← Part of Axis Credit Cards in India
The Axis Bank Olympus Credit Card, launched in 2024, is a super-premium offering designed for high-net-worth individuals, particularly those transitioning from the Citi Prestige Credit Card. IT carries an annual fee of ₹20,000 + GST and offers extensive travel and lifestyle benefits, including unlimited airport lounge access and a 7.5 lakh EDGE Miles annual conversion CAP.
| Parameter | Details |
|---|---|
| Card Name | Axis Bank Olympus Credit Card |
| Card Type | Super-Premium, Travel Card |
| Issuing Bank | Axis Bank |
| Card Network | Mastercard World Elite, Visa |
| Activation Date | On or after July 15, 2024 |
| Joining Fee | ₹20,000 + GST (effectively ₹23,600) |
| Annual Fee | ₹20,000 + GST (effectively ₹23,600) |
| Annual Fee Waiver | No annual fee waiver condition |
| Welcome Benefit | ₹10,000 Taj/ITC Hotel voucher & 2,500 EDGE Miles |
| Renewal Benefit | ₹10,000 Taj/ITC Hotel voucher & 2,500 EDGE Miles |
| Domestic Spends Reward Rate | 1 EDGE Mile per ₹100 spent (effective 4%) |
| International Spends Reward Rate | 2 EDGE Miles per ₹100 (up to ₹2 lakh/month), then 1 EDGE Mile/₹100 (effective 8%) |
| EDGE Mile Conversion CAP | 7.5 lakh EDGE Miles annually per customer ID |
| Priority Pass Membership | Complimentary for primary and add-on cardholders (unlimited access to 1,200+ international lounges) |
| Guest Lounge Visits | 20 complimentary guest visits per calendar year |
| Complimentary Golf Privileges | 8 rounds or lessons per year; 1 additional for every ₹50,000 spent |
| Movie Ticket Offer | Buy-one-get-one-free on BookMyShow (up to ₹650 off), 2 times/month |
| Non-Movie Ticket Offer | Up to ₹1,000 off on second non-movie ticket on BookMyShow, 2 times/month |
| Dining Discount | 30% off (up to ₹1,000) with Axis Dining Delights |
| Airport Concierge Services | 8 complimentary Meet & Assist services per calendar year |
| Dynamic Currency Conversion (DCC) Markup | Nil |
| Rent Transaction Fee | Nil |
| Cash Withdrawal Fee | 2% of cash amount (Minimum ₹300) |
| Minimum Redemption | 500 EDGE Miles |
The Olympus Credit Card positions itself as a premium travel and lifestyle card, offering significant benefits for high spenders, particularly with its high EDGE Miles conversion limit compared to other Axis Bank cards.
Olympus Card: Rewards & Miles Program
The Axis Bank Olympus Credit Card offers a structured EDGE Miles program, providing 1 EDGE Mile for every ₹100 spent domestically and 2 EDGE Miles for international spends up to ₹2 lakh per month. Cardholders can transfer up to 7,50,000 EDGE Miles annually to various airline and hotel partners.
| Category | EDGE Miles Earned (per ₹100) | Annual CAP / Conversion Rate |
|---|---|---|
| Domestic Spends | 1 | 7,50,000 EDGE Miles (overall for all EDGE Miles cards combined) |
| International Spends (up to ₹2 lakh per month) | 2 | 7,50,000 EDGE Miles (overall for all EDGE Miles cards combined) |
| International Spends (beyond ₹2 lakh per month) | 1 | 7,50,000 EDGE Miles (overall for all EDGE Miles cards combined) |
| Group A Transfer Partners | 1 EDGE Mile = 4 Partner Points | 1,50,000 Miles |
| Group B Transfer Partners | 1 EDGE Mile = 4 Partner Points | 6,00,000 Miles |
| Non-rewardable categories (transportation, tolls, utilities, insurance, education, government, wallet, rent, fuel) | 0 | No EDGE Miles earned |
| Overall EDGE Miles Transfer | N/A | 7,50,000 EDGE Miles (per customer ID annually) |
| Minimum EDGE Miles for Transfer | N/A | 500 EDGE Miles |
The card’s reward structure prioritizes international spending, offering double EDGE Miles for transactions abroad up to a monthly limit. This allows for significant accumulation of miles for frequent travelers.
Olympus Card: Travel & Lifestyle Benefits
The Axis Bank Olympus Credit Card offers extensive travel and lifestyle benefits, including unlimited airport lounge access and complimentary golf sessions. Cardholders receive a ₹10,000 hotel voucher and 2,500 EDGE Miles annually as a welcome and renewal benefit.
| Benefit | Details | Access/Frequency |
|---|---|---|
| Domestic Airport Lounge Access | Unlimited complimentary access at select domestic airports in India for primary and add-on cardholders. | Unlimited, plus 10 complimentary guest visits per year |
| International Airport Lounge Access | Unlimited complimentary access to over 1,200+ international airport lounges worldwide via Priority Pass membership for primary and add-on cardholders. | Unlimited, plus 10 complimentary guest visits per year |
| Complimentary Stay Program | Receive the third night’s stay for free when booking a minimum of three nights through Hotels.com. Offer applies to one room, reserved in the primary cardholder’s name. | When booking a minimum of three nights |
| Golf Privileges | Complimentary golf rounds or lessons at participating clubs in India. Additional rounds/lessons can be unlocked with spending. | 8 complimentary sessions annually, plus 1 guest. One extra round/lesson for every ₹50,000 spent in a billing cycle. |
| Movie Ticket Offers (BookMyShow) | Buy One Get One Free on movie tickets (up to ₹650 off on the second ticket) and up to ₹1,000 off on the second non-movie ticket. | Maximum 2 times for movie tickets and 2 times for non-movie tickets per month per customer |
| Dining Benefits | Exclusive promotions through Axis Dining Delights for a premium dining experience. | 30% off on dining (up to ₹1,000) with Axis Dining Delights |
| Concierge Services | Access to premium concierge services, including travel assistance and event bookings. | 8 concierge services per year |
| Airport Transfer Service | Complimentary airport transfer services for primary cardholders. | Not specified (verify with Axis Bank for current limits) |
| Taj Epicure Membership | Complimentary membership offering discounts on dining, spa, and stays at Taj properties. | Complimentary |
| Welcome/Annual Benefit | Choice between Taj and ITC Hotels voucher, and EDGE Miles credited on card activation. | ₹10,000 voucher and 2,500 EDGE Miles annually on activation |
These benefits position the Olympus Card as a strong option for frequent travelers and those seeking premium lifestyle privileges in India.
Olympus Credit Card: Eligibility Criteria
The Axis Bank Olympus Credit Card targets high-net-worth individuals in India, requiring a minimum monthly income of ₹2.0 lakh. Applicants also need an excellent credit score of 750 or higher for approval (Source: Axis Bank, as of February 2026).
- Monthly Income: Applicants must have a net monthly income of ₹2.0 lakh or more, applicable for both salaried and self-employed individuals.
- Credit Score: A CIBIL or Experian credit score of 750 or above is generally preferred for this super-premium card.
- Age Range: The primary cardholder must be between 21 and 70 years of age at the time of application.
- Residency Status: Only Indian residents with valid KYC documents, including PAN and Aadhaar, are eligible to apply.
- Add-on Cardholders: Supplementary cardholders for the Olympus card must be at least 15 years old.
- Application Process: The application involves an online submission of primary details, followed by Axis Bank’s internal eligibility checks and contact.
- Final Approval: Meeting the stated criteria does not guarantee approval; the final decision rests with Axis Bank’s internal assessment.
Prospective cardholders should ensure all required income and identity proofs are readily available to streamline the application process.
Olympus Card: Fees & Charges Explained
The Axis Bank Olympus Credit Card carries a joining fee of ₹20,000 + GST and an identical annual fee, positioning IT as a super-premium offering in India. Its foreign currency markup fee is 1.8% + GST, which is lower than many other premium cards available as of 2026.
| Fee Type | Amount (Rs.) | Details |
|---|---|---|
| Joining Fee | 20,000 + GST | Applicable for primary cardholders. Includes welcome benefits like Taj/ITC Hotel vouchers and EDGE Miles. |
| Annual Fee | 20,000 + GST | Applicable for primary cardholders. Includes annual renewal benefits like Taj/ITC Hotel vouchers and EDGE Miles. |
| Foreign Currency Mark-up Fee | 1.8% + GST | This is lower than the typical 2-3.5% charged by many other premium cards. |
| Dynamic Currency Conversion (DCC) Markup | Nil | No additional charge for transactions where the merchant converts the currency. |
| Cash Withdrawal Fee | 2% of cash amount (Min ₹300) | Applicable for cash advances from ATMs. |
| Rent Transaction Fee | Nil | No fee for making rent payments using the Olympus Credit Card. |
| Card Validation Authorization | ₹2 or ₹25 | A small authorization charge taken for card validation, depending on the network partner. |
| Late Payment Charges | Varies | Applied if the minimum due amount is not paid by the due date. |
| Interest Rate (Finance Charges) | Varies | Applied if the total outstanding amount is not paid by the due date, calculated daily. |
The Olympus Credit Card offers a competitive 1.8% forex markup and no Dynamic Currency Conversion fee, making IT advantageous for international transactions compared to many other Axis Bank cards that charge 1.5% to 3.5%.
Olympus Vs. Axis Reserve Credit Card
The Axis Bank Olympus Credit Card and Axis Reserve Credit Card are both super-premium offerings, but the Olympus card allows a higher annual EDGE Miles conversion CAP of 7.5 lakh, compared to the Reserve card’s 5 lakh EDGE Reward points. The Olympus card also offers a superior international spend reward rate of 2 EDGE Miles per ₹100 for up to ₹2 lakh monthly.
| Feature | Axis Olympus Credit Card | Axis Reserve Credit Card |
|---|---|---|
| Annual Fee | ₹20,000 + GST | Not explicitly stated in available data (verify with Axis Bank) |
| Card Network | Mastercard World Elite, Visa | Not explicitly stated in available data (verify with Axis Bank) |
| EDGE Miles/Reward Points Conversion CAP (Annual) | 7.5 lakh EDGE Miles per customer ID | 5 lakh EDGE Reward points per customer ID |
| Domestic Spends Reward Rate | 1 EDGE Mile for every ₹100 | Not explicitly stated in available data (verify with Axis Bank) |
| International Spends Reward Rate | 2 EDGE Miles for every ₹100 (up to ₹2 lakh/month, then 1 EDGE Mile/₹100) | Not explicitly stated in available data (verify with Axis Bank) |
| Lounge Access | Unlimited complimentary international and domestic airport lounge access (Priority Pass membership + 10 guest visits/year) | Not explicitly stated in available data (verify with Axis Bank) |
| Welcome & Renewal Benefit | Taj/ITC Hotel vouchers worth ₹10,000 + 2,500 EDGE Miles | Not explicitly stated in available data (verify with Axis Bank) |
| Movie/Non-Movie Ticket Offers | Up to ₹650 off on 2nd movie ticket (2 times/month); up to ₹1,000 off on 2nd non-movie ticket (2 times/month) | Not explicitly stated in available data (verify with Axis Bank) |
| Complimentary Golf Sessions | 8 complimentary rounds/lessons per year | Not explicitly stated in available data (verify with Axis Bank) |
| Dynamic Currency Conversion (DCC) Markup | Nil | Not explicitly stated in available data (verify with Axis Bank) |
While both cards target premium users, the Olympus card, designed partly for Citi Prestige transitions, offers specific benefits like a higher annual mile conversion CAP and explicit international spend rewards.
How to Apply for Olympus Credit Card
Applying for the Axis Bank Olympus Credit Card in 2026 involves a straightforward online or offline process. Axis Bank assesses applicants based on their monthly income, credit score, and residency status, with a CIBIL score of 750+ preferred.
The card is primarily offered to Indian residents who meet specific financial criteria, ensuring a premium user base for this super-premium offering.
- Visit the official Axis Bank website and to the credit cards section to find the Olympus Credit Card.
- Click on the ‘Apply Now’ button and accurately fill in your primary personal and financial details as requested.
- Ensure you meet the eligibility criteria, including a monthly income of ₹2.0 lakh or more and an age between 21 and 70 years.
- Submit all required KYC documents, such as PAN card, Aadhaar card, and proof of income, for verification.
- Axis Bank will review your application and conduct an eligibility check, contacting you directly for further steps.
- Track your application status online using the reference number provided by Axis Bank, typically available on or after July 15, 2024.
For a personalized application experience, you can also visit your nearest Axis Bank branch with the necessary documents.
Key Takeaways
- The Axis Bank Olympus Credit Card is a super-premium offering, primarily for high-income individuals with a CIBIL score above 750.
- Applicants must be Indian residents aged 21-70 years, with a minimum monthly income of ₹2.0 lakh.
- The card carries an annual fee of ₹20,000, offering extensive travel and lifestyle benefits.
Check your eligibility and apply for the Axis Bank Olympus Credit Card directly on the official Axis Bank website.
Frequently Asked Questions (FAQs)
What is the annual fee for the Axis Bank Olympus Credit Card?
The Axis Bank Olympus Credit Card carries an annual fee of ₹20,000. This fee is consistent with other super-premium credit cards in the Indian market. IT offers extensive travel and lifestyle benefits to justify this cost.
What are the reward rates for the Axis Bank Olympus Credit Card?
The Axis Bank Olympus Credit Card offers 1 EDGE Mile for every ₹100 spent domestically. For international spends, you earn 2 EDGE Miles per ₹100, up to ₹2 lakh per month. Beyond this limit, international spends also earn 1 EDGE Mile per ₹100.
What is the maximum EDGE Miles conversion limit for the Axis Bank Olympus Credit Card?
You can convert a maximum of 7.5 lakh EDGE Miles annually per customer ID with the Axis Bank Olympus Credit Card. This is a higher limit compared to some other premium Axis Bank cards, such as the Reserve card which caps conversions at 5 lakh EDGE Reward points per year.
Does the Axis Bank Olympus Credit Card offer lounge access?
Yes, all primary and add-on cardholders of the Axis Bank Olympus Credit Card receive complimentary Priority Pass membership. This membership provides unlimited complimentary access to over 1,200+ international airport lounges worldwide. This benefit is a key feature for frequent international travelers.
What are the eligibility criteria for the Axis Bank Olympus Credit Card?
To be eligible for the Axis Bank Olympus Credit Card, applicants typically need a monthly income of ₹2 lakh or more, whether salaried or self-employed. A CIBIL score of 750 or higher is preferred, and applicants must be Indian residents between 21 and 70 years old. Final approval rests with Axis Bank.
Is the Axis Bank Olympus Credit Card available to new customers?
Initially, the Axis Bank Olympus Credit Card was primarily launched to transition existing Citi Prestige cardholders to Axis Bank following the acquisition. While IT is a super-premium offering, general availability for new customers may vary. Interested individuals should contact Axis Bank directly for current application details.
What network does the Axis Bank Olympus Credit Card operate on?
The Axis Bank Olympus Credit Card is issued on the Visa network. This ensures wide acceptance both domestically and internationally. The card’s features and benefits are designed to this global network.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.