USD to EUR Exchange Rate Today: 2026 Rates and Trend
On 16 Sep 2026, 1 USD = 0.8668 EUR (ECB reference rate 1 EUR = 1.1537 USD). Check a live quote before converting.
Written by Vikram Desai
Updated on 17 September 2026·4 min read
On this page7 sections
The USD to EUR exchange rate was 1 US dollar = 0.8668 euro on 16 September 2026, based on the European Central Bank reference rate of 1 euro = 1.1537 dollars. Rates move every trading day, so treat this as a dated reference and check a live quote before you convert money.
Key facts
| Measure | Figure | Date and basis |
|---|---|---|
| 1 USD in EUR | 0.8668 | 16 Sep 2026, inverse of ECB reference rate |
| 1 EUR in USD | 1.1537 | 16 Sep 2026, ECB reference rate |
| 2026 high for USD to EUR | 0.8818 | 24 Jun 2026 (EUR/USD 1.1340) |
| 2026 low for USD to EUR | 0.8351 | 28 Jan 2026 (EUR/USD 1.1974) |
| Average in 2026 so far | 0.8606 | 2 Jan to 16 Sep 2026, ECB data |
| First reference rate of 2026 | 0.8532 | 2 Jan 2026 (EUR/USD 1.1721) |
| A year earlier | 0.8470 | 16 Sep 2025 (EUR/USD 1.1807) |
| 1 EUR in INR | ₹110.71 | 16 Sep 2026, ECB reference rate |
The ECB usually updates its euro reference rates at around 16:00 CET on working days, and says they are published for information only and should not be used for transactions. Banks and money transfer services quote their own buy and sell rates, which include a margin.
USD to EUR conversion table
| US dollars | Euros (at 0.8668) |
|---|---|
| 1 USD | 0.87 EUR |
| 10 USD | 8.67 EUR |
| 100 USD | 86.68 EUR |
| 500 USD | 433.39 EUR |
| 1,000 USD | 866.78 EUR |
| 5,000 USD | 4,333.88 EUR |
For any other amount, use our currency converter. The formula is simple: euros = dollars ÷ the EUR/USD rate.
Recent USD to EUR rates
| Date | 1 EUR = USD (ECB) | 1 USD = EUR |
|---|---|---|
| 16 Sep 2026 | 1.1537 | 0.8668 |
| 15 Sep 2026 | 1.1539 | 0.8666 |
| 14 Sep 2026 | 1.1551 | 0.8657 |
| 11 Sep 2026 | 1.1592 | 0.8627 |
| 10 Sep 2026 | 1.1616 | 0.8609 |
| 9 Sep 2026 | 1.1652 | 0.8582 |
| 8 Sep 2026 | 1.1614 | 0.8610 |
| 7 Sep 2026 | 1.1622 | 0.8604 |
Monthly picture in 2026
| Month | Average USD to EUR | Low | High |
|---|---|---|---|
| June 2026 | 0.8683 | 0.8584 | 0.8818 |
| July 2026 | 0.8759 | 0.8707 | 0.8797 |
| August 2026 | 0.8626 | 0.8548 | 0.8684 |
| September 2026 (to 16 Sep) | 0.8625 | 0.8582 | 0.8668 |
The dollar bought more euros in June and July, then weakened in August. In the second week of September it firmed again, rising from 0.8582 on 9 September to 0.8668 on 16 September. All figures are worked out from ECB daily reference rates.
What is moving the dollar-euro rate in 2026
| Item | Details |
|---|---|
| ECB policy rates | The ECB raised its deposit facility rate to 2.25% from 17 June 2026 and to 2.50% from 16 September 2026. Its main refinancing rate is now 2.65%. |
| US Federal Reserve | The Fed’s rate table lists a 25 basis point increase dated 17 September 2026, taking the federal funds target range to 3.75%–4.00%. |
| Rate gap | When US rates rise faster than euro rates, the dollar tends to gain. When the ECB tightens faster, the euro tends to gain. |
| Data and events | Inflation, jobs and growth releases on either side of the Atlantic, and trade or political news, move the pair day to day. |
Nobody can reliably forecast the next move. If you have a large payment due in euros, splitting the conversion over several dates reduces the risk of picking one bad day.
How to convert USD to EUR from India
- Check the day’s reference rate so you know the mid-market level.
- Ask your bank or an authorised money changer for its USD-to-EUR or INR-to-EUR selling rate.
- Work out the gap between that rate and the reference rate. The gap is the margin you pay.
- Add any fixed fees, such as wire charges or forex card loading fees.
- Deal only with RBI-authorised dealers or money changers, as FEMA requires.
- If you pay by card abroad, choose to be charged in euros, not rupees or dollars, to avoid dynamic currency conversion.
- Keep the transaction advice or receipt for your records.
If you are converting rupees, the dollar leg matters too. See our exchange rates today page for the rupee against major currencies.
Frequently asked questions
What is the USD to EUR exchange rate today in 2026?
On 16 September 2026, 1 USD was worth 0.8668 EUR, based on the ECB reference rate of 1.1537 dollars per euro. Check a live quote before you trade.
What is the USD EUR exchange rate today?
USD/EUR and EUR/USD are the same pair seen from opposite sides. On 16 September 2026, 1 EUR = 1.1537 USD, which means 1 USD = 0.8668 EUR.
What was the highest USD to EUR rate in 2026?
On ECB data, the dollar bought the most euros on 24 June 2026, at 0.8818. The lowest was 0.8351 on 28 January 2026.
How much is 100 US dollars in euros?
At the 16 September 2026 reference rate, 100 USD is about 86.68 EUR, before any bank or card margin.
What was the USD to EUR rate on 17 June 2026?
The ECB reference rate on 17 June 2026 was 1.1591 dollars per euro, so 1 USD was about 0.8627 EUR. On 18 June it was 0.8725, and on 22 June 0.8729.
Why does my bank’s USD to EUR rate differ from the ECB rate?
The ECB rate is a mid-market reference for information. Banks add a margin to their buy and sell rates and may also charge fees.
Sources
- ECB euro reference exchange rate: US dollar (USD) — European Central Bank (checked 17 Sep 2026)
- Euro foreign exchange reference rates — European Central Bank (checked 17 Sep 2026)
- Euro foreign exchange reference rates, full history file — European Central Bank (checked 17 Sep 2026)
- Key ECB interest rates — European Central Bank (checked 17 Sep 2026)
- Open market operations: FOMC target federal funds rate — Federal Reserve (checked 17 Sep 2026)
- FAQs on forex transactions with authorised persons — Reserve Bank of India (checked 17 Sep 2026)
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