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For College Students

Student Loan Apps: Quick Money for College Students

Get instant loans from ₹500 to ₹30,000 without credit history. Perfect for college expenses, books, emergencies, and more.

From ₹500

Small amounts

10 Minutes

Approval time

No CIBIL

Required

College ID

For verification

Why College Students Need Instant Loan Apps

No Credit History

Traditional banks reject students due to lack of credit history. These apps don't require CIBIL score.

Quick Emergency Funds

Get money within minutes for medical emergencies, urgent expenses, or unexpected college fees.

Small Loan Amounts

Borrow as little as ₹500 for books, food, or travel. No need to take large unnecessary loans.

Best Instant Loan Apps for Students

mPokket

Loan Amount

₹500 - ₹30,000

Interest Rate

0-4% per month

Tenure

61-120 days

No credit history needed

College ID verification

Instant Paytm disbursal

CASHe

Loan Amount

₹1,000 - ₹400,000

Interest Rate

2.25% per month

Tenure

90-540 days

Social profile scoring

First-time borrowers welcome

Flexible amounts

Kissht

Loan Amount

₹2,000 - ₹200,000

Interest Rate

0% on EMI

Tenure

3-24 months

0% EMI on purchases

Shopping credit line

Student friendly

Student Loan Eligibility

Basic Requirements

• Age 18 years or above
• Valid college ID card
• Indian citizen with Aadhaar
• PAN card (for KYC)
• Active bank account
• Smartphone with internet

Documents Needed

• College ID card or admission letter
• Aadhaar card for address proof
• PAN card for identity
• Bank account statement (optional)
• Selfie for verification
• Mobile number for OTP

Smart Borrowing Tips for Students

Do's

Borrow only what you absolutely need
Repay on time to build credit history
Read all terms and conditions carefully
Keep your college ID and documents ready
Use loans for genuine emergencies only

Don'ts

Don't borrow for parties or non-essentials
Never miss repayment deadlines
Don't take multiple loans simultaneously
Avoid borrowing more than you can repay
Don't share OTPs or passwords with anyone

Ready to Get Your Student Loan?

Compare student-friendly loan apps and choose the best one for your needs. Build your credit history while managing college expenses smartly.