Terms of Service

Welcome to CredSir, operated by Craftovation. By accessing or using our website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

CredSir provides:

• Financial product comparison tools and calculators
• Information about credit cards, loans, insurance, and investments
• Application facilitation services for financial products
• Educational content and resources

Important: CredSir is a comparison and lead generation platform. We are not a bank, NBFC, insurance company, or financial advisor. Final approval of applications is at the sole discretion of our partner financial institutions.

As a user of CredSir, you agree to:

• Provide accurate, current, and complete information
• Maintain the confidentiality of your account credentials
• Not use the service for any illegal or unauthorized purpose
• Not interfere with or disrupt the service or servers
• Not attempt to gain unauthorized access to any part of the service

All content on CredSir, including text, graphics, logos, images, and software, is the property of Craftovation or its content suppliers and is protected by Indian and international copyright laws.

You may not:

• Reproduce, distribute, or create derivative works without permission
• Use our trademarks or branding without authorization
• Scrape or extract data from our platform using automated means

CredSir is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee:

• The accuracy, completeness, or timeliness of information
• Approval of any financial product application
• Uninterrupted or error-free service
• That defects will be corrected

Craftovation and CredSir shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

• Your use or inability to use the service
• Unauthorized access to your data
• Errors or omissions in content
• Actions of third-party financial institutions

Our service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party sites. Your interactions with third parties are solely between you and the third party.

You agree to indemnify and hold harmless Craftovation, CredSir, and their affiliates from any claims, damages, losses, or expenses arising from your use of the service or violation of these terms.

These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Gurgaon, Haryana.

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of the service after changes constitutes acceptance of the modified terms.

For questions about these Terms of Service, contact us:

• Email: legal@credsir.com
• Phone: 1800-123-4567
• Address: Craftovation, Gurgaon, India