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Reference

Rental Yield in Indian Cities

Gross and net yields — usually 2–4%, not what brokers claim.

Updated 17 August 2026

Your numbers

₹1 Cr
₹1 L₹1,00,00,000₹1 Cr
₹1,000₹30,000₹50 L
₹0₹4,000₹5 L
₹0₹15,000₹50 L
08%50
Net rental yield
2.68%
Gross yield
3.60%
Annual rent
₹3,60,000
After vacancy allowance
₹3,31,200
Less maintenance & tax
₹63,000
Net annual income
₹2,68,200
Taxable rental income (after 30% deduction)
₹2,16,840

What this means.A net yield of 2.68% is typical for Indian residential property — and it is below what a fixed deposit pays. Residential property earns its return from price appreciation, not rent. Commercial property and REITs yield materially more.

Questions

Is this property information specific to India?

Yes. Everything on Credsir is written for Indian regulation, Indian tax law and Indian products — RBI rules, IRDAI norms, SEBI regulation and the current financial year’s income tax provisions.

How often is this page updated?

Rate tables are refreshed weekly, and immediately after an RBI policy change or a Budget announcement. Every figure on the page carries the date it was captured and a link to its source, so you can always see how current it is.

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No. We earn from partner links and advertising, but rankings come from a published scoring formula that runs identically on every product, whether we earn from it or not. Products we make nothing from appear in these lists whenever they win on the numbers.

Are these the rates I will actually be offered?

Advertised rates are the best case, reserved for applicants with a high credit score, stable income and a favourable profile. Your offer depends on your credit score, employer, income and existing obligations. Treat published rates as the floor, not the quote.

Related reading

Worth knowing.Rates, fees and terms change frequently and vary by applicant. Everything here is general information, not personalised advice. Confirm the current terms directly with the institution before you apply. How we research and rate.