Disclaimer

CredSir is a financial comparison platform operated by Craftovation. The information provided on this website is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information.

Important: CredSir does not provide financial, investment, tax, or legal advice. The content on this website is for informational purposes only and should not be construed as professional advice. You should consult with qualified financial advisors, tax professionals, or legal experts before making any financial decisions.

We are not responsible for any financial losses or damages that may result from your use of information or services provided on this platform.

CredSir acts as an intermediary between users and financial institutions. We display information about financial products offered by third-party banks, NBFCs, insurance companies, and other financial institutions. We do not:

• Guarantee approval of any application
• Control the terms, conditions, or pricing of third-party products
• Endorse or recommend specific products or providers
• Have authority over lending, underwriting, or claim settlement decisions

All applications are subject to the terms, conditions, and approval processes of the respective financial institutions.

While we make every effort to ensure that the information on CredSir is accurate and current, interest rates, fees, terms, and product features are subject to change without notice. We recommend:

• Verifying all information directly with the financial institution
• Reading the complete terms and conditions before applying
• Understanding all fees, charges, and penalties
• Checking the latest rates and offers on the provider's official website

The calculators and tools provided on CredSir are for estimation purposes only. Results are based on the information you provide and standard calculation methods. Actual amounts, EMIs, returns, or premiums may vary based on:

• Lender-specific policies and criteria
• Your credit profile and eligibility
• Market conditions and regulatory changes
• Additional fees, charges, or taxes

Checking eligibility or comparing products on CredSir typically does not impact your credit score. However, when you submit a formal application to a financial institution, they may perform a hard inquiry on your credit report, which could temporarily affect your credit score.

CredSir may receive compensation from financial institutions when users apply for or are approved for products through our platform. This compensation does not affect the information we provide or the products displayed. We strive to maintain objectivity and present a wide range of options.

Craftovation and CredSir shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Use or inability to use our services
• Errors, omissions, or inaccuracies in content
• Decisions made based on information provided
• Actions or omissions of third-party financial institutions
• Technical issues, downtime, or data loss

CredSir operates in compliance with applicable Indian laws and regulations. However, we are not a regulated financial institution. All financial products and services are provided by licensed and regulated entities including banks, NBFCs, and insurance companies registered with RBI, IRDAI, SEBI, or other relevant regulatory authorities.

If you have questions about this disclaimer, please contact us:

• Email: legal@credsir.com
• Phone: 1800-123-4567
• Address: Craftovation, Gurgaon, India