The Standard Chartered Emirates World Credit Card is a co-branded premium travel card designed for frequent flyers, offering 4000 Skyward Miles on activation in a year. As of 2026, IT provides extensive travel benefits, including complimentary airport lounge access and 5% cashback on duty-free shopping.
| Parameter | Details |
|---|---|
| Card Type | Co-branded premium travel credit card (Standard Chartered & Emirates) |
| Issuer | Standard Chartered Bank |
| Partner Airline | Emirates |
| Target Audience | Frequent international travelers seeking premium benefits |
| Activation Bonus | 4000 Skyward Miles on activation in a year |
| Welcome Benefit | 4000 bonus miles |
| Emirates Skywards Membership | Emirates Skywards Blue tier membership on card activation |
| Reward Points (Emirates Transactions) | 6 Skyward Miles on every ₹150 spent on Emirates transactions |
| Reward Points (Emirates Flights/Travel Bookings) | 3 Skyward Miles per ₹100 on Emirates flights and travel bookings |
| Reward Points (Other Transactions) | 3 Skyward Miles on every ₹150 spent on all other transactions |
| Reward Transfer | Skywards Miles automatically transferred to Skywards account at end of each payment cycle |
| Cashback on Duty-Free Shopping | 5% cashback |
| Domestic Airport Lounge Access | Complimentary access |
| International Airport Lounge Access | 2 complimentary accesses on spending ₹10,000 or more in previous month |
| Golf Privileges | 3 complimentary accesses annually at 14 premium courses in India; unlimited games at 50% discount on green fees |
| Personal Overseas Air Accident Cover | ₹1 crore (or ₹10 million) |
| Complimentary Overseas Insurance | Coverage of ₹1 crore (including loss of baggage and flight delay) |
| Security Feature | Embedded chip for protection against fraudsters and counterfeiters |
| International Usage | Accepted globally where Visa/MasterCard is supported |
| Current Sourcing Status | Standard Chartered Bank is not sourcing this credit card currently (as of 2026) |
This card offers a full suite of features tailored for international travel, including significant Skywards Miles accrual and strong insurance coverage.
Emirates World Card: Benefits
The Standard Chartered Emirates World Credit Card offers extensive travel and lifestyle benefits, designed for frequent international travellers. Cardholders receive complimentary airport lounge access and significant savings on golf privileges across India.
As of 2026, this co-branded card provides a strong rewards program with Skywards Miles and full insurance coverage.
- Complimentary Airport Lounge Access: Enjoy complimentary domestic airport lounge access. The card also provides two complimentary international lounge accesses upon spending ₹10,000 or more in the previous month.
- Golf Privileges: Cardholders receive complimentary golf access three times a year at 14 premium courses across India. Unlimited golf games are available at a 50% discount on green fees.
- Overseas Insurance Coverage: The card includes complimentary overseas insurance, offering coverage up to ₹1 crore for personal overseas air accidents. This also covers loss of baggage and flight delays.
- Emirates Skywards Blue Tier Membership: Card activation grants immediate Emirates Skywards Blue tier membership, travel experiences with Emirates.
- Cashback on Duty-Free Shopping: Cardholders receive a 5% cashback on all duty-free shopping transactions, providing direct savings on international purchases.
- Welcome and Activation Miles: New cardholders receive 4,000 bonus Skyward Miles as a welcome benefit. An additional 4,000 Skyward Miles are awarded upon card activation within the first year.
- d Security Features: The card features an embedded chip, offering protection against fraudsters, counterfeiters, and identity theft for secure transactions both in India and internationally.
- Global Acceptance: The Standard Chartered Emirates World Credit Card is accepted globally wherever Visa or MasterCard payments are processed, ensuring convenience during international travel.
These benefits cater to a premium travel lifestyle, making the card suitable for individuals seeking extensive perks for their journeys.
Emirates World Card: Fees & Charges
The Standard Chartered Emirates World Credit Card carries a first-year joining fee of ₹3,000 plus GST, with the same amount applicable as a renewal fee annually. Overseas transactions incur a 3.50% foreign currency mark-up fee, making international spending a key consideration for cardholders.
| Metric | Value (INR) | Details |
|---|---|---|
| First-year joining fee | ₹3,000 | Plus GST |
| Renewal fee | ₹3,000 | Plus GST, every subsequent year |
| Foreign currency mark-up fee | 3.50% | Of the transaction amount for each international transaction |
| Cash advance fee | 3% | Of the advanced amount, subject to a minimum of ₹300 per transaction |
| Monthly interest rate | 3.49% | Equivalent to 41.88% annually on outstanding balances |
| Annualized Percentage Rate (APR) | 45.00% | Applicable across all Standard Chartered Credit Cards, including Emirates World |
| Overlimit fee | ₹500 | Or 2.5% of the over limit amount, whichever is higher, per instance |
| Overseas transactions fee | 3.5% | Levied on all overseas transactions |
| Third-party rent payment platform fee | 1% | Of the transaction amount |
Understanding these charges helps manage credit card expenses, especially for frequent international travellers who benefit from the card’s travel-centric rewards.
Emirates World Card: Rewards Program
The Standard Chartered Emirates World Credit Card offers accelerated Skyward Miles for frequent travelers, with 6 Skyward Miles earned for every ₹150 spent on Emirates transactions. Other spends earn 3 Skyward Miles per ₹150, which are automatically transferred to your Emirates Skywards account. As of 2026, the card also provides bonus miles upon activation and renewal.
| Transaction Type | Skyward Miles Earned | Details |
|---|---|---|
| Emirates transactions | 6 Skyward Miles per ₹150 spent | Automatically transferred to Emirates Skywards account |
| All other transactions | 3 Skyward Miles per ₹150 spent | Automatically transferred to Emirates Skywards account |
| Card Activation (First Year) | 4,000 bonus Skyward Miles | Welcome benefit upon card activation in a year |
| Card Renewal | 1,500 Skyward Miles | Renewal bonus credited annually |
| Emirates flights and travel bookings | 3 Skyward Miles per ₹100 spent | Specific rate for direct Emirates flight/travel purchases |
| Duty-free shopping | 5% cashback | Cashback benefit on duty-free purchases |
These Skyward Miles are designed to travel benefits, offering value for both Emirates-specific and general spending categories.
Emirates World Card: Eligibility
To qualify for the Standard Chartered Emirates World Credit Card in India, applicants must be between 21 and 65 years old. The bank requires a good credit score and specific income criteria, which vary based on the card’s features.
Both salaried and self-employed individuals can apply, provided they meet the bank’s internal income thresholds as of 2026.
- Age: Applicants must be between 21 and 65 years old to be eligible for the card.
- Employment Status: The card is available to both salaried and self-employed individuals in India.
- Credit Score: A good credit score is for approval, typically indicating a CIBIL score of 750 or higher.
- Income Criteria: Standard Chartered sets specific income requirements for this premium card, which are verified through income proof documents.
- Required Documents: Key documents include identity proof (PAN card, national ID), address proof (Passport, electricity bill), and income proof (Form 16, salary slips, ITR statements).
Meeting these criteria and submitting all necessary documents streamlines the application process for the Standard Chartered Emirates World Credit Card.
Emirates World Card: Application Process
Applying for the Standard Chartered Emirates World Credit Card in 2026 involves a straightforward online or offline process. Applicants must meet specific eligibility criteria, including age and employment status, and provide necessary documentation for verification.
While Standard Chartered Bank is not currently sourcing this specific card, the general application steps for their credit cards remain consistent. Ensure all required documents are ready to help a smooth application.
- Check Eligibility: Confirm you are between 21 and 65 years old and are either salaried or self-employed. A good CIBIL score is for approval.
- Gather Documents: Collect identity proof (PAN card, signature-bearing national identity cards), address proof (Passport, electricity bill, ration card), and income proof (Form 16, salary slips, ITR statements).
- Online Application: Visit the Standard Chartered Bank India website and to the credit card section. Fill out the online application form with personal, employment, and financial details.
- Offline Application: Alternatively, visit a Standard Chartered Bank branch in India. A bank representative can assist with filling out the physical application form and submitting documents.
- Document Submission: Upload scanned copies of required documents for online applications or submit physical copies at the branch. Ensure all documents are clear and valid.
- Verification Process: The bank will verify your submitted details and documents. This may include a credit score check and employment verification.
- Approval and Dispatch: Upon successful verification and approval, the Standard Chartered Emirates World Credit Card will be dispatched to your registered address.
For any queries during the application, contact the Standard Chartered Bank helpline at 6601 4444 or SMS CARD to 9980033333.
Emirates World Card vs Alternatives
The Standard Chartered Emirates World Credit Card offers premium travel benefits, but other co-branded and premium cards in India provide similar advantages. As of 2026, Standard Chartered is the third-largest foreign card issuer in India, with over 6.5 lakh active credit cards.
| Feature | Standard Chartered Emirates World Card | Standard Chartered Ultimate Credit Card | Emirates Skywards ICICI Bank Sapphiro |
|---|---|---|---|
| Card Type | Co-branded, Premium Travel | Premium Lifestyle | Co-branded, Premium Travel |
| Annual Fee | ₹3,000 + GST | ₹6,000 (Joining fee benefit: 6000 Reward Points worth ₹6,000) | ₹6,500 + GST (first year) |
| Welcome Benefit | 4000 Skyward Miles on activation | 6000 Reward Points (worth ₹6,000) | 2,500 Skywards Miles |
| Emirates Spends Rewards | 6 Skyward Miles per ₹150 spent | N/A | 3 Skywards Miles per ₹100 spent |
| Other Spends Rewards | 3 Skyward Miles per ₹150 spent | 5 Reward Points per ₹150 spent (1 point = ₹1) | 2 Skywards Miles per ₹100 spent |
| Foreign Currency Mark-up Fee | 3.50% | 3.50% | 3.50% |
| Domestic Airport Lounge Access | Complimentary access | Access to over 1000 airport lounges worldwide | Two complimentary per quarter |
| International Airport Lounge Access | 2 complimentary on spending ₹10,000+ in previous month | Priority Pass Membership (small fee) | Two complimentary per year |
| Overseas Air Accident Cover | ₹1 crore | ₹1 crore | N/A |
| Duty-Free Cashback | 5% | 5% | N/A |
| Golf Privileges | 3 complimentary access/year, 50% discount on green fees | N/A | N/A |
| Current Sourcing Status (as of 2026) | Not currently sourcing new applications | Actively sourcing | Actively sourcing |
While the Emirates World Card offers strong travel benefits, its current unavailability for new applications makes alternatives like the Standard Chartered Ultimate Card or ICICI Bank’s co-branded Emirates cards more accessible for similar perks.
Key Takeaways
- The Standard Chartered Emirates World Credit Card is not accepting new applications as of 2026, limiting direct access to its specific travel benefits.
- Alternative premium travel cards, such as the Standard Chartered Ultimate Card, offer comparable benefits like lounge access, reward points, and insurance coverage.
- Co-branded cards from other banks, like the Emirates Skywards ICICI Bank Sapphiro, provide direct Skywards Miles earning opportunities for frequent Emirates flyers.
Review the features and eligibility of currently available premium travel credit cards to find the best fit for your spending habits and travel needs.
Frequently Asked Questions (FAQs)
What are the main benefits of the Standard Chartered Emirates World Credit Card in India?
The Standard Chartered Emirates World Credit Card offers Skyward Miles, complimentary overseas travel insurance up to ₹1 crore, and 5% cashback on duty-free shopping. Cardholders also receive complimentary golf access three times a year at 14 premium Indian courses, along with airport lounge access. This co-branded card is designed for frequent international travelers.
What are the eligibility criteria for the Standard Chartered Emirates World Credit Card in India?
To apply for the Standard Chartered Emirates World Credit Card, applicants typically need to be Indian residents between 21 and 65 years old with a stable income. Specific income requirements vary by bank policy, but a strong CIBIL score, usually above 750, is for approval. Required documents include identity proof, address proof, and income proof.
What are the fees and charges for the Standard Chartered Emirates World Credit Card?
The Standard Chartered Emirates World Credit Card typically has an annual fee, which can sometimes be waived based on spending. Overseas transactions incur a 3.5% foreign currency markup fee, in addition to Goods and Services Tax (GST) on applicable charges. Always verify the latest fee structure directly with Standard Chartered Bank as of 2026.
Does the Standard Chartered Emirates World Credit Card offer airport lounge access?
Yes, the Standard Chartered Emirates World Credit Card provides complimentary airport lounge access, a key benefit for frequent travelers. This access typically covers select domestic and international lounges, the travel experience. Details on specific lounge networks and visit limits should be confirmed with the bank.
Can I earn Skyward Miles with the Standard Chartered Emirates World Credit Card?
Yes, the Standard Chartered Emirates World Credit Card is a co-branded card that allows you to earn Skyward Miles on your spending. Cardholders also receive 4,000 Skyward Miles upon card activation within the first year. These miles can be redeemed for flights and upgrades with Emirates and partner airlines.
Is the Standard Chartered Emirates World Credit Card suitable for international travel?
The Standard Chartered Emirates World Credit Card is highly suitable for international travel, offering benefits like complimentary overseas accident insurance up to ₹1 crore and 5% cashback on duty-free shopping. IT is globally accepted wherever Visa/MasterCard is supported, featuring an embedded chip for d security. The card’s design caters specifically to the needs of frequent international travelers.
What is the annual fee for the Standard Chartered Emirates World Credit Card in India?
The annual fee for the Standard Chartered Emirates World Credit Card in India can vary; as of early 2026, IT is typically around ₹3,000 to ₹5,000 plus GST. This fee may be waived if a certain spending threshold is met within the year. Always confirm the current annual fee and waiver conditions directly with Standard Chartered Bank.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.