibility for complimentary movie/event tickets on BookMyShow requires spending ₹25,000 or more in the preceding quarter.
Check eligibility and apply for the MakeMyTrip ICICI Bank Signature Credit Card at ICICI Bank’s official website.
Frequently Asked Questions (FAQs)
What are the main benefits of the MakeMyTrip ICICI Bank Signature Credit Card?
The MakeMyTrip ICICI Bank Signature Credit Card offers unlimited MyCash rewards that never expire, exclusive MakeMyTrip vouchers, and complimentary lounge access for the primary cardholder. You also receive MMTBLACK Platinum Membership and a MakeMyTrip Holiday Voucher up to ₹2,500.
How much MyCash can I earn with the MakeMyTrip ICICI Bank Signature Credit Card?
You can earn up to 2 MyCash per ₹100 spent on transactions with the MakeMyTrip ICICI Bank Signature Credit Card. Milestone benefits can provide up to 5,100 MyCash, your travel savings.
Does the MakeMyTrip ICICI Bank Signature Credit Card offer lounge access?
Yes, the MakeMyTrip ICICI Bank Signature Credit Card provides complimentary access to select railway lounges in India once per quarter. IT also includes a complimentary Dreamfolks membership for 1 international lounge access and 1 spa session per year at selected Indian airports.
What are the movie ticket benefits on the MakeMyTrip ICICI Bank Signature Credit Card?
The MakeMyTrip ICICI Bank Signature Credit Card offers savings of up to ₹3,600 annually on movie tickets booked via BookMyShow. Starting April 1, 2026, you must spend ₹25,000 or more on your card in the preceding quarter to qualify for complimentary movie/event tickets.
How do I pay my MakeMyTrip ICICI Bank Signature Credit Card bill?
You can pay your MakeMyTrip ICICI Bank Signature Credit Card bill through various online methods like internet banking, NEFT, or the iMobile app. Offline payment options include cash deposits at an ICICI Bank counter or cheque payments.
What is the fuel surcharge waiver on this card?
The MakeMyTrip ICICI Bank Signature Credit Card provides a 1% fuel surcharge waiver. This waiver applies to fuel transactions between ₹400 and ₹4,000 at HPCL pumps when using ICICI Bank POS machines.
Do MyCash rewards expire with the MakeMyTrip ICICI Bank Signature Credit Card?
MyCash rewards earned with the current MakeMyTrip ICICI Bank Signature Credit Card never expire, offering long-term value. However, MyCash earned through older versions of the MakeMyTrip ICICI Bank Signature and Platinum Credit Cards expired within 12 months.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.