Loans

Loan Guarantor: Liability, Rights and Credit Score Impact

A loan guarantor owes the full unpaid loan once the borrower defaults, and the lender need not chase the borrower first.

Loan Against Car: How Much You Can Borrow and the Process

Banks lend up to 140–200% of your car's value from about 13.75% a year, with hypothecation recorded on the RC through Form 34.

Business Loan Schemes for Women: Udyogini, Mudra and Stand-Up India

Women can borrow up to ₹20 lakh under Mudra, get Udyogini subsidy in Karnataka and 90% CGTMSE cover. Stand-Up India closed to new…

PM SVANidhi ₹50,000 Loan: How to Apply Online and Track Status

The ₹50,000 PM SVANidhi loan is the third tranche. You get it only after fully repaying the ₹25,000 second loan, and you apply…

Stand-Up India Scheme: Eligibility, Loan Terms and 2026 Status

Stand-Up India offered ₹10 lakh to ₹1 crore bank loans for new SC/ST or women-led businesses. The scheme ran to 31 March 2025; a…

State Bank of India Increases MCLR Across Selected Tenors

State Bank of India revised its Marginal Cost of Funds Based Lending Rate across several tenors with effect from 15 October 2026.

State Bank of India Updates MCLR and EBR Rates from 15 November 2026

State Bank of India updated its Marginal Cost Of Funds Based Lending Rate and benchmark lending rates effective 15 October 2026.

SBI Revises Marginal Cost Based Lending Rates From 15 November 2026

State Bank of India revised its tenor-wise Marginal Cost of Funds Based Lending Rate with effect from 15 October 2026.

SBI Increases EBLR and RLLR Lending Rates From 15 November 2026

State Bank of India revised its external benchmark lending rates with effect from 15 October 2026.

SARFAESI Act: What Happens When a Bank Moves to Seize Property

Under the SARFAESI Act a lender can seize a mortgaged property without a court order once your loan is an NPA, but only after a…

How to Apply for a PMEGP Loan on the PMEGP Portal

Apply for a PMEGP loan on pmegp.msme.gov.in: fill the Aadhaar-verified form, pick an agency and two banks, upload documents, then…

RBI Gold Loan Rules 2026: LTV Slabs, Valuation and Return of Gold

Under RBI rules in force since 1 April 2026, you can borrow up to 85% of your gold's value on loans up to ₹2.5 lakh, and get your…

Silver Loan: RBI Rules for Borrowing Against Silver

Banks and NBFCs can lend against silver jewellery and coins under RBI rules in force by 1 April 2026, at up to 85% of the…

Bihar Student Credit Card: Eligibility, Loan Limit and How to Apply

The Bihar Student Credit Card gives Class 12 pass students of Bihar an interest-free education loan of up to ₹4 lakh through…

SBI e-Mudra Loan: Who Can Apply Online and the Real Limit

Existing SBI account holders can apply online for a Shishu Mudra loan of up to ₹50,000; SBI now routes online applications…