Private BankPersonal loan
Kotak Mahindra Bank personal loan interest rate
What the bank advertises against the most it can charge. The gap is much wider than on a home loan.
The rate
Data as of 15 Aug 2026Source: Lender rate cards and published comparisons, August 2026Pending issuer verification
Kotak Mahindra Bank advertises from 10.50% and can charge up to 24.00% for this product — a range of 13.50%. Where you land is set by your credit score, your down payment and your income type, not by bargaining.
How it compares
4th cheapest of the 8 providers we track, 0.51% above HDFC Bank at 9.99%.
Terms change without notice. Confirm the current figures with Kotak Mahindra Bank before you act.