Money content is only worth reading if you know who wrote it and whether they have any business doing so. Every credential below is one you can check. We do not publish an expertise claim we cannot substantiate, and where somebody is not qualified to cover a subject, they do not have a byline on it.
Nishit Kumar
Founder & Editor · 14 years’ experience. Fourteen years building consumer internet products in India, most of them in savings, deals and comparison. His full author profile lists the work behind each of those years.
| Role | Founder & Editor |
|---|---|
| Experience | 14 years |
| Education | MBA — Indian Institute of Management Kozhikode |
| Previously | Co-founder, Zoutons (consumer savings and deals platform); founding employee, Collegedunia |
| Covers | Credit Cards, Loans, Banking, Credit Score, Personal Finance, Small Business |
Those beats are where his byline appears — the ranked comparisons such as best first credit cards and best home loans, and the bank-by-bank rate pages. What the publication as a whole is for is set out in about Credsir.
On reviewer bylines
A “verified by” line appears on a Credsir page only where a named person has genuinely reviewed it, on a recorded date. Pages that have not been through editorial review carry a data-verification line instead, which states exactly what it means: every figure has been checked against its primary source and none of it has aged past its refresh window.
What that review consists of, and the scoring it applies, is set out in how we rate products; the rules a writer works under are in our editorial policy.
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