Investing

What Is a Stock Split and What Happens to Your Shares

A stock split cuts each share's face value and raises your share count in the same ratio, so your holding's value is unchanged…

Stock Market Crash Rules: Circuit Breakers and Price Bands

In a crash, Indian markets halt when the Nifty or Sensex moves 10%, 15% or 20%. Halt length depends on the time of day.

Treasury Bills in India: Tenures, Auctions and How to Buy

Treasury bills are 91-, 182- and 364-day government securities sold at a discount in weekly RBI auctions and repaid at face value.

ETF vs Mutual Fund: How Buying, Costs and Liquidity Differ

An ETF trades on the exchange at live prices through a demat account; a mutual fund is bought from the AMC at the day's NAV.

Post Office Savings Account: Opening, Balance Rules and Interest

Open a post office savings account with ₹500, Aadhaar and PAN. It pays 4% a year and needs a ₹500 minimum balance.

Share Buyback: How to Tender Shares and How It Is Taxed

Tender shares through your broker during the offer window. Buybacks from 1 April 2026 are taxed as capital gains on your profit,…

RBI Retail Direct: How to Open an Account and Buy G-Secs

RBI Retail Direct lets individuals open a free gilt account with RBI online and buy government securities in auctions or trade…

What Is an Index Fund and How Does It Track the Index

An index fund buys the same stocks as an index such as the Nifty 50, in the same weights, so it earns the index return minus…

XIRR vs CAGR vs Absolute Return in Mutual Funds

Use absolute return for holdings under a year, CAGR for a single lump sum held longer, and XIRR for SIPs or any series of…

Stock Market Timings in India: Pre-Open, Normal and Closing Sessions

NSE and BSE open at 9:00 am with a pre-open auction and trade 9:15 am to 3:30 pm. F&O stocks end at 3:15 pm with a closing…

Gold ETF vs Gold Mutual Fund: Demat, Costs and Tax Compared

A gold ETF trades on the exchange and needs a demat account. A gold fund of funds buys that ETF for you, allows SIPs and adds its…

Specialised Investment Funds (SIF): Rules, Minimum and Tax

A SIF is a SEBI-regulated product run by mutual fund houses. It needs at least ₹10 lakh per PAN and may take short positions of…

SME IPO Rules: How SME Listings Differ From Mainboard IPOs

An SME IPO lists on NSE Emerge or BSE SME. You must apply for at least two lots worth over ₹2 lakh, and the exchange, not SEBI,…

IPO Listing Day: Listing Time, Pre-Open Session and Selling

IPO shares list three working days after the issue closes. A pre-open auction runs from 9 am, and normal trading starts at 10 am.

Shareholder Quota in an IPO: Who Qualifies and How to Apply

An IPO shareholder quota is for public shareholders of a listed parent on the RHP's cut-off date. Bid up to ₹2 lakh there and…