← Part of RBL Credit Cards in India
The RBL ShopRite Credit Card offers up to 20 reward points for every ₹100 spent, making IT suitable for everyday purchases and grocery shopping. Cardholders can also receive a 10% discount on BookMyShow movie tickets, valid for up to 15 transactions annually (Source: RBL Bank website, as of June 2026).
| Parameter | Details |
|---|---|
| Card Type | Entry-level rewards credit card |
| Best Suited For | Grocery shopping, everyday spending, entertainment (movies) |
| Annual Fee | ₹500 + GST |
| Annual Fee Waiver | On spending ₹1.5 lakh or more in a membership year |
| Welcome Benefit | 2,000 reward points (on first purchase within 30 days of card issuance and RBL MyCard app download) |
| Welcome Benefit Crediting Time | Within 60 days from card issuance date |
| Reward Points on Groceries | 20 reward points for every ₹100 spent (capped at 1,000 points per month) |
| Movie Discount | 10% off (up to ₹100) on BookMyShow tickets, 15 times per calendar year |
| Fuel Surcharge Waiver | 1% waiver at all fuel stations (for transactions between ₹500 and ₹4,000) |
| Maximum Monthly Fuel Waiver | ₹100 |
| Reward Point Redemption Value | Up to ₹0.25 per point |
| Minimum CIBIL Score | 700 (recommended for approval) |
| Minimum Age | 21 years for primary cardholder |
| Maximum Age | 65 years for primary cardholder |
| Card Network Availability | MasterCard, VISA & RuPay |
| RuPay UPI Transactions | Offline UPI transactions under ₹2,000 not eligible for rewards |
This card provides significant value for grocery expenses and movie buffs, with its annual fee easily waived through moderate yearly spending.
ShopRite Card: Features & Benefits
The RBL Bank ShopRite Credit Card offers up to 20 reward points for every ₹100 spent, alongside a 10% discount on BookMyShow movie tickets. New cardholders receive 2,000 welcome reward points, credited within 60 days of card issuance (as of 2026).
| Feature | Details | Key Benefit |
|---|---|---|
| Welcome Benefit | 2,000 bonus reward points on first transaction within 30 days of card issuance and annual fee payment. | Instant boost to reward points for new cardholders. |
| Grocery Spends Rewards | 20 reward points for every ₹100 spent on groceries, capped at 1,000 points per month (5% value back). | Accelerated savings on grocery purchases. |
| Movie Ticket Discount | 10% discount (up to ₹100) on BookMyShow movie tickets, valid for 15 transactions per calendar year. | Significant savings on entertainment expenses. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver at all fuel stations for transactions between ₹500 and ₹4,000, maximum ₹100 per month. | Cost savings on fuel expenses. |
| Annual Fee Waiver | Annual fee of ₹500 + GST waived by spending ₹1.5 lakh or more in a membership year. | Potential to make the card lifetime free for regular users. |
| General Spends Rewards | 1 reward point for every ₹100 spent on all other purchases (excluding fuel, utilities, insurance, railways, rent). | Earn rewards on a wide range of everyday spending. |
| Reward Point Redemption | Accumulated reward points are redeemable at rblrewards.rbl.bank.in or www.rblrewards.com. | Flexibility to redeem points for various options. |
| Card Network Availability | Available on MasterCard, VISA, and RuPay networks. RuPay cards include National Common Mobility Card (NCMC) and UPI features. | Versatile usage across different payment platforms and networks. |
| Bills2Pay Facility | Pay various utility bills conveniently via RBL MyCard App, RBL MyBank App, or Internet banking channel. | Convenient management and payment of utility bills. |
| Target Audience | Best suited for individuals seeking entertainment benefits, accelerated grocery savings, and a low annual fee rewards card. | Tailored benefits for grocery shoppers and movie enthusiasts. |
| Reward Point Crediting | Welcome benefits are credited within 60 days from the date of card issuance. | Ensures timely receipt of introductory rewards. |
| Reward Redemption Fee | A fee of ₹99 + GST applies for reward point redemption (effective August 15, 2022). | Standard charge for converting points to benefits. |
The RBL ShopRite Credit Card provides substantial value for grocery spending and entertainment, making IT a practical choice for everyday use in India.
RBL ShopRite Card: Fees & Charges
The RBL ShopRite Credit Card carries an annual fee of ₹500 plus GST, with a similar joining fee. Cardholders can waive the annual fee by spending ₹1.5 lakh or more in a membership year (as of 2026).
| Metric | Value (INR) | Source |
|---|---|---|
| Annual Fee | ₹500 + GST | RBL Bank Official Website (as of 2026) |
| Joining Fee | ₹500 + GST | RBL Bank Official Website (as of 2026) |
| Annual Fee Waiver (Spend-based) | Spend ₹1.5 lakh or more in a membership year | RBL Bank Official Website (as of 2026) |
| Reward Redemption Fee | ₹99 + GST | RBL Bank Official Website (as of August 15, 2022) |
| Foreign Currency Transaction Charge | 3.5% of transaction value | RBL Bank Official Website (as of 2026) |
| Cash Advance/Withdrawal Processing Fee | 2.5% or minimum ₹500 (whichever is higher) | RBL Bank Official Website (as of 2026) |
| Fuel Surcharge Waiver | 1% (for transactions between ₹400-₹5,000, max ₹100/month) | RBL Bank Official Website (as of 2026) |
| Welcome Bonus | 2,000 Reward Points | RBL Bank Official Website (as of 2026) |
| Welcome Bonus Eligibility | First purchase within 30 days of card issuance and RBL MyCard app download | RBL Bank Official Website (as of 2026) |
| Lifetime Free Card | Available through select channels | RBL Bank Official Website (as of 2026) |
The card’s fee structure is transparent, with a clear path to annual fee waiver for regular users. Always verify current charges directly with RBL Bank before applying.
Applying for RBL ShopRite Card: Process
Applying for the RBL ShopRite Credit Card in 2026 involves a straightforward online process, followed by document verification. Applicants need a minimum CIBIL score of 700 and an annual income of at least ₹3 lakh to qualify.
The application typically moves from online submission to bank contact and final approval, with welcome benefits credited within 60 days of card issuance.
- Online Application Submission: Visit the official RBL Bank website or a partner financial portal to initiate the application. Fill out the digital application form with personal and financial details.
- Eligibility Check: The bank assesses your profile against criteria like age (18-65 years), residency (Indian resident), and minimum annual income (₹3 lakh ITR).
- CIBIL Score Verification: A good CIBIL score, typically 700 or higher, is for approval, indicating a strong credit history without defaults.
- KYC Document Submission: A bank representative will contact you to collect necessary Know Your Customer (KYC) documents, such as identity proof, address proof, and income statements.
- Bank Review and Approval: RBL Bank reviews all submitted information and documents. If all criteria are met, your application for the ShopRite Credit Card will be approved.
- Card Issuance and Delivery: Upon approval, the credit card is issued and dispatched to your registered address.
- Welcome Benefit Activation: To receive the 2,000 welcome reward points, make your first purchase within 30 days of card issuance and pay the annual membership fee.
- Reward Point Credit: The welcome benefit of 2,000 reward points will be credited to your account within 60 days from the date of card issuance.
Ensure all provided information is accurate and documents are readily available to expedite the application and approval process for your RBL ShopRite Credit Card.
RBL ShopRite Card: Eligibility Criteria
To qualify for the RBL ShopRite Credit Card in 2026, applicants must be Indian residents aged 18 to 65 years. A strong CIBIL score of 700 or higher is for approval, demonstrating a good credit history.
Applicants also need a minimum annual income tax return (ITR) of ₹3 lakh to meet the bank’s financial stability requirements.
- Age Requirement: Applicants must be between 18 and 65 years old as of 2026.
- Residency Status: Only Indian residents are eligible to apply for the RBL ShopRite Credit Card.
- CIBIL Score: A CIBIL score of 700 or above is generally required, indicating a healthy credit profile.
- Credit History: The applicant’s credit report should show no history of loan defaults or settlements.
- Income Criteria: A minimum annual income tax return (ITR) of ₹3 lakh is typically expected for approval.
- Employment Type: Both salaried and self-employed individuals can apply, provided they meet income and credit score criteria.
- Required Documents: Standard KYC documents like PAN card, Aadhaar card, income proof, and address proof are necessary for application.
Meeting these criteria helps ensure a smooth application process and increases the likelihood of card approval from RBL Bank.
RBL ShopRite Vs. Alternatives: Comparison
The RBL ShopRite Credit Card offers specific benefits for grocery shopping and movie tickets, with an annual fee of ₹500 + GST. Other popular cards like HDFC Regalia and SBI Card PRIME provide broader reward structures or travel benefits, often with different fee waivers.
| Feature | RBL ShopRite | HDFC Regalia | SBI Card PRIME |
|---|---|---|---|
| Annual Fee | ₹500 + GST | ₹1,000 | ₹2,999 + GST |
| Welcome Benefit | 2,000 reward points (on fee payment & first use) | 10,000 reward points | 3,000 welcome e-gift voucher |
| Reward Points on Groceries | 20 points per ₹100 (capped at 1,000 points/month) | 4 points per ₹150 | 10 points per ₹100 (on dining, groceries, departmental stores) |
| Movie Discounts | Up to 10% off on BookMyShow (up to 15 times yearly) | No specific movie discount | Up to ₹500 off on movie tickets annually (BookMyShow/Paytm) |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver | 1% fuel surcharge waiver (min. ₹400, max. ₹1,000/month) | 1% fuel surcharge waiver (up to ₹250/month) |
| Annual Fee Waiver | On spends of ₹1.5 lakh or more in a membership year | On spends of ₹1.5 lakh or more in a membership year | On spends of ₹3 lakh or more in a membership year |
| Foreign Currency Markup | 3.5% | 2% | 3.5% |
| Reward Redemption Fee | ₹99 + GST (as of August 15, 2022) | No specific fee | No specific fee |
The RBL ShopRite card is ideal for users prioritizing grocery savings and movie offers, while alternatives like HDFC Regalia and SBI Card PRIME cater to broader spending categories and higher reward point accrual.
RBL ShopRite Card: Common Misconceptions
Many applicants misunderstand specific benefits and conditions of the RBL ShopRite Credit Card. For instance, the welcome benefit of 2,000 reward points requires card usage within 30 days and payment of the annual fee, not just issuance.
Another common misconception relates to the annual fee waiver, which requires a minimum spend of ₹1.5 lakh in a membership year.
- Lifetime Free Card: While some RBL Bank cards offer lifetime free options through specific channels, the RBL ShopRite Credit Card typically carries an annual fee of ₹500 + GST, waived only on spending ₹1.5 lakh or more annually.
- Unlimited Grocery Rewards: The card offers 20 reward points per ₹100 spent on groceries, but these are capped at 1,000 points per month, not unlimited.
- Instant Welcome Points: The 2,000 welcome reward points are credited within 60 days from card issuance, provided the card is used within 30 days and the annual fee is paid.
- Universal Movie Discount: The 10% BookMyShow discount (up to ₹100) is valid for a maximum of 15 transactions per calendar year, not for all movie bookings.
- Fuel Surcharge Waiver: The 1% fuel surcharge waiver is capped at ₹100 per month and applies only to transactions between ₹500 and ₹4,000.
Understanding these specific terms helps cardholders maximize the benefits of the RBL ShopRite Credit Card effectively.
Next Steps: Applying for RBL ShopRite
Applying for the RBL ShopRite Credit Card in 2026 requires meeting specific eligibility criteria and following a clear application process. A good CIBIL score, typically a minimum of 700, is for approval, ensuring no defaults or settlements on previous credit.
The card offers a welcome benefit of 2,000 reward points if used within 30 days of issuance, with points credited within 60 days.
- Review Eligibility: Ensure you are an Indian resident aged 18-65 years with a minimum annual income tax return (ITR) of ₹3 lakh.
- Prepare Documents: Gather necessary KYC documents like identity proof (PAN card, Aadhaar card), address proof, and income proof (salary slips, bank statements, ITR).
- Online Application: Visit the official RBL Bank website or a trusted financial aggregator portal to fill out the application form for the ShopRite Credit Card.
- CIBIL Score Check: RBL Bank will assess your CIBIL score; a score of 700 or higher with a clean credit history significantly improves approval chances.
- Bank Contact: A bank representative will contact you to verify details and assist with submitting physical KYC documents if required.
- Welcome Benefit Activation: After card issuance, make your first purchase within 30 days and pay the annual membership fee of ₹500 + GST to receive 2,000 welcome reward points within 60 days.
Successful application hinges on meeting the bank’s criteria and providing accurate documentation.
Key Takeaways
- Applicants need a CIBIL score of 700+ and an annual ITR of at least ₹3 lakh for the RBL ShopRite Credit Card.
- The card offers 2,000 welcome reward points, credited within 60 days of issuance, upon first use within 30 days and annual fee payment.
- An annual fee waiver is possible if you spend ₹1.5 lakh or more in a membership year.
Check your eligibility and apply for the RBL ShopRite Credit Card on the official RBL Bank website.
Frequently Asked Questions (FAQs)
What are the main benefits of the RBL Bank ShopRite Credit Card in 2026?
The RBL Bank ShopRite Credit Card offers up to 20 reward points per ₹100 spent, a 10% discount on BookMyShow movie tickets, and a 1% fuel surcharge waiver. You also receive 2,000 welcome reward points upon card issuance and payment of the annual fee within 30 days. This card is well-suited for grocery spending and entertainment benefits.
What is the annual fee for the RBL Bank ShopRite Credit Card in 2026?
The RBL Bank ShopRite Credit Card has an annual membership fee of ₹500 plus GST. This fee can be waived if your annual spending exceeds a certain threshold, which RBL Bank typically updates each year. Verify the current waiver criteria on the RBL Bank website.
How can I get a waiver on the annual fee for the RBL Bank ShopRite Credit Card?
You can get an annual fee waiver on the RBL Bank ShopRite Credit Card by meeting a specific spending threshold in the preceding year. For example, as of 2025, spending ₹1.5 lakh annually often qualified for a waiver. Always confirm the exact spend-based waiver criteria directly with RBL Bank for 2026.
What are the eligibility criteria for the RBL Bank ShopRite Credit Card?
To be eligible for the RBL Bank ShopRite Credit Card, applicants must typically be Indian residents between 21 and 60 years old, with a stable income and a CIBIL score of 750 or higher. Specific income requirements vary, but salaried individuals usually need a minimum monthly income of ₹25,000-₹30,000. RBL Bank assesses each application based on its internal credit policies.
How do I redeem reward points earned with the RBL Bank ShopRite Credit Card?
You can redeem your RBL Bank ShopRite Credit Card reward points by visiting the RBL Bank rewards portal at rblrewards.rbl.bank.in. Points can be exchanged for various products, vouchers, or cashback options available on the platform. Ensure you check the redemption catalog for current offers and point values.
Does the RBL Bank ShopRite Credit Card offer fuel surcharge waivers?
Yes, the RBL Bank ShopRite Credit Card provides a 1% fuel surcharge waiver at all fuel stations across India. This waiver is typically capped at a maximum amount per statement cycle, often around ₹100-₹150. Transactions below ₹400 or above ₹5,000 may not be eligible for the waiver.
Is the RBL Bank ShopRite Credit Card available on RuPay network?
Yes, the RBL Bank ShopRite Credit Card is available on the RuPay network, in addition to MasterCard and VISA. RuPay cards offer National Common Mobility Card (NCMC) features and support UPI transactions. However, offline UPI transactions under ₹2,000 made at small merchants on RuPay Credit Cards are not eligible for reward points.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.