ICICI Amazon Pay Credit Card Review 2024
Comprehensive guide to ICICI Amazon Pay Credit Card - India's best co-branded card for Amazon shoppers with 5% unlimited cashback on Amazon purchases and lifetime free benefits for Prime members.
Amit Verma is a certified financial advisor specializing in credit card rewards optimization with 8+ years of experience. He has helped over 50,000 customers maximize their credit card benefits.
ICICI Amazon Pay Credit Card
Get 5% unlimited cashback on Amazon purchases and enjoy lifetime free benefits for Prime members
The ICICI Amazon Pay Credit Card is India's most popular co-branded credit card, designed specifically for Amazon shoppers. With 5% unlimited cashback on all Amazon purchases and lifetime free benefits for Amazon Prime members, this card offers unmatched value for online shoppers.
Whether you're shopping on Amazon, using Amazon Pay for bill payments, or making everyday purchases, this card rewards you at every step. The card is powered by ICICI Bank's robust infrastructure and comes with comprehensive security features.
Expert Tip: If you're an Amazon Prime member and shop on Amazon regularly, this card can save you thousands of rupees annually through cashback rewards. Check out our Credit Card Value Calculator to see your potential savings.
Cashback Rewards
5% Cashback on Amazon.in
Unlimited cashback on all Amazon purchases for Prime members
2% Cashback on Amazon Pay
On bill payments, recharges, and partner merchants
1% Cashback on Other Spends
On all other purchases everywhere
Additional Benefits
- Lifetime free for Amazon Prime members (₹500 annual fee waived)
- Welcome bonus: ₹500 Amazon Gift Card on first transaction
- Fuel surcharge waiver of 1% (₹3,000 to ₹15,000 per month)
- Zero liability on lost card transactions
- EMI conversion facility on purchases above ₹2,500
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹500 (Waived for Prime members) |
| Annual Fee | ₹500 (Waived for Prime members) |
| Interest Rate (APR) | 3.5% per month (42% p.a.) |
| Cash Advance Fee | 2.5% (Min ₹500) |
| Late Payment Fee | Up to ₹1,300 |
| Over Limit Fee | ₹500 |
| Foreign Currency Markup | 3.5% |
*Annual fee is waived if you're an active Amazon Prime member. Non-Prime members pay ₹500 annually.
- Age: 21 to 65 years
- Income: Minimum ₹20,000 per month
- Credit Score: 700+ (check your Credit Score)
- Employment: Minimum 1 year work experience
- Residence: Indian resident
- 1
Click Apply Now
Click the "Apply Now" button and you'll be redirected to ICICI Bank's secure application page
- 2
Fill Application Form
Enter your personal, employment, and income details
- 3
Upload Documents
Upload PAN card, Aadhaar, income proof, and recent photograph
- 4
Instant Approval
Get instant approval decision based on your credit profile
- 5
Receive Card
Card delivered to your address within 7-10 working days
Documents Required
- • PAN Card (mandatory)
- • Aadhaar Card / Passport / Voter ID
- • Latest 3 months salary slips / ITR for last 2 years
- • Latest 3 months bank statements
- • Recent passport-size photograph
"Best card for Amazon shopping! I save around ₹500-700 every month just from Amazon purchases. The 5% cashback is instant and unlimited. Highly recommended for Prime members."
"Got instant approval and card delivered in 5 days. The cashback is credited automatically to Amazon Pay balance. Also useful for bill payments with 2% cashback."
"Great card overall but foreign transaction charges are high at 3.5%. Use it mainly for domestic purchases and Amazon shopping."
Is the ICICI Amazon Pay Credit Card lifetime free?
Yes, the card is lifetime free for Amazon Prime members. The annual fee of ₹500 is waived as long as you maintain an active Prime membership. Non-Prime members need to pay ₹500 annually.
How is the cashback credited?
Cashback is automatically credited to your Amazon Pay balance within 90 days of the transaction. You can use this balance for future Amazon purchases or bill payments.
What is the minimum credit score required?
A credit score of 700 or above is recommended for approval. Check your Credit Score for free before applying.
Can I convert purchases to EMI?
Yes, you can convert purchases above ₹2,500 into EMI with tenure options from 3 to 24 months. Use our EMI Calculator to plan your repayments.
Is there a limit on cashback earnings?
No, there is no cap on cashback earnings. You can earn unlimited 5% cashback on all Amazon purchases, making it one of the best cards for frequent Amazon shoppers.
Instant approval • Paperless process
ICICI Bank Customer Care (24x7)