Anytime Rupee Personal Loan App
Complete guide to Anytime Rupee instant loans with interest rates, repayment options, customer care, and user reviews
Amit Verma
Personal Finance Expert
Interest Rate
18.25% - 54.75% p.a.
Loan Tenure
1 day - 3 years
Loan Amount
₹1,000 - ₹10 Lakhs
Processing Fee
2% - 5%
- Loans from ₹1,000 to ₹10 Lakhs
- No CIBIL score dependency
- Flexible tenure up to 3 years
- 100% digital process
- No end-use restrictions
- In-house credit algorithm
What is Anytime Rupee?
Anytime Rupee is a digital lending platform that offers instant personal loans ranging from ₹1,000 to ₹10 Lakhs. The platform uses an in-house credit algorithm based on KYC, PAN card, and income proof documents, eliminating the dependency on traditional CIBIL scores. This makes it ideal for individuals with limited credit history or those looking for quick financial assistance without the hassle of extensive documentation.
Key Features
Flexible Loan Amounts
Get loans from as low as ₹1,000 to ₹10 Lakhs based on your eligibility and requirements.
No CIBIL Dependency
Uses proprietary algorithm for creditworthiness evaluation, not traditional credit scores.
Quick Disbursal
Fast approval and same-day disbursement directly to your bank account.
Membership Levels
Different interest rates based on membership tier, rewarding loyal customers.
Pros and Cons
Pros
- Wide loan range up to ₹10 Lakhs
- No traditional credit score required
- Flexible repayment from 1 day to 3 years
- No restrictions on loan usage
Cons
- ✕Higher interest rates (up to 54.75% p.a.)
- ✕Processing fee up to 5%
- ✕Minimum income requirement of ₹15,000
Is Anytime Rupee RBI registered?
Anytime Rupee operates through RBI-registered NBFC partners to provide loans in compliance with Indian regulations.
What is the maximum loan amount I can get?
You can get loans up to ₹10 Lakhs depending on your income, credit profile, and repayment capacity.
How long does loan approval take?
Most loans are approved within minutes to a few hours. Disbursement happens the same day or next business day.