Fibe

Formerly EarlySalary

4.2/5• 5M+ Downloads

Quick personal loans from ₹5,000 to ₹5 lakhs with flexible repayment options. Get money in 2-10 minutes with no prepayment penalties.

₹5K - ₹5L

Loan Amount

From 14% p.a.

Interest Rate

6-36 months

Tenure

2-10 Minutes

Disbursal

Loan Amount

₹5K - ₹5 Lakhs

Interest Rate

From 14% p.a.

Tenure

6-36 months

Processing Fee

2-4%

About Fibe (Formerly EarlySalary)

Fibe, formerly known as EarlySalary, is a leading digital lending platform that provides instant personal loans to salaried professionals. Founded in 2015, Fibe has disbursed over ₹12,000 crores in loans to more than 5 million customers across India.

The platform is known for its lightning-fast disbursal process, with money credited to your account within 2-10 minutes of approval. Fibe offers flexible repayment options from 6 to 36 months with no prepayment penalties, making it an attractive choice for salaried individuals seeking quick financial assistance.

Key Features of Fibe

Instant loan approval in 2-10 minutes
Loan amounts from ₹5,000 to ₹5 lakhs
Interest rates starting from 14% per annum
Flexible tenure from 6 to 36 months
No prepayment penalties - pay anytime
100% online process with minimal paperwork
Money credited within 2-10 minutes
Simple eligibility - just PAN, Aadhaar, bank statement

Interest Rates & Charges

Interest RateFrom 14% p.a.

Actual rate varies based on credit profile

Processing Fee

2-4% of loan amount

+ 18% GST

Prepayment Charges

NO CHARGES

Pay anytime, no penalty

No Prepayment Penalty

Fibe allows you to prepay your loan anytime without any charges, helping you save on interest.

Eligibility Criteria

Age: 19 to 55 years (21-55 for personal loans)
Indian citizen with valid PAN and Aadhaar
Salaried professional with regular income
Minimum monthly salary: ₹18,000 (metros) / ₹15,000 (non-metros)
Good credit score above 700 preferred
Active bank account with salary credit

Get Fibe Loan

Money in 2-10 minutes

App Rating

4.2/5

Downloads5M+