Expert Reviewed
Fact Checked
Updated Dec 2025
TrustPaisa Personal Loan App
Complete guide to TrustPaisa instant loans with interest rates, repayment options, customer care, and user reviews
Priya Sharma
Fintech Expert
TrustPaisa Instant Loan
Get fully online instant loans from ₹1,000 to ₹1,00,000 with money in your account within 5 minutes
RBI Compliant
Interest Rate
18% - 36% p.a.
Loan Tenure
61 - 365 days
Loan Amount
₹1,000 - ₹1,00,000
Processing Fee
2% - 10%
Key Highlights
- Money in account within 5 minutes
- 100% digital and paperless
- RBI-compliant secure process
- No hidden fees or charges
- Flexible repayment via UPI/Debit
- Apply anytime, anywhere
About TrustPaisa
TrustPaisa is a leading digital lending platform in India offering instant personal loans through a fully online process. The platform is designed for employed individuals who need quick access to funds without the hassle of lengthy paperwork. With loans ranging from ₹1,000 to ₹1,00,000 and approval times as fast as 5 minutes, TrustPaisa has become a trusted name in the instant loan space.
Pros
- Instant approval in 5 minutes
- Transparent terms, no hidden fees
- RBI-compliant secure processing
Cons
- ✕APR can go up to 80%
- ✕Processing fee up to 10%