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Housing Schemes

PMAY Beneficiary Status: What Each Stage Means and What to Do Next

Check PMAY-U 2.0 status on pmaymis.gov.in with Aadhaar OTP, or PMAY-G status on AwaasSoft with your registration number.

RM

Written by Rohan Mehta

Published 21 September 2026·6 min read

On this page11 sections
Credsir Housing Schemes guide cover with a house icon

Where you check PMAY beneficiary status depends on the scheme. Urban applicants under PMAY-U 2.0 log in on pmaymis.gov.in with their Aadhaar number and an OTP. Rural PMAY-G beneficiaries search AwaasSoft with their registration number. Each status marks a step: application, verification, sanction, instalments paid as building progresses, then completion. If it stops moving, ask your urban local body (ULB) or block office first.

Key facts

What you want to check Where and how
PMAY-U 2.0 application (urban) pmaymis.gov.in (PMAY-U 2.0 page) > Login > Applicant login, using Aadhaar number, name as on Aadhaar and OTP
Old PMAY-U (2015 scheme) assessment pmaymis.gov.in > Track Your Assessment Status, by Assessment ID or by name, father’s name and mobile number
PMAY-G house (rural) pmayg.dord.gov.in > Stakeholders > IAY/PMAYG Beneficiary, using the registration number
Awaas+ 2024 survey entry (rural) Stakeholders > AwaasPlus Beneficiary Details, using state and 9-digit Awaas Plus ID
PMAY-G payment FTO Tracking, using the FTO number or PFMS ID
Complaints PGRAMS on pmay-urban.gov.in (urban); CPGRAMS at pgportal.gov.in (both)

How to check PMAY-U 2.0 status (urban)

  1. Open the PMAY-U 2.0 page on pmaymis.gov.in.
  2. Click Login, then Applicant login.
  3. Enter your Aadhaar number and your name exactly as printed on Aadhaar.
  4. Click Generate OTP and enter the OTP sent to your Aadhaar-linked mobile.
  5. Read the application shown on screen and note your Application ID.

The same screen has a red Withdraw button. Do not press it unless you mean to cancel your application.

If you applied under the first PMAY-U before September 2024, use Track Your Assessment Status on the main pmaymis.gov.in page. For more on the application itself, see our PMAY 2.0 application guide.

How to check PMAY-G status (rural)

  1. Go to pmayg.dord.gov.in and open the Stakeholders menu.
  2. Select IAY/PMAYG Beneficiary.
  3. Enter your registration number (beneficiary ID), fill the captcha and submit.
  4. Check the sanction details, instalments paid and construction stage.

If your gram panchayat gave you an Awaas Plus ID from the 2024 survey, use AwaasPlus Beneficiary Details instead. Ask the gram panchayat secretary or block office if you do not have either number.

PMAY-U 2.0 stages and what each one means

The portal’s exact wording can differ, but files move in the order set by the PMAY-U 2.0 guidelines.

Stage What it means Your next step
Application ID generated Your form is saved and cannot be edited Print or save the acknowledgment
Forwarded to ULB or lender Construction (BLC) and partnership housing (AHP) files go to the ULB. Interest subsidy (ISS) files go to the lenders you chose. Keep land, income and identity papers ready for checks
Verification The ULB or lender checks eligibility and runs duplicate checks Answer calls from the ULB or bank quickly
Sanctioned BLC and AHP houses are approved by the state committee (SLSMC) and the central committee (CSMC) Start work on your own land (BLC)
Instalment released BLC money comes in three parts, 40:40:20, as construction progresses Get each stage geo-tagged
Completed Final stage geo-tagged and last instalment paid Keep the house; the five-year lock-in bars selling it

Under BLC, the second instalment goes to houses geo-tagged at lintel stage, and the last 20% follows the final geo-tag.

PMAY-G stages

Under the PMAY-G Framework for Implementation (2022), a registered household is first sanctioned a house. The first instalment reaches the beneficiary’s bank or post office account within 7 working days of the sanction order. Each state pays at least 3 instalments, linked to stages it picks from foundation, plinth, windowsill, lintel, roof cast and completed. The status shows Completed once the final stage is recorded.

Why an application shows rejected or not eligible

For PMAY-U 2.0, the common reasons in the guidelines are:

  • You or a family member own a pucca house anywhere in India.
  • You were allotted a house under any central, state or local government housing scheme in the last 20 years.
  • Household income is above ₹9 lakh a year. The limits are ₹3 lakh for EWS, ₹6 lakh for LIG and ₹9 lakh for MIG.
  • Your PMAY-U house was curtailed by the CSMC after 31 December 2023 on the state’s recommendation.
  • For ISS, the loan is above ₹25 lakh, the house value is above ₹35 lakh, or the loan was sanctioned and disbursed before 1 September 2024.

For PMAY-G, households in houses with a pucca roof or wall, or more than 2 rooms, are filtered out. So is any household meeting one of 10 exclusion criteria. Examples include a member earning over ₹15,000 a month, a Kisan Credit Card limit of ₹50,000 or more, or paying income tax.

How long each stage usually takes

Step Time limit in the rules
BLC proposals sent by a city to the CSMC Once every 3 or 6 months
ULB approval of a geo-tag uploaded by the beneficiary (PMAY-U 2.0) 15 days, after which it is auto-approved
State payment after geo-tag approval (PMAY-U 2.0) Within 7 days
BLC house completion (PMAY-U 2.0) 12 to 18 months from CSMC sanction
PMAY-G first instalment Within 7 working days of sanction
PMAY-G house completion Within 12 months of sanction

Because cities batch their proposals, a verified file can wait months for sanction. No fixed limit applies to that wait.

What to do if your status has not moved

  1. Note your Application ID, registration number or Awaas Plus ID.
  2. Check that your Aadhaar-seeded bank account is active, since payments go by direct benefit transfer.
  3. For a stalled instalment, confirm the stage was geo-tagged and approved.
  4. Visit the ULB housing cell (urban) or the block development office (rural) with your papers.
  5. For ISS, ask the lender’s branch whether it has uploaded your subsidy claim.
  6. If nothing changes, file a written grievance.

Raising a grievance

For urban cases, use the grievance link (PGRAMS) on pmay-urban.gov.in or pmaymis.gov.in. For rural cases, PMAY-G rules require a grievance officer at the gram panchayat, block, district and state levels. Each must dispose of a complaint within 15 days. PMAY-G complaints made on CPGRAMS (pgportal.gov.in) are sent to the state, which must report action within one month. Urban applicants can use CPGRAMS too.

Our PMAY and housing schemes hub covers eligibility and benefits for each vertical.

Frequently asked questions

How do I check PMAY status with my Aadhaar number?

For PMAY-U 2.0, use Applicant login on pmaymis.gov.in with your Aadhaar number, name as on Aadhaar and the OTP. PMAY-G search needs a registration number instead.

Can I check PMAY status with my mobile number?

For the old PMAY-U, yes: Track Your Assessment Status accepts name, father’s name and mobile number. The PMAY-U 2.0 login uses the OTP sent to your Aadhaar-linked mobile.

How do I check the PMAY-G beneficiary list for my village?

Ask your gram panchayat, which must publicise the verified list for at least 7 days. You can also search your own record by registration number on AwaasSoft.

What does “forwarded to PLI” mean?

Your interest subsidy application has gone to the banks or housing finance companies you picked. They check eligibility and handle the loan.

My PMAY-G instalment has not come. What should I check?

Check whether your construction stage was inspected and recorded. Then trace the payment with its FTO number or PFMS ID under FTO Tracking.

Can I edit my PMAY-U 2.0 application after submitting?

No. After Final Save the form is locked; the portal only lets you withdraw it.

Sources

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