Banks and lenders, rate by rate
Every provider we hold a rate for — 24 in total — with the home loan, personal loan and fixed deposit rates each one publishes. Grouped by what kind of lender it is, because that changes how the number should be read.
Public sector banks
Public sector bank. Floating retail loans are priced off an external benchmark, so RBI rate cuts pass through within a reset cycle.
Bank of Baroda
- Home loanfrom 7.20%
- Fixed depositup to 6.75%
2 productsCanara Bank
- Home loanfrom 7.40%
1 productPunjab National Bank
- Home loanfrom 7.20%
- Fixed depositup to 6.60%
2 productsState Bank of India
- Home loanfrom 7.25%
- Personal loanfrom 10.00%
- Fixed depositup to 6.45%
3 productsUnion Bank of India
- Home loanfrom 7.35%
1 product
Private sector banks
Private sector bank. Floating retail loans are priced off an external benchmark, so RBI rate cuts pass through within a reset cycle.
Axis Bank
- Home loanfrom 8.00%
- Personal loanfrom 10.99%
- Fixed depositup to 6.50%
- Credit cards2 cards reviewed
4 productsHDFC Bank
- Home loanfrom 7.75%
- Personal loanfrom 9.99%
- Fixed depositup to 6.50%
- Credit cards4 cards reviewed
4 productsICICI Bank
- Home loanfrom 7.50%
- Personal loanfrom 10.45%
- Fixed depositup to 6.50%
- Credit cards2 cards reviewed
4 productsIDFC First Bank
- Personal loanfrom 10.99%
- Credit cards1 card reviewed
2 productsKotak Mahindra Bank
- Home loanfrom 7.60%
- Personal loanfrom 10.50%
- Fixed depositup to 6.50%
3 products
Housing finance companies
Housing finance company. Not required to price off an external benchmark — it lends against an internal reference rate, so rate cuts historically arrive more slowly than increases.
Non-banking financial companies
Non-banking financial company. Prices off an internal reference rate rather than an external benchmark, and is not a bank — deposits with it are not DICGC-insured.
Small finance banks
Small finance bank. Deposit rates are typically the highest available, but DICGC insurance covers ₹5 lakh per depositor per bank — size the deposit accordingly.
Card issuers
Card issuer. We hold its card catalogue but no lending or deposit rates, so this microsite covers cards only.