Loans

Business Loan EMI Calculator: Formula, Examples and Hidden Costs

A ₹10 lakh business loan at 16% for 3 years has an EMI of ₹35,157 and total interest of ₹2,65,653. Here is the formula and what…

Business Loan Interest Rates Today — September 2026

Business loan interest rates in India are expected to range between 8% and 29% per annum in 2026, influenced by factors like the…

Education Loan Process — Rates, EMI and Eligibility

In 2026, securing an education loan in India is a critical step for many students, with 56,880 candidates qualifying for IIT…

Payday Loans in India

Payday loans are short-term, unsecured loans designed to cover urgent expenses until a borrower's next salary. In India, these…

How Loan EMI Is Calculated — Rates, EMI and Eligibility

Equated Monthly Instalment (EMI) is a fixed payment made by a borrower to a lender each month, covering both principal and…

Government Business Loan Schemes in India: MSME Loans for a New Business

Mudra (up to ₹20 lakh), CGTMSE cover (up to ₹10 crore), PMEGP subsidy (15–35%) and CGSS (₹20 crore) are the main government…

How to Get a Two-Wheeler Loan: Eligibility, Maximum Amount and FAQs

Banks lend for a two-wheeler from age 18–21 on ₹10,000 a month income; the maximum bike loan is ₹3 lakh (SBI regular) to ₹25 lakh…

Instant Loan Apps for Students: RBI Checks and the PM-Vidyalaxmi Portal

Use a student loan app only if its lender appears in the RBI Digital Lending Apps directory; for education costs, apply on the…

IOB Gold Loan Interest Rate: Jewel Loan Rates by Scheme

IOB's gold loan rate is 8.90% for its general jewel loan and 8.80% for Swarna Lakshmi (17 Sep 2026); KCC jewel loans can be 7%.

Instant Loan Without Documents — Rates, EMI and Eligibility

Instant loans without income proof are gaining traction in India, with over 15 small loan apps offering such facilities in 2026.

RBI Approved Loan Apps List — Rates, EMI and Eligibility

India's digital lending market is rapidly expanding, with over 1,100 registered NBFCs and dozens of digital lending platforms…

Bike Loan EMI Calculator: Two-Wheeler EMI, Rates and Down Payment

A ₹1 lakh bike loan at 12.40% over 3 years costs ₹3,341 a month. Formula, EMI tables, down payment effect and bank two-wheeler…

Lowest Car Loan Interest Rates: Which Bank and Who Qualifies

Bank of Maharashtra's 7.45% is the lowest published car loan rate (17 Sep 2026), then Canara 7.50%, Union and BoB 7.60%, PNB…

Lowest Gold Loan Interest Rates: Bank and NBFC Rates Before Dussehra

Published gold loan rates start at 8.50% (Bank of Maharashtra) and 8.75% (Indian Bank, ICICI Bank) in September 2026; NBFC…

Mudra Loan Scheme (2026) — Eligibility & How to Apply

The Pradhan Mantri Mudra Yojana (PMMY) has helpd over 57.79 crore loans worth ₹40.07 lakh crore to micro and small enterprises…