Loans

PMEGP Loan: Eligibility, Subsidy Rates and Project Limits

PMEGP pays 15% to 35% of a new micro unit's cost as subsidy on a bank loan, for projects up to ₹50 lakh (manufacturing) or ₹20…

Home Loan Prepayment: RBI’s Zero-Charge Rule and How to Prepay

Lenders cannot charge you for prepaying a floating-rate home loan taken for personal use, whether sanctioned before or after 1…

Repo Rate and Your EMI: What the RBI Policy Decision Changes

The RBI repo rate is 5.25%, held on 5 August 2026. Repo-linked loans reset at least every three months; MCLR loans move on their…

HDFC Home Loan Interest Percentage — Rates, EMI and Eligibility

Secure your dream home! HDFC home loan rates start at 8.15% p.a. in June 2026. Discover options, factors affecting your rate, and…

IDBI Bank Gold Loan Interest Rate Today — September 2026

IDBI Bank offers gold loans starting at 5.88% per annum, among the most competitive rates in India as of 2026.

Indian Bank Gold Loan Per Gram 2026: Loan Amount and Rates

Indian Bank lends up to 70% of gold's value, about ₹9,769 a gram for 22 carat on 16 Sep 2026 IBJA rates; jewel loan interest is…

UCO Bank Car Loan Interest Rate 2026: STP Car Loan, Bike Loan and EMI

UCO Bank car loans start at 7.45% (7.35% for EVs) for a CIBIL score of 825+, rising to 10.00%, on the card updated 13 August 2026.

How Lenders Work Out Loan Eligibility

A loan eligibility calculator is a digital tool that estimates the maximum loan amount an individual can qualify for, based on…

Best Loan Apps for Salaried Employees: Bank and NBFC Apps Compared

No official ranking exists; bank and NBFC loan apps for salaried people start at 9.99%-10.99% and ask for ₹10,000-₹30,000 net…

Government Education Loan Schemes — Rates, EMI and Eligibility

Crores of rupees in interest subsidies go unclaimed every year across India, primarily because students are unaware of these…

SME Loan for Start-ups: Collateral-Free Routes for a New Business

Start-ups borrow from banks and NBFCs under Mudra (up to ₹20 lakh), CGTMSE and CGSS (up to ₹20 crore) guarantees, mostly without…

Education Loan for Studying Abroad — Rates, EMI and Eligibility

Over 1.3 million Indian students pursued education abroad in 2024, with this number projected to rise for the 2026 academic…

Illegal Loan Apps List 2026: How to Check a Fake Loan App

No official named list of illegal loan apps exists. MeitY has blocked 87; check any app against the RBI Digital Lending Apps…

Bank of Baroda Car Loan Interest Rate Today — September 2026

Bank of Baroda offers car loan interest rates starting from 7.60% p.a. For floating rates and 8.50% p.a.

Indian Bank Gold Loan Interest Rate Today — September 2026

Indian Bank offers gold loans with interest rates ranging from 8.50% to 8.80% per annum as of 2026. These rates are competitive,…