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Property

Buying, renting, registering and investing in Indian property — stamp duty by state, RERA checks, rental yields and the legal due diligence most buyers skip.

Credsir Editorial Team · MBA · 14 years in fintech
Updated 9 Sep 2026

Buying, renting, registering and investing in Indian property — stamp duty by state, RERA checks, rental yields and the legal due diligence most buyers skip.

Rankings and comparisons

Circle Rate vs Market Rate

How circle rate and market rate differ, which one stamp duty uses, and the Section 56(2)(x) tax risk when they diverge.

Plot vs Flat vs Builder Floor

Which to buy, and why the five-year construction rule in the Income-tax Act decides it.

Under-Construction vs Ready to Move

Price, GST, possession risk and the tax argument that has quietly stopped working.

How to

How to Verify a Builder

RERA records, past delivery and financial health — the checks to run before you pay a booking amount.

Guides and explainers

GST on Property Purchase

1% on affordable homes, 5% on other under-construction homes, both without input credit. A completed flat carries no GST at all.

Hidden Costs of Buying a Home

Every cost that sits on top of the sticker price, and which of them are fixed by law.

Home Buying Guide

From budget to registration: what RERA guarantees you, what the loan will not fund, and what to check before you pay anything.

Is Property a Good Investment in India?

What the RBI house price index says, what the round-trip costs take, and the one test that matters.

NRI Property Rules

What an NRI or OCI may buy, the two-property repatriation cap, and why the buyer's TDS is often too high.

Legal Due Diligence Checklist

Three documents decide whether a property is safe to buy: the title chain, the encumbrance certificate and the approved plan.

Registration Process

Register the sale deed at the sub-registrar within four months of execution — the statutory steps, the documents and the delay rules.

Tax by City in India: 2026-27 Portals, Due Dates and Rebates

Property tax portals, 2026-27 due dates and rebates for 13 Indian cities; Delhi, Bengaluru, Pune and Thane rebates have closed.

Remedies for Possession Delay

Refund with interest or monthly interest to stay: what section 18 of RERA gives you, and which to take.

Rent Agreement: Rules & Format

Why the agreement is 11 months, what registration actually buys you, and the TDS most tenants miss.

Rent Receipt Generator

The fields every employer expects, a template you can copy, and the HRA rules the receipts have to satisfy.

Rental Yield in Indian Cities

How to compute gross and net rental yield honestly, why the broker's number is always the gross one, and the tax rules that cut it further.

RERA Authority by State

State RERA portals verified live on 6 September 2026, what a registration number proves, and what it does not.

RERA Explained: What It Protects and What It Does Not

Registration, a 70% escrow, a fixed carpet area and five years of defect liability — but no price control and no cover for finished projects.

Stamp Duty & Registration Charges

What you actually pay at the sub-registrar, why the circle rate sets the floor, and Delhi's verified rates.

TDS on Property Sale (194-IA)

The buyer deducts 1% at ₹50 lakh and above — on the whole price, not on the excess.

TDS on Rent

Section 194-IB for individual tenants, 194-I for businesses, and the ₹50,000 monthly test that now governs both.

Tenant Rights in India

Eviction, deposit refunds and rent control — what the law gives a tenant and what it does not.

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