The Standard Chartered Priority Visa Infinite Credit Card is an exclusive offering for the bank’s Priority Banking clients in India, providing a suite of premium travel, lifestyle, and insurance benefits. As of 2026, this card comes with zero joining and annual fees for eligible customers, making IT a lifetime-free premium credit card.
IT offers accelerated rewards, with 5x points on international and retail fashion spends, alongside complimentary domestic and international lounge access, its value for frequent travelers and high-net-worth individuals.
| Parameter | Details |
|---|---|
| Card Name | Standard Chartered Priority Visa Infinite Credit Card |
| Issuer | Standard Chartered Bank |
| Card Network | Visa |
| Target Audience | Standard Chartered Priority Banking Clients (salaried and self-employed) |
| Joining Fee | ₹Nil (Complimentary for Priority Banking clients) |
| Annual Fee | ₹Nil (Complimentary for Priority Banking clients; waived if annual spend is ₹1.5 lakh) |
| Reward Points (Overseas & Retail Fashion) | 5x rewards for every ₹100 spent |
| Reward Points (Other Spends) | 2 reward points for every ₹100 spent |
| Domestic Lounge Access | 4 complimentary visits per calendar quarter in India |
| International Lounge Access | 2 complimentary visits every month (via Priority Pass, nominal fee applies per access) |
| Personal Air Accident Cover | ₹1.2 Crore |
| Overseas Medical Insurance | USD 25,000 |
| Fuel Surcharge Waiver | 1% at HPCL Pumps |
| Global Concierge Services | Available |
| Dining Discounts | Available |
| Loan on Credit Card Facility | Up to ₹5,00,000 (tenure 12-60 months) |
| Balance Transfer Facility | Up to ₹5,00,000 from other bank credit cards |
| EMI Conversion of Outstanding | Up to ₹5,00,000 (zero processing fee) |
| Overseas Transaction Fee | 3.5% of the transaction amount |
| Transaction Fee (Indian merchant, registered overseas) | 1% of the transaction amount |
| Third-Party Rent Payment Platform Fee | 1% of the transaction amount |
| Minimum Age for Applicant | 21 years |
| Maximum Age for Applicant | 65 years |
| Approval Time | Approximately 9 days |
| Application Method | Online via bank’s website or at SCB branch offices |
| Customer Care Numbers | 66014444, 39404444, 18003451000 (toll-free) |
This card is designed for affluent customers, offering substantial benefits in travel and lifestyle categories without the burden of annual fees, provided Priority Banking criteria are met.
Standard Chartered Priority Visa Infinite Credit Card in India: Types, Categories & Key Components Explained
The Standard Chartered Priority Visa Infinite Credit Card is an exclusive offering for the bank’s Priority Banking clients in India, featuring zero joining and annual fees. IT provides a full suite of benefits, including 5x rewards on international and retail fashion spends, along with extensive travel and insurance privileges.
| Type/Category | Details | Key Feature |
|---|---|---|
| Card Name | Standard Chartered Priority Visa Infinite Credit Card | Designed exclusively for Standard Chartered Priority Banking clients |
| Issuer & Network | Standard Chartered Bank, Visa | Global acceptance with Visa Infinite privileges |
| Target Audience | Priority Banking Clients (salaried and self-employed) | Requires a Priority Banking account with Standard Chartered Bank |
| Joining Fee | ₹Nil | Complimentary for eligible Priority Banking clients |
| Annual Fee | ₹Nil | Waived if annual spend exceeds ₹1.5 lakh, otherwise zero for Priority Banking |
| Overseas Transaction Fee | 3.5% of transaction amount | Applicable for international purchases |
| Indian Merchant (Registered Overseas) Fee | 1% of transaction amount | Applies to transactions with merchants registered outside India but operating here |
| Third-Party Rent Payment Fee | 1% of transaction amount | Charged on payments made via third-party rent platforms |
| Accelerated Rewards | 5x rewards for every ₹100 spent | Applicable on international and retail fashion spends |
| Standard Rewards | 2 reward points for every ₹100 spent | Applies to all other spending categories |
| Domestic Lounge Access | 4 complimentary visits per calendar quarter | Access to select airport lounges in India |
| International Lounge Access | 2 complimentary visits every month | Via complimentary Priority Pass membership (nominal fee per visit applies) |
| Personal Air Accident Cover | ₹1.2 Crore | Complimentary overseas insurance benefit |
| Overseas Medical Insurance | USD 25,000 | Complimentary overseas insurance benefit |
| Fuel Surcharge Waiver | 1% at HPCL Pumps | Maximum waiver limits may apply |
| Global Concierge Services | Personalized assistance | Support for travel, dining, and entertainment bookings |
| Loans on Credit Card | Up to ₹5 lakh | Flexible tenures from 12 to 60 months |
| Balance Transfer Facility | Up to ₹5 lakh | Transfer outstanding balances from other bank credit cards |
| EMI Conversion | Up to ₹5 lakh outstanding | Convert entire outstanding into EMIs with zero processing fee |
| Customer Care Numbers | 66014444, 39404444, 18003451000 (toll-free) | Available for inquiries and support |
This card consolidates premium travel, lifestyle, and insurance benefits, making IT a strong choice for Standard Chartered’s affluent Priority Banking customers seeking full privileges without annual fees.
Standard Chartered Priority Visa Infinite Credit Card in India
The Standard Chartered Priority Visa Infinite Credit Card is exclusively for Priority Banking clients in India, offering a zero joining fee and no annual fee for eligible customers. This premium card provides 5x rewards on international and retail fashion spends, along with extensive travel and insurance benefits.
| Metric | Value | Source |
|---|---|---|
| Card Type | Credit Card | Standard Chartered Bank |
| Target Customer Segment | Priority Banking Clients (salaried and self-employed) | Standard Chartered Bank |
| Joining Fee | ₹Nil | Standard Chartered Bank |
| Annual Fee | ₹Nil (complimentary for Priority Banking clients; otherwise, spend ₹1.5 lakh for waiver) | Standard Chartered Bank |
| Reward Points: Overseas & Retail Fashion Spends | 5x rewards for every ₹100 spent | Standard Chartered Bank |
| Reward Points: Other Spends | 2 reward points for every ₹100 spent | Standard Chartered Bank |
| Personal Air Accident Cover | ₹1.2 Crore | Standard Chartered Bank |
| Overseas Medical Insurance | USD 25,000 | Standard Chartered Bank |
| Domestic Lounge Access | 4 complimentary visits per calendar quarter | Standard Chartered Bank |
| International Lounge Access | 2 complimentary visits per month (via Priority Pass, nominal fee applies per visit) | Standard Chartered Bank |
| Foreign Transaction Fee | 3.5% of the transaction amount | Standard Chartered Bank |
| Transaction Fee (Indian merchant registered overseas) | 1% of the transaction amount | Standard Chartered Bank |
| Fuel Surcharge Waiver | 1% at HPCL Pumps | Standard Chartered Bank |
| Loan on Credit Card Facility | Up to ₹5,00,000 (tenure 12-60 months) | Standard Chartered Bank |
| Balance Transfer Facility | Up to ₹5,00,000 from other bank credit cards | Standard Chartered Bank |
| EMI Conversion of Outstanding | Up to ₹5,00,000 (zero processing fee) | Standard Chartered Bank |
| Monthly Interest Rate (APR) | 3.75% p.m. (45.00% p.a.) | Standard Chartered Bank |
| Minimum Age for Applicant | 21 years | Standard Chartered Bank |
| Maximum Age for Applicant | 65 years | Standard Chartered Bank |
| Priority Banking Eligibility: Monthly Average FUM | ₹50 Lakh | Standard Chartered Bank |
| Priority Banking Eligibility: Monthly Salary Credit | ₹3 Lakh (into Standard Chartered Salary Account) | Standard Chartered Bank |
| Priority Banking Eligibility: Mortgage Outstanding | ₹2 Crore | Standard Chartered Bank |
| Application Process | Online or at SCB branch offices | Standard Chartered Bank |
| Approval Time | Approximately 9 days | Standard Chartered Bank |
This card provides a full suite of benefits for Standard Chartered’s affluent clients, focusing on travel, lifestyle, and insurance coverage without typical annual fees.
How Standard Chartered Priority Visa Infinite Credit Card in India Works
The Standard Chartered Priority Visa Infinite Credit Card is exclusively for the bank’s Priority Banking clients in India. This card offers a range of premium benefits, including accelerated reward points and complimentary insurance, without any joining or annual fees for eligible customers.
The card integrates with Standard Chartered’s Priority Banking program, requiring a minimum monthly average Funds Under Management (FUM) of ₹50 lakh or a monthly salary credit of ₹3 lakh into a Standard Chartered Salary Account.
- Eligibility Criteria: Applicants must be Standard Chartered Priority Banking clients, aged between 21 and 65 years, and can be either salaried or self-employed individuals.
- Priority Banking Qualification: To qualify for Priority Banking, clients need a minimum monthly average FUM of ₹50 lakh or a monthly salary credit of ₹3 lakh into their Standard Chartered Salary Account.
- Reward Points Structure: Cardholders earn 5x reward points for every ₹100 spent abroad or on retail fashion, and 2 reward points for every ₹100 spent on other categories.
- Complimentary Lounge Access: The card provides 4 complimentary domestic airport lounge visits per calendar quarter in India.
- International Lounge Access: A complimentary Priority Pass membership offers access to international airport lounges worldwide, with a nominal fee of $27 per visit.
- Overseas Insurance Benefits: Cardholders receive complimentary overseas insurance, including an air accident cover of ₹1.2 crore and medical insurance worth USD 25,000.
- Credit Card Loans: Users can avail loans on their credit card up to ₹5 lakh, with flexible tenures ranging from 12 to 60 months.
- Balance Transfer & EMI Conversion: The card allows balance transfers up to ₹5 lakh from other bank credit cards and conversion of outstanding amounts up to ₹5 lakh into EMIs with zero processing fee.
- Fuel Surcharge Waiver: A 1% fuel surcharge waiver is applicable at HPCL Pumps across India.
- Application Process: Applications can be submitted online via the bank’s website or at any Standard Chartered Bank branch office, with an approximate approval time of 9 days.
This card is designed to provide significant value to affluent clients through its full rewards, travel, and insurance benefits, aligning with the premium services of Priority Banking.
Standard Chartered Priority Visa Infinite Credit Card Benefits in India (2026)
The Standard Chartered Priority Visa Infinite Credit Card offers extensive benefits, including 5x reward points on overseas and retail fashion spends, along with complimentary domestic and international lounge access. This card is exclusively available to Standard Chartered Priority Banking clients, providing a zero-membership fee structure.
Cardholders receive a full suite of travel, lifestyle, and insurance benefits, making IT a premium offering in India’s credit card market.
- Accelerated Rewards: Cardholders earn 5x reward points for every ₹100 spent abroad or on retail fashion, and 2 reward points for every ₹100 on other spends. The effective reward rate on 5x categories is approximately 1.5%.
- Complimentary Lounge Access: The card provides 4 complimentary domestic lounge visits per calendar quarter in India. , IT offers 2 complimentary international lounge accesses every month via Priority Pass membership, though a nominal fee of $27 per access applies.
- full Insurance Coverage: Benefits include complimentary overseas insurance, with a personal air accident cover of ₹1.2 crore and medical insurance worth USD 25,000.
- Exclusive Golf Privileges: Priority Banking clients gain access to premier golf courses within India, their lifestyle benefits.
- Fuel Surcharge Waiver: Users receive a 1% fuel surcharge waiver at HPCL Pumps, providing savings on fuel expenses.
- Flexible Loan Options: The card allows for loans on credit card up to ₹5 lakh with flexible tenures from 12 to 60 months. Cardholders can also transfer balances up to ₹5 lakh from other bank credit cards.
- EMI Conversion: The entire outstanding amount, up to ₹5 lakh, can be converted into EMIs with zero processing fee, offering financial flexibility.
These benefits are designed to cater to the affluent lifestyle and travel needs of Standard Chartered’s Priority Banking clientele in India.
Standard Chartered Priority Visa Infinite Credit Card in India: Vs Alternatives: Which Option is Best?
The Standard Chartered Priority Visa Infinite Credit Card offers specific benefits for Priority Banking clients, including 5x rewards on international spends and complimentary overseas insurance up to ₹1.2 crore. For broader airmile transfers, alternatives like HSBC Bank may offer partnerships with 15+ airlines, while the Standard Chartered Ultimate Credit Card provides a high 3.3% reward rate on most spends.
| Feature | Standard Chartered Priority Visa Infinite Credit Card | Standard Chartered Ultimate Credit Card | IndusInd Bank Avios Visa Infinite Credit Card |
|---|---|---|---|
| Target Audience | Priority Banking clients (FUM of ₹50 lakh or salary of ₹3 lakh/month) | General premium segment | Individuals with strong credit history and regular income |
| Joining Fee | ₹Nil | Not specified | Not specified |
| Annual Fee | Complimentary for Priority Banking clients (waived if spend ₹1.5 lakh) | Not specified | Not specified |
| Reward Points | 5x on international & retail fashion spends (per ₹100), 2 points per ₹100 on other spends | 3.3% reward rate on most spends | Not specified (Avios points) |
| Lounge Access | 4 complimentary domestic lounge visits per quarter, 2 international lounge access per month (Priority Pass) | Not specified | Not specified |
| Insurance Benefits | Overseas accident cover of ₹1.2 crore, medical insurance worth USD 25,000 | Not specified | Not specified |
| Overseas Transaction Fee | 3.5% of transaction amount | Not specified | 2.99% Foreign Exchange Surcharge |
| Minimum Age | 21 years | Not specified | 18 years |
| Maximum Age | 65 years | Not specified | 75 years |
The Standard Chartered Priority Visa Infinite Credit Card is best suited for existing Priority Banking clients seeking full travel and lifestyle benefits without an annual fee. Individuals prioritizing a high, flat reward rate across all spends might consider the Standard Chartered Ultimate Credit Card, while those focused on airmile transfers may explore other bank offerings.
Common Misconceptions About Standard Chartered Priority Visa Infinite Credit Card in India
Many prospective cardholders misunderstand the eligibility and fee structure of the Standard Chartered Priority Visa Infinite Credit Card. This card is exclusively complimentary for Standard Chartered Priority Banking clients, meaning IT has no joining or annual fees for this specific customer segment as of 2026.
Here are common misconceptions about the Standard Chartered Priority Visa Infinite Credit Card:
- Not a General-Purpose Card: The card is not available to all Standard Chartered Bank customers. IT is an exclusive offering for Priority Banking clients who meet specific criteria, such as maintaining a minimum monthly average Funds Under Management (FUM) of ₹50 lakh or a monthly salary credit of ₹3 lakh into a Standard Chartered Salary Account.
- Lifetime Free for Priority Clients: A common belief is that all premium cards carry high annual fees. However, for eligible Priority Banking clients, the Standard Chartered Priority Visa Infinite Credit Card comes with a zero joining fee and zero annual fee, making IT a lifetime-free premium card.
- Limited Lounge Access: Some users assume international lounge access is entirely free. While the card offers complimentary Priority Pass membership, international lounge visits typically incur a nominal fee of approximately $27 per access, as of 2026. Domestic lounge access is complimentary, with 4 visits per calendar quarter.
- Reward Point Redemption: The card offers 5x rewards on overseas and retail fashion spends, and 2 reward points per ₹100 on other spends. Misconceptions arise regarding the value of these points; they can be redeemed for shopping vouchers from brands like Croma and Nykaa via the 360° rewards program, not directly as cash back at a high rate.
- Instant Approval: The application process for this card, even for Priority Banking clients, is not instant. Approval typically takes approximately 9 days, subject to the submission of all required documents and adherence to the bank’s guidelines.
Understanding these specific conditions helps clarify the true benefits and requirements of this exclusive credit card offering.
What to Do Next: Actionable Steps
Applying for the Standard Chartered Priority Visa Infinite Credit Card in 2026 requires meeting specific Priority Banking client criteria. The application process is primarily online or through SCB branch offices, with an approval time of approximately 9 days.
- Verify Priority Banking Eligibility: Ensure you meet Standard Chartered’s Priority Banking criteria, which includes a minimum monthly average Funds Under Management (FUM) of ₹50 lakh or a minimum monthly salary credit of ₹3 lakh into a Standard Chartered Salary Account.
- Gather Required Documents: For salaried applicants, prepare income proof and identity documents. Self-employed individuals need to provide their latest IT returns, business continuity proof, and other bank credit card statements.
- Submit Your Application: Apply for the Standard Chartered Priority Visa Infinite Credit Card either through the bank’s official website or by visiting any Standard Chartered Bank branch office in India.
- Await Approval Process: After submission, the bank typically takes approximately 9 days to process and approve the application, subject to verification of all submitted documents and details.
- Activate Your Card: Upon receiving your card, activate IT and make a minimum spend to potentially receive activation benefits, such as Amazon Pay/Swiggy/Zomato vouchers worth up to ₹750.
- Utilise Customer Support: For any application queries or assistance, contact Standard Chartered customer care at 66014444, 39404444, or the toll-free number 18003451000.
Meeting the Priority Banking criteria and submitting complete documentation streamlines the application for this exclusive credit card.
Key Takeaways
- The Standard Chartered Priority Visa Infinite Credit Card is exclusively for Priority Banking clients in India, offering complimentary privileges.
- Eligibility requires a minimum monthly average FUM of ₹50 lakh or a ₹3 lakh monthly salary credit into an SCB account.
- The application process takes approximately 9 days, with both online and branch application options available.
Check your eligibility and apply for the Standard Chartered Priority Visa Infinite Credit Card on the official Standard Chartered Bank website or at a branch.
Frequently Asked Questions (FAQs)
What are the main benefits of the Standard Chartered Priority Visa Infinite Credit Card?
The Standard Chartered Priority Visa Infinite Credit Card offers accelerated reward points on international and retail spends, making IT ideal for frequent travellers. Cardholders also receive complimentary domestic and international lounge visits. This card is primarily designed for Standard Chartered Priority Banking customers.
How do I earn reward points with the Standard Chartered Priority Visa Infinite Credit Card?
You earn 5x reward points for every ₹100 spent abroad or on retail fashion purchases with the Standard Chartered Priority Visa Infinite Credit Card. These accelerated rewards are a key feature for cardholders who frequently travel and shop. The card focuses on value for these specific spending categories.
Is there an annual fee for the Standard Chartered Priority Visa Infinite Credit Card?
Standard Chartered Priority Banking clients can enjoy complimentary Priority Visa Infinite credit card privileges, meaning no extra annual charge for eligible customers. This benefit is a significant perk for those who maintain a Priority Banking relationship with Standard Chartered. Always confirm current fee structures with the bank directly.
What travel benefits does the Standard Chartered Priority Visa Infinite Credit Card offer?
The card provides complimentary access to domestic and international airport lounges, the travel experience for cardholders. IT also offers accelerated reward points on international spending, making IT beneficial for overseas trips. , the card includes travel insurance support through Standard Chartered Phone banking services.
How can I check the application status for my Standard Chartered Priority Visa Infinite Credit Card?
You can check your application status by visiting the official Standard Chartered website’s application status page and entering your application number. Alternatively, you can contact Standard Chartered Credit Card customer care directly. They can provide updates on your application’s progress.
Can I pay my Standard Chartered Priority Visa Infinite Credit Card bill using a cheque?
Yes, you can pay your Standard Chartered Priority Visa Infinite Credit Card bill by dropping a cheque or draft in favour of your 16-digit card number into any Standard Chartered cheque collection box. The bank provides a complete list of these collection box locations on its website. This offers a traditional payment method for cardholders.
Does the Standard Chartered Priority Visa Infinite Credit Card charge for third-party rent payments?
Yes, using your Standard Chartered Priority Visa Infinite Credit Card on a third-party rent payment platform may incur a fee, such as 1% of the transaction amount. This fee is in addition to any charges applied by the merchant platform itself. Always review the terms and conditions for such transactions.
Disclaimer: This article is general information, not financial advice. Interest rates, fees, and eligibility change frequently. Verify current details with the lender or regulator (RBI / SEBI / IRDAI) before deciding.