HDFC Bank Vehicle Loan Interest Rates 2026: New & Used Car EMI Comparison
Drive your dream car! HDFC Bank offers new car loans from 8.15% p.a. & used car loans from 13.75% p.a. Compare EMIs and …
Arjun Rao · 17 Jun 2026
Borrow at the rate you actually qualify for
Loans in India
Compare interest rates, processing fees and eligibility across every lender in India — home loans, personal loans, gold loans, car loans, education loans and business credit. All-in cost, not just the teaser rate.
42 guides6 calculators6+ articles
Home loans
The biggest borrowing decision most Indians make.
- Ranked
Best Home Loans in India
Ranked on effective rate, processing fee and prepayment terms.
- Live rates
Home Loan Interest Rates Today
Live rate table across banks, HFCs and NBFCs.
- Ranked
Home Loan Balance Transfer
When refinancing beats staying, with the break-even maths.
- Guide
Home Loan Top-Up
Cheaper than a personal loan — with conditions.
- Guide
Home Loan Eligibility & Documents
FOIR, LTV caps and income proof by lender type.
- Ranked
Home Loans for Self-Employed
ITR-based underwriting and the lenders that do it well.
- Ranked
NRI Home Loans
Repatriation, POA and tenure limits for non-residents.
- Guide
Plot, Construction & Renovation Loans
Composite loans, disbursement stages and tax treatment.
- Guide
PMAY & Government Housing Schemes
PMAY-U 2.0 subsidy slabs, eligibility and how to claim.
- Guide
Home Loan Tax Benefits
Section 24(b), 80C, 80EEA — and what the new regime removes.
- Guide
Fixed vs Floating Rate
Repo-linked EBLR vs MCLR vs fixed, in plain terms.
Personal loans
Unsecured credit — the most mis-sold product in India.
- Ranked
Best Personal Loans in India
Lowest all-in cost including processing fee and insurance add-ons.
- Live rates
Personal Loan Interest Rates
Lender-by-lender rate and fee table.
- Ranked
Instant Personal Loan Apps
Only RBI-regulated lenders — plus how to spot an illegal app.
- Ranked
Personal Loans for Low CIBIL Score
Realistic options below 700, and what they cost.
- Ranked
Debt Consolidation Loans
Replacing card debt at 42% with a loan at 12%.
- Guide
Personal Loan Balance Transfer
Foreclosure charges vs interest saved.
- Guide
Personal Loan Eligibility
Income multiples, FOIR limits and employer category lists.
- Guide
Why Personal Loans Get Rejected
The eleven reasons, ranked by how often they bite.
Secured & asset-backed loans
Cheaper money when you have collateral.
- Ranked
Best Gold Loans
Per-gram rates, LTV and the auction risk nobody mentions.
- Live rates
Gold Loan Interest Rates
Banks vs NBFCs, with per-gram lending values.
- Ranked
Loan Against Property (LAP)
Rates, LTV and why LAP tenure is shorter than you expect.
- Guide
Loan Against Shares & Mutual Funds
Overdraft against your portfolio without selling it.
- Guide
Loan Against Fixed Deposit
Usually the cheapest credit a salaried Indian can access.
- Guide
Loan Against Insurance Policy
Surrender value borrowing on traditional LIC-style plans.
Vehicle loans
Cars, two-wheelers and EVs.
- Ranked
Best Car Loans
New car financing ranked on rate and on-road funding %.
- Live rates
Car Loan Interest Rates
Bank-wise rates for new and used cars.
- Ranked
Used Car Loans
Higher rates, shorter tenures, stricter valuation.
- Ranked
Two-Wheeler Loans
Bike and scooter finance, including dealer-tie-up traps.
- Ranked
Electric Vehicle Loans
Green-loan concessions and battery-warranty conditions.
Education loans
Funding study in India and abroad.
- Ranked
Best Education Loans
Ranked on rate, moratorium terms and collateral requirement.
- Live rates
Education Loan Interest Rates
Bank and NBFC rates for India and overseas study.
- Ranked
Education Loans for Studying Abroad
USD-denominated options, forex cost and co-signer rules.
- Ranked
Collateral-Free Education Loans
Up to ₹7.5 lakh under CGFSEL, and NBFC alternatives.
- Guide
Vidya Lakshmi & Government Schemes
Central portal, interest subsidy and PM Vidyalaxmi.
- Guide
Section 80E Tax Benefit
Full interest deduction for eight years — old regime only.
Other credit
Everything else people borrow for.
- Guide
Consumer Durable & No-Cost EMI
Where the "no cost" is hidden in the sticker price.
- Guide
Overdrafts & Credit Lines
Interest only on what you draw.
- Guide
Agriculture Loans & Kisan Credit Card
KCC limits, interest subvention and crop-loan waivers.
- Reference
Foreclosure & Prepayment Charges
RBI rules on floating-rate loans and what lenders still charge.
- Guide
Loan Settlement vs Closure
Why "settled" wrecks your credit report for seven years.
- Guide
Borrower Rights & Recovery Agent Rules
RBI fair-practice code, harassment limits and how to escalate.
Tools
Loans calculators
Run the numbers before you talk to anyone selling you something.
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