Estimate your credit score range based on your credit behavior and financial habits. Understand what affects your score and get personalized tips to improve your creditworthiness.
This is an estimated score range based on your inputs. For your actual CIBIL score, check with official credit bureaus like CIBIL, Experian, Equifax, or CRIF High Mark.
A credit score is a 3-digit number ranging from 300 to 900 that represents your creditworthiness. In India, CIBIL (Credit Information Bureau India Limited) is the most widely used credit bureau. A score above 750 is considered excellent and significantly improves your chances of loan approval at the best interest rates.
As of November 2025, lenders use credit scores as a primary factor in loan decisions. A good credit score can save you lakhs of rupees in interest over the life of a loan, while a poor score can lead to rejections or higher interest rates.