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For Freelancers & Business Owners

Instant Loans for Self-Employed Professionals

Get quick loans from ₹5,000 to ₹10 lakhs with flexible documentation. Perfect for freelancers, consultants, and small business owners.

Up to ₹10L
Loan amount
24 Hours
Disbursal
Flexible
Documentation
60 Months
Tenure

Why Self-Employed Need Instant Loan Apps

Irregular Income

Banks often reject self-employed due to fluctuating income. These apps understand business cycles.

Quick Business Funds

Get immediate capital for inventory, equipment, or unexpected business expenses without delays.

Minimal Documentation

No need for complex financial statements. Simple bank statements and business proof accepted.

Best Loan Apps for Self-Employed

MoneyView

Loan Amount

₹5,000 - ₹1,000,000

Interest Rate

From 1.33% p.m.

Tenure

Up to 60 months

No collateral
₹15,000+ monthly income
Flexible repayment

KreditBee

Loan Amount

₹6,000 - ₹1,000,000

Interest Rate

12-28.5% p.a.

Tenure

Up to 60 months

Quick approval
Minimal docs
Business income accepted

mPokket

Loan Amount

₹500 - ₹30,000

Interest Rate

0-4% per month

Tenure

61-120 days

Small business loans
Customized plans
Fast disbursal

Self-Employed Loan Eligibility

Basic Requirements

  • • Age 21-57 years
  • • Indian citizen with valid documents
  • • Self-employed/business owner/freelancer
  • • Minimum 6-12 months business history
  • • Active bank account
  • • Good credit score (650+)

Income Requirements

  • • Minimum ₹15,000-₹30,000 monthly income
  • • Regular income credit to bank account
  • • Bank statements for last 6 months
  • • Business proof (GST, shop license, etc.)
  • • ITR for last 1-2 years (optional)
  • • Business vintage proof

Smart Borrowing Tips for Self-Employed

Best Practices
  • Keep business and personal finances separate
  • Maintain regular income flow to bank account
  • Build credit history with timely repayments
  • Have all business documents ready
  • Borrow only for genuine business needs
Things to Avoid
  • Don't mix business and personal expenses
  • Avoid irregular income deposits
  • Don't apply with multiple lenders simultaneously
  • Never provide false income information
  • Don't borrow without clear repayment plan

Ready to Get Your Business Loan?

Compare self-employed friendly loan apps with flexible documentation. Get quick funds for your business needs.