Fourteen years building consumer internet products in India, most of them in savings, deals and comparison.
Nishit Kumar founded Credsir to do one thing the Indian comparison market does not: publish the formula behind every ranking and the source behind every number.
He has spent fourteen years in Indian consumer internet. He co-founded Zoutons, a consumer savings and deals platform, and was a founding employee at Collegedunia, where he worked on comparison content at national scale — the same problem shape as financial product comparison: large product catalogues, high-stakes decisions, and readers who need the arithmetic rather than the marketing.
He holds an MBA from IIM Kozhikode.
He is not a registered investment adviser and does not give personalised financial advice. Credsir publishes information and calculations; what you do with them is your decision.
Credentials
| Credential | Issuer |
|---|---|
| MBA | Indian Institute of Management Kozhikode |
| Co-founder, Zoutons | Zoutons — consumer savings and deals platform |
| Founding employee, Collegedunia | Collegedunia |
| Founder, Credsir | Credsir |
14 years of professional experience. Only credentials we can substantiate are listed.
What he writes about
Nishit is bylined across the credit cards, loans and banking sections — the parts of the site where a figure being out of date changes the answer.
How this work is governed
Every ranking he publishes runs on a formula set out in full on the methodology page, and every figure carries the date it was checked and the source it came from. What the site will and will not do is written down in the editorial policy.
Credsir earns money in ways that are disclosed rather than hidden; the arrangements are listed on how we make money. No provider pays for a rating, changes one, or sees one before you do.
Credsir is an independent information service. It is not a registered investment adviser, broker or distributor, and nothing published here is personalised financial advice.