Skip to content

Independent. Unsponsored. Built for India.

Live rates Repo rate 5.50% USD/INR ₹96.73 Gold 24K (10g) ₹1,49,430 All rates
Advertiser disclosure. Some links on this page are partner links. They never change our rankings. Read how

Credsir earns money when you apply for a product through some of the links on this site. That revenue funds the research. It does not buy a placement: our rankings come from a published scoring method that runs on the same data for every product, partner or not. Products we do not earn from appear in these lists whenever they win on the numbers — and several currently do.

Credit Score

Paisabazaar CIBIL Score Check: Steps, Report and What to Know

Check your CIBIL score free on Paisabazaar with your mobile OTP and PAN; disputes still go to TransUnion CIBIL, not Paisabazaar.

VD

Written by Vikram Desai

Updated on 17 September 2026·5 min read

On this page8 sections
Credsir Credit Score guide cover with a gauge icon

You can check your CIBIL score free on Paisabazaar by entering your mobile number, verifying it with an OTP, and adding your PAN and basic details. Paisabazaar then shows your score and a downloadable credit report, and says it refreshes the score every month. Paisabazaar is a private loan and card marketplace, not a credit bureau, so disputes still go to TransUnion CIBIL.

Key facts

Item Position on 17 September 2026
Who runs Paisabazaar PB Fintech group, which also runs Policybazaar
Details needed Mobile number and OTP, PAN, name and other basic details
Cost Free on Paisabazaar
Bureaus covered Paisabazaar says it shows scores from all four: CIBIL, Experian, Equifax and CRIF High Mark
Report PDF password Your date of birth in DDMMYYYY format
Effect on your score None; checking your own score is a soft enquiry
Free report direct from each bureau One full report with score every calendar year, under RBI rules
How often lenders report As on the 9th, 16th, 23rd and last day of each month, from 1 July 2026

How to check your CIBIL score on Paisabazaar

Use only the Paisabazaar website or its app from the official app store. The steps below follow Paisabazaar’s own CIBIL page.

  1. Open the credit score form on paisabazaar.com or the Paisabazaar app.
  2. Enter your mobile number.
  3. Type the OTP sent to that number.
  4. Enter your PAN, name and the other details the form asks for, then accept the credit report terms.
  5. Tap Get Free Credit Score to see your score.
  6. To download the report, select the CIBIL score, choose a language and month, and download the PDF.
  7. Open the PDF with your date of birth (DDMMYYYY) as the password.

You fill the form only once. After that you log in with your mobile number to see the latest score.

What the Paisabazaar CIBIL report shows

The report follows the standard layout of a CIBIL credit information report:

ItemDetails
Scorea number from 300 to 900.
Personal informationname, date of birth, gender and IDs such as PAN.
Contact informationaddresses, phone numbers and email IDs.
Accountscurrent and closed loans and cards, balances, overdue amounts and days past due (DPD).
Enquirieseach time a lender pulled your report after you applied for credit.

Our guide on how to read your credit report explains each section.

Paisabazaar, BankBazaar or cibil.com: which gives what

Searches for a free CIBIL check often mix up these services. Each one shows a different bureau’s data on different terms.

Where you check Score shown How often free What you agree to
Paisabazaar CIBIL, plus other bureaus it says it covers Monthly updates, per Paisabazaar Paisabazaar’s credit report terms of use and privacy policy
BankBazaar credit score page Experian Free check, per BankBazaar Appointing BankBazaar to receive your Experian credit information
cibil.com CIBIL One free report and score each calendar year; paid plans for more CIBIL’s own terms
Experian, Equifax, CRIF websites That bureau’s score One free report each calendar year That bureau’s terms

So a “free CIBIL score check” on BankBazaar actually gives you an Experian score. Experian’s scale runs from 300 to 850, so the number can differ from your CIBIL score even when your history is the same. Policybazaar is the group’s insurance platform; the credit score service sits on Paisabazaar.

A marketplace uses your credit data to show you loan and card offers. If you would rather not share it, go to the bureau directly. Our guide to checking your CIBIL score free on cibil.com covers that route step by step.

How current is the score on Paisabazaar?

Paisabazaar’s CIBIL page still says the score refreshes every 15 days, which was the old reporting cycle. Under RBI’s Credit Information Reporting Directions, lenders have reported data as on the 9th, 16th, 23rd and last day of each month since 1 July 2026. Lenders must send each update within four days of the reference date, so a payment can take up to about two weeks to reach the bureau, and longer to show on a platform that refreshes monthly.

Found a mistake in your report?

  1. Note the account, the lender and the wrong detail.
  2. Raise a dispute with TransUnion CIBIL on cibil.com, or ask the lender to correct its data. Paisabazaar cannot change bureau records.
  3. Keep the dispute reference number.
  4. If the complaint is not resolved within 30 calendar days, the bureau or lender must pay you ₹100 for each day of delay.
  5. If you get no reply in 30 days, or you are not satisfied, complain to the RBI Ombudsman at cms.rbi.org.in under the Integrated Ombudsman Scheme, 2026, within 90 days.

For more ways to see your score, visit our free credit score page.

Frequently asked questions

Is the CIBIL score check on Paisabazaar free?

Yes. Paisabazaar does not charge for the score or the report. You agree to its credit report terms, and it may show you loan and card offers.

How do I get my Paisabazaar CIBIL report?

After you log in, select the CIBIL score, choose a language and month, and download the report. The PDF password is your date of birth in DDMMYYYY format.

Can I check my CIBIL score free on BankBazaar?

BankBazaar’s free credit score page shows your Experian score, not your CIBIL score. For CIBIL, use cibil.com or a platform that shows CIBIL data.

Does checking my score on Paisabazaar lower it?

No. Checking your own score is a soft enquiry. Only enquiries by a lender after you apply for credit appear as hard enquiries.

Is there a Policybazaar CIBIL login?

Policybazaar sells insurance. Its sister platform Paisabazaar, from the same PB Fintech group, runs the credit score service, so log in on paisabazaar.com.

Why is my Paisabazaar score different from cibil.com?

The two may pull data on different dates. If Paisabazaar shows another bureau’s score, that bureau uses its own model and scale.

Sources

Related articles