Loans
Loan Eligibility Calculator
How much a lender will actually sanction, based on your income and existing EMIs.
₹1 L
₹10,000₹1,00,000₹50 L
₹0₹0₹10 L
3050%75
Most lenders cap total EMIs at 40–55% of net income.
18.5%36
120 years30
Eligible loan amount
₹57,61,542
- EMI you can service
- ₹50,000
- Income committed to EMIs
- 50.00%
- Free income after EMIs
- ₹50,000
What this means.This is a ceiling, not an offer. Lenders also weigh your credit score, employer category and job stability.
Worth knowing.Results are estimates based on the assumptions you enter. Actual outcomes depend on the exact terms offered to you, the compounding convention your institution uses, and tax law as it applies to your situation. Nothing here is personalised advice.
Your data stays with you
This calculator runs entirely in your browser. Your income, loan amount, salary and any other figure you type is never transmitted to Credsir or anyone else. Nothing is stored, logged or shared.