Property
Home Affordability Calculator
The property price you can realistically afford, including all the costs beyond the loan.
₹2 L
₹20,000₹2,00,000₹1 Cr
₹0₹0₹20 L
₹25 L
₹0₹25,00,000₹20 Cr
58.5%15
520 years30
Property you can afford
₹89,28,571
- Loan you qualify for
- ₹71,42,857
- Down payment (20%)
- ₹17,85,714
- Stamp duty, registration & other costs (~8%)
- ₹7,14,286
- Total cash needed upfront
- ₹25,00,000
- Monthly EMI
- ₹61,987
- Constrained by
- Your savings
What this means.Most affordability calculators ignore the 8–12% that sits on top of the price: stamp duty, registration, GST on under-construction, brokerage, interiors and society charges. Budget for those or you will be short at possession.
Worth knowing.Results are estimates based on the assumptions you enter. Actual outcomes depend on the exact terms offered to you, the compounding convention your institution uses, and tax law as it applies to your situation. Nothing here is personalised advice.
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This calculator runs entirely in your browser. Your income, loan amount, salary and any other figure you type is never transmitted to Credsir or anyone else. Nothing is stored, logged or shared.