← Part of RBL Credit Cards in India
The RBL Bank World Safari Credit Card, launched as India’s first travel card with 0% forex markup, targets frequent international travellers. As of 2026, IT offers a ₹3,000 MakeMyTrip welcome voucher and complimentary airport lounge access, positioning IT as a premium travel solution.
| Parameter | Details |
|---|---|
| Card Type | Premium Travel Credit Card |
| Target Audience | Frequent international travellers, especially millennials |
| Key Feature | 0% foreign exchange markup fee on all international transactions |
| Annual Membership Fee | ₹3,000 + GST (as of 2026) |
| Welcome Benefit | MakeMyTrip voucher worth ₹3,000 |
| Reward Points on Annual Spends | 5,000 points on ₹2.5 Lakhs annual spend (World Safari Lite variant) |
| Reward Points on Flights/Hotels (RBL Platform) | 5X Reward Points (5 points per ₹100 spent) |
| Reward Points on Eligible Domestic Travel | 1 point per ₹100 spent |
| Reward Points on All Other Transactions | 2 travel points per ₹100 spent |
| Complimentary Domestic Lounge Access | 2 per quarter (if ₹35,000+ spent in previous quarter) |
| Complimentary International Lounge Access | 1 per calendar quarter (if ₹50,000+ spent in previous quarter) |
| Subsequent Lounge Visit Charge | $35 (approx. ₹2,900 as of 2026, subject to forex rates) |
| Interest Rate | 3.99% per month (as of 2026) |
| Fuel Surcharge Waiver | 1% (on transactions between ₹500 and ₹4,000, max ₹250/month) |
| Additional Benefits | Worldwide travel insurance, complimentary golf rounds, 24×7 concierge services |
The card’s 0% forex markup fee directly addresses a major cost for international travellers, making IT a competitive option for global spending.
Key Features & Benefits
The RBL Bank World Safari Credit Card offers a 0% forex markup fee on all international transactions, making IT ideal for frequent global travelers. Cardholders receive complimentary domestic and international lounge access, alongside accelerated reward points on travel spends.
| Type/Category | Details | Key Feature |
|---|---|---|
| Foreign Exchange | 0% forex markup fee on all international transactions, India’s first such travel card. | Zero Forex Markup |
| Global Lounge Access | Up to 12 complimentary lounge visits annually (8 domestic, 4 international). | Worldwide Airport Lounge Access |
| International Lounge (Extra) | One additional international lounge visit per quarter on spending ₹50,000+ in the previous quarter. | Spend-Based International Lounge |
| Welcome Benefit | MakeMyTrip voucher worth ₹3,000 for travel bookings upon card activation. | MakeMyTrip Welcome Voucher |
| Reward Points (Travel) | Earn 5 Travel Points for every ₹100 spent on flights and hotel bookings via RBL Rewards. | Accelerated Travel Rewards |
| Reward Points (General) | Earn 2 Travel Points for every ₹100 spent on all other transactions. | General Spends Rewards |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, max ₹250 per month. | Fuel Benefits Across India |
| Complimentary Golf | Access to complimentary rounds of golf annually at selected courses in India. | Golf Privileges |
| Concierge Services | 24×7 concierge services for travel, dining, and entertainment bookings. | Dedicated Concierge |
| Travel Insurance | full worldwide travel insurance coverage. | Global Travel Protection |
| Shopping Vouchers | Complimentary vouchers from popular brands like Taj Experiences, MakeMyTrip, and Croma. | Lifestyle Vouchers |
| Cash Advance Fee | No cash advance fee for the first withdrawal (verify current terms). | First Cash Advance Benefit |
| World Safari Lite Rewards | 5,000 Reward Points on annual spends of ₹2.5 Lakhs; 10,000 points on ₹5 Lakhs. | Milestone Rewards (Lite Card) |
| World Safari Lite Forex | 0% forex markup fee on all foreign currency transactions (World Safari Lite). | Zero Forex Markup (Lite Card) |
The card’s 0% forex markup and extensive lounge access make IT a strong contender for individuals with significant international travel needs, as of 2026.
Fees, Charges & Reward Points
The RBL Bank World Safari Credit Card carries an annual membership fee of ₹3,000, while the World Safari Lite variant costs ₹1,000 plus GST annually. Both cards offer a 0% foreign exchange markup fee on international transactions, a key benefit for frequent travelers.
| Metric | Value (INR) | Source |
|---|---|---|
| Annual Membership Fee (World Safari) | ₹3,000 | RBL Bank Official Website (as of 2026) |
| Annual Membership Fee (World Safari Lite) | ₹1,000 + GST | RBL Bank Official Website (as of 2026) |
| Foreign Exchange Markup Fee | 0% | RBL Bank Official Website (as of 2026) |
| Reward Redemption Fee | ₹99 + GST | RBL Bank Official Website (as of 2026) |
| Cash Advance Fee | 2.5% of withdrawn amount (minimum ₹500) | RBL Bank Official Website (as of 2026) |
| Subsequent Lounge Visits (outside India) | $35 per visit | RBL Bank Official Website (as of 2026) |
| Interest Rate (per month) | 3.99% | RBL Bank Official Website (as of 2026) |
| Fuel Surcharge Waiver | 1% (max ₹250 per month) | RBL Bank Official Website (as of 2026) |
| Fuel Transaction Range for Waiver | ₹500 to ₹4,000 | RBL Bank Official Website (as of 2026) |
| Reward Points on RBL Rewards Platform (Flights & Hotels) | 5 points per ₹100 | RBL Bank Official Website (as of 2026) |
| Reward Points on Eligible Domestic Travel Spends | 1 point per ₹100 | RBL Bank Official Website (as of 2026) |
The 0% foreign exchange markup fee on the RBL Bank World Safari Credit Card significantly reduces costs for international transactions, setting IT apart from many other travel cards in India.
How World Safari Card Works
The RBL Bank World Safari Credit Card is designed for frequent international travelers, offering a 0% forex markup fee on all foreign currency transactions. This feature helps cardholders save significantly on international spending, unlike many other cards that charge 1.99% to 3.5% markup. The card also provides various travel benefits, including complimentary lounge access and accelerated reward points on travel bookings.
- The RBL Bank World Safari Credit Card offers a 0% foreign currency transaction markup fee, making IT ideal for international travel.
- Cardholders receive a welcome benefit of a MakeMyTrip voucher worth ₹3,000, which can be redeemed for travel bookings.
- Complimentary domestic airport lounge access is provided twice per quarter, subject to spending ₹35,000 or more in the previous calendar quarter.
- An extra international airport lounge visit is available once per calendar quarter if the primary cardholder spends ₹50,000 or more in that quarter.
- The card accrues 2 travel points for every ₹100 spent on all transactions, reward accumulation.
- Fuel surcharge waiver of 1% is applicable on all fuel transactions between ₹500 and ₹4,000 across India, with a maximum waiver of ₹250 per month.
- The card includes complimentary worldwide travel insurance, offering protection during international trips.
- For the World Safari Lite variant, cardholders earn 5,000 reward points on annual spends of ₹2.5 lakh and 10,000 points on ₹5 lakh.
These features combine to offer a full travel solution, reducing costs and adding convenience for users traveling both domestically and internationally.
Travel & Lifestyle Privileges
The RBL Bank World Safari Credit Card offers a 0% forex markup fee on all foreign currency transactions, making IT ideal for international travelers. Cardholders also receive complimentary airport lounge access and accelerated reward points on travel spends.
- 0% Forex Markup: The card features a 0% foreign currency transaction markup fee on all international spends, eliminating extra charges on global purchases.
- Complimentary Lounge Access: Cardholders get 8 complimentary domestic lounge visits (2 per quarter) and 4 international lounge visits (1 per quarter) annually.
- Extra International Lounge Visit: An additional international lounge visit is available per calendar quarter if the primary cardholder spends ₹50,000 or more in that quarter.
- Accelerated Reward Points: Earn 2 travel points for every ₹100 spent on all transactions, with higher points on travel bookings via the RBL Rewards Platform.
- Welcome Benefits: New cardholders receive a MakeMyTrip voucher worth ₹3,000, setting the tone for travel-focused benefits.
- Fuel Surcharge Waiver: A 1% fuel surcharge waiver applies to transactions between ₹500 and ₹4,000 at all fuel stations in India, with a maximum waiver of ₹250 per month.
- Worldwide Travel Insurance: The card includes complimentary worldwide travel insurance, providing coverage for various travel-related incidents.
- Shopping & Travel Vouchers: Receive complimentary vouchers from popular brands like Taj Experiences, MakeMyTrip, and Croma, lifestyle benefits.
These privileges are designed to the travel experience for frequent international travelers and lifestyle enthusiasts using the RBL Bank World Safari Credit Card.
World Safari vs Alternatives
The RBL Bank World Safari Credit Card offers 0% forex markup, a key differentiator against cards like HDFC Infinia which charges 1.99% (as of 2026). While World Safari has an annual fee of ₹3,000, some alternatives like Niyo Global offer free annual membership.
| Feature | RBL World Safari Credit Card | Niyo Global Card (SBM Bank) | HDFC Infinia Credit Card |
|---|---|---|---|
| Forex Markup Fee | 0% on all foreign transactions | 0% on all foreign transactions | 1.99% on foreign transactions |
| Annual Membership Fee | ₹3,000 + GST | Free | Not specified (often high-tier, invite-only) |
| Welcome Benefit | MakeMyTrip voucher worth ₹3,000 | Not specified | Not specified |
| Reward Points on Travel Spends | 5X Reward Points (5 points per ₹100) on RBL Rewards Platform | Not specified | 3.3% rewards on all spends (net 1.3% after forex deduction) |
| Lounge Access (Domestic) | 8 complimentary visits per year (2 per quarter, spend-based) | Not specified | Not specified |
| Lounge Access (International) | 4 complimentary visits per year (1 per quarter, spend-based extra visit) | Not specified | Not specified |
| Fuel Surcharge Waiver | 1% on transactions between ₹500-₹4,000 (max ₹250/month) | Not specified | Not specified |
| Target Audience | Frequent international travellers, millennials | International travellers seeking zero-forex debit card | High-net-worth individuals, premium travel & lifestyle |
| Reward Redemption Fee | ₹99 + GST | Not applicable (debit card) | Not specified |
| Cash Advance Fee | 2.5% of withdrawn amount (min ₹500) | Not applicable (debit card) | Not specified |
The RBL World Safari card specifically targets frequent international travellers with its 0% forex markup and travel-centric rewards, while cards like HDFC Infinia offer a broader premium rewards structure across all spend categories.
Common Misconceptions about the RBL Bank World Safari Credit Card
The RBL Bank World Safari Credit Card is often misunderstood, particularly regarding its “0% forex markup” feature. While IT offers 0% forex markup on foreign currency transactions, some users have reported additional conversion rate charges.
Understanding these helps cardholders maximize benefits and avoid unexpected costs.
- True 0% Forex Markup: The card advertises 0% forex markup, which is accurate for the bank’s direct markup fee. However, some cardholders have noted an extra 20 paise charge on the forex conversion rate, effectively increasing the cost slightly.
- “First in India” Claim: While RBL Bank promotes the World Safari Card as India’s first 0% forex markup travel card, other products like the Niyo Global Card (in collaboration with DCB Bank) also offer 0% forex markup and were available earlier.
- Lounge Access Conditions: Complimentary international lounge access is not unlimited; IT includes 4 visits per year (1 per quarter). An extra international lounge visit requires spending ₹50,000 or more in a calendar quarter.
- Hidden Charges: Some users have reported that the overall foreign currency to INR conversion charges for the RBL World Safari card can be higher by 7.5%–10% compared to a standard credit card with a typical markup, despite the 0% markup claim.
- Reward Point Value: The card offers accelerated reward points on travel spends, but the overall net rewards for cards like HDFC Infinia (with a 1.99% forex markup) can still be higher (e.g., 1.3% after deducting forex fee) due to a superior base reward rate of 3.3%.
Always review the detailed terms and conditions from RBL Bank to fully understand all charges and benefits associated with the World Safari Credit Card.
How to Apply for World Safari
Applying for the RBL Bank World Safari Credit Card in 2026 involves a straightforward process, primarily available online or through RBL Bank branches. This card is designed for frequent travellers, offering a 0% forex markup fee on international transactions.
To apply, ensure you meet the eligibility criteria and have all necessary documents ready for submission.
- Online Application: Visit the official RBL Bank website or a trusted financial aggregator like BankBazaar to initiate your application. The online portal guides you through the necessary steps.
- Branch Visit: Alternatively, visit your nearest RBL Bank branch to apply in person. A bank representative will assist you with the application form and document submission.
- Required Documents: Prepare documents such as your latest bank statements, salary slips, and recent audited ITR for income proof. For identity and address verification, carry a government photo ID, a 3-month bank statement, or an insurance policy.
- Terms and Conditions: Carefully review the terms and conditions for the RBL Bank World Safari Credit Card application. This ensures you understand all card features, fees, and obligations.
- Application Submission: Complete the application form accurately and submit IT along with all required documents. For online applications, follow the digital submission instructions.
- Verification and Issuance: After submission, RBL Bank will verify your details and documents. Upon successful verification, your World Safari Credit Card will be processed and dispatched.
The application process is designed to be efficient, allowing eligible individuals to quickly access the card’s travel benefits.
Key Takeaways
- The RBL Bank World Safari Credit Card features a 0% forex markup fee, making IT ideal for international transactions.
- Annual membership for the World Safari Credit Card is ₹3,000, while the Lite version costs ₹1,000 + GST (as of 2026).
- Cardholders can earn 5,000 reward points on annual spends of ₹2.5 lakh with the World Safari Lite Credit Card.
Check eligibility and apply for the RBL Bank World Safari Credit Card directly on the RBL Bank official website.
Frequently Asked Questions (FAQs)
What is the RBL Bank World Safari Credit Card annual fee in 2026?
The RBL Bank World Safari Credit Card has an annual membership fee of ₹3,000 plus GST as of 2026. This fee provides access to benefits like 0% forex markup and airport lounge access. The World Safari Lite variant has a lower annual fee of ₹1,000 plus GST.
Does the RBL Bank World Safari Credit Card offer zero forex markup?
Yes, the RBL Bank World Safari Credit Card offers 0% forex markup on all international transactions. This feature makes IT suitable for frequent international travellers, saving on foreign currency conversion fees. IT was one of India’s first credit cards to offer this benefit.
What are the lounge access benefits of the RBL Bank World Safari Credit Card?
The RBL Bank World Safari Credit Card provides complimentary access to premium airport lounges both in India and abroad. Primary cardholders can also avail an extra international lounge visit per calendar quarter by spending ₹50,000 or more. Details on specific lounges are available via LoungeKey.
How do I earn reward points with the RBL Bank World Safari Credit Card?
You earn reward points on your RBL Bank World Safari Credit Card for various spends, which can be redeemed for flights and hotels. The World Safari Lite variant offers 5,000 reward points on annual spends of ₹2.5 lakh and 10,000 points on annual spends of ₹5 lakh. Reward points can be redeemed on rblrewards.rbl.bank.in.
What are the eligibility criteria for the RBL Bank World Safari Credit Card?
RBL Bank typically requires applicants to be Indian residents, aged 21-65 years, with a stable income and a good CIBIL score, generally above 750. Specific income requirements vary, but a minimum monthly income of ₹50,000 or more is often expected for premium cards. You can check detailed criteria on the RBL Bank website.
Are there any joining bonuses for the RBL Bank World Safari Credit Card?
Yes, new cardholders of the RBL Bank World Safari Credit Card typically receive a joining bonus, which often includes reward points or travel vouchers. As of 2026, specific joining offers should be verified directly on the RBL Bank website or during the application process. These bonuses are designed to offset the annual fee.
How does the RBL Bank World Safari Credit Card compare to other travel cards in India?
The RBL Bank World Safari Credit Card stands out with its 0% forex markup, a feature not commonly found in many Indian travel credit cards. While other cards like HDFC Bank Infinia or Axis Bank Magnus offer strong travel benefits, they may have higher forex markup fees. The World Safari card is particularly competitive for those prioritizing international transaction savings.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.