Best Apps & Offers for Credit Card Bill Cashback — 2026
In 2026, 65-70% of Indian credit card users pay bills through apps like CRED, PhonePe, or Google Pay, leveraging cashbac…
Aarav Sharma · 9 Jun 2026
The money decisions nobody taught you
Personal Finance in India
Budgeting, debt payoff, salary, fraud protection and life-stage planning — practical guidance for Indian households, with the numbers worked out.
27 guides8 calculators2+ articles
Budgeting & saving
Where the money goes, and how to redirect it.
- Guide
How to Budget
The 50/30/20 rule, adapted to Indian salary structures.
- Ranked
Best Budgeting Apps in India
Reviewed on account aggregation, privacy and cost.
- Guide
Building an Emergency Fund
How many months, and where to park it.
- Guide
How to Save Money
Recurring cuts that compound, not one-off frugality.
- Guide
Financial Planning by Age
Priorities at 25, 35, 45 and 55.
Managing debt
Getting out, and dealing with those chasing you.
- Guide
How to Get Out of Debt
Snowball vs avalanche, with the rupee difference.
- Guide
Paying Off Credit Card Debt
The fastest route out of 42% interest.
- Guide
Debt Consolidation
When one loan to rule them all works.
- Guide
Recovery Agent Harassment
RBI rules, your rights and where to complain.
- Guide
Illegal Loan Apps
How to identify, exit and report predatory lending apps.
Salary & career money
Making sense of your CTC.
- Guide
CTC vs In-Hand Salary
Every component decoded, with a take-home calculator.
- Guide
Optimising Your Salary Structure
NPS, meal cards, LTA and what actually saves tax.
- Guide
ESOPs & RSUs
Vesting, taxation at exercise and at sale.
- Guide
Money Checklist When Switching Jobs
EPF transfer, gratuity, insurance gap and Form 12B.
- Guide
Money Guide for Freelancers
Irregular income, advance tax and GST.
Fraud & protection
India’s fastest-growing financial risk.
- Guide
UPI Fraud: How to Avoid & Report
Common scams and the 3-day reporting window that gets money back.
- Guide
How to Report Financial Fraud
Bank, 1930 helpline, cybercrime.gov.in and RBI Sachet.
- Guide
Phishing & Investment Scams
Fake advisory groups, dividend scams and how to verify a SEBI registration.
- Guide
The "Digital Arrest" Scam
How it works and what to do if you are targeted.
Life events & estate
Marriage, children, inheritance, death.
- Guide
Wills & Succession in India
Making a valid will, and what happens without one.
- Guide
Nomination Rules
Bank, demat, insurance and EPF — nominee is not the same as heir.
- Guide
Money After Marriage
Joint accounts, insurance and combined goals.
- Guide
Financial Planning for a Child
Education inflation, SSY and the right instruments.
- Guide
Claiming a Deceased Relative’s Assets
The document trail for banks, insurers and demat accounts.
Schemes & advice
Government benefits and who to trust for guidance.
Tools
Personal Finance calculators
Run the numbers before you talk to anyone selling you something.
From the blog
Latest personal finance research
Credit Card Bill Payment Methods 2026: Online, Offline & Apps in India
Several mobile applications simplify credit card bill payments in India, offering features like rewards and centralized …
Vikram Desai · 7 Jun 2026